Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Integrity First Financial Group, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 2,403 |
| Total Mortgage Loan Application Amount | $604,727,000 |
| Average Mortgage Loan Application Amount | $243,666 |
| Highest Mortgage Loan Application Amount | $1,720,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $1,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 156 | $ 38,224,000 | $ 245,000 | $ 62,000 |
| San Diego County California | 118 | $ 40,057,000 | $ 339,000 | $ 116,000 |
| Essex County Massachusetts | 117 | $ 31,043,000 | $ 265,000 | $ 70,000 |
| Contra Costa County California | 109 | $ 36,825,000 | $ 337,000 | $ 107,000 |
| Los Angeles County California | 90 | $ 39,820,000 | $ 442,000 | $ 136,000 |
| Sacramento County California | 84 | $ 18,907,000 | $ 225,000 | $ 90,000 |
| Cabarrus County North Carolina | 82 | $ 13,114,000 | $ 159,000 | $ 53,000 |
| San Bernardino County California | 80 | $ 16,826,000 | $ 210,000 | $ 59,000 |
| Cook County Illinois | 68 | $ 18,378,000 | $ 270,000 | $ 106,000 |
| Fresno County California | 63 | $ 10,449,000 | $ 165,000 | $ 57,000 |
| Lee County Florida | 58 | $ 9,791,000 | $ 168,000 | $ 87,000 |
| Delaware County Pennsylvania | 58 | $ 10,347,000 | $ 178,000 | $ 80,000 |
| Stanislaus County California | 57 | $ 12,649,000 | $ 221,000 | $ 88,000 |
| Pinal County Arizona | 54 | $ 8,488,000 | $ 157,000 | $ 78,000 |
| Montgomery County Pennsylvania | 52 | $ 11,629,000 | $ 223,000 | $ 89,000 |
| Orange County California | 42 | $ 17,186,000 | $ 409,000 | $ 125,000 |
| Maricopa County Arizona | 38 | $ 7,220,000 | $ 190,000 | $ 64,000 |
| Adams County Colorado | 38 | $ 11,796,000 | $ 310,000 | $ 115,000 |
| Mecklenburg County North Carolina | 34 | $ 6,295,000 | $ 185,000 | $ 88,000 |
| Alameda County California | 32 | $ 12,025,000 | $ 375,000 | $ 111,000 |
| Davidson County Tennessee | 30 | $ 5,030,000 | $ 167,000 | $ 62,000 |
| Arapahoe County Colorado | 29 | $ 7,977,000 | $ 275,000 | $ 86,000 |
| Solano County California | 28 | $ 6,995,000 | $ 249,000 | $ 68,000 |
| Rutherford County Tennessee | 24 | $ 4,171,000 | $ 173,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 21 | $ 3,507,000 | $ 167,000 | $ 80,000 |
| Rockingham County New Hampshire | 20 | $ 4,705,000 | $ 235,000 | $ 73,000 |
| Middlesex County Massachusetts | 19 | $ 6,506,000 | $ 342,000 | $ 108,000 |
| Santa Clara County California | 18 | $ 10,713,000 | $ 595,000 | $ 156,000 |
| Ventura County California | 18 | $ 7,358,000 | $ 408,000 | $ 135,000 |
| Placer County California | 17 | $ 4,748,000 | $ 279,000 | $ 81,000 |
| Chester County Pennsylvania | 17 | $ 4,361,000 | $ 256,000 | $ 115,000 |
| Bucks County Pennsylvania | 16 | $ 3,799,000 | $ 237,000 | $ 91,000 |
| El Dorado County California | 15 | $ 3,039,000 | $ 202,000 | $ 76,000 |
| San Joaquin County California | 15 | $ 4,004,000 | $ 266,000 | $ 116,000 |
| Suffolk County Massachusetts | 15 | $ 4,464,000 | $ 297,000 | $ 91,000 |
| Rowan County North Carolina | 15 | $ 2,286,000 | $ 152,000 | $ 61,000 |
| New Castle County Delaware | 14 | $ 3,120,000 | $ 222,000 | $ 86,000 |
| Wayne County North Carolina | 14 | $ 2,070,000 | $ 147,000 | $ 55,000 |
| Pinellas County Florida | 13 | $ 2,373,000 | $ 182,000 | $ 85,000 |
| Norfolk County Massachusetts | 13 | $ 4,217,000 | $ 324,000 | $ 86,000 |
| Pitt County North Carolina | 13 | $ 2,082,000 | $ 160,000 | $ 62,000 |
| Tulare County California | 12 | $ 1,702,000 | $ 141,000 | $ 41,000 |
| Montgomery County Maryland | 12 | $ 4,664,000 | $ 388,000 | $ 88,000 |
| Wilson County Tennessee | 12 | $ 2,137,000 | $ 178,000 | $ 55,000 |
| Merced County California | 11 | $ 2,430,000 | $ 220,000 | $ 87,000 |
| Beaufort County South Carolina | 11 | $ 2,515,000 | $ 228,000 | $ 70,000 |
| Sumner County Tennessee | 11 | $ 1,896,000 | $ 172,000 | $ 62,000 |
| Denver County Colorado | 10 | $ 4,007,000 | $ 400,000 | $ 130,000 |
| DuPage County Illinois | 10 | $ 2,221,000 | $ 222,000 | $ 128,000 |
| Lake County Illinois | 10 | $ 4,215,000 | $ 421,000 | $ 236,000 |
| Greenville County South Carolina | 10 | $ 1,966,000 | $ 196,000 | $ 72,000 |
