Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Inspire Home Loans Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,902 |
| Total Mortgage Loan Application Amount | $2,741,190,000 |
| Average Mortgage Loan Application Amount | $310,500 |
| Highest Mortgage Loan Application Amount | $1,185,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $7,303,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 460 | $ 160,650,000 | $ 349,000 | $ 96,000 |
| Clark County Nevada | 439 | $ 194,935,000 | $ 444,000 | $ 145,000 |
| Pinal County Arizona | 330 | $ 93,710,000 | $ 283,000 | $ 84,000 |
| Montgomery County Texas | 297 | $ 73,805,000 | $ 248,000 | $ 95,000 |
| Bexar County Texas | 273 | $ 75,085,000 | $ 275,000 | $ 98,000 |
| Douglas County Colorado | 264 | $ 131,890,000 | $ 499,000 | $ 160,000 |
| Mecklenburg County North Carolina | 238 | $ 86,950,000 | $ 365,000 | $ 149,000 |
| Fresno County California | 175 | $ 73,855,000 | $ 422,000 | $ 120,000 |
| Harris County Texas | 171 | $ 50,555,000 | $ 295,000 | $ 142,000 |
| Dawson County Georgia | 134 | $ 46,590,000 | $ 347,000 | $ 163,000 |
| Travis County Texas | 121 | $ 39,085,000 | $ 323,000 | $ 125,000 |
| Snohomish County Washington | 118 | $ 62,650,000 | $ 530,000 | $ 147,000 |
| Mohave County Arizona | 117 | $ 25,805,000 | $ 220,000 | $ 100,000 |
| Rutherford County Tennessee | 115 | $ 51,785,000 | $ 450,000 | $ 118,000 |
| Arapahoe County Colorado | 105 | $ 61,385,000 | $ 584,000 | $ 169,000 |
| Thurston County Washington | 101 | $ 48,905,000 | $ 484,000 | $ 137,000 |
| San Bernardino County California | 89 | $ 43,855,000 | $ 492,000 | $ 159,000 |
| Davidson County North Carolina | 87 | $ 20,105,000 | $ 231,000 | $ 78,000 |
| Paulding County Georgia | 84 | $ 28,780,000 | $ 342,000 | $ 113,000 |
| Bartow County Georgia | 80 | $ 20,380,000 | $ 254,000 | $ 84,000 |
| Davie County North Carolina | 77 | $ 17,225,000 | $ 223,000 | $ 73,000 |
| Kitsap County Washington | 75 | $ 35,695,000 | $ 475,000 | $ 152,000 |
| Madera County California | 74 | $ 28,590,000 | $ 386,000 | $ 127,000 |
| Solano County California | 74 | $ 46,710,000 | $ 631,000 | $ 175,000 |
| Oakland County Michigan | 73 | $ 18,285,000 | $ 250,000 | $ 98,000 |
| Guadalupe County Texas | 73 | $ 22,175,000 | $ 303,000 | $ 133,000 |
| Charlotte County Florida | 72 | $ 19,470,000 | $ 270,000 | $ 100,000 |
| Nassau County Florida | 72 | $ 19,620,000 | $ 272,000 | $ 95,000 |
| Sumter County Florida | 72 | $ 18,110,000 | $ 251,000 | $ 85,000 |
| Florence County South Carolina | 72 | $ 16,730,000 | $ 232,000 | $ 82,000 |
| Weld County Colorado | 71 | $ 36,365,000 | $ 512,000 | $ 160,000 |
| Williamson County Texas | 69 | $ 20,965,000 | $ 303,000 | $ 112,000 |
| Fulton County Georgia | 67 | $ 28,525,000 | $ 425,000 | $ 135,000 |
| Nash County North Carolina | 67 | $ 17,225,000 | $ 257,000 | $ 97,000 |
| Utah County Utah | 66 | $ 34,980,000 | $ 530,000 | $ 156,000 |
| Cherokee County South Carolina | 64 | $ 13,960,000 | $ 218,000 | $ 77,000 |
| Polk County Florida | 63 | $ 17,895,000 | $ 284,000 | $ 78,000 |
