Integrity Home Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Integrity Home Funding, Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity Home Funding, Llc 197 W. Spring Valley Avenue Maywood, NJ 07607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,298 |
| Total Mortgage Loan Application Amount | $472,021,000 |
| Average Mortgage Loan Application Amount | $190,470 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $85,411 |
| Highest Applicant Income | $1,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Integrity Home Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity Home Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Integrity Home Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity Home Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity Home Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity Home Funding, Llc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 431 | $ 108,278,000 | $ 251,000 | $ 111,000 |
| Baltimore County Maryland | 210 | $ 34,506,000 | $ 164,000 | $ 56,000 |
| Passaic County New Jersey | 150 | $ 33,257,000 | $ 221,000 | $ 63,000 |
| Essex County New Jersey | 124 | $ 24,828,000 | $ 200,000 | $ 68,000 |
| Morris County New Jersey | 105 | $ 25,159,000 | $ 239,000 | $ 100,000 |
| Union County New Jersey | 101 | $ 19,763,000 | $ 195,000 | $ 69,000 |
| Middlesex County New Jersey | 79 | $ 14,039,000 | $ 177,000 | $ 84,000 |
| Suffolk County New York | 68 | $ 13,878,000 | $ 204,000 | $ 94,000 |
| Sussex County New Jersey | 63 | $ 11,062,000 | $ 175,000 | $ 55,000 |
| Ocean County New Jersey | 62 | $ 11,094,000 | $ 178,000 | $ 99,000 |
| Hudson County New Jersey | 60 | $ 13,036,000 | $ 217,000 | $ 82,000 |
| Monmouth County New Jersey | 56 | $ 14,030,000 | $ 250,000 | $ 102,000 |
| District of Columbia County District Of Columbia | 47 | $ 10,385,000 | $ 220,000 | $ 95,000 |
| Baltimore City County Maryland | 37 | $ 5,273,000 | $ 142,000 | $ 59,000 |
| Nassau County New York | 36 | $ 7,631,000 | $ 211,000 | $ 98,000 |
| Rockland County New York | 30 | $ 5,841,000 | $ 194,000 | $ 74,000 |
| Orange County New York | 28 | $ 5,631,000 | $ 201,000 | $ 89,000 |
| Somerset County New Jersey | 27 | $ 6,306,000 | $ 233,000 | $ 97,000 |
| Carroll County Maryland | 22 | $ 3,232,000 | $ 146,000 | $ 42,000 |
| Burlington County New Jersey | 22 | $ 3,583,000 | $ 162,000 | $ 67,000 |
| Anne Arundel County Maryland | 21 | $ 4,113,000 | $ 195,000 | $ 75,000 |
| Fairfield County Connecticut | 19 | $ 5,481,000 | $ 288,000 | $ 104,000 |
| Montgomery County Maryland | 19 | $ 3,858,000 | $ 203,000 | $ 71,000 |
| Mercer County New Jersey | 19 | $ 2,968,000 | $ 156,000 | $ 78,000 |
| Warren County New Jersey | 19 | $ 4,431,000 | $ 233,000 | $ 107,000 |
| Kings County New York | 19 | $ 3,596,000 | $ 189,000 | $ 66,000 |
| Westchester County New York | 18 | $ 5,085,000 | $ 282,000 | $ 120,000 |
| Queens County New York | 17 | $ 3,743,000 | $ 220,000 | $ 66,000 |
| Camden County New Jersey | 16 | $ 2,307,000 | $ 144,000 | $ 64,000 |
| Richmond County New York | 15 | $ 3,039,000 | $ 202,000 | $ 84,000 |
| Palm Beach County Florida | 13 | $ 3,728,000 | $ 286,000 | $ 107,000 |
| New Haven County Connecticut | 12 | $ 1,981,000 | $ 165,000 | $ 71,000 |
| Prince George's County Maryland | 12 | $ 1,858,000 | $ 154,000 | $ 87,000 |
| Atlantic County New Jersey | 12 | $ 1,661,000 | $ 138,000 | $ 77,000 |
| Broward County Florida | 11 | $ 2,062,000 | $ 187,000 | $ 68,000 |
| Harford County Maryland | 11 | $ 2,010,000 | $ 182,000 | $ 63,000 |
| Cape May County New Jersey | 11 | $ 2,006,000 | $ 182,000 | $ 89,000 |
| Monroe County Pennsylvania | 11 | $ 1,502,000 | $ 136,000 | $ 79,000 |
| Montgomery County Pennsylvania | 11 | $ 2,348,000 | $ 213,000 | $ 80,000 |
| Bronx County New York | 10 | $ 1,833,000 | $ 183,000 | $ 79,000 |
| Hartford County Connecticut | 9 | $ 1,476,000 | $ 164,000 | $ 87,000 |
| Miami-Dade County Florida | 9 | $ 1,886,000 | $ 209,000 | $ 85,000 |
| Hunterdon County New Jersey | 9 | $ 1,445,000 | $ 160,000 | $ 72,000 |
| Chester County Pennsylvania | 9 | $ 1,791,000 | $ 199,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 9 | $ 779,000 | $ 86,000 | $ 54,000 |
| Howard County Maryland | 8 | $ 1,946,000 | $ 243,000 | $ 89,000 |
| Lee County Florida | 7 | $ 1,171,000 | $ 167,000 | $ 70,000 |
