Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Integrity First Financial Group, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 1,765 |
| Total Mortgage Loan Application Amount | $403,175,000 |
| Average Mortgage Loan Application Amount | $163,500 |
| Highest Mortgage Loan Application Amount | $1,595,000 |
| Average Applicant Income | $77,833 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 516 | $ 112,490,000 | $ 218,000 | $ 86,000 |
| Maricopa County Arizona | 123 | $ 20,945,000 | $ 170,000 | $ 83,000 |
| Madera County California | 65 | $ 14,995,000 | $ 230,000 | $ 95,000 |
| Stanislaus County California | 61 | $ 12,045,000 | $ 197,000 | $ 92,000 |
| San Joaquin County California | 48 | $ 8,870,000 | $ 184,000 | $ 76,000 |
| Tulare County California | 45 | $ 6,915,000 | $ 153,000 | $ 68,000 |
| Outagamie County Wisconsin | 43 | $ 6,535,000 | $ 151,000 | $ 66,000 |
| Orange County Florida | 41 | $ 11,055,000 | $ 269,000 | $ 94,000 |
| Lee County Florida | 37 | $ 5,475,000 | $ 147,000 | $ 48,000 |
| Contra Costa County California | 35 | $ 11,905,000 | $ 340,000 | $ 136,000 |
| San Diego County California | 33 | $ 12,195,000 | $ 369,000 | $ 129,000 |
| Clark County Nevada | 33 | $ 8,695,000 | $ 263,000 | $ 119,000 |
| Miami-Dade County Florida | 30 | $ 8,200,000 | $ 273,000 | $ 75,000 |
| Sacramento County California | 27 | $ 6,145,000 | $ 227,000 | $ 89,000 |
| Collier County Florida | 27 | $ 7,455,000 | $ 276,000 | $ 73,000 |
| Riverside County California | 19 | $ 5,475,000 | $ 288,000 | $ 105,000 |
| Rutherford County Tennessee | 18 | $ 3,860,000 | $ 214,000 | $ 83,000 |
| Tarrant County Texas | 18 | $ 3,840,000 | $ 213,000 | $ 83,000 |
| Denton County Texas | 15 | $ 4,015,000 | $ 267,000 | $ 109,000 |
| Los Angeles County California | 14 | $ 5,760,000 | $ 411,000 | $ 133,000 |
| Spokane County Washington | 14 | $ 2,270,000 | $ 162,000 | $ 70,000 |
| DeKalb County Georgia | 13 | $ 2,525,000 | $ 194,000 | $ 86,000 |
| Dallas County Texas | 13 | $ 2,345,000 | $ 180,000 | $ 94,000 |
| Merced County California | 12 | $ 2,030,000 | $ 169,000 | $ 84,000 |
| Davidson County Tennessee | 12 | $ 3,670,000 | $ 305,000 | $ 131,000 |
| Stevens County Washington | 12 | $ 2,210,000 | $ 184,000 | $ 94,000 |
| Lake County Florida | 11 | $ 2,285,000 | $ 207,000 | $ 100,000 |
| Fulton County Georgia | 11 | $ 2,895,000 | $ 263,000 | $ 127,000 |
| Collin County Texas | 11 | $ 3,595,000 | $ 326,000 | $ 110,000 |
| Pierce County Washington | 11 | $ 2,835,000 | $ 257,000 | $ 75,000 |
| Winnebago County Wisconsin | 11 | $ 1,495,000 | $ 135,000 | $ 57,000 |
| Alameda County California | 10 | $ 3,330,000 | $ 333,000 | $ 86,000 |
| Solano County California | 10 | $ 2,700,000 | $ 270,000 | $ 100,000 |
| Arapahoe County Colorado | 10 | $ 2,630,000 | $ 263,000 | $ 84,000 |
| Seminole County Florida | 10 | $ 2,760,000 | $ 276,000 | $ 89,000 |
| Volusia County Florida | 10 | $ 1,530,000 | $ 153,000 | $ 64,000 |
| Gwinnett County Georgia | 10 | $ 1,710,000 | $ 171,000 | $ 79,000 |
| Kings County California | 9 | $ 1,505,000 | $ 167,000 | $ 59,000 |
| Yolo County California | 9 | $ 1,595,000 | $ 177,000 | $ 121,000 |
| Weld County Colorado | 9 | $ 2,045,000 | $ 227,000 | $ 95,000 |
| Clark County Washington | 9 | $ 2,695,000 | $ 299,000 | $ 105,000 |
| King County Washington | 8 | $ 3,480,000 | $ 435,000 | $ 180,000 |
| Adams County Colorado | 6 | $ 1,140,000 | $ 190,000 | $ 125,000 |
| El Paso County Colorado | 6 | $ 1,010,000 | $ 168,000 | $ 72,000 |
| Cobb County Georgia | 6 | $ 960,000 | $ 160,000 | $ 63,000 |
| Henry County Georgia | 6 | $ 1,490,000 | $ 248,000 | $ 81,000 |
| Pinal County Arizona | 5 | $ 605,000 | $ 121,000 | $ 79,000 |
| Kern County California | 5 | $ 1,025,000 | $ 205,000 | $ 137,000 |
| Santa Clara County California | 5 | $ 2,245,000 | $ 449,000 | $ 120,000 |
| Osceola County Florida | 5 | $ 1,195,000 | $ 239,000 | $ 62,000 |
| Polk County Florida | 5 | $ 605,000 | $ 121,000 | $ 81,000 |
| Douglas County Georgia | 5 | $ 765,000 | $ 153,000 | $ 71,000 |
| Harris County Texas | 5 | $ 1,555,000 | $ 311,000 | $ 108,000 |
| Brown County Wisconsin | 5 | $ 715,000 | $ 143,000 | $ 53,000 |
| Orange County California | 4 | $ 2,510,000 | $ 627,000 | $ 166,000 |
| San Bernardino County California | 4 | $ 1,150,000 | $ 287,000 | $ 58,000 |
| San Mateo County California | 4 | $ 2,330,000 | $ 582,000 | $ 176,000 |
| Jefferson County Colorado | 4 | $ 1,180,000 | $ 295,000 | $ 158,000 |
| Broward County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 96,000 |
| Hillsborough County Florida | 4 | $ 860,000 | $ 215,000 | $ 52,000 |
| Clayton County Georgia | 4 | $ 560,000 | $ 140,000 | $ 41,000 |
| Williamson County Tennessee | 4 | $ 1,560,000 | $ 390,000 | $ 203,000 |
| Ellis County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 120,000 |
| Ferry County Washington | 4 | $ 540,000 | $ 135,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 1,875,000 | $ 625,000 | $ 589,000 |
| Hamilton County Indiana | 3 | $ 765,000 | $ 255,000 | $ 84,000 |
