Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Inspire Home Loans Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,856 |
| Total Mortgage Loan Application Amount | $1,430,050,000 |
| Average Mortgage Loan Application Amount | $329,333 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $126,333 |
| Highest Applicant Income | $2,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 970 | $ 265,420,000 | $ 273,000 | $ 99,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 537 | $ 174,985,000 | $ 325,000 | $ 118,000 |
| DENVER-AURORA-LAKEWOOD, CO | 487 | $ 192,905,000 | $ 396,000 | $ 136,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 281 | $ 53,855,000 | $ 191,000 | $ 81,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 242 | $ 63,650,000 | $ 253,000 | $ 102,500 |
| AUSTIN-ROUND ROCK, TX | 236 | $ 69,230,000 | $ 293,000 | $ 139,000 |
| SALINAS, CA | 180 | $ 84,100,000 | $ 467,000 | $ 122,000 |
| FRESNO, CA | 165 | $ 52,265,000 | $ 316,000 | $ 104,000 |
| NA (OUTSIDE OF MSA/MD) | 154 | $ 27,060,000 | $ 153,000 | $ 85,625 |
| GREELEY, CO | 141 | $ 46,495,000 | $ 329,000 | $ 93,000 |
| SALT LAKE CITY, UT | 126 | $ 43,640,000 | $ 346,000 | $ 95,000 |
| COLORADO SPRINGS, CO | 125 | $ 41,565,000 | $ 332,000 | $ 110,000 |
| PROVO-OREM, UT | 104 | $ 32,730,000 | $ 314,000 | $ 131,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 94 | $ 20,520,000 | $ 218,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 74 | $ 22,740,000 | $ 307,000 | $ 98,000 |
| STOCKTON-LODI, CA | 59 | $ 23,385,000 | $ 396,000 | $ 142,000 |
| OLYMPIA-TUMWATER, WA | 54 | $ 18,470,000 | $ 342,000 | $ 109,000 |
| CAPE CORAL-FORT MYERS, FL | 51 | $ 8,175,000 | $ 160,000 | $ 61,000 |
| WINSTON-SALEM, NC | 49 | $ 6,845,000 | $ 139,000 | $ 60,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 44 | $ 22,210,000 | $ 504,000 | $ 131,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 5,465,000 | $ 147,000 | $ 56,000 |
| GREENSBORO-HIGH POINT, NC | 36 | $ 4,800,000 | $ 133,000 | $ 57,000 |
| BREMERTON-SILVERDALE, WA | 35 | $ 14,065,000 | $ 401,000 | $ 137,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 34 | $ 14,660,000 | $ 431,000 | $ 136,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 31 | $ 18,945,000 | $ 611,000 | $ 182,000 |
| GAINESVILLE, GA | 27 | $ 10,525,000 | $ 389,000 | $ 129,000 |
| MACON-BIBB COUNTY, GA | 25 | $ 3,045,000 | $ 121,000 | $ 60,000 |
| OGDEN-CLEARFIELD, UT | 25 | $ 8,675,000 | $ 347,000 | $ 128,000 |
| ATHENS-CLARKE COUNTY, GA | 23 | $ 2,585,000 | $ 112,000 | $ 84,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 23 | $ 3,355,000 | $ 145,000 | $ 56,000 |
| MODESTO, CA | 21 | $ 7,425,000 | $ 353,000 | $ 171,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 20 | $ 3,390,000 | $ 169,000 | $ 79,000 |
| LAKELAND-WINTER HAVEN, FL | 18 | $ 3,270,000 | $ 181,000 | $ 53,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 17 | $ 2,595,000 | $ 153,500 | $ 60,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 1,960,000 | $ 122,000 | $ 59,000 |
| COLUMBUS, GA-AL | 15 | $ 2,115,000 | $ 142,500 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 13 | $ 2,235,000 | $ 171,000 | $ 75,000 |
| ROCKY MOUNT, NC | 13 | $ 1,695,000 | $ 130,000 | $ 53,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 3,595,000 | $ 276,000 | $ 90,000 |
| FAYETTEVILLE, NC | 12 | $ 1,630,000 | $ 135,000 | $ 53,000 |
| MUNCIE, IN | 12 | $ 1,750,000 | $ 145,000 | $ 58,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 5,770,000 | $ 480,000 | $ 152,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 11 | $ 1,635,000 | $ 148,000 | $ 75,000 |
| FLINT, MI | 11 | $ 1,725,000 | $ 156,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 11 | $ 1,595,000 | $ 145,000 | $ 61,000 |
| SPARTANBURG, SC | 11 | $ 1,655,000 | $ 150,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 1,310,000 | $ 123,500 | $ 94,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 1,550,000 | $ 155,000 | $ 40,000 |
| RALEIGH, NC | 10 | $ 1,760,000 | $ 176,000 | $ 52,000 |
| BURLINGTON, NC | 9 | $ 1,075,000 | $ 119,000 | $ 64,000 |
| COLUMBUS, OH | 9 | $ 1,465,000 | $ 162,000 | $ 69,000 |
