Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Integra Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,428 |
| Total Mortgage Loan Application Amount | $437,072,000 |
| Average Mortgage Loan Application Amount | $135,625 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $91,187 |
| Highest Applicant Income | $2,756,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 834 | $ 82,844,000 | $ 99,000 | $ 53,000 |
| Warren County Kentucky | 310 | $ 29,641,000 | $ 95,000 | $ 51,000 |
| Warrick County Indiana | 271 | $ 37,271,000 | $ 137,000 | $ 70,000 |
| Knox County Indiana | 229 | $ 18,002,000 | $ 78,000 | $ 66,000 |
| Hopkins County Kentucky | 193 | $ 11,447,000 | $ 59,000 | $ 59,000 |
| Lawrence County Indiana | 190 | $ 13,628,000 | $ 71,000 | $ 81,000 |
| Gibson County Indiana | 189 | $ 14,389,000 | $ 76,000 | $ 51,000 |
| Jefferson County Illinois | 182 | $ 10,370,000 | $ 56,000 | $ 51,000 |
| Trigg County Kentucky | 160 | $ 11,099,000 | $ 69,000 | $ 37,000 |
| Posey County Indiana | 159 | $ 13,670,000 | $ 85,000 | $ 42,000 |
| Ripley County Indiana | 150 | $ 11,594,000 | $ 77,000 | $ 45,000 |
| Webster County Kentucky | 137 | $ 6,575,000 | $ 47,000 | $ 49,000 |
| Simpson County Kentucky | 125 | $ 8,190,000 | $ 65,000 | $ 40,000 |
| Spencer County Indiana | 124 | $ 7,791,000 | $ 62,000 | $ 50,000 |
| Pike County Indiana | 121 | $ 7,549,000 | $ 62,000 | $ 45,000 |
| Graves County Kentucky | 115 | $ 6,531,000 | $ 56,000 | $ 37,000 |
| Gallatin County Kentucky | 107 | $ 9,109,000 | $ 85,000 | $ 59,000 |
| Caldwell County Kentucky | 105 | $ 5,300,000 | $ 50,000 | $ 51,000 |
| Fayette County Kentucky | 97 | $ 13,305,000 | $ 137,000 | $ 72,000 |
| Daviess County Indiana | 90 | $ 6,317,000 | $ 70,000 | $ 40,000 |
| Anderson County Kentucky | 86 | $ 6,257,000 | $ 72,000 | $ 66,000 |
| Henderson County Kentucky | 77 | $ 5,243,000 | $ 68,000 | $ 60,000 |
| Dubois County Indiana | 76 | $ 6,768,000 | $ 89,000 | $ 38,000 |
| Mason County Kentucky | 74 | $ 4,302,000 | $ 58,000 | $ 57,000 |
| Grant County Kentucky | 67 | $ 5,298,000 | $ 79,000 | $ 47,000 |
| White County Illinois | 66 | $ 2,736,000 | $ 41,000 | $ 46,000 |
| Orange County Indiana | 65 | $ 4,173,000 | $ 64,000 | $ 44,000 |
| Johnson County Illinois | 63 | $ 3,249,000 | $ 51,000 | $ 54,000 |
| Brown County Ohio | 56 | $ 2,590,000 | $ 46,000 | $ 42,000 |
| Lawrence County Illinois | 51 | $ 2,502,000 | $ 49,000 | $ 47,000 |
| Breckinridge County Kentucky | 51 | $ 3,115,000 | $ 61,000 | $ 49,000 |
| Union County Kentucky | 43 | $ 1,879,000 | $ 43,000 | $ 57,000 |
| Wayne County Illinois | 37 | $ 1,800,000 | $ 48,000 | $ 51,000 |
| Grayson County Kentucky | 36 | $ 1,773,000 | $ 49,000 | $ 43,000 |
| Hardin County Illinois | 35 | $ 1,491,000 | $ 42,000 | $ 32,000 |
| Dearborn County Indiana | 34 | $ 2,921,000 | $ 85,000 | $ 54,000 |
| Massac County Illinois | 32 | $ 1,267,000 | $ 39,000 | $ 46,000 |
| Robertson County Kentucky | 28 | $ 1,705,000 | $ 60,000 | $ 54,000 |
| Boone County Kentucky | 22 | $ 2,964,000 | $ 134,000 | $ 108,000 |
| Gallatin County Illinois | 21 | $ 801,000 | $ 38,000 | $ 46,000 |
| Kenton County Kentucky | 21 | $ 1,603,000 | $ 76,000 | $ 64,000 |
| Perry County Indiana | 17 | $ 1,279,000 | $ 75,000 | $ 41,000 |
| Bracken County Kentucky | 17 | $ 961,000 | $ 56,000 | $ 41,000 |
| Fleming County Kentucky | 17 | $ 903,000 | $ 53,000 | $ 40,000 |
| Lyon County Kentucky | 15 | $ 1,350,000 | $ 90,000 | $ 41,000 |
| Owen County Kentucky | 15 | $ 890,000 | $ 59,000 | $ 37,000 |
