Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Inspire Home Loans Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 8,668 |
| Total Mortgage Loan Application Amount | $2,638,480,000 |
| Average Mortgage Loan Application Amount | $313,000 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 671 | $ 219,635,000 | $ 327,000 | $ 96,000 |
| Williamson County Texas | 382 | $ 91,230,000 | $ 238,000 | $ 140,000 |
| Fresno County California | 286 | $ 99,380,000 | $ 347,000 | $ 105,000 |
| Douglas County Colorado | 270 | $ 117,280,000 | $ 434,000 | $ 130,000 |
| Los Angeles County California | 265 | $ 108,325,000 | $ 408,000 | $ 108,000 |
| San Bernardino County California | 257 | $ 75,045,000 | $ 292,000 | $ 84,000 |
| Gwinnett County Georgia | 248 | $ 76,810,000 | $ 309,000 | $ 108,000 |
| Riverside County California | 239 | $ 78,705,000 | $ 329,000 | $ 99,000 |
| Fort Bend County Texas | 228 | $ 49,930,000 | $ 218,000 | $ 88,000 |
| Weld County Colorado | 198 | $ 75,940,000 | $ 383,000 | $ 110,000 |
| Pinal County Arizona | 180 | $ 32,400,000 | $ 180,000 | $ 67,000 |
| Arapahoe County Colorado | 179 | $ 49,725,000 | $ 277,000 | $ 117,000 |
| Fulton County Georgia | 177 | $ 46,945,000 | $ 265,000 | $ 89,000 |
| Montgomery County Texas | 170 | $ 37,630,000 | $ 221,000 | $ 90,000 |
| Utah County Utah | 167 | $ 57,495,000 | $ 344,000 | $ 88,000 |
| San Joaquin County California | 163 | $ 75,425,000 | $ 462,000 | $ 149,000 |
| Forsyth County Georgia | 161 | $ 55,665,000 | $ 345,000 | $ 112,000 |
| Maricopa County Arizona | 159 | $ 41,925,000 | $ 263,000 | $ 99,000 |
| Harris County Texas | 159 | $ 28,995,000 | $ 182,000 | $ 105,000 |
| Bexar County Texas | 148 | $ 33,750,000 | $ 228,000 | $ 74,000 |
| Imperial County California | 147 | $ 32,395,000 | $ 220,000 | $ 81,000 |
| Rutherford County Tennessee | 142 | $ 45,380,000 | $ 319,000 | $ 91,000 |
| Cherokee County Georgia | 133 | $ 39,645,000 | $ 298,000 | $ 104,000 |
| Adams County Colorado | 126 | $ 56,760,000 | $ 450,000 | $ 133,000 |
| Monterey County California | 118 | $ 58,470,000 | $ 495,000 | $ 135,000 |
| Thurston County Washington | 110 | $ 38,030,000 | $ 345,000 | $ 102,000 |
| El Paso County Colorado | 106 | $ 37,610,000 | $ 354,000 | $ 102,000 |
| Salt Lake County Utah | 102 | $ 40,200,000 | $ 394,000 | $ 106,000 |
| Hall County Georgia | 98 | $ 34,240,000 | $ 349,000 | $ 112,000 |
| Henry County Georgia | 92 | $ 23,080,000 | $ 250,000 | $ 75,000 |
| DeKalb County Georgia | 88 | $ 31,510,000 | $ 358,000 | $ 132,000 |
| Orange County California | 84 | $ 40,780,000 | $ 485,000 | $ 134,000 |
| Mecklenburg County North Carolina | 83 | $ 23,965,000 | $ 288,000 | $ 109,000 |
| San Diego County California | 77 | $ 33,525,000 | $ 435,000 | $ 135,000 |
| Travis County Texas | 74 | $ 22,060,000 | $ 298,000 | $ 139,000 |
| San Benito County California | 70 | $ 39,470,000 | $ 563,000 | $ 142,000 |
| Contra Costa County California | 67 | $ 33,585,000 | $ 501,000 | $ 150,000 |
| Washoe County Nevada | 66 | $ 21,790,000 | $ 330,000 | $ 137,000 |
| Jefferson County Colorado | 63 | $ 21,095,000 | $ 334,000 | $ 130,000 |
| Elbert County Colorado | 61 | $ 23,115,000 | $ 378,000 | $ 102,000 |
| Cobb County Georgia | 61 | $ 22,345,000 | $ 366,000 | $ 121,000 |
| York County South Carolina | 60 | $ 13,690,000 | $ 228,000 | $ 61,000 |
| Newton County Georgia | 57 | $ 12,235,000 | $ 214,000 | $ 63,000 |
| Jackson County Georgia | 56 | $ 14,480,000 | $ 258,000 | $ 95,000 |
| Sacramento County California | 55 | $ 18,185,000 | $ 330,000 | $ 75,000 |
| Cabarrus County North Carolina | 54 | $ 16,140,000 | $ 298,000 | $ 108,000 |
| Tulare County California | 53 | $ 13,845,000 | $ 261,000 | $ 68,000 |