| Meriwether County Georgia | 62 | $ 16,380,000 | $ 264,000 | $ 99,000 |
| York County South Carolina | 61 | $ 19,285,000 | $ 316,000 | $ 144,000 |
| Genesee County Michigan | 59 | $ 14,525,000 | $ 246,000 | $ 84,000 |
| Hernando County Florida | 55 | $ 14,345,000 | $ 260,000 | $ 85,000 |
| Pierce County Washington | 55 | $ 30,165,000 | $ 548,000 | $ 163,000 |
| Citrus County Florida | 54 | $ 12,210,000 | $ 226,000 | $ 78,000 |
| Lee County Florida | 54 | $ 15,460,000 | $ 286,000 | $ 98,000 |
| Merced County California | 53 | $ 24,845,000 | $ 468,000 | $ 149,000 |
| Bastrop County Texas | 53 | $ 15,905,000 | $ 300,000 | $ 94,000 |
| Wayne County Michigan | 52 | $ 15,590,000 | $ 299,000 | $ 105,000 |
| Riverside County California | 51 | $ 24,805,000 | $ 486,000 | $ 147,000 |
| El Paso County Colorado | 50 | $ 22,710,000 | $ 454,000 | $ 125,000 |
| Cherokee County Georgia | 50 | $ 24,330,000 | $ 486,000 | $ 169,000 |
| Adams County Colorado | 49 | $ 25,585,000 | $ 522,000 | $ 159,000 |
| Brevard County Florida | 49 | $ 12,345,000 | $ 251,000 | $ 236,000 |
| DeKalb County Georgia | 48 | $ 25,800,000 | $ 537,000 | $ 188,000 |
| Houston County Georgia | 48 | $ 11,160,000 | $ 232,000 | $ 84,000 |
| Bibb County Georgia | 46 | $ 9,420,000 | $ 204,000 | $ 86,000 |
| Union County North Carolina | 45 | $ 15,235,000 | $ 338,000 | $ 159,000 |
| Yolo County California | 44 | $ 23,520,000 | $ 534,000 | $ 197,000 |
| Forsyth County Georgia | 44 | $ 24,930,000 | $ 566,000 | $ 186,000 |
| Gwinnett County Georgia | 44 | $ 20,070,000 | $ 456,000 | $ 155,000 |
| Catawba County North Carolina | 42 | $ 11,200,000 | $ 266,000 | $ 113,000 |
| Cochise County Arizona | 40 | $ 8,610,000 | $ 215,000 | $ 76,000 |
| Lamar County Georgia | 39 | $ 8,505,000 | $ 218,000 | $ 67,000 |
| LaPorte County Indiana | 39 | $ 10,815,000 | $ 277,000 | $ 95,000 |
| Brazos County Texas | 39 | $ 9,755,000 | $ 250,000 | $ 111,000 |
| Dallas County Texas | 39 | $ 11,725,000 | $ 300,000 | $ 113,000 |
| Tulare County California | 38 | $ 13,920,000 | $ 366,000 | $ 101,000 |
| Brunswick County North Carolina | 38 | $ 8,470,000 | $ 222,000 | $ 94,000 |
| Spartanburg County South Carolina | 38 | $ 8,420,000 | $ 221,000 | $ 79,000 |
| Davis County Utah | 38 | $ 19,950,000 | $ 525,000 | $ 133,000 |
| Hall County Georgia | 37 | $ 10,605,000 | $ 286,000 | $ 143,000 |
| Walton County Florida | 35 | $ 9,065,000 | $ 259,000 | $ 74,000 |
| Randolph County North Carolina | 34 | $ 7,880,000 | $ 231,000 | $ 77,000 |
| Wilson County Tennessee | 34 | $ 11,570,000 | $ 340,000 | $ 117,000 |
| Walker County Texas | 33 | $ 7,575,000 | $ 229,000 | $ 91,000 |
| Hardin County Kentucky | 32 | $ 8,900,000 | $ 278,000 | $ 117,000 |
| Rowan County North Carolina | 32 | $ 8,310,000 | $ 259,000 | $ 82,000 |
| Baker County Florida | 31 | $ 7,825,000 | $ 252,000 | $ 77,000 |
| Clark County Indiana | 31 | $ 6,545,000 | $ 211,000 | $ 74,000 |
| Davidson County Tennessee | 31 | $ 10,735,000 | $ 346,000 | $ 102,000 |
| Fort Bend County Texas | 31 | $ 9,355,000 | $ 301,000 | $ 115,000 |