| Pope County Illinois | 14 | $ 800,000 | $ 57,000 | $ 50,000 |
| Allen County Kentucky | 14 | $ 750,000 | $ 53,000 | $ 40,000 |
| Saline County Illinois | 13 | $ 663,000 | $ 51,000 | $ 47,000 |
| Lewis County Kentucky | 12 | $ 748,000 | $ 62,000 | $ 42,000 |
| Carroll County Kentucky | 11 | $ 874,000 | $ 79,000 | $ 32,000 |
| Switzerland County Indiana | 10 | $ 975,000 | $ 97,000 | $ 65,000 |
| Pendleton County Kentucky | 10 | $ 573,000 | $ 57,000 | $ 33,000 |
| Edwards County Illinois | 9 | $ 381,000 | $ 42,000 | $ 35,000 |
| Franklin County Illinois | 9 | $ 331,000 | $ 36,000 | $ 45,000 |
| Martin County Indiana | 9 | $ 958,000 | $ 106,000 | $ 61,000 |
| Monroe County Indiana | 9 | $ 1,595,000 | $ 177,000 | $ 462,000 |
| Butler County Kentucky | 9 | $ 670,000 | $ 74,000 | $ 49,000 |
| Woodford County Kentucky | 9 | $ 2,161,000 | $ 240,000 | $ 77,000 |
| Bath County Kentucky | 8 | $ 486,000 | $ 60,000 | $ 49,000 |
| Logan County Kentucky | 8 | $ 401,000 | $ 50,000 | $ 68,000 |
| Meade County Kentucky | 8 | $ 971,000 | $ 121,000 | $ 110,000 |
| Campbell County Kentucky | 7 | $ 880,000 | $ 125,000 | $ 69,000 |
| Daviess County Kentucky | 7 | $ 1,721,000 | $ 245,000 | $ 52,000 |
| Mercer County Kentucky | 7 | $ 756,000 | $ 108,000 | $ 74,000 |
| Adams County Ohio | 7 | $ 289,000 | $ 41,000 | $ 45,000 |
| Sumner County Tennessee | 7 | $ 1,095,000 | $ 156,000 | $ 96,000 |
| Hamilton County Illinois | 6 | $ 320,000 | $ 53,000 | $ 47,000 |
| Richland County Illinois | 6 | $ 474,000 | $ 79,000 | $ 74,000 |
| Crawford County Indiana | 6 | $ 332,000 | $ 55,000 | $ 33,000 |
| Jefferson County Kentucky | 6 | $ 1,249,000 | $ 208,000 | $ 88,000 |
| Washington County Illinois | 5 | $ 240,000 | $ 48,000 | $ 32,000 |
| Decatur County Indiana | 5 | $ 467,000 | $ 93,000 | $ 35,000 |
| Marion County Indiana | 5 | $ 479,000 | $ 95,000 | $ 173,000 |
| Crittenden County Kentucky | 5 | $ 169,000 | $ 33,000 | $ 37,000 |
| Harrison County Kentucky | 5 | $ 460,000 | $ 92,000 | $ 73,000 |
| Muhlenberg County Kentucky | 5 | $ 510,000 | $ 102,000 | $ 114,000 |
| Hamilton County Ohio | 5 | $ 440,000 | $ 88,000 | $ 47,000 |
| Union County Illinois | 4 | $ 117,000 | $ 29,000 | $ 54,000 |
| Franklin County Indiana | 4 | $ 422,000 | $ 105,000 | $ 79,000 |
| Hamilton County Indiana | 4 | $ 575,000 | $ 143,000 | $ 136,000 |
| Jennings County Indiana | 4 | $ 188,000 | $ 47,000 | $ 43,000 |
| Barren County Kentucky | 4 | $ 311,000 | $ 77,000 | $ 70,000 |
| Calloway County Kentucky | 4 | $ 933,000 | $ 233,000 | $ 37,000 |
| Christian County Kentucky | 4 | $ 286,000 | $ 71,000 | $ 35,000 |
| Hancock County Kentucky | 4 | $ 259,000 | $ 64,000 | $ 78,000 |
| Hickman County Kentucky | 4 | $ 146,000 | $ 36,000 | $ 54,000 |
| Jessamine County Kentucky | 4 | $ 502,000 | $ 125,000 | $ 66,000 |
| Marshall County Kentucky | 4 | $ 436,000 | $ 109,000 | $ 81,000 |
| McCracken County Kentucky | 4 | $ 224,000 | $ 56,000 | $ 59,000 |
| St. Louis County Missouri | 4 | $ 814,000 | $ 203,000 | $ 76,000 |
| Crawford County Illinois | 3 | $ 320,000 | $ 106,000 | $ 75,000 |
| Marion County Illinois | 3 | $ 290,000 | $ 96,000 | $ 53,000 |
| Wabash County Illinois | 3 | $ 227,000 | $ 75,000 | $ 58,000 |
| Greene County Indiana | 3 | $ 303,000 | $ 101,000 | $ 92,000 |
| Washington County Indiana | 3 | $ 248,000 | $ 82,000 | $ 42,000 |
| Edmonson County Kentucky | 3 | $ 265,000 | $ 88,000 | $ 47,000 |
| Franklin County Kentucky | 3 | $ 243,000 | $ 81,000 | $ 147,000 |
| Garrard County Kentucky | 3 | $ 362,000 | $ 120,000 | $ 41,000 |