| Santa Barbara County California | 9 | $ 4,023,000 | $ 447,000 | $ 128,000 |
| Williamson County Tennessee | 9 | $ 2,592,000 | $ 288,000 | $ 144,000 |
| Worcester County Massachusetts | 8 | $ 1,739,000 | $ 217,000 | $ 107,000 |
| Monterey County California | 7 | $ 2,814,000 | $ 402,000 | $ 85,000 |
| Hillsborough County Florida | 7 | $ 843,000 | $ 120,000 | $ 54,000 |
| Will County Illinois | 7 | $ 1,272,000 | $ 181,000 | $ 82,000 |
| Plymouth County Massachusetts | 7 | $ 2,097,000 | $ 299,000 | $ 111,000 |
| Union County North Carolina | 7 | $ 1,432,000 | $ 204,000 | $ 49,000 |
| Shelby County Tennessee | 7 | $ 772,000 | $ 110,000 | $ 51,000 |
| Loudoun County Virginia | 7 | $ 3,885,000 | $ 555,000 | $ 185,000 |
| Madera County California | 6 | $ 1,278,000 | $ 213,000 | $ 88,000 |
| San Mateo County California | 6 | $ 3,192,000 | $ 532,000 | $ 158,000 |
| Shasta County California | 6 | $ 1,180,000 | $ 196,000 | $ 59,000 |
| El Paso County Colorado | 6 | $ 948,000 | $ 158,000 | $ 53,000 |
| Jefferson County Colorado | 6 | $ 1,505,000 | $ 250,000 | $ 92,000 |
| Bibb County Georgia | 6 | $ 994,000 | $ 165,000 | $ 66,000 |
| Kane County Illinois | 6 | $ 1,580,000 | $ 263,000 | $ 113,000 |
| Iredell County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 94,000 |
| Montgomery County Tennessee | 6 | $ 764,000 | $ 127,000 | $ 47,000 |
| Dallas County Texas | 6 | $ 2,812,000 | $ 468,000 | $ 158,000 |
| Kern County California | 5 | $ 799,000 | $ 159,000 | $ 66,000 |
| Marin County California | 5 | $ 2,948,000 | $ 589,000 | $ 162,000 |
| Pasco County Florida | 5 | $ 542,000 | $ 108,000 | $ 49,000 |
| DeKalb County Georgia | 5 | $ 579,000 | $ 115,000 | $ 39,000 |
| Lenoir County North Carolina | 5 | $ 529,000 | $ 105,000 | $ 55,000 |
| Fairfax County Virginia | 5 | $ 2,657,000 | $ 531,000 | $ 117,000 |
| King County Washington | 5 | $ 2,106,000 | $ 421,000 | $ 202,000 |
| Sonoma County California | 4 | $ 2,180,000 | $ 545,000 | $ 140,000 |
| Douglas County Colorado | 4 | $ 1,232,000 | $ 308,000 | $ 79,000 |
| Manatee County Florida | 4 | $ 707,000 | $ 176,000 | $ 63,000 |
| Chatham County Georgia | 4 | $ 900,000 | $ 225,000 | $ 119,000 |
| Clayton County Georgia | 4 | $ 484,000 | $ 121,000 | $ 30,000 |
| Carteret County North Carolina | 4 | $ 798,000 | $ 199,000 | $ 70,000 |
| Lincoln County North Carolina | 4 | $ 732,000 | $ 183,000 | $ 89,000 |
| Anderson County South Carolina | 4 | $ 1,124,000 | $ 281,000 | $ 79,000 |
| Florence County South Carolina | 4 | $ 663,000 | $ 165,000 | $ 69,000 |
| Spartanburg County South Carolina | 4 | $ 527,000 | $ 131,000 | $ 30,000 |
| York County South Carolina | 4 | $ 490,000 | $ 122,000 | $ 52,000 |
| Harris County Texas | 4 | $ 512,000 | $ 128,000 | $ 60,000 |
| Navajo County Arizona | 3 | $ 561,000 | $ 187,000 | $ 136,000 |
| Butte County California | 3 | $ 626,000 | $ 208,000 | $ 41,000 |
| Sutter County California | 3 | $ 488,000 | $ 162,000 | $ 38,000 |
| Bryan County Georgia | 3 | $ 502,000 | $ 167,000 | $ 86,000 |
| Fulton County Georgia | 3 | $ 666,000 | $ 222,000 | $ 93,000 |
| Gwinnett County Georgia | 3 | $ 314,000 | $ 104,000 | $ 50,000 |
| McHenry County Illinois | 3 | $ 575,000 | $ 191,000 | $ 108,000 |
| Prince George's County Maryland | 3 | $ 384,000 | $ 128,000 | $ 33,000 |
| Bristol County Massachusetts | 3 | $ 715,000 | $ 238,000 | $ 79,000 |
| Middlesex County New Jersey | 3 | $ 1,119,000 | $ 373,000 | $ 130,000 |
| Buncombe County North Carolina | 3 | $ 541,000 | $ 180,000 | $ 51,000 |
| Cumberland County North Carolina | 3 | $ 739,000 | $ 246,000 | $ 0 |
| Nash County North Carolina | 3 | $ 597,000 | $ 199,000 | $ 68,000 |
| Stanly County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 38,000 |
| Wake County North Carolina | 3 | $ 653,000 | $ 217,000 | $ 0 |
| Lancaster County South Carolina | 3 | $ 627,000 | $ 209,000 | $ 54,000 |
| Blount County Tennessee | 3 | $ 429,000 | $ 143,000 | $ 60,000 |
| Hamilton County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 66,000 |
| Jefferson County Tennessee | 3 | $ 266,000 | $ 88,000 | $ 37,000 |
| Putnam County Tennessee | 3 | $ 396,000 | $ 132,000 | $ 68,000 |
| Tarrant County Texas | 3 | $ 383,000 | $ 127,000 | $ 19,000 |
