Interstate Home Loan Center, Inc. Mortgage Lending & HMDA Data, 2017

In 2017, Interstate Home Loan Center, Inc. of Melville, NY reported 1,294 mortgage applications totaling $414.9 million, up 29% from 2016. The average application was for $320,598, and applicants reported an average income of $103,777. 36% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Nassau County-Suffolk County, NY (442), New York-Jersey City-White Plains, NY-NJ (358) and Newark, NJ-PA (37) (applications in parentheses).

Mortgage Company & Address Interstate Home Loan Center, Inc.
40 Marcus Drive Suite 100
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,294
Total Mortgage Loan Application Amount $414,854,000
Average Mortgage Loan Application Amount $320,598
Highest Mortgage Loan Application Amount $1,040,000
Average Applicant Income $103,777
Highest Applicant Income $1,750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Interstate Home Loan Center, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Interstate Home Loan Center, Inc. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 287 $ 90,470,000 $ 315,226 $ 111,000
Nassau, New York 155 $ 56,658,000 $ 365,535 $ 128,000
Queens, New York 102 $ 39,382,000 $ 386,098 $ 108,000
Bronx, New York 59 $ 25,920,000 $ 439,322 $ 102,000
Kings, New York 53 $ 25,400,000 $ 479,245 $ 147,000
Westchester, New York 49 $ 20,784,000 $ 424,163 $ 146,000
Miami-Dade, Florida 29 $ 6,798,000 $ 234,413 $ 69,000
Broward, Florida 18 $ 4,162,000 $ 231,222 $ 121,000
Prince George's, Maryland 16 $ 5,140,000 $ 321,250 $ 106,000
Middlesex, New Jersey 15 $ 3,368,000 $ 224,533 $ 112,000
Bergen, New Jersey 14 $ 5,252,000 $ 375,142 $ 140,000
Richmond, New York 14 $ 5,698,000 $ 407,000 $ 102,000
El Paso, Colorado 13 $ 2,824,000 $ 217,230 $ 74,000
Fairfield, Connecticut 13 $ 4,422,000 $ 340,153 $ 87,000
Monmouth, New Jersey 13 $ 4,018,000 $ 309,076 $ 241,000
Union, New Jersey 13 $ 3,920,000 $ 301,538 $ 80,000
Palm Beach, Florida 12 $ 2,834,000 $ 236,166 $ 74,000
Putnam, New York 10 $ 2,303,000 $ 230,300 $ 91,000
Rockland, New York 10 $ 3,992,000 $ 399,200 $ 120,000
Baltimore, Maryland 9 $ 2,281,000 $ 253,444 $ 73,000
Essex, New Jersey 9 $ 2,602,000 $ 289,111 $ 70,000
Ocean, New Jersey 9 $ 2,602,000 $ 289,111 $ 99,000
Osceola, Florida 8 $ 1,730,000 $ 216,250 $ 81,000
Dutchess, New York 8 $ 2,163,000 $ 270,375 $ 105,000
Los Angeles, California 7 $ 3,569,000 $ 509,857 $ 95,000
Somerset, New Jersey 7 $ 2,534,000 $ 362,000 $ 124,000
Orange, New York 7 $ 2,106,000 $ 300,857 $ 90,000
Indian River, Florida 6 $ 1,226,000 $ 204,333 $ 114,000
Orange, Florida 6 $ 1,173,000 $ 195,500 $ 28,000
Cook, Illinois 6 $ 1,257,000 $ 209,500 $ 67,000
Saratoga, New York 6 $ 1,452,000 $ 242,000 $ 58,000
Philadelphia, Pennsylvania 6 $ 834,000 $ 139,000 $ 67,000
Harris, Texas 6 $ 1,537,000 $ 256,166 $ 37,000
District of Columbia, District Of Columbia 5 $ 1,653,000 $ 330,600 $ 71,000
Charles, Maryland 5 $ 1,372,000 $ 274,400 $ 66,000
Hudson, New Jersey 5 $ 1,811,000 $ 362,200 $ 110,000
Passaic, New Jersey 5 $ 1,222,000 $ 244,400 $ 69,000
Snohomish, Washington 5 $ 1,384,000 $ 276,800 $ 32,000
