Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Integra Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,229 |
| Total Mortgage Loan Application Amount | $251,633,000 |
| Average Mortgage Loan Application Amount | $70,333 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $6,289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 365 | $ 28,257,000 | $ 77,000 | $ 60,000 |
| Warrick County Indiana | 140 | $ 18,655,000 | $ 133,000 | $ 110,000 |
| Gibson County Indiana | 120 | $ 7,605,000 | $ 63,000 | $ 46,000 |
| Warren County Kentucky | 111 | $ 9,371,000 | $ 84,000 | $ 61,000 |
| Pike County Indiana | 108 | $ 5,634,000 | $ 52,000 | $ 55,000 |
| Knox County Indiana | 90 | $ 4,890,000 | $ 54,000 | $ 59,000 |
| Hopkins County Kentucky | 87 | $ 3,424,000 | $ 39,000 | $ 54,000 |
| Jefferson County Illinois | 85 | $ 4,017,000 | $ 47,000 | $ 85,000 |
| Gallatin County Kentucky | 85 | $ 6,971,000 | $ 82,000 | $ 64,000 |
| Spencer County Indiana | 82 | $ 4,478,000 | $ 54,000 | $ 47,000 |
| Webster County Kentucky | 82 | $ 2,932,000 | $ 35,000 | $ 48,000 |
| Ripley County Indiana | 81 | $ 5,352,000 | $ 66,000 | $ 56,000 |
| Trigg County Kentucky | 77 | $ 3,322,000 | $ 43,000 | $ 47,000 |
| Simpson County Kentucky | 76 | $ 3,929,000 | $ 51,000 | $ 45,000 |
| Graves County Kentucky | 71 | $ 2,469,000 | $ 34,000 | $ 45,000 |
| Lawrence County Indiana | 68 | $ 3,364,000 | $ 49,000 | $ 54,000 |
| Mason County Kentucky | 66 | $ 4,063,000 | $ 61,000 | $ 53,000 |
| Daviess County Indiana | 65 | $ 3,028,000 | $ 46,000 | $ 48,000 |
| Posey County Indiana | 62 | $ 3,474,000 | $ 56,000 | $ 72,000 |
| Grant County Kentucky | 60 | $ 3,959,000 | $ 65,000 | $ 54,000 |
| Henderson County Kentucky | 59 | $ 2,811,000 | $ 47,000 | $ 59,000 |
| Dubois County Indiana | 56 | $ 3,946,000 | $ 70,000 | $ 52,000 |
| Johnson County Illinois | 55 | $ 2,220,000 | $ 40,000 | $ 46,000 |
| Grayson County Kentucky | 55 | $ 3,001,000 | $ 54,000 | $ 50,000 |
| Breckinridge County Kentucky | 52 | $ 2,874,000 | $ 55,000 | $ 45,000 |
| Caldwell County Kentucky | 46 | $ 1,225,000 | $ 26,000 | $ 44,000 |
| Brown County Ohio | 46 | $ 2,393,000 | $ 52,000 | $ 68,000 |
| Anderson County Kentucky | 45 | $ 2,340,000 | $ 52,000 | $ 51,000 |
| Kenton County Kentucky | 41 | $ 3,994,000 | $ 97,000 | $ 93,000 |
| White County Illinois | 34 | $ 1,624,000 | $ 47,000 | $ 51,000 |
| Union County Kentucky | 31 | $ 1,093,000 | $ 35,000 | $ 50,000 |
| Hamilton County Ohio | 31 | $ 21,589,000 | $ 696,000 | $ 253,000 |
| Hardin County Illinois | 29 | $ 673,000 | $ 23,000 | $ 51,000 |
| Orange County Indiana | 26 | $ 959,000 | $ 36,000 | $ 43,000 |
| Gallatin County Illinois | 25 | $ 840,000 | $ 33,000 | $ 39,000 |
| Massac County Illinois | 18 | $ 493,000 | $ 27,000 | $ 40,000 |
| Boone County Kentucky | 18 | $ 2,052,000 | $ 114,000 | $ 62,000 |
| Pope County Illinois | 17 | $ 669,000 | $ 39,000 | $ 49,000 |
| Robertson County Kentucky | 17 | $ 896,000 | $ 52,000 | $ 50,000 |
| Dearborn County Indiana | 16 | $ 1,118,000 | $ 69,000 | $ 58,000 |
| Bracken County Kentucky | 16 | $ 692,000 | $ 43,000 | $ 48,000 |
| Scott County Kentucky | 14 | $ 899,000 | $ 64,000 | $ 78,000 |
| Adams County Ohio | 13 | $ 752,000 | $ 57,000 | $ 30,000 |
| Carroll County Kentucky | 10 | $ 277,000 | $ 27,000 | $ 33,000 |
| Owen County Kentucky | 10 | $ 602,000 | $ 60,000 | $ 55,000 |
| Fayette County Kentucky | 9 | $ 740,000 | $ 82,000 | $ 71,000 |
| Lewis County Kentucky | 9 | $ 310,000 | $ 34,000 | $ 50,000 |
| Edmonson County Kentucky | 8 | $ 426,000 | $ 53,000 | $ 76,000 |