| Gloucester County New Jersey | 7 | $ 1,223,000 | $ 174,000 | $ 75,000 |
| Delaware County Pennsylvania | 7 | $ 873,000 | $ 124,000 | $ 104,000 |
| Dutchess County New York | 6 | $ 1,180,000 | $ 196,000 | $ 71,000 |
| Bucks County Pennsylvania | 6 | $ 1,127,000 | $ 187,000 | $ 123,000 |
| New York County New York | 5 | $ 1,928,000 | $ 385,000 | $ 195,000 |
| Ulster County New York | 5 | $ 894,000 | $ 178,000 | $ 70,000 |
| Hillsborough County Florida | 4 | $ 807,000 | $ 201,000 | $ 93,000 |
| Monroe County Florida | 4 | $ 1,175,000 | $ 293,000 | $ 112,000 |
| Volusia County Florida | 4 | $ 699,000 | $ 174,000 | $ 180,000 |
| Frederick County Maryland | 4 | $ 729,000 | $ 182,000 | $ 60,000 |
| Salem County New Jersey | 4 | $ 488,000 | $ 122,000 | $ 50,000 |
| Putnam County New York | 4 | $ 831,000 | $ 207,000 | $ 70,000 |
| Sullivan County New York | 4 | $ 696,000 | $ 174,000 | $ 99,000 |
| Lehigh County Pennsylvania | 4 | $ 756,000 | $ 189,000 | $ 72,000 |
| Northampton County Pennsylvania | 4 | $ 846,000 | $ 211,000 | $ 62,000 |
| Pike County Pennsylvania | 4 | $ 295,000 | $ 73,000 | $ 46,000 |
| Litchfield County Connecticut | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Orange County Florida | 3 | $ 466,000 | $ 155,000 | $ 66,000 |
| Pinellas County Florida | 3 | $ 418,000 | $ 139,000 | $ 191,000 |
| Calvert County Maryland | 3 | $ 413,000 | $ 137,000 | $ 63,000 |
| Cumberland County New Jersey | 3 | $ 378,000 | $ 126,000 | $ 64,000 |
| Monroe County New York | 3 | $ 460,000 | $ 153,000 | $ 89,000 |
| Saratoga County New York | 3 | $ 486,000 | $ 162,000 | $ 53,000 |
| Allegheny County Pennsylvania | 3 | $ 294,000 | $ 98,000 | $ 47,000 |
| Wayne County Pennsylvania | 3 | $ 364,000 | $ 121,000 | $ 61,000 |
| Middlesex County Connecticut | 2 | $ 398,000 | $ 199,000 | $ 102,000 |
| New London County Connecticut | 2 | $ 268,000 | $ 134,000 | $ 72,000 |
| Tolland County Connecticut | 2 | $ 437,000 | $ 218,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 261,000 | $ 130,000 | $ 43,000 |
| Clay County Florida | 2 | $ 191,000 | $ 95,000 | $ 31,000 |
| Collier County Florida | 2 | $ 260,000 | $ 130,000 | $ 149,000 |
| Duval County Florida | 2 | $ 297,000 | $ 148,000 | $ 76,000 |
| Pasco County Florida | 2 | $ 212,000 | $ 106,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 238,000 | $ 119,000 | $ 178,000 |
| Garrett County Maryland | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Queen Anne's County Maryland | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Columbia County New York | 2 | $ 375,000 | $ 187,000 | $ 73,000 |
| Erie County New York | 2 | $ 238,000 | $ 119,000 | $ 81,000 |
| Greene County New York | 2 | $ 248,000 | $ 124,000 | $ 367,000 |
| Oneida County New York | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Otsego County New York | 2 | $ 428,000 | $ 214,000 | $ 74,000 |
| Washington County New York | 2 | $ 246,000 | $ 123,000 | $ 53,000 |
| Butler County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 72,000 |
| Lancaster County Pennsylvania | 2 | $ 223,000 | $ 111,000 | $ 54,000 |
| Windham County Connecticut | 1 | $ 263,000 | $ 263,000 | $ 110,000 |
| Bay County Florida | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| Escambia County Florida | 1 | $ 207,000 | $ 207,000 | $ 73,000 |
| Hernando County Florida | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Leon County Florida | 1 | $ 147,000 | $ 147,000 | $ 94,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Martin County Florida | 1 | $ 110,000 | $ 110,000 | $ 26,000 |
| Nassau County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Osceola County Florida | 1 | $ 130,000 | $ 130,000 | $ 135,000 |
| Polk County Florida | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Santa Rosa County Florida | 1 | $ 124,000 | $ 124,000 | $ 114,000 |
| Sarasota County Florida | 1 | $ 475,000 | $ 475,000 | $ 284,000 |
| Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| St. Johns County Florida | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Walton County Florida | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Charles County Maryland | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Dorchester County Maryland | 1 | $ 520,000 | $ 520,000 | $ 745,000 |