| Hardin County Kentucky | 3 | $ 430,000 | $ 143,000 | $ 55,000 |
| McLean County Kentucky | 3 | $ 319,000 | $ 106,000 | $ 68,000 |
| Scott County Kentucky | 3 | $ 479,000 | $ 159,000 | $ 49,000 |
| Shelby County Kentucky | 3 | $ 261,000 | $ 87,000 | $ 31,000 |
| Oakland County Michigan | 3 | $ 359,000 | $ 119,000 | $ 73,000 |
| Walton County Florida | 2 | $ 754,000 | $ 377,000 | $ 265,000 |
| Williamson County Illinois | 2 | $ 125,000 | $ 62,000 | $ 32,000 |
| Ohio County Indiana | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Sullivan County Indiana | 2 | $ 207,000 | $ 103,000 | $ 68,000 |
| Vigo County Indiana | 2 | $ 158,000 | $ 79,000 | $ 70,000 |
| Boyle County Kentucky | 2 | $ 163,000 | $ 81,000 | $ 67,000 |
| Clark County Kentucky | 2 | $ 365,000 | $ 182,000 | $ 70,000 |
| Madison County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 96,000 |
| Montgomery County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 56,000 |
| Nicholas County Kentucky | 2 | $ 96,000 | $ 48,000 | $ 84,000 |
| Powell County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Taylor County Kentucky | 2 | $ 86,000 | $ 43,000 | $ 84,000 |
| Washington County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 66,000 |
| Clermont County Ohio | 2 | $ 277,000 | $ 138,000 | $ 74,000 |
| Warren County Ohio | 2 | $ 411,000 | $ 205,000 | $ 119,000 |
| Baldwin County Alabama | 1 | $ 200,000 | $ 200,000 | $ 184,000 |
| Boulder County Colorado | 1 | $ 186,000 | $ 186,000 | $ 118,000 |
| Tolland County Connecticut | 1 | $ 257,000 | $ 257,000 | $ 90,000 |
| Bay County Florida | 1 | $ 80,000 | $ 80,000 | $ 163,000 |
| Manatee County Florida | 1 | $ 1,155,000 | $ 1,155,000 | $ 360,000 |
| Miami-Dade County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Orange County Florida | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Sarasota County Florida | 1 | $ 207,000 | $ 207,000 | $ 113,000 |
| Volusia County Florida | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 101,000 | $ 101,000 | $ 139,000 |
| McLean County Illinois | 1 | $ 110,000 | $ 110,000 | $ 145,000 |
| Moultrie County Illinois | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Bartholomew County Indiana | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Hancock County Indiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Harrison County Indiana | 1 | $ 91,000 | $ 91,000 | $ 175,000 |
| Jefferson County Indiana | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Morgan County Indiana | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Adair County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 218,000 |
| Carlisle County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Estill County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Floyd County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Fulton County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Hart County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Henry County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Livingston County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Menifee County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Dunklin County Missouri | 1 | $ 266,000 | $ 266,000 | $ 155,000 |
| Buncombe County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 319,000 |
| Logan County Ohio | 1 | $ 42,000 | $ 42,000 | $ 45,000 |
| Charleston County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 170,000 |
| Greenville County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 224,000 |