| Pierce County Washington | 3 | $ 1,282,000 | $ 427,000 | $ 190,000 |
| Russell County Alabama | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Inyo County California | 2 | $ 378,000 | $ 189,000 | $ 103,000 |
| Nevada County California | 2 | $ 642,000 | $ 321,000 | $ 66,000 |
| Yolo County California | 2 | $ 388,000 | $ 194,000 | $ 98,000 |
| Yuba County California | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
| Larimer County Colorado | 2 | $ 502,000 | $ 251,000 | $ 77,000 |
| Sussex County Delaware | 2 | $ 634,000 | $ 317,000 | $ 65,000 |
| Miami-Dade County Florida | 2 | $ 227,000 | $ 113,000 | $ 46,000 |
| Sarasota County Florida | 2 | $ 281,000 | $ 140,000 | $ 63,000 |
| St. Johns County Florida | 2 | $ 334,000 | $ 167,000 | $ 17,000 |
| Sumter County Florida | 2 | $ 447,000 | $ 223,000 | $ 116,000 |
| Cobb County Georgia | 2 | $ 328,000 | $ 164,000 | $ 236,000 |
| Walton County Georgia | 2 | $ 566,000 | $ 283,000 | $ 60,000 |
| Hennepin County Minnesota | 2 | $ 439,000 | $ 219,000 | $ 83,000 |
| Merrimack County New Hampshire | 2 | $ 448,000 | $ 224,000 | $ 57,000 |
| Strafford County New Hampshire | 2 | $ 376,000 | $ 188,000 | $ 47,000 |
| Essex County New Jersey | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
| Gloucester County New Jersey | 2 | $ 237,000 | $ 118,000 | $ 94,000 |
| Duplin County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 86,000 |
| Gaston County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 55,000 |
| Onslow County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 47,000 |
| Pender County North Carolina | 2 | $ 416,000 | $ 208,000 | $ 61,000 |
| Lehigh County Pennsylvania | 2 | $ 1,159,000 | $ 579,000 | $ 192,000 |
| Dorchester County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Marshall County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 34,000 |
| Maury County Tennessee | 2 | $ 399,000 | $ 199,000 | $ 20,000 |
| McMinn County Tennessee | 2 | $ 217,000 | $ 108,000 | $ 58,000 |
| Robertson County Tennessee | 2 | $ 534,000 | $ 267,000 | $ 79,000 |
| Sevier County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 72,000 |
| Hunt County Texas | 2 | $ 465,000 | $ 232,000 | $ 98,000 |
| Travis County Texas | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Culpeper County Virginia | 2 | $ 392,000 | $ 196,000 | $ 58,000 |
| Hanover County Virginia | 2 | $ 347,000 | $ 173,000 | $ 56,000 |
| Virginia Beach County Virginia | 2 | $ 565,000 | $ 282,000 | $ 32,000 |
| Adams County Washington | 2 | $ 302,000 | $ 151,000 | $ 56,000 |
| Cowlitz County Washington | 2 | $ 352,000 | $ 176,000 | $ 30,000 |
| Skagit County Washington | 2 | $ 338,000 | $ 169,000 | $ 38,000 |
| Humboldt County California | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Lassen County California | 1 | $ 230,000 | $ 230,000 | $ 86,000 |
| Napa County California | 1 | $ 474,000 | $ 474,000 | $ 145,000 |
| San Francisco County California | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| San Luis Obispo County California | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
| Tehama County California | 1 | $ 136,000 | $ 136,000 | $ 148,000 |
| Pueblo County Colorado | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| New London County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Broward County Florida | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Duval County Florida | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Hendry County Florida | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Marion County Florida | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Nassau County Florida | 1 | $ 162,000 | $ 162,000 | $ 106,000 |
| Polk County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Barrow County Georgia | 1 | $ 213,000 | $ 213,000 | $ 130,000 |
| Cherokee County Georgia | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
