Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Inspire Home Loans Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,856 |
| Total Mortgage Loan Application Amount | $1,430,050,000 |
| Average Mortgage Loan Application Amount | $329,333 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $126,333 |
| Highest Applicant Income | $2,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 537 | $ 174,985,000 | $ 325,000 | $ 118,000 |
| Williamson County Texas | 196 | $ 55,270,000 | $ 281,000 | $ 136,000 |
| Monterey County California | 180 | $ 84,100,000 | $ 467,000 | $ 122,000 |
| Douglas County Colorado | 179 | $ 74,145,000 | $ 414,000 | $ 147,000 |
| Forsyth County Georgia | 171 | $ 57,025,000 | $ 333,000 | $ 116,000 |
| Fresno County California | 165 | $ 52,265,000 | $ 316,000 | $ 104,000 |
| Fulton County Georgia | 143 | $ 36,665,000 | $ 256,000 | $ 93,000 |
| Weld County Colorado | 141 | $ 46,495,000 | $ 329,000 | $ 93,000 |
| Gwinnett County Georgia | 135 | $ 40,765,000 | $ 301,000 | $ 107,000 |
| Salt Lake County Utah | 126 | $ 43,640,000 | $ 346,000 | $ 95,000 |
| El Paso County Colorado | 125 | $ 41,565,000 | $ 332,000 | $ 110,000 |
| Jefferson County Colorado | 123 | $ 41,005,000 | $ 333,000 | $ 123,000 |
| Fort Bend County Texas | 110 | $ 20,180,000 | $ 183,000 | $ 90,000 |
| Arapahoe County Colorado | 109 | $ 47,015,000 | $ 431,000 | $ 140,000 |
| DeKalb County Georgia | 107 | $ 33,625,000 | $ 314,000 | $ 129,000 |
| Harris County Texas | 107 | $ 19,835,000 | $ 185,000 | $ 68,000 |
| Utah County Utah | 104 | $ 32,730,000 | $ 314,000 | $ 131,000 |
| Mecklenburg County North Carolina | 91 | $ 23,565,000 | $ 258,000 | $ 136,000 |
| Adams County Colorado | 70 | $ 28,490,000 | $ 407,000 | $ 129,000 |
| Paulding County Georgia | 70 | $ 19,320,000 | $ 276,000 | $ 86,000 |
| Henry County Georgia | 61 | $ 16,665,000 | $ 273,000 | $ 86,000 |
| Montgomery County Texas | 60 | $ 13,300,000 | $ 221,000 | $ 91,000 |
| San Joaquin County California | 59 | $ 23,385,000 | $ 396,000 | $ 142,000 |
| Cabarrus County North Carolina | 59 | $ 17,495,000 | $ 296,000 | $ 109,000 |
| Guadalupe County Texas | 57 | $ 11,655,000 | $ 204,000 | $ 70,000 |
| Cherokee County Georgia | 54 | $ 16,010,000 | $ 296,000 | $ 110,000 |
| Thurston County Washington | 54 | $ 18,470,000 | $ 342,000 | $ 109,000 |
| Lee County Florida | 51 | $ 8,175,000 | $ 160,000 | $ 61,000 |
| Rutherford County Tennessee | 48 | $ 14,140,000 | $ 294,000 | $ 89,000 |
| Newton County Georgia | 47 | $ 10,925,000 | $ 232,000 | $ 78,000 |
| Jackson County Georgia | 44 | $ 11,710,000 | $ 266,000 | $ 90,000 |
| San Benito County California | 41 | $ 20,855,000 | $ 508,000 | $ 130,000 |
| Clayton County Georgia | 41 | $ 7,625,000 | $ 185,000 | $ 73,000 |
| Hernando County Florida | 37 | $ 5,465,000 | $ 147,000 | $ 56,000 |
| Bexar County Texas | 37 | $ 8,865,000 | $ 239,000 | $ 103,000 |
| Kitsap County Washington | 35 | $ 14,065,000 | $ 401,000 | $ 137,000 |
| Cobb County Georgia | 32 | $ 10,430,000 | $ 325,000 | $ 119,000 |
| Rockdale County Georgia | 28 | $ 4,260,000 | $ 152,000 | $ 68,000 |
| Hall County Georgia | 27 | $ 10,525,000 | $ 389,000 | $ 129,000 |
| Snohomish County Washington | 27 | $ 15,935,000 | $ 590,000 | $ 177,000 |
| Forsyth County North Carolina | 26 | $ 3,580,000 | $ 137,000 | $ 68,000 |
| Travis County Texas | 25 | $ 7,485,000 | $ 299,000 | $ 138,000 |
| Davis County Utah | 25 | $ 8,675,000 | $ 347,000 | $ 128,000 |
