Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Integra Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,579 |
| Total Mortgage Loan Application Amount | $253,657,000 |
| Average Mortgage Loan Application Amount | $147,857 |
| Highest Mortgage Loan Application Amount | $2,310,000 |
| Average Applicant Income | $93,500 |
| Highest Applicant Income | $1,062,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 384 | $ 30,920,000 | $ 80,000 | $ 85,000 |
| Warren County Kentucky | 154 | $ 13,987,000 | $ 90,000 | $ 51,000 |
| Warrick County Indiana | 127 | $ 15,913,000 | $ 125,000 | $ 72,000 |
| Pike County Indiana | 121 | $ 5,409,000 | $ 44,000 | $ 44,000 |
| Hopkins County Kentucky | 121 | $ 6,084,000 | $ 50,000 | $ 52,000 |
| Webster County Kentucky | 116 | $ 4,419,000 | $ 38,000 | $ 42,000 |
| Jefferson County Illinois | 112 | $ 5,444,000 | $ 48,000 | $ 47,000 |
| Gibson County Indiana | 111 | $ 6,529,000 | $ 58,000 | $ 46,000 |
| Ripley County Indiana | 108 | $ 7,951,000 | $ 73,000 | $ 44,000 |
| Spencer County Indiana | 92 | $ 5,517,000 | $ 59,000 | $ 51,000 |
| Knox County Indiana | 91 | $ 4,104,000 | $ 45,000 | $ 56,000 |
| Simpson County Kentucky | 89 | $ 5,363,000 | $ 60,000 | $ 42,000 |
| Trigg County Kentucky | 87 | $ 5,021,000 | $ 57,000 | $ 45,000 |
| Graves County Kentucky | 84 | $ 4,171,000 | $ 49,000 | $ 40,000 |
| Posey County Indiana | 79 | $ 5,256,000 | $ 66,000 | $ 53,000 |
| Lawrence County Indiana | 77 | $ 3,281,000 | $ 42,000 | $ 41,000 |
| Caldwell County Kentucky | 74 | $ 3,084,000 | $ 41,000 | $ 48,000 |
| Gallatin County Kentucky | 73 | $ 5,173,000 | $ 70,000 | $ 45,000 |
| Daviess County Indiana | 72 | $ 4,662,000 | $ 64,000 | $ 43,000 |
| Mason County Kentucky | 71 | $ 3,700,000 | $ 52,000 | $ 49,000 |
| Breckinridge County Kentucky | 65 | $ 3,782,000 | $ 58,000 | $ 42,000 |
| Henderson County Kentucky | 65 | $ 3,777,000 | $ 58,000 | $ 45,000 |
| Grayson County Kentucky | 59 | $ 3,276,000 | $ 55,000 | $ 41,000 |
| Dubois County Indiana | 54 | $ 3,724,000 | $ 68,000 | $ 53,000 |
| Grant County Kentucky | 51 | $ 3,168,000 | $ 62,000 | $ 47,000 |
| Anderson County Kentucky | 48 | $ 2,432,000 | $ 50,000 | $ 45,000 |
| Johnson County Illinois | 47 | $ 1,567,000 | $ 33,000 | $ 45,000 |
| Union County Kentucky | 44 | $ 2,090,000 | $ 47,000 | $ 46,000 |
| White County Illinois | 40 | $ 1,572,000 | $ 39,000 | $ 54,000 |
| Fayette County Kentucky | 37 | $ 6,282,000 | $ 169,000 | $ 110,000 |
| Brown County Ohio | 31 | $ 1,546,000 | $ 49,000 | $ 45,000 |
| Orange County Indiana | 29 | $ 1,350,000 | $ 46,000 | $ 62,000 |
| Robertson County Kentucky | 28 | $ 1,204,000 | $ 43,000 | $ 47,000 |
| Massac County Illinois | 26 | $ 977,000 | $ 37,000 | $ 45,000 |
| Gallatin County Illinois | 21 | $ 792,000 | $ 37,000 | $ 45,000 |
| Hardin County Illinois | 21 | $ 866,000 | $ 41,000 | $ 55,000 |
| Pope County Illinois | 18 | $ 324,000 | $ 18,000 | $ 40,000 |
| Boone County Kentucky | 18 | $ 1,764,000 | $ 98,000 | $ 50,000 |
| Hamilton County Ohio | 18 | $ 13,176,000 | $ 732,000 | $ 247,000 |
| Kenton County Kentucky | 17 | $ 1,558,000 | $ 91,000 | $ 53,000 |
| Bracken County Kentucky | 16 | $ 765,000 | $ 47,000 | $ 39,000 |
| Lawrence County Illinois | 12 | $ 528,000 | $ 44,000 | $ 63,000 |
| Dearborn County Indiana | 11 | $ 1,013,000 | $ 92,000 | $ 64,000 |
| Edmonson County Kentucky | 11 | $ 1,221,000 | $ 111,000 | $ 65,000 |
| Adams County Ohio | 11 | $ 813,000 | $ 73,000 | $ 82,000 |
| Fleming County Kentucky | 10 | $ 562,000 | $ 56,000 | $ 49,000 |
| Allen County Kentucky | 9 | $ 565,000 | $ 62,000 | $ 51,000 |
| Carroll County Kentucky | 9 | $ 322,000 | $ 35,000 | $ 49,000 |
| Saline County Illinois | 8 | $ 385,000 | $ 48,000 | $ 59,000 |
| Wayne County Illinois | 8 | $ 220,000 | $ 27,000 | $ 38,000 |
| Switzerland County Indiana | 8 | $ 470,000 | $ 58,000 | $ 67,000 |
| Lyon County Kentucky | 8 | $ 606,000 | $ 75,000 | $ 41,000 |
| Owen County Kentucky | 8 | $ 1,187,000 | $ 148,000 | $ 40,000 |
| Franklin County Ohio | 8 | $ 613,000 | $ 76,000 | $ 55,000 |
| Campbell County Kentucky | 7 | $ 840,000 | $ 120,000 | $ 77,000 |
| Christian County Kentucky | 7 | $ 238,000 | $ 34,000 | $ 46,000 |
| Scott County Kentucky | 7 | $ 742,000 | $ 106,000 | $ 71,000 |
| Butler County Ohio | 7 | $ 900,000 | $ 128,000 | $ 158,000 |
| Williamson County Illinois | 6 | $ 231,000 | $ 38,000 | $ 37,000 |
| Marion County Indiana | 6 | $ 592,000 | $ 98,000 | $ 88,000 |
| Daviess County Kentucky | 6 | $ 398,000 | $ 66,000 | $ 48,000 |
| Hamilton County Illinois | 5 | $ 82,000 | $ 16,000 | $ 37,000 |
| Greene County Indiana | 5 | $ 463,000 | $ 92,000 | $ 65,000 |
| Monroe County Indiana | 5 | $ 820,000 | $ 164,000 | $ 64,000 |