| Polk County Florida | 52 | $ 9,710,000 | $ 186,000 | $ 52,000 |
| Genesee County Michigan | 51 | $ 8,905,000 | $ 174,000 | $ 70,000 |
| Bibb County Georgia | 50 | $ 6,450,000 | $ 129,000 | $ 53,000 |
| Spartanburg County South Carolina | 46 | $ 7,550,000 | $ 164,000 | $ 56,000 |
| Merced County California | 42 | $ 11,330,000 | $ 269,000 | $ 68,000 |
| Davis County Utah | 40 | $ 17,010,000 | $ 425,000 | $ 122,000 |
| Alameda County California | 37 | $ 24,995,000 | $ 675,000 | $ 181,000 |
| Clayton County Georgia | 37 | $ 8,725,000 | $ 235,000 | $ 63,000 |
| Guadalupe County Texas | 37 | $ 7,955,000 | $ 215,000 | $ 73,000 |
| Forsyth County North Carolina | 36 | $ 5,020,000 | $ 139,000 | $ 51,000 |
| Mohave County Arizona | 33 | $ 5,325,000 | $ 161,000 | $ 61,000 |
| Davidson County Tennessee | 33 | $ 11,855,000 | $ 359,000 | $ 111,000 |
| Lee County Florida | 32 | $ 4,770,000 | $ 149,000 | $ 57,000 |
| Kitsap County Washington | 31 | $ 12,695,000 | $ 409,000 | $ 124,000 |
| Alamance County North Carolina | 30 | $ 4,780,000 | $ 159,000 | $ 46,000 |
| Rowan County North Carolina | 29 | $ 5,055,000 | $ 174,000 | $ 56,000 |
| Lancaster County South Carolina | 26 | $ 7,860,000 | $ 302,000 | $ 98,000 |
| Monroe County Michigan | 25 | $ 4,845,000 | $ 193,000 | $ 71,000 |
| Carroll County Georgia | 24 | $ 4,070,000 | $ 169,000 | $ 45,000 |
| Paulding County Georgia | 23 | $ 6,855,000 | $ 298,000 | $ 85,000 |
| Flagler County Florida | 22 | $ 4,030,000 | $ 183,000 | $ 59,000 |
| St. Lucie County Florida | 22 | $ 4,190,000 | $ 190,000 | $ 63,000 |
| Hernando County Florida | 21 | $ 3,615,000 | $ 172,000 | $ 63,000 |
| Guilford County North Carolina | 21 | $ 3,415,000 | $ 162,000 | $ 81,000 |
| Hidalgo County Texas | 21 | $ 2,725,000 | $ 129,000 | $ 58,000 |
| Randolph County North Carolina | 20 | $ 3,370,000 | $ 168,000 | $ 63,000 |
| Johnston County North Carolina | 19 | $ 3,885,000 | $ 204,000 | $ 92,000 |
| Greenville County South Carolina | 19 | $ 3,085,000 | $ 162,000 | $ 65,000 |
| King County Washington | 19 | $ 15,855,000 | $ 834,000 | $ 214,000 |
| Gordon County Georgia | 18 | $ 2,910,000 | $ 161,000 | $ 52,000 |
| Anderson County South Carolina | 18 | $ 2,360,000 | $ 131,000 | $ 54,000 |
| Bartow County Georgia | 17 | $ 2,865,000 | $ 168,000 | $ 47,000 |
| Troup County Georgia | 17 | $ 2,445,000 | $ 143,000 | $ 52,000 |
| Spalding County Georgia | 16 | $ 2,560,000 | $ 160,000 | $ 44,000 |
| Stanislaus County California | 15 | $ 4,755,000 | $ 317,000 | $ 90,000 |
| Delaware County Indiana | 15 | $ 1,835,000 | $ 122,000 | $ 57,000 |
| Douglas County Georgia | 14 | $ 2,350,000 | $ 167,000 | $ 54,000 |
| Snohomish County Washington | 14 | $ 9,100,000 | $ 650,000 | $ 184,000 |
| Santa Clara County California | 12 | $ 6,190,000 | $ 515,000 | $ 179,000 |
| Murray County Georgia | 12 | $ 1,940,000 | $ 161,000 | $ 48,000 |
| Cumberland County North Carolina | 12 | $ 1,170,000 | $ 97,000 | $ 115,000 |
| Wake County North Carolina | 12 | $ 2,190,000 | $ 182,000 | $ 137,000 |
| Montgomery County Ohio | 12 | $ 1,860,000 | $ 155,000 | $ 66,000 |
| Charlotte County Florida | 11 | $ 1,855,000 | $ 168,000 | $ 53,000 |
| Jones County Georgia | 11 | $ 1,535,000 | $ 139,000 | $ 56,000 |
| Lowndes County Georgia | 11 | $ 1,615,000 | $ 146,000 | $ 59,000 |
| Brunswick County North Carolina | 11 | $ 1,565,000 | $ 142,000 | $ 79,000 |
| Ross County Ohio | 11 | $ 1,735,000 | $ 157,000 | $ 74,000 |
| Pickens County South Carolina | 11 | $ 1,645,000 | $ 149,000 | $ 59,000 |
| Wilson County Tennessee | 11 | $ 3,595,000 | $ 326,000 | $ 114,000 |
| Kern County California | 10 | $ 2,140,000 | $ 214,000 | $ 59,000 |