| Bibb County Georgia | 24 | $ 2,930,000 | $ 122,000 | $ 52,000 |
| Clarke County Georgia | 23 | $ 2,585,000 | $ 112,000 | $ 84,000 |
| Davidson County North Carolina | 23 | $ 3,265,000 | $ 141,000 | $ 51,000 |
| York County South Carolina | 23 | $ 4,865,000 | $ 211,000 | $ 85,000 |
| Pinal County Arizona | 22 | $ 3,140,000 | $ 142,000 | $ 55,000 |
| Randolph County North Carolina | 22 | $ 3,110,000 | $ 141,000 | $ 52,000 |
| Stanislaus County California | 21 | $ 7,425,000 | $ 353,000 | $ 171,000 |
| Bartow County Georgia | 21 | $ 3,275,000 | $ 155,000 | $ 63,000 |
| Flagler County Florida | 20 | $ 3,390,000 | $ 169,000 | $ 79,000 |
| Stanly County North Carolina | 20 | $ 3,520,000 | $ 176,000 | $ 65,000 |
| Riverside County California | 18 | $ 8,060,000 | $ 447,000 | $ 146,000 |
| Polk County Florida | 18 | $ 3,270,000 | $ 181,000 | $ 53,000 |
| Union County North Carolina | 18 | $ 6,300,000 | $ 350,000 | $ 136,000 |
| Lancaster County South Carolina | 17 | $ 4,705,000 | $ 276,000 | $ 90,000 |
| San Bernardino County California | 16 | $ 6,600,000 | $ 412,000 | $ 126,000 |
| Walton County Georgia | 16 | $ 2,470,000 | $ 154,000 | $ 48,000 |
| Carroll County Georgia | 15 | $ 2,065,000 | $ 137,000 | $ 43,000 |
| Hays County Texas | 15 | $ 6,475,000 | $ 431,000 | $ 173,000 |
| Wilson County Tennessee | 14 | $ 4,700,000 | $ 335,000 | $ 109,000 |
| Tulare County California | 13 | $ 3,595,000 | $ 276,000 | $ 90,000 |
| Brevard County Florida | 13 | $ 2,235,000 | $ 171,000 | $ 75,000 |
| Muscogee County Georgia | 13 | $ 1,825,000 | $ 140,000 | $ 69,000 |
| Nash County North Carolina | 13 | $ 1,695,000 | $ 130,000 | $ 53,000 |
| Ventura County California | 12 | $ 5,770,000 | $ 480,000 | $ 152,000 |
| Delaware County Indiana | 12 | $ 1,750,000 | $ 145,000 | $ 58,000 |
| Gaston County North Carolina | 12 | $ 1,900,000 | $ 158,000 | $ 47,000 |
| Rowan County North Carolina | 12 | $ 1,640,000 | $ 136,000 | $ 48,000 |
| Wilson County North Carolina | 12 | $ 1,110,000 | $ 92,000 | $ 41,000 |
| Davidson County Tennessee | 12 | $ 3,900,000 | $ 325,000 | $ 119,000 |
| Douglas County Georgia | 11 | $ 1,585,000 | $ 144,000 | $ 81,000 |
| Spalding County Georgia | 11 | $ 1,465,000 | $ 133,000 | $ 49,000 |
| Genesee County Michigan | 11 | $ 1,725,000 | $ 156,000 | $ 79,000 |
| Cleveland County North Carolina | 11 | $ 1,525,000 | $ 138,000 | $ 60,000 |
| Spartanburg County South Carolina | 11 | $ 1,655,000 | $ 150,000 | $ 64,000 |
| Hidalgo County Texas | 11 | $ 1,595,000 | $ 145,000 | $ 61,000 |
| Polk County Texas | 11 | $ 1,225,000 | $ 111,000 | $ 97,000 |
| Gordon County Georgia | 10 | $ 1,440,000 | $ 144,000 | $ 47,000 |
| Iredell County North Carolina | 10 | $ 3,180,000 | $ 318,000 | $ 137,000 |
| Montgomery County Ohio | 10 | $ 1,460,000 | $ 146,000 | $ 78,000 |
| Jasper County South Carolina | 10 | $ 1,550,000 | $ 155,000 | $ 40,000 |
| Floyd County Georgia | 9 | $ 1,225,000 | $ 136,000 | $ 53,000 |
| Richmond County Georgia | 9 | $ 1,195,000 | $ 132,000 | $ 64,000 |
| Alamance County North Carolina | 9 | $ 1,075,000 | $ 119,000 | $ 64,000 |
| Anderson County South Carolina | 9 | $ 1,095,000 | $ 121,000 | $ 58,000 |
| Horry County South Carolina | 9 | $ 1,185,000 | $ 131,000 | $ 58,000 |
| Liberty County Georgia | 8 | $ 1,210,000 | $ 151,000 | $ 46,000 |
| Brunswick County North Carolina | 8 | $ 1,410,000 | $ 176,000 | $ 63,000 |
