Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Integra Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,159 |
| Total Mortgage Loan Application Amount | $222,349,000 |
| Average Mortgage Loan Application Amount | $64,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,070,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 347 | $ 29,816,000 | $ 85,000 | $ 72,000 |
| Warren County Kentucky | 139 | $ 13,438,000 | $ 96,000 | $ 78,000 |
| Pike County Indiana | 130 | $ 7,222,000 | $ 55,000 | $ 58,000 |
| Hopkins County Kentucky | 129 | $ 9,263,000 | $ 71,000 | $ 65,000 |
| Jefferson County Illinois | 94 | $ 4,502,000 | $ 47,000 | $ 54,000 |
| Warrick County Indiana | 94 | $ 10,613,000 | $ 112,000 | $ 104,000 |
| Lawrence County Indiana | 88 | $ 3,961,000 | $ 45,000 | $ 52,000 |
| Grayson County Kentucky | 87 | $ 5,208,000 | $ 59,000 | $ 45,000 |
| Gibson County Indiana | 85 | $ 5,532,000 | $ 65,000 | $ 62,000 |
| Ripley County Indiana | 84 | $ 6,726,000 | $ 80,000 | $ 62,000 |
| Spencer County Indiana | 83 | $ 4,539,000 | $ 54,000 | $ 52,000 |
| Caldwell County Kentucky | 81 | $ 4,191,000 | $ 51,000 | $ 52,000 |
| Trigg County Kentucky | 81 | $ 4,864,000 | $ 60,000 | $ 51,000 |
| Webster County Kentucky | 80 | $ 3,660,000 | $ 45,000 | $ 52,000 |
| Johnson County Illinois | 76 | $ 3,222,000 | $ 42,000 | $ 49,000 |
| Henderson County Kentucky | 75 | $ 5,299,000 | $ 70,000 | $ 60,000 |
| Graves County Kentucky | 72 | $ 4,261,000 | $ 59,000 | $ 51,000 |
| Dubois County Indiana | 70 | $ 5,008,000 | $ 71,000 | $ 54,000 |
| Mason County Kentucky | 62 | $ 4,161,000 | $ 67,000 | $ 62,000 |
| Knox County Indiana | 60 | $ 3,491,000 | $ 58,000 | $ 72,000 |
| Posey County Indiana | 58 | $ 4,770,000 | $ 82,000 | $ 89,000 |
| Gallatin County Kentucky | 58 | $ 3,025,000 | $ 52,000 | $ 52,000 |
| Daviess County Indiana | 55 | $ 4,134,000 | $ 75,000 | $ 63,000 |
| Breckinridge County Kentucky | 51 | $ 2,464,000 | $ 48,000 | $ 51,000 |
| Simpson County Kentucky | 51 | $ 3,140,000 | $ 61,000 | $ 47,000 |
| Anderson County Kentucky | 50 | $ 2,807,000 | $ 56,000 | $ 50,000 |
| Orange County Indiana | 49 | $ 2,630,000 | $ 53,000 | $ 41,000 |
| Kenton County Kentucky | 48 | $ 4,546,000 | $ 94,000 | $ 92,000 |
| Brown County Ohio | 44 | $ 2,202,000 | $ 50,000 | $ 50,000 |
| White County Illinois | 39 | $ 1,292,000 | $ 33,000 | $ 43,000 |
| Cook County Illinois | 33 | $ 5,557,000 | $ 168,000 | $ 93,000 |
| Hardin County Illinois | 32 | $ 1,010,000 | $ 31,000 | $ 47,000 |
| Grant County Kentucky | 30 | $ 1,942,000 | $ 64,000 | $ 62,000 |
| Pope County Illinois | 29 | $ 1,181,000 | $ 40,000 | $ 47,000 |
| Boone County Kentucky | 28 | $ 2,236,000 | $ 79,000 | $ 62,000 |
| Union County Kentucky | 25 | $ 1,320,000 | $ 52,000 | $ 73,000 |
| Will County Illinois | 24 | $ 3,390,000 | $ 141,000 | $ 74,000 |
| Scott County Kentucky | 23 | $ 1,148,000 | $ 49,000 | $ 101,000 |
| Robertson County Kentucky | 22 | $ 835,000 | $ 37,000 | $ 59,000 |
| Dearborn County Indiana | 19 | $ 1,638,000 | $ 86,000 | $ 75,000 |
| Fayette County Kentucky | 19 | $ 2,039,000 | $ 107,000 | $ 91,000 |
| Gallatin County Illinois | 16 | $ 439,000 | $ 27,000 | $ 46,000 |
| Massac County Illinois | 15 | $ 551,000 | $ 36,000 | $ 38,000 |
| Edmonson County Kentucky | 14 | $ 968,000 | $ 69,000 | $ 60,000 |
| Owen County Kentucky | 14 | $ 1,760,000 | $ 125,000 | $ 68,000 |
| Hamilton County Ohio | 13 | $ 1,560,000 | $ 120,000 | $ 114,000 |
| Campbell County Kentucky | 10 | $ 679,000 | $ 67,000 | $ 87,000 |
| Carroll County Kentucky | 10 | $ 670,000 | $ 67,000 | $ 55,000 |
| Christian County Kentucky | 9 | $ 545,000 | $ 60,000 | $ 57,000 |
| Adams County Ohio | 9 | $ 873,000 | $ 97,000 | $ 65,000 |
| Bracken County Kentucky | 7 | $ 515,000 | $ 73,000 | $ 40,000 |
| Lyon County Kentucky | 7 | $ 536,000 | $ 76,000 | $ 62,000 |
| Lawrence County Illinois | 6 | $ 356,000 | $ 59,000 | $ 50,000 |
| Lewis County Kentucky | 6 | $ 288,000 | $ 48,000 | $ 48,000 |
| Hamilton County Illinois | 5 | $ 114,000 | $ 22,000 | $ 48,000 |
| Saline County Illinois | 5 | $ 173,000 | $ 34,000 | $ 50,000 |
| Fleming County Kentucky | 5 | $ 373,000 | $ 74,000 | $ 65,000 |
| Logan County Kentucky | 5 | $ 502,000 | $ 100,000 | $ 57,000 |
| McLean County Kentucky | 5 | $ 223,000 | $ 44,000 | $ 34,000 |
| Mercer County Kentucky | 5 | $ 1,988,000 | $ 397,000 | $ 233,000 |
| Washington County Illinois | 4 | $ 212,000 | $ 53,000 | $ 35,000 |
