Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Integra Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,866 |
| Total Mortgage Loan Application Amount | $244,379,000 |
| Average Mortgage Loan Application Amount | $72,666 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $2,178,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 440 | $ 42,955,000 | $ 97,000 | $ 68,000 |
| Hopkins County Kentucky | 144 | $ 10,061,000 | $ 69,000 | $ 60,000 |
| Warrick County Indiana | 136 | $ 16,819,000 | $ 123,000 | $ 99,000 |
| Warren County Kentucky | 104 | $ 11,078,000 | $ 106,000 | $ 65,000 |
| Mason County Kentucky | 98 | $ 9,732,000 | $ 99,000 | $ 60,000 |
| Trigg County Kentucky | 91 | $ 7,569,000 | $ 83,000 | $ 62,000 |
| Graves County Kentucky | 89 | $ 6,332,000 | $ 71,000 | $ 62,000 |
| Dubois County Indiana | 88 | $ 8,048,000 | $ 91,000 | $ 52,000 |
| Pike County Indiana | 88 | $ 5,368,000 | $ 61,000 | $ 55,000 |
| Posey County Indiana | 76 | $ 6,277,000 | $ 82,000 | $ 68,000 |
| Jefferson County Illinois | 75 | $ 4,879,000 | $ 65,000 | $ 54,000 |
| Spencer County Indiana | 68 | $ 5,300,000 | $ 77,000 | $ 55,000 |
| Caldwell County Kentucky | 67 | $ 3,295,000 | $ 49,000 | $ 51,000 |
| Grayson County Kentucky | 66 | $ 3,746,000 | $ 56,000 | $ 50,000 |
| Gibson County Indiana | 65 | $ 5,511,000 | $ 84,000 | $ 58,000 |
| Webster County Kentucky | 64 | $ 3,490,000 | $ 54,000 | $ 61,000 |
| Lawrence County Indiana | 59 | $ 3,384,000 | $ 57,000 | $ 58,000 |
| Henderson County Kentucky | 58 | $ 4,512,000 | $ 77,000 | $ 72,000 |
| Cook County Illinois | 52 | $ 9,467,000 | $ 182,000 | $ 88,000 |
| Simpson County Kentucky | 51 | $ 4,496,000 | $ 88,000 | $ 56,000 |
| Johnson County Illinois | 48 | $ 2,730,000 | $ 56,000 | $ 48,000 |
| Ripley County Indiana | 47 | $ 4,079,000 | $ 86,000 | $ 73,000 |
| White County Illinois | 45 | $ 1,962,000 | $ 43,000 | $ 52,000 |
| Daviess County Indiana | 43 | $ 2,313,000 | $ 53,000 | $ 47,000 |
| Breckinridge County Kentucky | 39 | $ 2,425,000 | $ 62,000 | $ 51,000 |
| Knox County Indiana | 37 | $ 2,908,000 | $ 78,000 | $ 70,000 |
| Orange County Indiana | 34 | $ 1,624,000 | $ 47,000 | $ 50,000 |
| Gallatin County Kentucky | 33 | $ 2,209,000 | $ 66,000 | $ 52,000 |
| Hardin County Illinois | 30 | $ 1,364,000 | $ 45,000 | $ 56,000 |
| Brown County Ohio | 30 | $ 1,701,000 | $ 56,000 | $ 49,000 |
| Grant County Kentucky | 26 | $ 1,477,000 | $ 56,000 | $ 50,000 |
| Union County Kentucky | 25 | $ 1,844,000 | $ 73,000 | $ 41,000 |
| Boone County Kentucky | 24 | $ 3,256,000 | $ 135,000 | $ 58,000 |
| Will County Illinois | 22 | $ 3,723,000 | $ 169,000 | $ 87,000 |
| Dearborn County Indiana | 22 | $ 2,042,000 | $ 92,000 | $ 177,000 |
| Robertson County Kentucky | 17 | $ 555,000 | $ 32,000 | $ 55,000 |
| Pope County Illinois | 15 | $ 1,066,000 | $ 71,000 | $ 60,000 |
| Kenton County Kentucky | 14 | $ 1,252,000 | $ 89,000 | $ 72,000 |
| Gallatin County Illinois | 13 | $ 657,000 | $ 50,000 | $ 59,000 |
| Bracken County Kentucky | 13 | $ 730,000 | $ 56,000 | $ 48,000 |
| Lyon County Kentucky | 12 | $ 934,000 | $ 77,000 | $ 51,000 |
| Adams County Ohio | 12 | $ 915,000 | $ 76,000 | $ 44,000 |
| Massac County Illinois | 11 | $ 282,000 | $ 25,000 | $ 30,000 |
| Owen County Kentucky | 11 | $ 765,000 | $ 69,000 | $ 49,000 |
| Martin County Indiana | 8 | $ 558,000 | $ 69,000 | $ 51,000 |
| Edmonson County Kentucky | 8 | $ 644,000 | $ 80,000 | $ 42,000 |
| Fayette County Kentucky | 8 | $ 632,000 | $ 79,000 | $ 104,000 |
| Fleming County Kentucky | 8 | $ 796,000 | $ 99,000 | $ 62,000 |
| Williamson County Illinois | 7 | $ 445,000 | $ 63,000 | $ 48,000 |
| Perry County Indiana | 7 | $ 600,000 | $ 85,000 | $ 48,000 |
| Campbell County Kentucky | 7 | $ 733,000 | $ 104,000 | $ 102,000 |
| Lawrence County Illinois | 6 | $ 241,000 | $ 40,000 | $ 39,000 |
| Switzerland County Indiana | 6 | $ 99,000 | $ 16,000 | $ 54,000 |
| Anderson County Kentucky | 6 | $ 744,000 | $ 124,000 | $ 64,000 |
| Christian County Kentucky | 6 | $ 230,000 | $ 38,000 | $ 72,000 |
| Scott County Kentucky | 6 | $ 740,000 | $ 123,000 | $ 71,000 |
| Marion County Illinois | 5 | $ 258,000 | $ 51,000 | $ 63,000 |
| Saline County Illinois | 5 | $ 121,000 | $ 24,000 | $ 29,000 |
| Crittenden County Kentucky | 5 | $ 353,000 | $ 70,000 | $ 75,000 |
| Muhlenberg County Kentucky | 5 | $ 450,000 | $ 90,000 | $ 130,000 |