| Guilford County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 62,000 |
| Johnston County North Carolina | 8 | $ 1,350,000 | $ 168,000 | $ 50,000 |
| Charlotte County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 48,000 |
| Houston County Georgia | 7 | $ 905,000 | $ 129,000 | $ 68,000 |
| Howard County Indiana | 7 | $ 855,000 | $ 122,000 | $ 62,000 |
| Moore County North Carolina | 7 | $ 1,125,000 | $ 160,000 | $ 66,000 |
| Pitt County North Carolina | 7 | $ 995,000 | $ 142,000 | $ 53,000 |
| Fairfield County Ohio | 7 | $ 1,105,000 | $ 157,000 | $ 71,000 |
| Pierce County Washington | 7 | $ 2,795,000 | $ 399,000 | $ 136,000 |
| Orange County California | 6 | $ 3,210,000 | $ 535,000 | $ 160,000 |
| Barrow County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 65,000 |
| Troup County Georgia | 6 | $ 720,000 | $ 120,000 | $ 51,000 |
| Catawba County North Carolina | 6 | $ 830,000 | $ 138,000 | $ 61,000 |
| Cumberland County North Carolina | 6 | $ 790,000 | $ 131,000 | $ 57,000 |
| Greene County North Carolina | 6 | $ 610,000 | $ 101,000 | $ 67,000 |
| Harnett County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 49,000 |
| New Hanover County North Carolina | 6 | $ 740,000 | $ 123,000 | $ 104,000 |
| Rockingham County North Carolina | 6 | $ 690,000 | $ 115,000 | $ 68,000 |
| Henry County Indiana | 5 | $ 765,000 | $ 153,000 | $ 64,000 |
| Elbert County Colorado | 4 | $ 1,590,000 | $ 397,000 | $ 95,000 |
| Larimer County Colorado | 4 | $ 1,300,000 | $ 325,000 | $ 92,000 |
| Sarasota County Florida | 4 | $ 710,000 | $ 177,000 | $ 50,000 |
| Madison County Indiana | 4 | $ 530,000 | $ 132,000 | $ 47,000 |
| Wayne County Indiana | 4 | $ 600,000 | $ 150,000 | $ 76,000 |
| Monroe County Michigan | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| Waller County Texas | 4 | $ 540,000 | $ 135,000 | $ 36,000 |
| King County Washington | 4 | $ 3,010,000 | $ 752,000 | $ 213,000 |
| Santa Clara County California | 3 | $ 1,355,000 | $ 451,000 | $ 150,000 |
| St. Lucie County Florida | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| Adams County Indiana | 3 | $ 465,000 | $ 155,000 | $ 74,000 |
| Polk County Iowa | 3 | $ 625,000 | $ 208,000 | $ 52,000 |
| Fayette County Ohio | 3 | $ 615,000 | $ 205,000 | $ 75,000 |
| Laurens County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Pickens County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
| Russell County Alabama | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Los Angeles County California | 2 | $ 1,190,000 | $ 595,000 | $ 197,000 |
| Denver County Colorado | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Osceola County Florida | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| Murray County Georgia | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| Grant County Indiana | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Hamilton County Indiana | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Huntington County Indiana | 2 | $ 320,000 | $ 160,000 | $ 111,000 |
| Scott County Iowa | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Granville County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Wake County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Clark County Ohio | 2 | $ 270,000 | $ 135,000 | $ 153,000 |
| Pickaway County Ohio | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Grimes County Texas | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Maricopa County Arizona | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Jones County Georgia | 1 | $ 115,000 | $ 115,000 | $ 245,000 |