| Wayne County Illinois | 4 | $ 86,000 | $ 21,000 | $ 71,000 |
| Clark County Indiana | 4 | $ 384,000 | $ 96,000 | $ 71,000 |
| Marion County Indiana | 4 | $ 489,000 | $ 122,000 | $ 84,000 |
| Martin County Indiana | 4 | $ 117,000 | $ 29,000 | $ 42,000 |
| Perry County Indiana | 4 | $ 314,000 | $ 78,000 | $ 43,000 |
| Switzerland County Indiana | 4 | $ 344,000 | $ 86,000 | $ 75,000 |
| Bourbon County Kentucky | 4 | $ 672,000 | $ 168,000 | $ 72,000 |
| Franklin County Kentucky | 4 | $ 190,000 | $ 47,000 | $ 33,000 |
| Hardin County Kentucky | 4 | $ 211,000 | $ 52,000 | $ 50,000 |
| Jefferson County Kentucky | 4 | $ 479,000 | $ 119,000 | $ 221,000 |
| Muhlenberg County Kentucky | 4 | $ 274,000 | $ 68,000 | $ 49,000 |
| Williamson County Illinois | 3 | $ 103,000 | $ 34,000 | $ 33,000 |
| Crawford County Indiana | 3 | $ 60,000 | $ 20,000 | $ 74,000 |
| Greene County Indiana | 3 | $ 265,000 | $ 88,000 | $ 76,000 |
| Vigo County Indiana | 3 | $ 99,000 | $ 33,000 | $ 40,000 |
| Calloway County Kentucky | 3 | $ 339,000 | $ 113,000 | $ 55,000 |
| Crittenden County Kentucky | 3 | $ 115,000 | $ 38,000 | $ 55,000 |
| Harrison County Kentucky | 3 | $ 60,000 | $ 20,000 | $ 68,000 |
| Hart County Kentucky | 3 | $ 144,000 | $ 48,000 | $ 78,000 |
| Jessamine County Kentucky | 3 | $ 259,000 | $ 86,000 | $ 57,000 |
| Shelby County Kentucky | 3 | $ 273,000 | $ 91,000 | $ 45,000 |
| Crawford County Illinois | 2 | $ 4,000 | $ 2,000 | $ 29,000 |
| Edwards County Illinois | 2 | $ 143,000 | $ 71,000 | $ 137,000 |
| Franklin County Illinois | 2 | $ 83,000 | $ 41,000 | $ 41,000 |
| Kane County Illinois | 2 | $ 385,000 | $ 192,000 | $ 67,000 |
| Pulaski County Illinois | 2 | $ 54,000 | $ 27,000 | $ 25,000 |
| Sangamon County Illinois | 2 | $ 304,000 | $ 152,000 | $ 135,000 |
| St. Clair County Illinois | 2 | $ 116,000 | $ 58,000 | $ 112,000 |
| Union County Illinois | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Floyd County Indiana | 2 | $ 343,000 | $ 171,000 | $ 144,000 |
| Porter County Indiana | 2 | $ 175,000 | $ 87,000 | $ 63,000 |
| Tippecanoe County Indiana | 2 | $ 143,000 | $ 71,000 | $ 459,000 |
| Washington County Indiana | 2 | $ 164,000 | $ 82,000 | $ 60,000 |
| Daviess County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 59,000 |
| Marshall County Kentucky | 2 | $ 332,000 | $ 166,000 | $ 139,000 |
| McCracken County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Pendleton County Kentucky | 2 | $ 94,000 | $ 47,000 | $ 59,000 |
| Powell County Kentucky | 2 | $ 62,000 | $ 31,000 | $ 26,000 |
| Taylor County Kentucky | 2 | $ 223,000 | $ 111,000 | $ 37,000 |
| Clermont County Ohio | 2 | $ 401,000 | $ 200,000 | $ 89,000 |
| Clinton County Ohio | 2 | $ 163,000 | $ 81,000 | $ 164,000 |
| Wagoner County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 125,000 |
| Pima County Arizona | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Bay County Florida | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Broward County Florida | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Citrus County Florida | 1 | $ 153,000 | $ 153,000 | $ 703,000 |
| Pasco County Florida | 1 | $ 296,000 | $ 296,000 | $ 137,000 |
| Cobb County Georgia | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Clay County Illinois | 1 | $ 69,000 | $ 69,000 | $ 69,000 |
| Clinton County Illinois | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Coles County Illinois | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| Grundy County Illinois | 1 | $ 48,000 | $ 48,000 | $ 85,000 |
| Lake County Illinois | 1 | $ 162,000 | $ 162,000 | $ 142,000 |
| LaSalle County Illinois | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Marion County Illinois | 1 | $ 107,000 | $ 107,000 | $ 17,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Jackson County Indiana | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Jennings County Indiana | 1 | $ 2,000 | $ 2,000 | $ 51,000 |
| Johnson County Indiana | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Kosciusko County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 300,000 | $ 300,000 | $ 243,000 |