| Washington County Oregon | 3 | $ 1,395,000 | $ 465,000 | $ 149,000 |
| Yamhill County Oregon | 3 | $ 845,000 | $ 281,000 | $ 60,000 |
| Dorchester County South Carolina | 3 | $ 195,000 | $ 65,000 | $ 55,000 |
| Horry County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 60,000 |
| Sumner County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 67,000 |
| Travis County Texas | 3 | $ 1,705,000 | $ 568,000 | $ 175,000 |
| Shawano County Wisconsin | 3 | $ 345,000 | $ 115,000 | $ 50,000 |
| Waupaca County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 76,000 |
| Mohave County Arizona | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Pima County Arizona | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Monterey County California | 2 | $ 2,070,000 | $ 1,035,000 | $ 750,000 |
| Placer County California | 2 | $ 810,000 | $ 405,000 | $ 109,000 |
| Santa Cruz County California | 2 | $ 1,070,000 | $ 535,000 | $ 133,000 |
| Sutter County California | 2 | $ 560,000 | $ 280,000 | $ 151,000 |
| Ventura County California | 2 | $ 730,000 | $ 365,000 | $ 80,000 |
| Denver County Colorado | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Brevard County Florida | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Marion County Florida | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Monroe County Florida | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Chatham County Georgia | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Cherokee County Georgia | 2 | $ 480,000 | $ 240,000 | $ 96,000 |
| Rockdale County Georgia | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Troup County Georgia | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Norfolk County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 172,000 |
| Clackamas County Oregon | 2 | $ 910,000 | $ 455,000 | $ 126,000 |
| Marion County Oregon | 2 | $ 300,000 | $ 150,000 | $ 211,000 |
| Montgomery County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 174,000 |
| Lexington County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 550,000 |
| Bedford County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Coffee County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Robertson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Cooke County Texas | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Johnson County Texas | 2 | $ 700,000 | $ 350,000 | $ 108,000 |
| McLennan County Texas | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Wood County Texas | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Calumet County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 97,000 |
| Mobile County Alabama | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Coconino County Arizona | 1 | $ 315,000 | $ 315,000 | $ 604,000 |
| Amador County California | 1 | $ 605,000 | $ 605,000 | $ 249,000 |
| Calaveras County California | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| El Dorado County California | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Mariposa County California | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| San Benito County California | 1 | $ 685,000 | $ 685,000 | $ 156,000 |
| San Francisco County California | 1 | $ 785,000 | $ 785,000 | $ 175,000 |
| San Luis Obispo County California | 1 | $ 345,000 | $ 345,000 | $ 191,000 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Elbert County Colorado | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Morgan County Colorado | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Park County Colorado | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Routt County Colorado | 1 | $ 405,000 | $ 405,000 | $ 259,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Duval County Florida | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Barrow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Bonner County Idaho | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Shoshone County Idaho | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| DuPage County Illinois | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Allen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Hendricks County Indiana | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Johnson County Indiana | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Essex County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Hennepin County Minnesota | 1 | $ 745,000 | $ 745,000 | $ 425,000 |
| Douglas County Nevada | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Washoe County Nevada | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Ocean County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Columbia County Oregon | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Deschutes County Oregon | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Multnomah County Oregon | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Beaufort County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Berkeley County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Charleston County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Dickson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Hamilton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Macon County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Maury County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Burnet County Texas | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Comal County Texas | 1 | $ 455,000 | $ 455,000 | $ 172,000 |