| Crittenden County Kentucky | 5 | $ 168,000 | $ 33,000 | $ 44,000 |
| Hancock County Kentucky | 5 | $ 456,000 | $ 91,000 | $ 62,000 |
| Lewis County Kentucky | 5 | $ 322,000 | $ 64,000 | $ 56,000 |
| McCracken County Kentucky | 5 | $ 271,000 | $ 54,000 | $ 56,000 |
| Mercer County Kentucky | 5 | $ 304,000 | $ 60,000 | $ 23,000 |
| Muhlenberg County Kentucky | 5 | $ 527,000 | $ 105,000 | $ 64,000 |
| Wabash County Illinois | 4 | $ 117,000 | $ 29,000 | $ 34,000 |
| Washington County Indiana | 4 | $ 235,000 | $ 58,000 | $ 85,000 |
| Bourbon County Kentucky | 4 | $ 275,000 | $ 68,000 | $ 50,000 |
| Butler County Kentucky | 4 | $ 215,000 | $ 53,000 | $ 60,000 |
| Franklin County Kentucky | 4 | $ 185,000 | $ 46,000 | $ 48,000 |
| Hardin County Kentucky | 4 | $ 1,309,000 | $ 327,000 | $ 25,000 |
| Jefferson County Kentucky | 4 | $ 1,138,000 | $ 284,000 | $ 107,000 |
| Logan County Kentucky | 4 | $ 213,000 | $ 53,000 | $ 37,000 |
| Jackson County Missouri | 4 | $ 261,000 | $ 65,000 | $ 52,000 |
| Lorain County Ohio | 4 | $ 300,000 | $ 75,000 | $ 44,000 |
| Warren County Ohio | 4 | $ 1,847,000 | $ 461,000 | $ 124,000 |
| Cook County Illinois | 3 | $ 249,000 | $ 83,000 | $ 124,000 |
| Edwards County Illinois | 3 | $ 33,000 | $ 11,000 | $ 23,000 |
| St. Clair County Illinois | 3 | $ 257,000 | $ 85,000 | $ 40,000 |
| Floyd County Indiana | 3 | $ 160,000 | $ 53,000 | $ 49,000 |
| Hamilton County Indiana | 3 | $ 484,000 | $ 161,000 | $ 132,000 |
| Martin County Indiana | 3 | $ 308,000 | $ 102,000 | $ 68,000 |
| Harrison County Kentucky | 3 | $ 173,000 | $ 57,000 | $ 61,000 |
| Hickman County Kentucky | 3 | $ 155,000 | $ 51,000 | $ 30,000 |
| McLean County Kentucky | 3 | $ 157,000 | $ 52,000 | $ 41,000 |
| Meade County Kentucky | 3 | $ 234,000 | $ 78,000 | $ 46,000 |
| Pendleton County Kentucky | 3 | $ 210,000 | $ 70,000 | $ 134,000 |
| Cuyahoga County Ohio | 3 | $ 175,000 | $ 58,000 | $ 39,000 |
| Lucas County Ohio | 3 | $ 359,000 | $ 119,000 | $ 50,000 |
| Mahoning County Ohio | 3 | $ 220,000 | $ 73,000 | $ 40,000 |
| Montgomery County Ohio | 3 | $ 230,000 | $ 76,000 | $ 57,000 |
| Portage County Ohio | 3 | $ 264,000 | $ 88,000 | $ 41,000 |
| Ross County Ohio | 3 | $ 468,000 | $ 156,000 | $ 261,000 |
| Pulaski County Arkansas | 2 | $ 131,000 | $ 65,000 | $ 38,000 |
| Clay County Illinois | 2 | $ 172,000 | $ 86,000 | $ 100,000 |
| Crawford County Illinois | 2 | $ 103,000 | $ 51,000 | $ 38,000 |
| Effingham County Illinois | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Franklin County Illinois | 2 | $ 95,000 | $ 47,000 | $ 68,000 |
| Madison County Illinois | 2 | $ 174,000 | $ 87,000 | $ 56,000 |
| Randolph County Illinois | 2 | $ 234,000 | $ 117,000 | $ 130,000 |
| Harrison County Indiana | 2 | $ 417,000 | $ 208,000 | $ 70,000 |
| Lake County Indiana | 2 | $ 148,000 | $ 74,000 | $ 70,000 |
| Porter County Indiana | 2 | $ 156,000 | $ 78,000 | $ 65,000 |
| Sullivan County Indiana | 2 | $ 79,000 | $ 39,000 | $ 39,000 |
| Calloway County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 56,000 |
| Garrard County Kentucky | 2 | $ 285,000 | $ 142,000 | $ 39,000 |
| Henry County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 14,000 |
| Larue County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 39,000 |
| Ohio County Kentucky | 2 | $ 71,000 | $ 35,000 | $ 41,000 |
| Taylor County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 54,000 |
| Woodford County Kentucky | 2 | $ 226,000 | $ 113,000 | $ 92,000 |
| St. Louis County Missouri | 2 | $ 259,000 | $ 129,000 | $ 244,000 |
| Clermont County Ohio | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Summit County Ohio | 2 | $ 147,000 | $ 73,000 | $ 62,000 |
| Hamilton County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Lewis County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Shelby County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Tuscaloosa County Alabama | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Maricopa County Arizona | 1 | $ 1,252,000 | $ 1,252,000 | $ 417,000 |
| Pima County Arizona | 1 | $ 1,715,000 | $ 1,715,000 | $ 768,000 |
| Broward County Florida | 1 | $ 250,000 | $ 250,000 | $ 234,000 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Orange County Florida | 1 | $ 41,000 | $ 41,000 | $ 240,000 |
| Palm Beach County Florida | 1 | $ 378,000 | $ 378,000 | $ 122,000 |
| Bibb County Georgia | 1 | $ 80,000 | $ 80,000 | $ 135,000 |
| Madison County Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Honolulu County Hawaii | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| Christian County Illinois | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