| Effingham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Harris County Georgia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Henry County Georgia | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Liberty County Georgia | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| Newton County Georgia | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Pierce County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pike County Georgia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Boone County Illinois | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Champaign County Illinois | 1 | $ 291,000 | $ 291,000 | $ 53,000 |
| Kankakee County Illinois | 1 | $ 332,000 | $ 332,000 | $ 151,000 |
| Massac County Illinois | 1 | $ 112,000 | $ 112,000 | $ 114,000 |
| Sangamon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Vermilion County Illinois | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Allen County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Orleans County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 21,000 |
| Baltimore City County Maryland | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Frederick County Maryland | 1 | $ 497,000 | $ 497,000 | $ 140,000 |
| Howard County Maryland | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Barnstable County Massachusetts | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Ocean County New Jersey | 1 | $ 353,000 | $ 353,000 | $ 77,000 |
| Passaic County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 94,000 |
| Alamance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Ashe County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 121,000 |
| Beaufort County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Catawba County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Cleveland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Davidson County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 95,000 |
| Davie County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Greene County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Guilford County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Johnston County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 117,000 |
| Martin County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| McDowell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| New Hanover County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Pamlico County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Wilson County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Multnomah County Oregon | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Berks County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Monroe County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 200,000 |
| Aiken County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 146,000 |
| Colleton County South Carolina | 1 | $ 459,000 | $ 459,000 | $ 287,000 |
| Horry County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
| Richland County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Minnehaha County South Dakota | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| Anderson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Bledsoe County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 104,000 |
| Bradley County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 164,000 |
| Cheatham County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Chester County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Coffee County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Dyer County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 37,000 |
| Fayette County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| Hickman County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Johnson County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 59,000 |
| Lawrence County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Roane County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Smith County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Stewart County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 25,000 |
| Washington County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 66,000 |
| White County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