| Duval County Florida | 30 | $ 8,920,000 | $ 297,000 | $ 93,000 |
| Putnam County Florida | 30 | $ 7,110,000 | $ 237,000 | $ 79,000 |
| Henry County Georgia | 30 | $ 15,100,000 | $ 503,000 | $ 153,000 |
| Lenoir County North Carolina | 29 | $ 6,215,000 | $ 214,000 | $ 73,000 |
| Santa Rosa County Florida | 28 | $ 7,060,000 | $ 252,000 | $ 83,000 |
| Kaufman County Texas | 28 | $ 9,980,000 | $ 356,000 | $ 132,000 |
| Jefferson County Alabama | 27 | $ 6,595,000 | $ 244,000 | $ 102,000 |
| Sarasota County Florida | 27 | $ 7,425,000 | $ 275,000 | $ 95,000 |
| Banks County Georgia | 27 | $ 8,515,000 | $ 315,000 | $ 148,000 |
| Maury County Tennessee | 27 | $ 10,205,000 | $ 377,000 | $ 114,000 |
| Bullitt County Kentucky | 24 | $ 5,960,000 | $ 248,000 | $ 89,000 |
| San Benito County California | 23 | $ 16,835,000 | $ 731,000 | $ 217,000 |
| Marion County Florida | 23 | $ 4,805,000 | $ 208,000 | $ 74,000 |
| Newton County Georgia | 23 | $ 6,765,000 | $ 294,000 | $ 96,000 |
| Rockwall County Texas | 23 | $ 7,205,000 | $ 313,000 | $ 94,000 |
| Caldwell County North Carolina | 22 | $ 5,190,000 | $ 235,000 | $ 89,000 |
| Flagler County Florida | 21 | $ 5,755,000 | $ 274,000 | $ 85,000 |
| Porter County Indiana | 19 | $ 5,575,000 | $ 293,000 | $ 110,000 |
| Elbert County Colorado | 18 | $ 8,420,000 | $ 467,000 | $ 126,000 |
| Osceola County Florida | 18 | $ 5,230,000 | $ 290,000 | $ 84,000 |
| Lafayette County Louisiana | 18 | $ 3,640,000 | $ 202,000 | $ 70,000 |
| Boulder County Colorado | 17 | $ 10,175,000 | $ 598,000 | $ 200,000 |
| Matagorda County Texas | 16 | $ 3,450,000 | $ 215,000 | $ 95,000 |
| Broomfield County Colorado | 15 | $ 7,245,000 | $ 483,000 | $ 198,000 |
| Jones County Georgia | 15 | $ 3,165,000 | $ 211,000 | $ 81,000 |
| Edgecombe County North Carolina | 15 | $ 3,175,000 | $ 211,000 | $ 84,000 |
| Gaston County North Carolina | 15 | $ 3,325,000 | $ 221,000 | $ 113,000 |
| St. Lucie County Florida | 14 | $ 3,820,000 | $ 272,000 | $ 97,000 |
| Camden County Georgia | 14 | $ 3,430,000 | $ 245,000 | $ 102,000 |
| Cleveland County North Carolina | 14 | $ 2,660,000 | $ 190,000 | $ 90,000 |
| Montgomery County Ohio | 14 | $ 3,260,000 | $ 232,000 | $ 77,000 |
| Marshall County Alabama | 13 | $ 2,355,000 | $ 181,000 | $ 61,000 |
| Hendry County Florida | 13 | $ 3,125,000 | $ 240,000 | $ 67,000 |
| Suwannee County Florida | 13 | $ 3,195,000 | $ 245,000 | $ 100,000 |
| Darlington County South Carolina | 13 | $ 2,635,000 | $ 202,000 | $ 69,000 |
| Baldwin County Alabama | 12 | $ 3,160,000 | $ 263,000 | $ 94,000 |
| St. Clair County Alabama | 12 | $ 2,690,000 | $ 224,000 | $ 74,000 |
| Scott County Indiana | 12 | $ 2,170,000 | $ 180,000 | $ 66,000 |
| Iberia County Louisiana | 12 | $ 2,540,000 | $ 211,000 | $ 81,000 |
| Kalamazoo County Michigan | 12 | $ 2,970,000 | $ 247,000 | $ 162,000 |
| Anderson County South Carolina | 12 | $ 2,740,000 | $ 228,000 | $ 65,000 |
| Parker County Texas | 12 | $ 2,950,000 | $ 245,000 | $ 81,000 |
| Walton County Georgia | 11 | $ 3,575,000 | $ 325,000 | $ 103,000 |