| Long County Georgia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Clinton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Warren County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Miami County Ohio | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Preble County Ohio | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Ross County Ohio | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Florence County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Kershaw County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Daggett County Utah | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,806 | $1,413,940,000 | $294,000 | $1,205,000 | $105,000 | $2,300,000 |
| Refinancing | 41 | $12,635,000 | $308,000 | $655,000 | $142,000 | $550,000 |
| Home Improvement | 9 | $3,475,000 | $386,000 | $585,000 | $132,000 | $197,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,105 | $635,965,000 | $302,000 | $1,205,000 | $109,000 | $2,300,000 |
| Black or African American | 777 | $194,705,000 | $250,000 | $985,000 | $86,000 | $600,000 |
| Hispanic | 633 | $176,365,000 | $278,000 | $715,000 | $89,000 | $1,211,000 |
| Not Provided | 565 | $165,015,000 | $292,000 | $995,000 | $108,000 | $568,000 |
| Asian | 519 | $170,745,000 | $328,000 | $725,000 | $133,000 | $613,000 |
| American Indian or Alaskan Native | 36 | $13,160,000 | $365,000 | $915,000 | $106,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,660,000 | $266,000 | $405,000 | $99,000 | $229,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,925 | $898,505,000 | $307,000 | $1,205,000 | $120,000 | $1,730,000 |
| FHA-insured (Federal Housing Administration) | 1,288 | $324,370,000 | $251,000 | $665,000 | $79,000 | $2,300,000 |
| VA-guaranteed (Veterans Administration) | 588 | $196,290,000 | $333,000 | $915,000 | $95,000 | $370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $10,885,000 | $197,000 | $385,000 | $59,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,481 | $1,045,325,000 | $300,000 | $1,125,000 | $109,000 | $1,730,000 |
| Application Withdrawn By Applicant | 561 | $153,745,000 | $274,000 | $1,205,000 | $104,000 | $2,300,000 |
| Application Approved But Not Accepted | 464 | $133,330,000 | $287,000 | $1,145,000 | $102,000 | $1,301,000 |
| Application Denied By Financial Institution | 336 | $94,270,000 | $280,000 | $995,000 | $75,000 | $446,000 |
| File Closed For Incompleteness | 13 | $3,245,000 | $249,000 | $505,000 | $94,000 | $260,000 |
| Loan Purchased By The Institution | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,520 | $1,335,780,000 | $295,000 | $1,205,000 | $108,000 | $2,300,000 |
| Debt-To-Income Ratio | 194 | $52,910,000 | $272,000 | $995,000 | $65,000 | $446,000 |
| Credit History | 48 | $14,420,000 | $300,000 | $575,000 | $94,000 | $215,000 |
| Other | 43 | $12,425,000 | $288,000 | $595,000 | $90,000 | $213,000 |
| Employment History | 23 | $5,885,000 | $255,000 | $445,000 | $69,000 | $189,000 |
| Unverifiable Information | 12 | $4,000,000 | $333,000 | $525,000 | $109,000 | $164,000 |
| Credit Application Incomplete | 9 | $3,235,000 | $359,000 | $655,000 | $96,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,395,000 | $199,000 | $395,000 | $71,000 | $183,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.