| Marion County Illinois | 7 | $ 268,000 | $ 38,000 | $ 32,000 |
| Allen County Kentucky | 7 | $ 686,000 | $ 98,000 | $ 44,000 |
| Fleming County Kentucky | 7 | $ 542,000 | $ 77,000 | $ 46,000 |
| Jefferson County Kentucky | 7 | $ 1,149,000 | $ 164,000 | $ 135,000 |
| Pendleton County Kentucky | 7 | $ 362,000 | $ 51,000 | $ 44,000 |
| Warren County Ohio | 7 | $ 6,228,000 | $ 889,000 | $ 440,000 |
| Wayne County Illinois | 6 | $ 387,000 | $ 64,000 | $ 44,000 |
| Christian County Kentucky | 6 | $ 172,000 | $ 28,000 | $ 42,000 |
| Hart County Kentucky | 6 | $ 279,000 | $ 46,000 | $ 68,000 |
| Lawrence County Illinois | 5 | $ 246,000 | $ 49,000 | $ 56,000 |
| Greene County Indiana | 5 | $ 500,000 | $ 100,000 | $ 37,000 |
| Harrison County Kentucky | 5 | $ 476,000 | $ 95,000 | $ 67,000 |
| Mercer County Kentucky | 5 | $ 210,000 | $ 42,000 | $ 60,000 |
| Sumner County Tennessee | 5 | $ 716,000 | $ 143,000 | $ 104,000 |
| Saline County Illinois | 4 | $ 161,000 | $ 40,000 | $ 28,000 |
| Crawford County Indiana | 4 | $ 281,000 | $ 70,000 | $ 47,000 |
| Calloway County Kentucky | 4 | $ 92,000 | $ 23,000 | $ 33,000 |
| Campbell County Kentucky | 4 | $ 372,000 | $ 93,000 | $ 77,000 |
| Crittenden County Kentucky | 4 | $ 61,000 | $ 15,000 | $ 82,000 |
| Lyon County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 51,000 |
| Madison County Kentucky | 4 | $ 514,000 | $ 128,000 | $ 56,000 |
| Butler County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 73,000 |
| Richland County Illinois | 3 | $ 102,000 | $ 34,000 | $ 38,000 |
| Clark County Indiana | 3 | $ 246,000 | $ 82,000 | $ 68,000 |
| Decatur County Indiana | 3 | $ 89,000 | $ 29,000 | $ 82,000 |
| Floyd County Indiana | 3 | $ 296,000 | $ 98,000 | $ 32,000 |
| Perry County Indiana | 3 | $ 99,000 | $ 33,000 | $ 64,000 |
| Daviess County Kentucky | 3 | $ 239,000 | $ 79,000 | $ 45,000 |
| McCracken County Kentucky | 3 | $ 162,000 | $ 54,000 | $ 40,000 |
| Bay County Florida | 2 | $ 215,000 | $ 107,000 | $ 116,000 |
| Clayton County Georgia | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Edwards County Illinois | 2 | $ 18,000 | $ 9,000 | $ 34,000 |
| Franklin County Illinois | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| Pulaski County Illinois | 2 | $ 86,000 | $ 43,000 | $ 82,000 |
| Wabash County Illinois | 2 | $ 14,000 | $ 7,000 | $ 314,000 |
| Washington County Illinois | 2 | $ 38,000 | $ 19,000 | $ 83,000 |
| Hamilton County Indiana | 2 | $ 472,000 | $ 236,000 | $ 117,000 |
| Jennings County Indiana | 2 | $ 325,000 | $ 162,000 | $ 61,000 |
| Martin County Indiana | 2 | $ 76,000 | $ 38,000 | $ 36,000 |
| Switzerland County Indiana | 2 | $ 165,000 | $ 82,000 | $ 45,000 |
| Washington County Indiana | 2 | $ 145,000 | $ 72,000 | $ 37,000 |
| Clark County Kentucky | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Franklin County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 68,000 |
| Fulton County Kentucky | 2 | $ 48,000 | $ 24,000 | $ 29,000 |
| Hardin County Kentucky | 2 | $ 44,000 | $ 22,000 | $ 47,000 |
| Marshall County Kentucky | 2 | $ 268,000 | $ 134,000 | $ 67,000 |
| Washington County Kentucky | 2 | $ 91,000 | $ 45,000 | $ 30,000 |
| Erie County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 82,000 |
| Beaufort County South Carolina | 2 | $ 669,000 | $ 334,000 | $ 255,000 |
| Davidson County Tennessee | 2 | $ 101,000 | $ 50,000 | $ 120,000 |
| Loudoun County Virginia | 2 | $ 439,000 | $ 219,000 | $ 160,000 |
| Dane County Wisconsin | 2 | $ 223,000 | $ 111,000 | $ 83,000 |
