Integrated Financial Group Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrated Financial Group Inc 121 Friends Lane, Suite 301 Newtown, PA 18940 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,282 |
| Total Mortgage Loan Application Amount | $766,185,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,387,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Integrated Financial Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrated Financial Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Integrated Financial Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrated Financial Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrated Financial Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrated Financial Group Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks County Pennsylvania | 402 | $ 98,696,000 | $ 245,000 | $ 107,000 |
| Montgomery County Pennsylvania | 356 | $ 85,339,000 | $ 239,000 | $ 112,000 |
| Philadelphia County Pennsylvania | 154 | $ 30,568,000 | $ 198,000 | $ 91,000 |
| Chester County Pennsylvania | 135 | $ 33,082,000 | $ 245,000 | $ 106,000 |
| Delaware County Pennsylvania | 130 | $ 32,274,000 | $ 248,000 | $ 116,000 |
| Bergen County New Jersey | 88 | $ 25,420,000 | $ 288,000 | $ 105,000 |
| Hartford County Connecticut | 79 | $ 15,320,000 | $ 193,000 | $ 60,000 |
| Monmouth County New Jersey | 72 | $ 21,034,000 | $ 292,000 | $ 118,000 |
| Ocean County New Jersey | 72 | $ 17,175,000 | $ 238,000 | $ 94,000 |
| Burlington County New Jersey | 70 | $ 13,579,000 | $ 193,000 | $ 78,000 |
| Middlesex County New Jersey | 66 | $ 17,981,000 | $ 272,000 | $ 107,000 |
| New Haven County Connecticut | 63 | $ 13,379,000 | $ 212,000 | $ 82,000 |
| Morris County New Jersey | 61 | $ 17,231,000 | $ 282,000 | $ 126,000 |
| Essex County New Jersey | 59 | $ 15,094,000 | $ 255,000 | $ 101,000 |
| Lehigh County Pennsylvania | 57 | $ 11,806,000 | $ 207,000 | $ 79,000 |
| Gloucester County New Jersey | 55 | $ 10,397,000 | $ 189,000 | $ 88,000 |
| Camden County New Jersey | 53 | $ 10,204,000 | $ 192,000 | $ 73,000 |
| Lancaster County Pennsylvania | 52 | $ 8,858,000 | $ 170,000 | $ 74,000 |
| Northampton County Pennsylvania | 50 | $ 10,200,000 | $ 204,000 | $ 100,000 |
| York County Pennsylvania | 50 | $ 8,735,000 | $ 174,000 | $ 84,000 |
| Mercer County New Jersey | 49 | $ 11,384,000 | $ 232,000 | $ 103,000 |
| Allegheny County Pennsylvania | 46 | $ 8,740,000 | $ 190,000 | $ 87,000 |
| Berks County Pennsylvania | 44 | $ 8,205,000 | $ 186,000 | $ 86,000 |
| Union County New Jersey | 43 | $ 13,282,000 | $ 308,000 | $ 108,000 |
| New Castle County Delaware | 42 | $ 10,003,000 | $ 238,000 | $ 90,000 |
| Cumberland County Pennsylvania | 42 | $ 8,064,000 | $ 192,000 | $ 105,000 |
| Dauphin County Pennsylvania | 39 | $ 7,623,000 | $ 195,000 | $ 85,000 |
| Fairfield County Connecticut | 38 | $ 11,492,000 | $ 302,000 | $ 104,000 |
| Anne Arundel County Maryland | 37 | $ 10,151,000 | $ 274,000 | $ 127,000 |
| Montgomery County Maryland | 37 | $ 11,316,000 | $ 305,000 | $ 106,000 |
| Somerset County New Jersey | 34 | $ 10,192,000 | $ 299,000 | $ 121,000 |
| Cape May County New Jersey | 33 | $ 9,665,000 | $ 292,000 | $ 156,000 |
| Passaic County New Jersey | 33 | $ 8,660,000 | $ 262,000 | $ 77,000 |
| Baltimore County Maryland | 30 | $ 6,817,000 | $ 227,000 | $ 62,000 |
| Hudson County New Jersey | 30 | $ 8,725,000 | $ 290,000 | $ 130,000 |
| Atlantic County New Jersey | 29 | $ 7,170,000 | $ 247,000 | $ 113,000 |
| Prince George's County Maryland | 26 | $ 6,744,000 | $ 259,000 | $ 74,000 |
| Sussex County New Jersey | 21 | $ 3,812,000 | $ 181,000 | $ 74,000 |
| Howard County Maryland | 20 | $ 5,846,000 | $ 292,000 | $ 128,000 |
| Monroe County Pennsylvania | 20 | $ 3,133,000 | $ 156,000 | $ 87,000 |
| Luzerne County Pennsylvania | 18 | $ 3,310,000 | $ 183,000 | $ 83,000 |