| Hamilton County Indiana | 4 | $ 706,000 | $ 176,000 | $ 92,000 |
| Jennings County Indiana | 4 | $ 535,000 | $ 133,000 | $ 102,000 |
| Washington County Indiana | 4 | $ 111,000 | $ 27,000 | $ 57,000 |
| Allen County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 75,000 |
| Carroll County Kentucky | 4 | $ 398,000 | $ 99,000 | $ 76,000 |
| Daviess County Kentucky | 4 | $ 366,000 | $ 91,000 | $ 47,000 |
| Sumner County Tennessee | 4 | $ 691,000 | $ 172,000 | $ 112,000 |
| DuPage County Illinois | 3 | $ 1,989,000 | $ 663,000 | $ 143,000 |
| Franklin County Illinois | 3 | $ 133,000 | $ 44,000 | $ 31,000 |
| Hamilton County Illinois | 3 | $ 265,000 | $ 88,000 | $ 109,000 |
| Wayne County Illinois | 3 | $ 116,000 | $ 38,000 | $ 46,000 |
| Marion County Indiana | 3 | $ 458,000 | $ 152,000 | $ 54,000 |
| Calloway County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 80,000 |
| Hardin County Kentucky | 3 | $ 521,000 | $ 173,000 | $ 85,000 |
| Harrison County Kentucky | 3 | $ 224,000 | $ 74,000 | $ 83,000 |
| Jefferson County Kentucky | 3 | $ 311,000 | $ 103,000 | $ 35,000 |
| Lewis County Kentucky | 3 | $ 206,000 | $ 68,000 | $ 42,000 |
| Marshall County Kentucky | 3 | $ 410,000 | $ 136,000 | $ 98,000 |
| McCracken County Kentucky | 3 | $ 437,000 | $ 145,000 | $ 78,000 |
| Hamilton County Ohio | 3 | $ 97,000 | $ 32,000 | $ 55,000 |
| Madison County Illinois | 2 | $ 288,000 | $ 144,000 | $ 207,000 |
| Wabash County Illinois | 2 | $ 120,000 | $ 60,000 | $ 137,000 |
| Washington County Illinois | 2 | $ 36,000 | $ 18,000 | $ 50,000 |
| Allen County Indiana | 2 | $ 513,000 | $ 256,000 | $ 185,000 |
| Decatur County Indiana | 2 | $ 158,000 | $ 79,000 | $ 37,000 |
| Elkhart County Indiana | 2 | $ 209,000 | $ 104,000 | $ 0 |
| Bourbon County Kentucky | 2 | $ 387,000 | $ 193,000 | $ 137,000 |
| Boyle County Kentucky | 2 | $ 700,000 | $ 350,000 | $ 235,000 |
| Butler County Kentucky | 2 | $ 37,000 | $ 18,000 | $ 33,000 |
| Hickman County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 16,000 |
| Logan County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 47,000 |
| Ohio County Kentucky | 2 | $ 208,000 | $ 104,000 | $ 81,000 |
| Oldham County Kentucky | 2 | $ 226,000 | $ 113,000 | $ 71,000 |
| Pendleton County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 39,000 |
| St. Louis County Missouri | 2 | $ 489,000 | $ 244,000 | $ 68,000 |
| Warren County Ohio | 2 | $ 357,000 | $ 178,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 301,000 | $ 150,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 110,000 | $ 110,000 | $ 190,000 |
| Tuscaloosa County Alabama | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
| Randolph County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 127,000 |
| Los Angeles County California | 1 | $ 403,000 | $ 403,000 | $ 270,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 127,000 |
| Oconee County Georgia | 1 | $ 270,000 | $ 270,000 | $ 118,000 |
| Alexander County Illinois | 1 | $ 67,000 | $ 67,000 | $ 15,000 |
| Effingham County Illinois | 1 | $ 152,000 | $ 152,000 | $ 132,000 |
| Grundy County Illinois | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Kendall County Illinois | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Lake County Illinois | 1 | $ 210,000 | $ 210,000 | $ 126,000 |
| Macoupin County Illinois | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Marshall County Illinois | 1 | $ 400,000 | $ 400,000 | $ 408,000 |
| Pike County Illinois | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Pulaski County Illinois | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
| Sangamon County Illinois | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Clay County Indiana | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Crawford County Indiana | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Greene County Indiana | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Lake County Indiana | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Monroe County Indiana | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Montgomery County Indiana | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Ohio County Indiana | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Randolph County Indiana | 1 | $ 18,000 | $ 18,000 | $ 36,000 |