| Beaufort County South Carolina | 11 | $ 3,205,000 | $ 291,000 | $ 91,000 |
| Georgetown County South Carolina | 11 | $ 2,285,000 | $ 207,000 | $ 57,000 |
| Liberty County Texas | 11 | $ 2,665,000 | $ 242,000 | $ 89,000 |
| Alameda County California | 10 | $ 7,030,000 | $ 703,000 | $ 215,000 |
| Kings County California | 9 | $ 3,675,000 | $ 408,000 | $ 126,000 |
| Bay County Florida | 9 | $ 2,395,000 | $ 266,000 | $ 80,000 |
| Columbia County Florida | 9 | $ 2,205,000 | $ 245,000 | $ 101,000 |
| Delaware County Indiana | 9 | $ 1,985,000 | $ 220,000 | $ 101,000 |
| Weber County Utah | 9 | $ 4,105,000 | $ 456,000 | $ 119,000 |
| Whatcom County Washington | 9 | $ 4,655,000 | $ 517,000 | $ 166,000 |
| McIntosh County Georgia | 7 | $ 1,845,000 | $ 263,000 | $ 119,000 |
| Polk County Texas | 7 | $ 1,325,000 | $ 189,000 | $ 91,000 |
| Waller County Texas | 7 | $ 1,355,000 | $ 193,000 | $ 58,000 |
| Washington County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 66,000 |
| Berrien County Michigan | 6 | $ 1,360,000 | $ 226,000 | $ 94,000 |
| Oconee County South Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 59,000 |
| Contra Costa County California | 5 | $ 3,555,000 | $ 711,000 | $ 188,000 |
| Forsyth County North Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 71,000 |
| San Diego County California | 4 | $ 3,000,000 | $ 750,000 | $ 207,000 |
| Collier County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 73,000 |
| Highlands County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 69,000 |
| Indian River County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 87,000 |
| Guilford County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 73,000 |
| Etowah County Alabama | 3 | $ 495,000 | $ 165,000 | $ 54,000 |
| Los Angeles County California | 3 | $ 1,345,000 | $ 448,000 | $ 99,000 |
| Volusia County Florida | 3 | $ 925,000 | $ 308,000 | $ 81,000 |
| Carroll County Georgia | 3 | $ 845,000 | $ 281,000 | $ 98,000 |
| Fayette County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 156,000 |
| Randolph County Indiana | 3 | $ 565,000 | $ 188,000 | $ 118,000 |
| Monroe County Michigan | 3 | $ 745,000 | $ 248,000 | $ 104,000 |
| Van Buren County Michigan | 3 | $ 885,000 | $ 295,000 | $ 87,000 |
| Iredell County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 72,000 |
| Wilson County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 55,000 |
| Alachua County Florida | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| Barrow County Georgia | 2 | $ 790,000 | $ 395,000 | $ 126,000 |
| Liberty County Georgia | 2 | $ 470,000 | $ 235,000 | $ 141,000 |
| Clark County Ohio | 2 | $ 320,000 | $ 160,000 | $ 100,000 |