| Douglas County Illinois | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Edgar County Illinois | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Ford County Illinois | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Henry County Illinois | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Lake County Illinois | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| LaSalle County Illinois | 1 | $ 78,000 | $ 78,000 | $ 88,000 |
| Marion County Illinois | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Pulaski County Illinois | 1 | $ 3,000 | $ 3,000 | $ 13,000 |
| Rock Island County Illinois | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Washington County Illinois | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| Will County Illinois | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Bartholomew County Indiana | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Boone County Indiana | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| Carroll County Indiana | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Clark County Indiana | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Crawford County Indiana | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Decatur County Indiana | 1 | $ 11,000 | $ 11,000 | $ 16,000 |
| Henry County Indiana | 1 | $ 63,000 | $ 63,000 | $ 15,000 |
| Jefferson County Indiana | 1 | $ 2,000 | $ 2,000 | $ 10,000 |
| Jennings County Indiana | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Johnson County Indiana | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| LaPorte County Indiana | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Morgan County Indiana | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Ohio County Indiana | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Perry County Indiana | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Putnam County Indiana | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Barren County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Casey County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Clark County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Clay County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 78,000 |
| Estill County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Green County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Hart County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Madison County Kentucky | 1 | $ 320,000 | $ 320,000 | $ 223,000 |
| Marshall County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Nicholas County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Shelby County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Todd County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 17,000 |
| Washington County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Whitley County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 22,000 |
| Buchanan County Missouri | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| Christian County Missouri | 1 | $ 88,000 | $ 88,000 | $ 12,000 |
| Cooper County Missouri | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Laclede County Missouri | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Newton County Missouri | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Pettis County Missouri | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Platte County Missouri | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Pulaski County Missouri | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Scott County Missouri | 1 | $ 93,000 | $ 93,000 | $ 66,000 |
| St. Louis City County Missouri | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| Ashtabula County Ohio | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Athens County Ohio | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Auglaize County Ohio | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Clark County Ohio | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Crawford County Ohio | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Darke County Ohio | 1 | $ 59,000 | $ 59,000 | $ 15,000 |
| Defiance County Ohio | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Fayette County Ohio | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Geauga County Ohio | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Greene County Ohio | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Jefferson County Ohio | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Knox County Ohio | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Logan County Ohio | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Madison County Ohio | 1 | $ 87,000 | $ 87,000 | $ 91,000 |