| Scott County Iowa | 10 | $ 1,660,000 | $ 166,000 | $ 76,000 |
| Lapeer County Michigan | 10 | $ 1,810,000 | $ 181,000 | $ 56,000 |
| Wayne County Indiana | 9 | $ 1,375,000 | $ 152,000 | $ 54,000 |
| Vance County North Carolina | 9 | $ 1,675,000 | $ 186,000 | $ 60,000 |
| Solano County California | 8 | $ 3,340,000 | $ 417,000 | $ 138,000 |
| Chatham County Georgia | 8 | $ 1,170,000 | $ 146,000 | $ 42,000 |
| Liberty County Georgia | 8 | $ 1,150,000 | $ 143,000 | $ 59,000 |
| Richmond County Georgia | 8 | $ 980,000 | $ 122,000 | $ 40,000 |
| Walton County Georgia | 8 | $ 1,450,000 | $ 181,000 | $ 45,000 |
| Davidson County North Carolina | 8 | $ 1,200,000 | $ 150,000 | $ 56,000 |
| Iredell County North Carolina | 8 | $ 2,580,000 | $ 322,000 | $ 95,000 |
| Union County North Carolina | 8 | $ 2,770,000 | $ 346,000 | $ 180,000 |
| Washington County Oregon | 8 | $ 2,320,000 | $ 290,000 | $ 84,000 |
| Waller County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 48,000 |
| Russell County Alabama | 7 | $ 1,005,000 | $ 143,000 | $ 65,000 |
| Ventura County California | 7 | $ 4,395,000 | $ 627,000 | $ 181,000 |
| Muscogee County Georgia | 7 | $ 945,000 | $ 135,000 | $ 76,000 |
| Walker County Georgia | 7 | $ 1,095,000 | $ 156,000 | $ 119,000 |
| Hamilton County Indiana | 7 | $ 1,305,000 | $ 186,000 | $ 78,000 |
| Howard County Indiana | 7 | $ 795,000 | $ 113,000 | $ 51,000 |
| Clinton County Iowa | 7 | $ 1,175,000 | $ 167,000 | $ 95,000 |
| Polk County Iowa | 7 | $ 1,505,000 | $ 215,000 | $ 79,000 |
| Stanly County North Carolina | 7 | $ 1,225,000 | $ 175,000 | $ 65,000 |
| Yamhill County Oregon | 7 | $ 1,995,000 | $ 285,000 | $ 94,000 |
| Florence County South Carolina | 7 | $ 845,000 | $ 120,000 | $ 39,000 |
| Richland County South Carolina | 7 | $ 865,000 | $ 123,000 | $ 44,000 |
| Polk County Texas | 7 | $ 975,000 | $ 139,000 | $ 117,000 |
| Lee County Alabama | 6 | $ 790,000 | $ 131,000 | $ 48,000 |
| Indian River County Florida | 6 | $ 1,040,000 | $ 173,000 | $ 47,000 |
| Barrow County Georgia | 6 | $ 1,180,000 | $ 196,000 | $ 51,000 |
| Huntington County Indiana | 6 | $ 820,000 | $ 136,000 | $ 49,000 |
| Warren County Iowa | 6 | $ 1,080,000 | $ 180,000 | $ 61,000 |
| Catawba County North Carolina | 6 | $ 930,000 | $ 155,000 | $ 41,000 |
| Pitt County North Carolina | 6 | $ 720,000 | $ 120,000 | $ 42,000 |
| Wilson County North Carolina | 6 | $ 810,000 | $ 135,000 | $ 46,000 |
| Laurens County South Carolina | 6 | $ 920,000 | $ 153,000 | $ 43,000 |
| Pima County Arizona | 5 | $ 485,000 | $ 97,000 | $ 116,000 |
| Yolo County California | 5 | $ 2,085,000 | $ 417,000 | $ 100,000 |
| Floyd County Georgia | 5 | $ 805,000 | $ 161,000 | $ 44,000 |
| Dallas County Iowa | 5 | $ 555,000 | $ 111,000 | $ 47,000 |
| Lyon County Nevada | 5 | $ 1,135,000 | $ 227,000 | $ 79,000 |
| Gaston County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 55,000 |
| Pickaway County Ohio | 5 | $ 905,000 | $ 181,000 | $ 101,000 |
| Clackamas County Oregon | 5 | $ 1,735,000 | $ 347,000 | $ 92,000 |
| Lexington County South Carolina | 5 | $ 645,000 | $ 129,000 | $ 70,000 |
| Yavapai County Arizona | 4 | $ 1,030,000 | $ 257,000 | $ 514,000 |
| Sarasota County Florida | 4 | $ 750,000 | $ 187,000 | $ 102,000 |
| Fayette County Georgia | 4 | $ 1,270,000 | $ 317,000 | $ 87,000 |
| Glynn County Georgia | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Henry County Indiana | 4 | $ 570,000 | $ 142,000 | $ 80,000 |
| Shiawassee County Michigan | 4 | $ 740,000 | $ 185,000 | $ 76,000 |
| Wayne County Michigan | 4 | $ 870,000 | $ 217,000 | $ 62,000 |
| Nash County North Carolina | 4 | $ 550,000 | $ 137,000 | $ 64,000 |
| Warren County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 30,000 |
