Inter Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Inter Savings Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inter Savings Bank, Fsb 13601 80Th Circle N Maple Grove, MN 55369 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,964 |
| Total Mortgage Loan Application Amount | $341,829,000 |
| Average Mortgage Loan Application Amount | $104,333 |
| Highest Mortgage Loan Application Amount | $4,240,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $1,393,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Inter Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inter Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Inter Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inter Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Inter Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inter Savings Bank, Fsb's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,227 | $ 157,487,000 | $ 128,000 | $ 98,000 |
| Dakota County Minnesota | 356 | $ 29,119,000 | $ 81,000 | $ 89,000 |
| Ramsey County Minnesota | 287 | $ 40,716,000 | $ 141,000 | $ 75,000 |
| Anoka County Minnesota | 213 | $ 22,914,000 | $ 107,000 | $ 76,000 |
| Scott County Minnesota | 165 | $ 11,396,000 | $ 69,000 | $ 91,000 |
| Washington County Minnesota | 136 | $ 12,626,000 | $ 92,000 | $ 108,000 |
| Wright County Minnesota | 119 | $ 8,495,000 | $ 71,000 | $ 79,000 |
| Carver County Minnesota | 102 | $ 11,800,000 | $ 115,000 | $ 115,000 |
| Sherburne County Minnesota | 59 | $ 5,068,000 | $ 85,000 | $ 84,000 |
| Rice County Minnesota | 24 | $ 1,394,000 | $ 58,000 | $ 73,000 |
| Milwaukee County Wisconsin | 17 | $ 2,312,000 | $ 136,000 | $ 126,000 |
| Isanti County Minnesota | 11 | $ 1,287,000 | $ 117,000 | $ 70,000 |
| Washington County Oregon | 11 | $ 643,000 | $ 58,000 | $ 76,000 |
| Chisago County Minnesota | 10 | $ 445,000 | $ 44,000 | $ 57,000 |
| Goodhue County Minnesota | 9 | $ 853,000 | $ 94,000 | $ 64,000 |
| Le Sueur County Minnesota | 8 | $ 696,000 | $ 87,000 | $ 93,000 |
| Olmsted County Minnesota | 7 | $ 656,000 | $ 93,000 | $ 41,000 |
| Stearns County Minnesota | 7 | $ 478,000 | $ 68,000 | $ 72,000 |
| St. Croix County Wisconsin | 7 | $ 243,000 | $ 34,000 | $ 119,000 |
| Douglas County Colorado | 6 | $ 356,000 | $ 59,000 | $ 134,000 |
| Waukesha County Wisconsin | 6 | $ 3,506,000 | $ 584,000 | $ 213,000 |
| Blue Earth County Minnesota | 5 | $ 276,000 | $ 55,000 | $ 80,000 |
| St. Louis County Minnesota | 5 | $ 2,333,000 | $ 466,000 | $ 93,000 |
| Yamhill County Oregon | 5 | $ 446,000 | $ 89,000 | $ 113,000 |
| Jefferson County Colorado | 4 | $ 226,000 | $ 56,000 | $ 100,000 |
| Benton County Minnesota | 4 | $ 130,000 | $ 32,000 | $ 55,000 |
| Crow Wing County Minnesota | 4 | $ 839,000 | $ 209,000 | $ 800,000 |
| McLeod County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 37,000 |
| Mille Lacs County Minnesota | 3 | $ 316,000 | $ 105,000 | $ 146,000 |
| Sibley County Minnesota | 3 | $ 182,000 | $ 60,000 | $ 82,000 |
| Polk County Wisconsin | 3 | $ 503,000 | $ 167,000 | $ 264,000 |
| Steele County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 51,000 |
| Waseca County Minnesota | 2 | $ 113,000 | $ 56,000 | $ 86,000 |
| Clackamas County Oregon | 2 | $ 76,000 | $ 38,000 | $ 73,000 |
| Burnett County Wisconsin | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
| Pierce County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Sheboygan County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 34,000 |
| Maricopa County Arizona | 1 | $ 41,000 | $ 41,000 | $ 84,000 |
| Adams County Colorado | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Arapahoe County Colorado | 1 | $ 66,000 | $ 66,000 | $ 98,000 |
| Denver County Colorado | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Duval County Florida | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Aitkin County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 105,000 |
| Becker County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 66,000 |
| Cass County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 132,000 |