| Shelby County Indiana | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| St. Joseph County Indiana | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Vigo County Indiana | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Bell County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Carlisle County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Clark County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| Franklin County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Hancock County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Jessamine County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Madison County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 136,000 |
| McLean County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Meade County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Shelby County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Spencer County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Washington County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Woodford County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Iberville County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Clay County Missouri | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Washington County Missouri | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Oswego County New York | 1 | $ 7,000 | $ 7,000 | $ 90,000 |
| Richmond County New York | 1 | $ 279,000 | $ 279,000 | $ 110,000 |
| Clermont County Ohio | 1 | $ 316,000 | $ 316,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 313,000 |
| Gibson County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 82,000 |
| Montgomery County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Robertson County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 150,000 |
| Parker County Texas | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 462,000 |
| Greenbrier County West Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,178,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,513 | $162,723,000 | $107,000 | $1,000,000 | $75,000 | $2,178,000 |
| Home Purchase | 750 | $71,498,000 | $95,000 | $1,800,000 | $58,000 | $550,000 |
| Home Improvement | 603 | $10,158,000 | $16,000 | $352,000 | $50,000 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,313 | $182,165,000 | $78,000 | $1,000,000 | $64,000 | $2,178,000 |
| Not Provided | 466 | $54,434,000 | $116,000 | $1,800,000 | $73,000 | $501,000 |
| Black or African American | 40 | $3,017,000 | $75,000 | $280,000 | $57,000 | $196,000 |
| Hispanic | 30 | $2,349,000 | $78,000 | $279,000 | $51,000 | $110,000 |
| Asian | 9 | $1,759,000 | $195,000 | $412,000 | $90,000 | $205,000 |
| Not applicable | 4 | $367,000 | $91,000 | $208,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $164,000 | $54,000 | $93,000 | $29,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $124,000 | $124,000 | $124,000 | $20,000 | $20,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,461 | $204,189,000 | $82,000 | $1,800,000 | $68,000 | $2,178,000 |
| FHA-insured (Federal Housing Administration) | 405 | $40,190,000 | $99,000 | $364,000 | $47,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,580 | $139,724,000 | $88,000 | $1,000,000 | $68,000 | $2,178,000 |
| Application Denied By Financial Institution | 814 | $58,842,000 | $72,000 | $1,800,000 | $52,000 | $587,000 |
| Application Approved But Not Accepted | 357 | $36,699,000 | $102,000 | $417,000 | $72,000 | $553,000 |
| File Closed For Incompleteness | 56 | $3,103,000 | $55,000 | $348,000 | $96,000 | $890,000 |
| Application Withdrawn By Applicant | 53 | $5,285,000 | $99,000 | $514,000 | $85,000 | $668,000 |
| Preapproval Approved but not Accepted | 6 | $726,000 | $121,000 | $200,000 | $50,000 | $87,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 312 | $8,688,000 | $27,000 | $465,000 | $42,000 | $336,000 |
| Collateral | 250 | $25,636,000 | $102,000 | $956,000 | $66,000 | $498,000 |
| Debt-To-Income Ratio | 187 | $17,662,000 | $94,000 | $1,800,000 | $45,000 | $501,000 |
| Other | 22 | $2,345,000 | $106,000 | $417,000 | $70,000 | $144,000 |
| Unverifiable Information | 15 | $1,944,000 | $129,000 | $400,000 | $85,000 | $587,000 |
| Employment History | 12 | $1,197,000 | $99,000 | $153,000 | $65,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $589,000 | $65,000 | $119,000 | $35,000 | $53,000 |
| Credit Application Incomplete | 7 | $781,000 | $111,000 | $250,000 | $86,000 | $174,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.