| Hunterdon County New Jersey | 17 | $ 5,821,000 | $ 342,000 | $ 155,000 |
| Washington County Pennsylvania | 17 | $ 3,522,000 | $ 207,000 | $ 113,000 |
| Middlesex County Connecticut | 16 | $ 4,072,000 | $ 254,000 | $ 137,000 |
| Harford County Maryland | 16 | $ 3,858,000 | $ 241,000 | $ 77,000 |
| New London County Connecticut | 15 | $ 3,125,000 | $ 208,000 | $ 110,000 |
| Lebanon County Pennsylvania | 15 | $ 2,699,000 | $ 179,000 | $ 65,000 |
| Franklin County Pennsylvania | 14 | $ 2,249,000 | $ 160,000 | $ 70,000 |
| Schuylkill County Pennsylvania | 14 | $ 2,207,000 | $ 157,000 | $ 64,000 |
| Sussex County Delaware | 13 | $ 3,441,000 | $ 264,000 | $ 116,000 |
| Frederick County Maryland | 13 | $ 3,824,000 | $ 294,000 | $ 110,000 |
| Butler County Pennsylvania | 12 | $ 2,366,000 | $ 197,000 | $ 93,000 |
| Westmoreland County Pennsylvania | 12 | $ 2,227,000 | $ 185,000 | $ 76,000 |
| Charles County Maryland | 11 | $ 2,647,000 | $ 240,000 | $ 99,000 |
| Salem County New Jersey | 11 | $ 1,976,000 | $ 179,000 | $ 75,000 |
| Adams County Pennsylvania | 11 | $ 2,135,000 | $ 194,000 | $ 67,000 |
| Windham County Connecticut | 10 | $ 1,785,000 | $ 178,000 | $ 54,000 |
| Palm Beach County Florida | 10 | $ 3,143,000 | $ 314,000 | $ 245,000 |
| Cumberland County New Jersey | 10 | $ 1,712,000 | $ 171,000 | $ 77,000 |
| Warren County New Jersey | 10 | $ 2,174,000 | $ 217,000 | $ 112,000 |
| St. Mary's County Maryland | 9 | $ 2,374,000 | $ 263,000 | $ 129,000 |
| Erie County Pennsylvania | 9 | $ 1,245,000 | $ 138,000 | $ 65,000 |
| Pike County Pennsylvania | 9 | $ 1,754,000 | $ 194,000 | $ 57,000 |
| Litchfield County Connecticut | 8 | $ 1,754,000 | $ 219,000 | $ 88,000 |
| Tolland County Connecticut | 8 | $ 1,644,000 | $ 205,000 | $ 91,000 |
| Beaver County Pennsylvania | 8 | $ 1,411,000 | $ 176,000 | $ 84,000 |
| Carbon County Pennsylvania | 8 | $ 1,541,000 | $ 192,000 | $ 89,000 |
| Lackawanna County Pennsylvania | 8 | $ 1,409,000 | $ 176,000 | $ 74,000 |
| Cecil County Maryland | 7 | $ 1,719,000 | $ 245,000 | $ 95,000 |
| Centre County Pennsylvania | 6 | $ 1,396,000 | $ 232,000 | $ 98,000 |
| Columbia County Pennsylvania | 6 | $ 809,000 | $ 134,000 | $ 78,000 |
| Lycoming County Pennsylvania | 6 | $ 1,009,000 | $ 168,000 | $ 79,000 |
| Wayne County Pennsylvania | 6 | $ 1,115,000 | $ 185,000 | $ 62,000 |
| Calvert County Maryland | 5 | $ 1,421,000 | $ 284,000 | $ 122,000 |
| Carroll County Maryland | 5 | $ 1,131,000 | $ 226,000 | $ 121,000 |
| Worcester County Maryland | 5 | $ 1,761,000 | $ 352,000 | $ 222,000 |
| Bedford County Pennsylvania | 5 | $ 701,000 | $ 140,000 | $ 81,000 |
| Blair County Pennsylvania | 5 | $ 784,000 | $ 156,000 | $ 57,000 |
| Snyder County Pennsylvania | 5 | $ 691,000 | $ 138,000 | $ 54,000 |
| Broward County Florida | 4 | $ 828,000 | $ 207,000 | $ 41,000 |
| Baltimore City County Maryland | 4 | $ 547,000 | $ 136,000 | $ 117,000 |
| Kent County Delaware | 3 | $ 454,000 | $ 151,000 | $ 26,000 |
| Miami-Dade County Florida | 3 | $ 556,000 | $ 185,000 | $ 80,000 |
| Crawford County Pennsylvania | 3 | $ 546,000 | $ 182,000 | $ 55,000 |
| Fayette County Pennsylvania | 3 | $ 674,000 | $ 224,000 | $ 64,000 |
| Huntingdon County Pennsylvania | 3 | $ 514,000 | $ 171,000 | $ 34,000 |
| Indiana County Pennsylvania | 3 | $ 468,000 | $ 156,000 | $ 62,000 |
| Northumberland County Pennsylvania | 3 | $ 703,000 | $ 234,000 | $ 155,000 |
| Los Angeles County California | 2 | $ 552,000 | $ 276,000 | $ 93,000 |
| Lee County Florida | 2 | $ 464,000 | $ 232,000 | $ 238,000 |
| Dorchester County Maryland | 2 | $ 685,000 | $ 342,000 | $ 210,000 |
| Bradford County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 123,000 |
| Cambria County Pennsylvania | 2 | $ 415,000 | $ 207,000 | $ 36,000 |