| Marion County Ohio | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Medina County Ohio | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Mercer County Ohio | 1 | $ 40,000 | $ 40,000 | $ 9,000 |
| Sandusky County Ohio | 1 | $ 88,000 | $ 88,000 | $ 20,000 |
| Seneca County Ohio | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Shelby County Ohio | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Stark County Ohio | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Van Wert County Ohio | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Wayne County Ohio | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Wood County Ohio | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Wyandot County Ohio | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Clackamas County Oregon | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Beaver County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Anderson County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
| Blount County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Claiborne County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Dickson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Gibson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Hawkins County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Humphreys County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Lincoln County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| McMinn County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Putnam County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Robertson County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 70,000 |
| Sequatchie County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Sevier County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 585,000 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Washington County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,514 | $125,493,000 | $117,900 | $1,500,000 | $77,400 | $926,000 |
| Home Purchase | 1,158 | $113,519,000 | $236,333 | $2,310,000 | $113,500 | $1,062,000 |
| Home Improvement | 907 | $14,645,000 | $20,833 | $243,000 | $80,333 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,370 | $237,708,000 | $189,062 | $2,310,000 | $101,937 | $926,000 |
| Black or African American | 73 | $3,276,000 | $58,200 | $285,000 | $38,600 | $175,000 |
| Not Provided | 65 | $3,907,000 | $56,666 | $780,000 | $42,666 | $300,000 |
| Hispanic | 34 | $2,607,000 | $67,833 | $220,000 | $47,333 | $224,000 |
| Not applicable | 14 | $3,159,000 | $317,666 | $585,000 | $282,333 | $847,000 |
| Asian | 13 | $2,454,000 | $239,000 | $611,000 | $239,666 | $1,062,000 |
| American Indian or Alaskan Native | 6 | $429,000 | $61,000 | $150,000 | $51,666 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $117,000 | $29,250 | $48,000 | $49,750 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,524 | $248,943,000 | $188,750 | $2,310,000 | $102,062 | $1,062,000 |
| FHA-insured (Federal Housing Administration) | 37 | $3,111,000 | $87,750 | $138,000 | $38,250 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $817,000 | $89,000 | $167,000 | $35,333 | $56,000 |
| VA-guaranteed (Veterans Administration) | 9 | $786,000 | $72,333 | $204,000 | $39,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,168 | $163,952,000 | $212,714 | $2,310,000 | $116,785 | $1,062,000 |
| Application Denied By Financial Institution | 834 | $40,183,000 | $58,333 | $720,000 | $36,333 | $756,000 |
| Application Withdrawn By Applicant | 335 | $34,558,000 | $114,000 | $1,250,000 | $82,000 | $440,000 |
| Preapproval Denied by Financial Institution | 122 | $9,366,000 | $76,000 | $236,000 | $39,000 | $112,000 |
| Application Approved But Not Accepted | 120 | $5,598,000 | $53,200 | $750,000 | $50,600 | $431,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 531 | $24,758,000 | $49,000 | $308,000 | $40,333 | $420,000 |
| Debt-To-Income Ratio | 289 | $16,455,000 | $68,833 | $385,000 | $28,166 | $756,000 |
| Collateral | 62 | $3,726,000 | $57,000 | $200,000 | $51,250 | $240,000 |
| Employment History | 37 | $1,218,000 | $38,200 | $111,000 | $28,600 | $80,000 |
| Other | 17 | $1,311,000 | $80,800 | $203,000 | $63,400 | $151,000 |
| Credit Application Incomplete | 11 | $1,601,000 | $252,000 | $720,000 | $87,250 | $199,000 |
| Unverifiable Information | 5 | $291,000 | $58,333 | $93,000 | $53,333 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $133,000 | $44,333 | $109,000 | $35,000 | $55,000 |
| Mortgage Insurance Denied | 1 | $56,000 | $56,000 | $56,000 | $20,000 | $20,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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