| Clark County Ohio | 4 | $ 640,000 | $ 160,000 | $ 103,000 |
| Aiken County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 34,000 |
| Napa County California | 3 | $ 1,805,000 | $ 601,000 | $ 130,000 |
| Denver County Colorado | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Citrus County Florida | 3 | $ 405,000 | $ 135,000 | $ 152,000 |
| Grant County Indiana | 3 | $ 365,000 | $ 121,000 | $ 103,000 |
| Madison County Indiana | 3 | $ 415,000 | $ 138,000 | $ 58,000 |
| Tipton County Indiana | 3 | $ 575,000 | $ 191,000 | $ 68,000 |
| Linn County Iowa | 3 | $ 555,000 | $ 185,000 | $ 52,000 |
| Carson City County Nevada | 3 | $ 805,000 | $ 268,000 | $ 103,000 |
| Fayette County Ohio | 3 | $ 785,000 | $ 261,000 | $ 104,000 |
| Marion County Oregon | 3 | $ 835,000 | $ 278,000 | $ 78,000 |
| Polk County Oregon | 3 | $ 925,000 | $ 308,000 | $ 69,000 |
| Tillamook County Oregon | 3 | $ 695,000 | $ 231,000 | $ 70,000 |
| Horry County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 52,000 |
| Jasper County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 40,000 |
| Tooele County Utah | 3 | $ 1,015,000 | $ 338,000 | $ 89,000 |
| Uintah County Utah | 3 | $ 565,000 | $ 188,000 | $ 94,000 |
| Santa Cruz County Arizona | 2 | $ 570,000 | $ 285,000 | $ 59,000 |
| Yuma County Arizona | 2 | $ 670,000 | $ 335,000 | $ 169,000 |
| Colusa County California | 2 | $ 600,000 | $ 300,000 | $ 56,000 |
| Placer County California | 2 | $ 670,000 | $ 335,000 | $ 245,000 |
| San Mateo County California | 2 | $ 1,140,000 | $ 570,000 | $ 138,000 |
| Tuolumne County California | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Larimer County Colorado | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Brevard County Florida | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Houston County Georgia | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Jay County Indiana | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| Douglas County Nevada | 2 | $ 580,000 | $ 290,000 | $ 61,000 |
| New Hanover County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| Rutherford County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 220,000 |
| Fairfield County Ohio | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Lane County Oregon | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Umatilla County Oregon | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Williamson County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 106,000 |
| Grimes County Texas | 2 | $ 300,000 | $ 150,000 | $ 28,000 |
| Weber County Utah | 2 | $ 770,000 | $ 385,000 | $ 109,000 |
| Pierce County Washington | 2 | $ 800,000 | $ 400,000 | $ 108,000 |
| El Dorado County California | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Madera County California | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Nevada County California | 1 | $ 485,000 | $ 485,000 | $ 262,000 |
| Plumas County California | 1 | $ 415,000 | $ 415,000 | $ 199,000 |
| San Luis Obispo County California | 1 | $ 905,000 | $ 905,000 | $ 395,000 |
| Santa Cruz County California | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Sutter County California | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Yuba County California | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Kit Carson County Colorado | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Clarke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Johnson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Madison County Iowa | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Granville County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Greene County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Allen