| Anderson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Bedford County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 543,000 |
| Davidson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Henry County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Robertson County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 63,000 |
| Rutherford County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Weakley County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| Midland County Texas | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Lee County Virginia | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| Racine County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,419 | $316,566,000 | $117,461 | $676,000 | $81,461 | $2,756,000 |
| Home Purchase (one-to-four family) | 1,067 | $103,693,000 | $196,090 | $1,155,000 | $146,545 | $2,500,000 |
| Home Improvement (one-to-four family) | 929 | $11,475,000 | $9,800 | $122,000 | $49,400 | $800,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 13 | $5,338,000 | $202,333 | $1,200,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,171 | $412,424,000 | $156,000 | $1,155,000 | $114,562 | $2,756,000 |
| Information not provided by applicant in mail or telephone application | 86 | $4,590,000 | $136,250 | $405,000 | $102,250 | $400,000 |
| Black | 72 | $4,741,000 | $110,833 | $650,000 | $53,833 | $345,000 |
| Asian or Pacific Islander | 35 | $5,310,000 | $136,000 | $600,000 | $148,000 | $389,000 |
| Hispanic | 28 | $2,812,000 | $168,800 | $433,000 | $130,200 | $448,000 |
| Other | 16 | $2,031,000 | $131,250 | $252,000 | $121,250 | $400,000 |
| Not applicable | 13 | $4,962,000 | $418,666 | $1,200,000 | $293,333 | $2,500,000 |
| American Indian or Alaskan Native | 7 | $202,000 | $25,666 | $84,000 | $39,666 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,395 | $434,027,000 | $149,705 | $1,200,000 | $109,411 | $2,756,000 |
| FHA-insured (Federal Housing Administration) | 18 | $1,385,000 | $76,000 | $114,000 | $37,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,239,000 | $132,000 | $222,000 | $54,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $421,000 | $88,000 | $115,000 | $36,500 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,180 | $356,821,000 | $155,000 | $1,155,000 | $118,687 | $2,756,000 |
| Application Denied By Financial Institution | 808 | $39,240,000 | $74,625 | $676,000 | $70,125 | $442,000 |
| Application Withdrawn By Applicant | 286 | $28,614,000 | $123,200 | $650,000 | $66,600 | $345,000 |
| Application Approved But Not Accepted | 146 | $8,178,000 | $54,200 | $563,000 | $62,600 | $819,000 |
| Loan Purchased By The Institution | 5 | $3,509,000 | $678,500 | $1,200,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $710,000 | $191,500 | $428,000 | $71,500 | $161,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 414 | $14,841,000 | $51,500 | $315,000 | $73,333 | $224,000 |
| Debt-To-Income Ratio | 220 | $13,903,000 | $48,500 | $676,000 | $34,750 | $442,000 |
| Collateral | 77 | $3,884,000 | $66,166 | $239,000 | $51,333 | $210,000 |
| Other | 47 | $3,531,000 | $83,400 | $290,000 | $48,000 | $155,000 |
| Credit Application Incomplete | 20 | $2,107,000 | $110,750 | $259,000 | $63,000 | $112,000 |
| Employment History | 19 | $397,000 | $13,666 | $92,000 | $29,333 | $92,000 |
| Unverifiable Information | 7 | $144,000 | $19,333 | $56,000 | $40,666 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $433,000 | $108,000 | $165,000 | $50,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.