| Angelina County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Aransas County Texas | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Bexar County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Brazoria County Texas | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Collin County Texas | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Denton County Texas | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Fort Bend County Texas | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Kaufman County Texas | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Randall County Texas | 1 | $ 361,000 | $ 361,000 | $ 100,000 |
| Williamson County Texas | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
| Albemarle County Virginia | 1 | $ 778,000 | $ 778,000 | $ 426,000 |
| Chesapeake County Virginia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Greene County Virginia | 1 | $ 192,000 | $ 192,000 | $ 26,000 |
| Lynchburg County Virginia | 1 | $ 221,000 | $ 221,000 | $ 52,000 |
| Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Roanoke County Virginia | 1 | $ 127,000 | $ 127,000 | $ 24,000 |
| Salem County Virginia | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Stafford County Virginia | 1 | $ 470,000 | $ 470,000 | $ 246,000 |
| Clark County Washington | 1 | $ 121,000 | $ 121,000 | $ 272,000 |
| Thurston County Washington | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Yakima County Washington | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,332 | $310,042,000 | $232,000 | $1,613,000 | $84,000 | $1,010,000 |
| Refinancing | 1,045 | $288,874,000 | $276,000 | $1,720,000 | $89,000 | $1,131,000 |
| Home Improvement | 26 | $5,811,000 | $223,000 | $890,000 | $74,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,338 | $352,644,000 | $263,000 | $1,720,000 | $94,000 | $1,131,000 |
| Hispanic | 514 | $119,720,000 | $232,000 | $1,250,000 | $70,000 | $749,000 |
| Not Provided | 221 | $49,723,000 | $224,000 | $1,613,000 | $82,000 | $605,000 |
| Black or African American | 185 | $38,799,000 | $209,000 | $662,000 | $65,000 | $399,000 |
| Asian | 112 | $34,554,000 | $308,000 | $1,100,000 | $109,000 | $1,010,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $7,076,000 | $336,000 | $1,100,000 | $79,000 | $310,000 |
| American Indian or Alaskan Native | 10 | $1,582,000 | $158,000 | $245,000 | $79,000 | $119,000 |
| Not applicable | 2 | $629,000 | $314,000 | $397,000 | $72,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,218 | $336,418,000 | $276,000 | $1,720,000 | $109,000 | $1,131,000 |
| FHA-insured (Federal Housing Administration) | 913 | $200,768,000 | $219,000 | $714,000 | $60,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 228 | $61,097,000 | $267,000 | $909,000 | $74,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,444,000 | $146,000 | $294,000 | $46,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,368 | $340,650,000 | $249,000 | $1,096,000 | $86,000 | $851,000 |
| Application Withdrawn By Applicant | 548 | $138,960,000 | $253,000 | $1,613,000 | $83,000 | $643,000 |
| File Closed For Incompleteness | 289 | $80,554,000 | $278,000 | $1,720,000 | $99,000 | $1,131,000 |
| Application Denied By Financial Institution | 152 | $32,719,000 | $215,000 | $1,250,000 | $75,000 | $426,000 |
| Application Approved But Not Accepted | 45 | $11,724,000 | $260,000 | $802,000 | $75,000 | $298,000 |
| Preapproval Denied by Financial Institution | 1 | $120,000 | $120,000 | $120,000 | $53,000 | $53,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 37 | $9,091,000 | $245,000 | $1,250,000 | $66,000 | $399,000 |
| Credit History | 28 | $6,725,000 | $240,000 | $850,000 | $84,000 | $392,000 |
| Collateral | 25 | $4,587,000 | $183,000 | $778,000 | $99,000 | $426,000 |
| Unverifiable Information | 9 | $1,461,000 | $162,000 | $452,000 | $52,000 | $107,000 |
| Other | 8 | $1,564,000 | $195,000 | $360,000 | $44,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,318,000 | $164,000 | $226,000 | $46,000 | $68,000 |
| Credit Application Incomplete | 7 | $3,451,000 | $493,000 | $1,100,000 | $150,000 | $374,000 |
| Employment History | 6 | $461,000 | $76,000 | $245,000 | $44,000 | $82,000 |
| Mortgage Insurance Denied | 1 | $147,000 | $147,000 | $147,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.