| HINESVILLE, GA | 9 | $ 1,335,000 | $ 148,000 | $ 45,000 |
| ROME, GA | 9 | $ 1,225,000 | $ 136,000 | $ 53,000 |
| GREENVILLE, NC | 7 | $ 995,000 | $ 142,000 | $ 53,000 |
| KOKOMO, IN | 7 | $ 855,000 | $ 122,000 | $ 62,000 |
| PUNTA GORDA, FL | 7 | $ 1,085,000 | $ 155,000 | $ 48,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 2,795,000 | $ 399,000 | $ 136,000 |
| WARNER ROBINS, GA | 7 | $ 905,000 | $ 129,000 | $ 68,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 3,210,000 | $ 535,000 | $ 160,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 830,000 | $ 138,000 | $ 61,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 860,000 | $ 143,000 | $ 53,000 |
| WILMINGTON, NC | 6 | $ 740,000 | $ 123,000 | $ 104,000 |
| FORT COLLINS, CO | 4 | $ 1,300,000 | $ 325,000 | $ 92,000 |
| MONROE, MI | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 710,000 | $ 177,000 | $ 50,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 625,000 | $ 208,000 | $ 52,000 |
| PORT ST. LUCIE, FL | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| COLUMBIA, SC | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| DALTON, GA | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 1,190,000 | $ 595,000 | $ 197,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| SPRINGFIELD, OH | 2 | $ 270,000 | $ 135,000 | $ 153,000 |
| FLORENCE, SC | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| SAVANNAH, GA | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,806 | $1,413,940,000 | $294,000 | $1,205,000 | $105,000 | $2,300,000 |
| Refinancing | 41 | $12,635,000 | $308,000 | $655,000 | $142,000 | $550,000 |
| Home Improvement | 9 | $3,475,000 | $386,000 | $585,000 | $132,000 | $197,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,105 | $635,965,000 | $302,000 | $1,205,000 | $109,000 | $2,300,000 |
| Black or African American | 777 | $194,705,000 | $250,000 | $985,000 | $86,000 | $600,000 |
| Hispanic | 633 | $176,365,000 | $278,000 | $715,000 | $89,000 | $1,211,000 |
| Not Provided | 565 | $165,015,000 | $292,000 | $995,000 | $108,000 | $568,000 |
| Asian | 519 | $170,745,000 | $328,000 | $725,000 | $133,000 | $613,000 |
| American Indian or Alaskan Native | 36 | $13,160,000 | $365,000 | $915,000 | $106,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,660,000 | $266,000 | $405,000 | $99,000 | $229,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,925 | $898,505,000 | $307,000 | $1,205,000 | $120,000 | $1,730,000 |
| FHA-insured (Federal Housing Administration) | 1,288 | $324,370,000 | $251,000 | $665,000 | $79,000 | $2,300,000 |
| VA-guaranteed (Veterans Administration) | 588 | $196,290,000 | $333,000 | $915,000 | $95,000 | $370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $10,885,000 | $197,000 | $385,000 | $59,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,481 | $1,045,325,000 | $300,000 | $1,125,000 | $109,000 | $1,730,000 |
| Application Withdrawn By Applicant | 561 | $153,745,000 | $274,000 | $1,205,000 | $104,000 | $2,300,000 |
| Application Approved But Not Accepted | 464 | $133,330,000 | $287,000 | $1,145,000 | $102,000 | $1,301,000 |
| Application Denied By Financial Institution | 336 | $94,270,000 | $280,000 | $995,000 | $75,000 | $446,000 |
| File Closed For Incompleteness | 13 | $3,245,000 | $249,000 | $505,000 | $94,000 | $260,000 |
| Loan Purchased By The Institution | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,520 | $1,335,780,000 | $295,000 | $1,205,000 | $108,000 | $2,300,000 |
| Debt-To-Income Ratio | 194 | $52,910,000 | $272,000 | $995,000 | $65,000 | $446,000 |
| Credit History | 48 | $14,420,000 | $300,000 | $575,000 | $94,000 | $215,000 |
| Other | 43 | $12,425,000 | $288,000 | $595,000 | $90,000 | $213,000 |
| Employment History | 23 | $5,885,000 | $255,000 | $445,000 | $69,000 | $189,000 |
| Unverifiable Information | 12 | $4,000,000 | $333,000 | $525,000 | $109,000 | $164,000 |
| Credit Application Incomplete | 9 | $3,235,000 | $359,000 | $655,000 | $96,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,395,000 | $199,000 | $395,000 | $71,000 | $183,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.