| Cook County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Douglas County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 226,000 |
| Hubbard County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Itasca County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Kanabec County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| Meeker County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 82,000 |
| Nicollet County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 174,000 |
| Pine County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 550,000 |
| Wabasha County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Winona County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 174,000 |
| Gallatin County Montana | 1 | $ 2,531,000 | $ 2,531,000 | $ 500,000 |
| Cass County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Clatsop County Oregon | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Multnomah County Oregon | 1 | $ 41,000 | $ 41,000 | $ 76,000 |
| Pennington County South Dakota | 1 | $ 250,000 | $ 250,000 | $ 154,000 |
| Outagamie County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Sawyer County Wisconsin | 1 | $ 680,000 | $ 680,000 | $ 397,000 |
| Walworth County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Inter Savings Bank, Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,943 | $231,411,000 | $119,000 | $4,240,000 | $90,000 | $1,200,000 |
| Refinancing | 923 | $102,162,000 | $110,000 | $3,770,000 | $96,000 | $1,393,000 |
| Home Improvement | 98 | $8,256,000 | $84,000 | $1,500,000 | $119,000 | $690,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,817 | $166,906,000 | $91,000 | $2,531,000 | $100,000 | $1,334,000 |
| Not Provided | 555 | $58,260,000 | $104,000 | $3,770,000 | $102,000 | $1,393,000 |
| Hispanic | 440 | $81,247,000 | $184,000 | $592,000 | $56,000 | $515,000 |
| Black or African American | 58 | $7,045,000 | $121,000 | $608,000 | $107,000 | $750,000 |
| Asian | 49 | $4,390,000 | $89,000 | $296,000 | $87,000 | $236,000 |
| Not applicable | 19 | $20,100,000 | $1,057,000 | $4,240,000 | $6,000 | $120,000 |
| American Indian or Alaskan Native | 14 | $1,774,000 | $126,000 | $217,000 | $59,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,107,000 | $175,000 | $900,000 | $85,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,964 | $341,829,000 | $115,000 | $4,240,000 | $93,000 | $1,393,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,847 | $125,464,000 | $67,000 | $4,240,000 | $97,000 | $1,393,000 |
| Loan Purchased By The Institution | 692 | $144,148,000 | $208,000 | $2,531,000 | $87,000 | $1,334,000 |
| Application Approved But Not Accepted | 199 | $27,646,000 | $138,000 | $2,520,000 | $100,000 | $933,000 |
| Application Denied By Financial Institution | 110 | $20,856,000 | $189,000 | $3,770,000 | $66,000 | $417,000 |
| Preapproval Approved but not Accepted | 92 | $16,329,000 | $177,000 | $375,000 | $60,000 | $406,000 |
| Application Withdrawn By Applicant | 17 | $6,808,000 | $400,000 | $2,080,000 | $59,000 | $175,000 |
| Preapproval Denied by Financial Institution | 7 | $578,000 | $82,000 | $200,000 | $85,000 | $129,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 41 | $4,407,000 | $107,000 | $1,500,000 | $72,000 | $215,000 |
| Debt-To-Income Ratio | 39 | $4,603,000 | $118,000 | $1,088,000 | $65,000 | $141,000 |
| Collateral | 21 | $9,258,000 | $440,000 | $3,770,000 | $52,000 | $123,000 |
| Credit Application Incomplete | 4 | $1,990,000 | $497,000 | $910,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $215,000 | $53,000 | $100,000 | $59,000 | $91,000 |
| Other | 3 | $194,000 | $64,000 | $75,000 | $94,000 | $110,000 |
| Unverifiable Information | 3 | $645,000 | $215,000 | $354,000 | $194,000 | $417,000 |
| Mortgage Insurance Denied | 1 | $39,000 | $39,000 | $39,000 | $63,000 | $63,000 |
| Employment History | 1 | $83,000 | $83,000 | $83,000 | $106,000 | $106,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inter Savings Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inter Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.