| Randolph County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 87,000 |
| Pitkin County Colorado | 1 | $ 14,000,000 | $ 14,000,000 | $ 6,289,000 |
| Charlotte County Florida | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Collier County Florida | 1 | $ 468,000 | $ 468,000 | $ 188,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Okaloosa County Florida | 1 | $ 88,000 | $ 88,000 | $ 173,000 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 111,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 700,000 | $ 700,000 | $ 190,000 |
| Champaign County Illinois | 1 | $ 99,000 | $ 99,000 | $ 91,000 |
| Hamilton County Illinois | 1 | $ 3,000 | $ 3,000 | $ 107,000 |
| Logan County Illinois | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| Madison County Illinois | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| McHenry County Illinois | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Union County Illinois | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Williamson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Allen County Indiana | 1 | $ 18,000 | $ 18,000 | $ 52,000 |
| Boone County Indiana | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Cass County Indiana | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Jay County Indiana | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Johnson County Indiana | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Kosciusko County Indiana | 1 | $ 504,000 | $ 504,000 | $ 384,000 |
| Marion County Indiana | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Monroe County Indiana | 1 | $ 68,000 | $ 68,000 | $ 137,000 |
| Sullivan County Indiana | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Tippecanoe County Indiana | 1 | $ 117,000 | $ 117,000 | $ 107,000 |
| Riley County Kansas | 1 | $ 180,000 | $ 180,000 | $ 423,000 |
| Barren County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 194,000 |
| Bourbon County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Boyle County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 109,000 |
| Butler County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Garrard County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Hancock County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Hickman County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Jessamine County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Johnson County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Logan County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| McLean County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Meade County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| Montgomery County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 101,000 |
| Muhlenberg County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Nicholas County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 92,000 |
| Pulaski County Kentucky | 1 | $ 271,000 | $ 271,000 | $ 144,000 |
| Taylor County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 12,000 |
| Todd County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Whitley County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 85,000 |
| Woodford County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 211,000 |
| Morehouse County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Genesee County Michigan | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Benton County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| St. Charles County Missouri | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| St. Louis County Missouri | 1 | $ 331,000 | $ 331,000 | $ 150,000 |