| Clinton County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 65,000 |
| Perry County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 78,000 |
| Union County Pennsylvania | 2 | $ 321,000 | $ 160,000 | $ 95,000 |
| Placer County California | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 250,000 |
| Okeechobee County Florida | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Orange County Florida | 1 | $ 732,000 | $ 732,000 | $ 255,000 |
| Osceola County Florida | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Sarasota County Florida | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| Seminole County Florida | 1 | $ 324,000 | $ 324,000 | $ 98,000 |
| Caroline County Maryland | 1 | $ 210,000 | $ 210,000 | $ 78,000 |
| Queen Anne's County Maryland | 1 | $ 278,000 | $ 278,000 | $ 46,000 |
| Somerset County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Talbot County Maryland | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Washington County Maryland | 1 | $ 286,000 | $ 286,000 | $ 167,000 |
| Wicomico County Maryland | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Armstrong County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 123,000 |
| Clearfield County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 600,000 |
| Elk County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Greene County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 110,000 |
| McKean County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Mercer County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Montour County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 85,000 |
| Potter County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Venango County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,117 | $729,978,000 | $234,000 | $1,750,000 | $100,000 | $1,387,000 |
| Home Purchase | 162 | $35,558,000 | $219,000 | $900,000 | $106,000 | $1,079,000 |
| Home Improvement | 3 | $649,000 | $216,000 | $284,000 | $37,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,701 | $389,847,000 | $229,000 | $1,016,000 | $108,000 | $1,387,000 |
| Not Provided | 1,399 | $338,416,000 | $241,000 | $1,750,000 | $92,000 | $1,330,000 |
| Black or African American | 69 | $11,808,000 | $171,000 | $417,000 | $66,000 | $249,000 |
| Hispanic | 54 | $11,274,000 | $208,000 | $417,000 | $88,000 | $390,000 |
| Asian | 54 | $13,843,000 | $256,000 | $417,000 | $122,000 | $600,000 |
| American Indian or Alaskan Native | 3 | $721,000 | $240,000 | $256,000 | $106,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $276,000 | $138,000 | $180,000 | $97,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,453 | $585,241,000 | $238,000 | $1,750,000 | $117,000 | $1,387,000 |
| FHA-insured (Federal Housing Administration) | 818 | $178,746,000 | $218,000 | $683,000 | $49,000 | $410,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,000,000 | $200,000 | $286,000 | $50,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $198,000 | $198,000 | $198,000 | $47,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,822 | $426,969,000 | $234,000 | $1,750,000 | $99,000 | $1,387,000 |
| Application Withdrawn By Applicant | 1,105 | $262,118,000 | $237,000 | $1,016,000 | $106,000 | $1,079,000 |
| Application Denied By Financial Institution | 163 | $33,921,000 | $208,000 | $766,000 | $79,000 | $308,000 |
| Application Approved But Not Accepted | 144 | $31,265,000 | $217,000 | $577,000 | $92,000 | $576,000 |
| File Closed For Incompleteness | 48 | $11,912,000 | $248,000 | $455,000 | $106,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2 | $351,000 | $175,000 | $202,000 | $85,000 | $133,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrated Financial Group Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrated Financial Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.