| Monroe County Indiana | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Morgan County Indiana | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Parke County Indiana | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Polk County Iowa | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Allen County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Barren County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Bath County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Butler County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Carlisle County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Clark County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Cumberland County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Fulton County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Hickman County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
| Laurel County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Meade County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 51,000 |
| Nelson County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 79,000 |
| Nicholas County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Woodford County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Calvert County Maryland | 1 | $ 33,000 | $ 33,000 | $ 176,000 |
| Monroe County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| St. Louis County Missouri | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Butler County Ohio | 1 | $ 57,000 | $ 57,000 | $ 120,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Scioto County Ohio | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Stark County Ohio | 1 | $ 70,000 | $ 70,000 | $ 152,000 |
| Colleton County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 150,000 |
| Davidson County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 149,000 |
| Montgomery County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Stewart County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Sumner County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Weakley County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 54,000 |
| Henrico County Virginia | 1 | $ 226,000 | $ 226,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,494 | $132,461,000 | $88,000 | $667,000 | $71,000 | $1,070,000 |
| Home Purchase | 870 | $73,830,000 | $84,000 | $1,000,000 | $63,000 | $600,000 |
| Home Improvement | 795 | $16,058,000 | $20,000 | $354,000 | $52,000 | $389,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,775 | $192,339,000 | $69,000 | $1,000,000 | $64,000 | $1,070,000 |
| Not Provided | 263 | $21,623,000 | $82,000 | $417,000 | $65,000 | $515,000 |
| Black or African American | 48 | $1,967,000 | $40,000 | $191,000 | $50,000 | $131,000 |
| Hispanic | 47 | $3,406,000 | $72,000 | $387,000 | $54,000 | $216,000 |
| Asian | 19 | $2,322,000 | $122,000 | $251,000 | $119,000 | $703,000 |
| Not applicable | 4 | $392,000 | $98,000 | $118,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $296,000 | $148,000 | $187,000 | $64,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $4,000 | $4,000 | $4,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,978 | $204,854,000 | $68,000 | $1,000,000 | $65,000 | $1,070,000 |
| FHA-insured (Federal Housing Administration) | 181 | $17,495,000 | $96,000 | $272,000 | $48,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,805 | $131,591,000 | $72,000 | $650,000 | $70,000 | $1,070,000 |
| Application Denied By Financial Institution | 813 | $42,181,000 | $51,000 | $631,000 | $47,000 | $870,000 |
| Application Approved But Not Accepted | 385 | $36,242,000 | $94,000 | $1,000,000 | $71,000 | $799,000 |
| Application Withdrawn By Applicant | 129 | $9,745,000 | $75,000 | $416,000 | $62,000 | $465,000 |
| Preapproval Approved but not Accepted | 18 | $1,866,000 | $103,000 | $320,000 | $60,000 | $160,000 |
| File Closed For Incompleteness | 9 | $724,000 | $80,000 | $195,000 | $77,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 457 | $12,933,000 | $28,000 | $203,000 | $41,000 | $265,000 |
| Collateral | 158 | $14,050,000 | $88,000 | $417,000 | $62,000 | $392,000 |
| Debt-To-Income Ratio | 150 | $10,217,000 | $68,000 | $391,000 | $40,000 | $166,000 |
| Other | 17 | $2,026,000 | $119,000 | $631,000 | $126,000 | $870,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,403,000 | $107,000 | $195,000 | $44,000 | $109,000 |
| Credit Application Incomplete | 7 | $589,000 | $84,000 | $251,000 | $50,000 | $73,000 |
| Employment History | 6 | $397,000 | $66,000 | $72,000 | $35,000 | $71,000 |
| Unverifiable Information | 4 | $450,000 | $112,000 | $212,000 | $93,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $116,000 | $116,000 | $116,000 | $55,000 | $55,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.