County Ohio | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Greene County Ohio | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Preble County Ohio | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Benton County Oregon | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Columbia County Oregon | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Union County Oregon | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Beaufort County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Colleton County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Sumner County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hays County Texas | 1 | $ 445,000 | $ 445,000 | $ 92,000 |
| Lampasas County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Milam County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Duchesne County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Summit County Utah | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Wayne County Utah | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,693 | $2,321,435,000 | $301,000 | $1,725,000 | $99,000 | $1,214,000 |
| Refinancing | 975 | $317,045,000 | $325,000 | $1,235,000 | $109,000 | $1,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,381 | $1,030,705,000 | $304,000 | $1,725,000 | $106,000 | $1,800,000 |
| Hispanic | 1,973 | $589,995,000 | $299,000 | $1,195,000 | $85,000 | $792,000 |
| Black or African American | 1,277 | $336,435,000 | $263,000 | $975,000 | $81,000 | $599,000 |
| Not Provided | 820 | $252,090,000 | $307,000 | $1,405,000 | $103,000 | $937,000 |
| Asian | 795 | $284,555,000 | $357,000 | $1,105,000 | $130,000 | $807,000 |
| American Indian or Alaskan Native | 60 | $17,660,000 | $294,000 | $615,000 | $110,000 | $1,187,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $7,045,000 | $414,000 | $1,045,000 | $91,000 | $144,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,112 | $1,637,960,000 | $320,000 | $1,725,000 | $118,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 2,451 | $651,225,000 | $265,000 | $775,000 | $73,000 | $430,000 |
| VA-guaranteed (Veterans Administration) | 944 | $315,380,000 | $334,000 | $1,055,000 | $88,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $33,915,000 | $210,000 | $465,000 | $59,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,653 | $2,044,875,000 | $307,000 | $1,725,000 | $102,000 | $1,214,000 |
| Application Withdrawn By Applicant | 935 | $280,755,000 | $300,000 | $1,095,000 | $100,000 | $1,800,000 |
| Application Approved But Not Accepted | 653 | $194,895,000 | $298,000 | $1,055,000 | $108,000 | $1,196,000 |
| Application Denied By Financial Institution | 420 | $115,280,000 | $274,000 | $1,235,000 | $68,000 | $504,000 |
| File Closed For Incompleteness | 7 | $2,675,000 | $382,000 | $585,000 | $111,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,248 | $2,523,200,000 | $305,000 | $1,725,000 | $102,000 | $1,800,000 |
| Debt-To-Income Ratio | 246 | $65,670,000 | $266,000 | $695,000 | $54,000 | $253,000 |
| Credit History | 66 | $18,590,000 | $281,000 | $525,000 | $95,000 | $504,000 |
| Other | 39 | $11,415,000 | $292,000 | $1,235,000 | $84,000 | $241,000 |
| Unverifiable Information | 26 | $7,770,000 | $298,000 | $675,000 | $67,000 | $165,000 |
| Employment History | 18 | $4,150,000 | $230,000 | $415,000 | $57,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,035,000 | $310,000 | $675,000 | $119,000 | $295,000 |
| Collateral | 6 | $1,830,000 | $305,000 | $455,000 | $113,000 | $194,000 |
| Credit Application Incomplete | 6 | $1,820,000 | $303,000 | $425,000 | $91,000 | $179,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.