| Jefferson County Colorado | 1 | $ 615,000 | $ 615,000 | $ 127,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Troup County Georgia | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Fayette County Indiana | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Wayne County Indiana | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Calcasieu County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Alamance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Moore County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Burleson County Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Grimes County Texas | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| King County Washington | 1 | $ 1,035,000 | $ 1,035,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,901 | $2,740,915,000 | $346,000 | $1,185,000 | $118,000 | $7,303,000 |
| Refinancing | 1 | $275,000 | $275,000 | $275,000 | $48,000 | $48,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,006 | $998,950,000 | $332,000 | $1,185,000 | $114,000 | $1,304,000 |
| Hispanic | 1,510 | $514,040,000 | $340,000 | $1,155,000 | $103,000 | $783,000 |
| Black or African American | 1,151 | $372,275,000 | $323,000 | $875,000 | $108,000 | $7,303,000 |
| Not Provided | 988 | $342,020,000 | $346,000 | $905,000 | $122,000 | $1,074,000 |
| Asian | 714 | $295,980,000 | $414,000 | $1,085,000 | $146,000 | $1,580,000 |
| American Indian or Alaskan Native | 66 | $23,620,000 | $357,000 | $1,095,000 | $110,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,790,000 | $432,000 | $755,000 | $121,000 | $258,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,602 | $1,202,440,000 | $333,000 | $975,000 | $100,000 | $1,074,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,995 | $1,049,895,000 | $350,000 | $1,085,000 | $144,000 | $7,303,000 |
| VA-guaranteed (Veterans Administration) | 1,228 | $468,780,000 | $381,000 | $1,185,000 | $107,000 | $505,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $20,075,000 | $260,000 | $395,000 | $83,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,431 | $1,904,675,000 | $350,000 | $1,155,000 | $120,000 | $1,580,000 |
| Application Withdrawn By Applicant | 976 | $311,080,000 | $318,000 | $1,185,000 | $126,000 | $7,303,000 |
| Application Denied By Financial Institution | 736 | $257,450,000 | $349,000 | $835,000 | $84,000 | $439,000 |
| Application Approved But Not Accepted | 729 | $258,535,000 | $354,000 | $895,000 | $124,000 | $1,074,000 |
| File Closed For Incompleteness | 30 | $9,450,000 | $315,000 | $705,000 | $119,000 | $384,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,166 | $2,483,740,000 | $346,000 | $1,185,000 | $121,000 | $7,303,000 |
| Debt-To-Income Ratio | 478 | $171,730,000 | $359,000 | $835,000 | $74,000 | $335,000 |
| Other | 90 | $30,030,000 | $333,000 | $655,000 | $112,000 | $439,000 |
| Credit History | 85 | $25,745,000 | $302,000 | $725,000 | $95,000 | $365,000 |
| Unverifiable Information | 42 | $14,580,000 | $347,000 | $715,000 | $95,000 | $252,000 |
| Employment History | 23 | $8,305,000 | $361,000 | $665,000 | $87,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,465,000 | $352,000 | $715,000 | $132,000 | $269,000 |
| Collateral | 6 | $1,790,000 | $298,000 | $505,000 | $87,000 | $130,000 |
| Credit Application Incomplete | 5 | $2,805,000 | $561,000 | $725,000 | $158,000 | $244,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.