Jasper County, SC Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,610 mortgage applications in Jasper County, SC totaling $306.4 million, up 26% from 2018. The average application was for $190,000, and applicants reported an average income of $86,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was Pulte Mortgage LLC, with 140 applications, followed by South State Bank and Vanderbilt Mortgage and Finance, Inc.

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Total Number of Mortgage Applications 1,610
Total Mortgage Loan Application Amount $306,440,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $1,085,000
Average Applicant Income $86,000
Highest Applicant Income $1,767,000
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Top Mortgage Lenders in Jasper County, SC (2019)

Ranked by the number of mortgage applications each lender reported in Jasper County, SC in 2019.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Pulte Mortgage LLC
Denver, CO
140 $35,560,000 $254,000 $101,000
2 South State Bank
Columbia, SC
110 $18,170,000 $165,000 $81,000
3 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
98 $7,710,000 $78,000 $46,000
4 Wells Fargo Bank NA
Minneapolis, MN
87 $16,895,000 $194,000 $92,000
5 Acrisure Mortgage, LLC
Orlando, FL
62 $15,590,000 $251,000 $110,000
6 Bank of America NA
Westlake Village, CA
44 $6,800,000 $154,000 $83,000
7 Gateway First Bank
Jenks, OK
44 $10,320,000 $234,000 $87,000
8 21st Mortgage
Knoxville, TN
42 $3,670,000 $87,000 $54,000
9 Navy Federal Credit Union
Vienna, VA
40 $7,300,000 $182,000 $94,000
10 Freedom Mortgage Corporation
Boca Raton, FL
39 $8,495,000 $217,000 $69,000

See every lender active in Jasper County, SC in 2019 »

The tables below break down 2019 mortgage applications in Jasper County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jasper County, SC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,052 $210,130,000 $199,000 $855,000 $86,000 $821,000
Refinancing 261 $50,535,000 $193,000 $525,000 $84,000 $465,000
Cash-out Refinancing 159 $33,365,000 $209,000 $1,085,000 $89,000 $1,767,000
Home Improvement 61 $4,635,000 $75,000 $305,000 $87,000 $429,000
Other Purpose 60 $5,450,000 $90,000 $505,000 $91,000 $418,000
Not Applicable 17 $2,325,000 $136,000 $325,000 $59,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 965 $200,815,000 $208,000 $1,085,000 $97,000 $1,767,000
Black or African American 252 $30,990,000 $122,000 $555,000 $59,000 $208,000
Not Provided 179 $34,615,000 $193,000 $565,000 $79,000 $531,000
Not applicable 124 $24,780,000 $199,000 $495,000 $89,000 $251,000
Hispanic 73 $11,805,000 $161,000 $635,000 $60,000 $250,000
Asian 8 $1,980,000 $247,000 $415,000 $77,000 $158,000
American Indian or Alaskan Native 4 $680,000 $170,000 $265,000 $66,000 $131,000
Native Hawaiian or Other Pacific Islander 3 $525,000 $175,000 $205,000 $60,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,069 $192,945,000 $180,000 $1,085,000 $94,000 $1,767,000
VA-guaranteed (Veterans Administration) 265 $67,175,000 $253,000 $635,000 $79,000 $229,000
FHA-insured (Federal Housing Administration) 246 $41,350,000 $168,000 $355,000 $57,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $4,970,000 $165,000 $275,000 $57,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 843 $174,075,000 $206,000 $805,000 $91,000 $821,000
Application Denied By Financial Institution 284 $35,950,000 $126,000 $635,000 $62,000 $433,000
Application Withdrawn By Applicant 194 $43,310,000 $223,000 $1,085,000 $99,000 $610,000
Loan Purchased By The Institution 174 $35,640,000 $204,000 $495,000 $88,000 $387,000
File Closed For Incompleteness 88 $12,210,000 $138,000 $415,000 $68,000 $182,000
Application Approved But Not Accepted 27 $5,255,000 $194,000 $755,000 $164,000 $1,767,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,292 $262,310,000 $203,000 $1,085,000 $92,000 $1,767,000
Credit History 124 $11,990,000 $96,000 $415,000 $59,000 $180,000
Debt-To-Income Ratio 98 $17,020,000 $173,000 $855,000 $64,000 $329,000
Collateral 33 $5,805,000 $175,000 $635,000 $81,000 $178,000
Other 20 $2,670,000 $133,000 $215,000 $97,000 $433,000
Unverifiable Information 14 $1,690,000 $120,000 $265,000 $64,000 $172,000
Credit Application Incomplete 14 $3,080,000 $220,000 $525,000 $86,000 $188,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,455,000 $132,000 $295,000 $54,000 $120,000
Employment History 4 $420,000 $105,000 $195,000 $42,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List