| Fort Bend County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 460,000 |
| Galveston County Texas | 1 | $ 675,000 | $ 675,000 | $ 262,000 |
| Grayson County Texas | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Lubbock County Texas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Midland County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Montgomery County Texas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Norfolk County Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Cowlitz County Washington | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Island County Washington | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Jefferson County Washington | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Kitsap County Washington | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Lewis County Washington | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lincoln County Washington | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Okanogan County Washington | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Pend Oreille County Washington | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Snohomish County Washington | 1 | $ 455,000 | $ 455,000 | $ 188,000 |
| Door County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Langlade County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Oconto County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Racine County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| St. Croix County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Waukesha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Waushara County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Wood County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,310 | $290,460,000 | $221,000 | $1,095,000 | $89,000 | $1,380,000 |
| Cash-out Refinancing | 279 | $71,565,000 | $256,000 | $1,005,000 | $98,000 | $702,000 |
| Refinancing | 156 | $39,850,000 | $255,000 | $1,595,000 | $106,000 | $569,000 |
| Other Purpose | 15 | $595,000 | $39,000 | $405,000 | $101,000 | $371,000 |
| Not Applicable | 4 | $660,000 | $165,000 | $205,000 | $61,000 | $107,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $12,000 | $12,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 697 | $173,245,000 | $248,000 | $1,595,000 | $102,000 | $1,380,000 |
| Hispanic | 541 | $102,775,000 | $189,000 | $1,085,000 | $73,000 | $361,000 |
| Asian | 227 | $60,775,000 | $267,000 | $905,000 | $97,000 | $478,000 |
| Not Provided | 138 | $30,480,000 | $220,000 | $1,035,000 | $104,000 | $834,000 |
| Black or African American | 131 | $27,935,000 | $213,000 | $855,000 | $92,000 | $612,000 |
| American Indian or Alaskan Native | 13 | $3,545,000 | $272,000 | $525,000 | $128,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,620,000 | $270,000 | $455,000 | $77,000 | $160,000 |
| Not applicable | 4 | $920,000 | $230,000 | $275,000 | $106,000 | $148,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,170 | $265,420,000 | $226,000 | $1,595,000 | $101,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 497 | $108,085,000 | $217,000 | $695,000 | $70,000 | $338,000 |
| VA-guaranteed (Veterans Administration) | 93 | $28,725,000 | $308,000 | $625,000 | $105,000 | $612,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $945,000 | $189,000 | $315,000 | $65,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,106 | $246,880,000 | $223,000 | $1,085,000 | $90,000 | $1,020,000 |
| Application Withdrawn By Applicant | 351 | $86,795,000 | $247,000 | $1,595,000 | $103,000 | $1,380,000 |
| Application Denied By Financial Institution | 141 | $29,085,000 | $206,000 | $685,000 | $74,000 | $612,000 |
| Application Approved But Not Accepted | 101 | $22,635,000 | $224,000 | $1,035,000 | $102,000 | $560,000 |
| File Closed For Incompleteness | 66 | $17,780,000 | $269,000 | $835,000 | $87,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,624 | $374,090,000 | $230,000 | $1,595,000 | $94,000 | $1,380,000 |
| Debt-To-Income Ratio | 46 | $8,560,000 | $186,000 | $605,000 | $56,000 | $251,000 |
| Credit History | 27 | $5,955,000 | $220,000 | $495,000 | $98,000 | $612,000 |
| Credit Application Incomplete | 24 | $6,040,000 | $251,000 | $685,000 | $88,000 | $243,000 |
| Collateral | 12 | $1,490,000 | $124,000 | $265,000 | $54,000 | $127,000 |
| Unverifiable Information | 11 | $2,115,000 | $192,000 | $325,000 | $60,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,815,000 | $201,000 | $345,000 | $68,000 | $151,000 |
| Employment History | 7 | $1,195,000 | $170,000 | $385,000 | $67,000 | $100,000 |
| Other | 5 | $1,915,000 | $383,000 | $635,000 | $127,000 | $271,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.