| Clermont County Ohio | 1 | $ 567,000 | $ 567,000 | $ 202,000 |
| Guernsey County Ohio | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Lucas County Ohio | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Ottawa County Ohio | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Scioto County Ohio | 1 | $ 60,000 | $ 60,000 | $ 11,000 |
| Stark County Ohio | 1 | $ 673,000 | $ 673,000 | $ 152,000 |
| Madison County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Montgomery County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 64,000 |
| Obion County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 33,000 |
| Robertson County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 137,000 |
| Salt Lake County Utah | 1 | $ 370,000 | $ 370,000 | $ 824,000 |
| Summit County Utah | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,490,000 |
| Sawyer County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,246 | $140,219,000 | $112,000 | $14,000,000 | $73,000 | $6,289,000 |
| Refinancing | 1,163 | $99,903,000 | $85,000 | $2,925,000 | $64,000 | $3,602,000 |
| Home Improvement | 820 | $11,511,000 | $14,000 | $95,000 | $48,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,087 | $240,891,000 | $78,000 | $14,000,000 | $64,000 | $6,289,000 |
| Black or African American | 55 | $3,249,000 | $59,000 | $617,000 | $43,000 | $238,000 |
| Hispanic | 46 | $3,149,000 | $68,000 | $270,000 | $57,000 | $423,000 |
| Not Provided | 24 | $1,586,000 | $66,000 | $209,000 | $45,000 | $100,000 |
| Asian | 10 | $2,480,000 | $248,000 | $1,520,000 | $123,000 | $400,000 |
| American Indian or Alaskan Native | 6 | $238,000 | $39,000 | $102,000 | $37,000 | $60,000 |
| Not applicable | 1 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,168 | $246,235,000 | $77,000 | $14,000,000 | $64,000 | $6,289,000 |
| VA-guaranteed (Veterans Administration) | 23 | $2,467,000 | $107,000 | $174,000 | $54,000 | $144,000 |
| FHA-insured (Federal Housing Administration) | 22 | $1,762,000 | $80,000 | $158,000 | $38,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,169,000 | $73,000 | $135,000 | $36,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,826 | $150,343,000 | $82,000 | $2,925,000 | $72,000 | $3,602,000 |
| Application Denied By Financial Institution | 859 | $44,146,000 | $51,000 | $900,000 | $43,000 | $280,000 |
| Application Withdrawn By Applicant | 235 | $37,581,000 | $159,000 | $14,000,000 | $89,000 | $6,289,000 |
| Preapproval Denied by Financial Institution | 192 | $16,016,000 | $83,000 | $280,000 | $41,000 | $132,000 |
| Application Approved But Not Accepted | 116 | $3,515,000 | $30,000 | $122,000 | $60,000 | $269,000 |
| File Closed For Incompleteness | 1 | $32,000 | $32,000 | $32,000 | $28,000 | $28,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 637 | $32,598,000 | $51,000 | $525,000 | $44,000 | $234,000 |
| Debt-To-Income Ratio | 294 | $18,569,000 | $63,000 | $900,000 | $35,000 | $177,000 |
| Collateral | 41 | $3,414,000 | $83,000 | $252,000 | $48,000 | $105,000 |
| Employment History | 28 | $1,137,000 | $40,000 | $125,000 | $36,000 | $100,000 |
| Other | 25 | $2,288,000 | $91,000 | $358,000 | $55,000 | $180,000 |
| Credit Application Incomplete | 15 | $1,541,000 | $102,000 | $308,000 | $76,000 | $280,000 |
| Unverifiable Information | 6 | $269,000 | $44,000 | $77,000 | $76,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $346,000 | $69,000 | $114,000 | $35,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.