| St. Mary's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Albany County New York | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Chenango County New York | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Cortland County New York | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Delaware County New York | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Herkimer County New York | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Jefferson County New York | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Montgomery County New York | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Niagara County New York | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Onondaga County New York | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Ontario County New York | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Oswego County New York | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Tioga County New York | 1 | $ 76,000 | $ 76,000 | $ 89,000 |
| Warren County New York | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Adams County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Beaver County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Clearfield County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Cumberland County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 58,000 |
| Dauphin County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 38,000 |
| Elk County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Erie County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Franklin County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 34,000 |
| York County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
| Washington County Rhode Island | 1 | $ 283,000 | $ 283,000 | $ 110,000 |
| Fairfax County Virginia | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Integrity Home Funding, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,404 | $290,356,000 | $180,250 | $1,500,000 | $78,750 | $1,512,000 |
| Home Purchase (one-to-four family) | 891 | $181,192,000 | $204,875 | $1,150,000 | $91,125 | $1,081,000 |
| Home Improvement (one-to-four family) | 3 | $473,000 | $157,000 | $234,000 | $93,000 | $161,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,649 | $341,224,000 | $212,125 | $1,500,000 | $93,500 | $1,512,000 |
| Black | 228 | $37,179,000 | $152,875 | $455,000 | $70,750 | $530,000 |
| Hispanic | 227 | $49,825,000 | $182,428 | $640,000 | $65,000 | $252,000 |
| Information not provided by applicant in mail or telephone application | 123 | $26,491,000 | $202,285 | $1,000,000 | $80,857 | $390,000 |
| Asian or Pacific Islander | 51 | $13,117,000 | $233,000 | $897,000 | $97,333 | $661,000 |
| Other | 19 | $4,035,000 | $162,600 | $517,000 | $67,800 | $173,000 |
| American Indian or Alaskan Native | 1 | $150,000 | $150,000 | $150,000 | $51,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,145 | $447,379,000 | $194,222 | $1,500,000 | $87,000 | $1,512,000 |
| FHA-insured (Federal Housing Administration) | 139 | $22,519,000 | $158,166 | $285,000 | $71,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,123,000 | $176,500 | $247,000 | $47,500 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,554 | $322,212,000 | $195,777 | $1,500,000 | $84,000 | $1,512,000 |
| Application Withdrawn By Applicant | 462 | $88,870,000 | $181,142 | $1,000,000 | $79,285 | $750,000 |
| Application Approved But Not Accepted | 147 | $31,226,000 | $217,000 | $897,000 | $89,285 | $661,000 |
| Application Denied By Financial Institution | 134 | $29,285,000 | $190,200 | $1,365,000 | $126,400 | $489,000 |
| File Closed For Incompleteness | 1 | $428,000 | $428,000 | $428,000 | $150,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 45 | $10,479,000 | $222,666 | $809,000 | $114,333 | $489,000 |
| Credit History | 35 | $7,846,000 | $206,333 | $1,365,000 | $54,000 | $150,000 |
| Collateral | 27 | $5,401,000 | $165,200 | $650,000 | $105,600 | $420,000 |
| Unverifiable Information | 10 | $2,105,000 | $210,000 | $333,000 | $60,000 | $86,000 |
| Debt-To-Income Ratio | 10 | $2,269,000 | $161,500 | $323,000 | $48,500 | $98,000 |
| Employment History | 5 | $639,000 | $115,000 | $224,000 | $136,500 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $546,000 | $273,000 | $310,000 | $80,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity Home Funding, Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity Home Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.