San Diego, California 4 $ 1,529,000 $ 382,250 $ 87,000
San Joaquin, California 4 $ 1,551,000 $ 387,750 $ 124,000
Stanislaus, California 4 $ 927,000 $ 231,750 $ 53,000
Duval, Florida 4 $ 595,000 $ 148,750 $ 76,000
Manatee, Florida 4 $ 911,000 $ 227,750 $ 124,000
Baltimore City, Maryland 4 $ 496,000 $ 124,000 $ 59,000
Morris, New Jersey 4 $ 1,464,000 $ 366,000 $ 115,000
Erie, New York 4 $ 1,048,000 $ 262,000 $ 174,000
Berks, Pennsylvania 4 $ 1,002,000 $ 250,500 $ 63,000
Pierce, Washington 4 $ 1,034,000 $ 258,500 $ 0
Contra Costa, California 3 $ 1,138,000 $ 379,333 $ 69,000
Pueblo, Colorado 3 $ 531,000 $ 177,000 $ 58,000
New Haven, Connecticut 3 $ 813,000 $ 271,000 $ 110,000
Windham, Connecticut 3 $ 647,000 $ 215,666 $ 14,000
Hillsborough, Florida 3 $ 643,000 $ 214,333 $ 51,000
Lee, Florida 3 $ 1,115,000 $ 371,666 $ 120,000
Pinellas, Florida 3 $ 1,046,000 $ 348,666 $ 727,000
Volusia, Florida 3 $ 1,074,000 $ 358,000 $ 119,000
Chatham, Georgia 3 $ 560,000 $ 186,666 $ 53,000
Cobb, Georgia 3 $ 1,024,000 $ 341,333 $ 90,000
Oakland, Michigan 3 $ 768,000 $ 256,000 $ 96,000
New York, New York 3 $ 1,540,000 $ 513,333 $ 195,000
Ulster, New York 3 $ 737,000 $ 245,666 $ 98,000
Johnston, North Carolina 3 $ 785,000 $ 261,666 $ 99,000
Lane, Oregon 3 $ 567,000 $ 189,000 $ 27,000
Multnomah, Oregon 3 $ 716,000 $ 238,666 $ 21,000
Washington, Oregon 3 $ 838,000 $ 279,333 $ 82,000
Montgomery, Pennsylvania 3 $ 569,000 $ 189,666 $ 35,000
Hamilton, Tennessee 3 $ 508,000 $ 169,333 $ 106,000
Wilson, Tennessee 3 $ 948,000 $ 316,000 $ 0
Collin, Texas 3 $ 824,000 $ 274,666 $ 43,000
Ellis, Texas 3 $ 697,000 $ 232,333 $ 26,000
King, Washington 3 $ 1,175,000 $ 391,666 $ 43,000
Alameda, California 2 $ 889,000 $ 444,500 $ 85,000
Riverside, California 2 $ 1,008,000 $ 504,000 $ 114,000
San Bernardino, California 2 $ 656,000 $ 328,000 $ 80,000
San Mateo, California 2 $ 1,210,000 $ 605,000 $ 115,000
Hartford, Connecticut 2 $ 416,000 $ 208,000 $ 83,000
Brevard, Florida 2 $ 364,000 $ 182,000 $ 65,000
Flagler, Florida 2 $ 170,000 $ 85,000 $ 26,000
Lake, Florida 2 $ 531,000 $ 265,500 $ 126,000
Okaloosa, Florida 2 $ 341,000 $ 170,500 $ 45,000
Sarasota, Florida 2 $ 356,000 $ 178,000 $ 39,000
St. Lucie, Florida 2 $ 319,000 $ 159,500 $ 18,000
Sumter, Florida 2 $ 245,000 $ 122,500 $ 51,000
Walton, Florida 2 $ 256,000 $ 128,000 $ 31,000
Floyd, Georgia 2 $ 262,000 $ 131,000 $ 32,000
Will, Illinois 2 $ 392,000 $ 196,000 $ 58,000
Frederick, Maryland 2 $ 817,000 $ 408,500 $ 142,000
Harford, Maryland 2 $ 682,000 $ 341,000 $ 46,000
Montgomery, Maryland 2 $ 828,000 $ 414,000 $ 0
Wayne, Michigan 2 $ 517,000 $ 258,500 $ 35,000
Atlantic, New Jersey 2 $ 357,000 $ 178,500 $ 32,000
Burlington, New Jersey 2 $ 633,000 $ 316,500 $ 0
Camden, New Jersey 2 $ 350,000 $ 175,000 $ 30,000
Gloucester, New Jersey 2 $ 364,000 $ 182,000 $ 72,000
Hunterdon, New Jersey 2 $ 418,000 $ 209,000 $ 104,000
Mercer, New Jersey 2 $ 282,000 $ 141,000 $ 48,000
Warren, New Jersey 2 $ 576,000 $ 288,000 $ 26,000
Albany, New York 2 $ 284,000 $ 142,000 $ 62,000
Chenango, New York 2 $ 256,000 $ 128,000 $ 75,000
Greene, New York 2 $ 326,000 $ 163,000 $ 56,000
Monroe, New York 2 $ 339,000 $ 169,500 $ 67,000
Montgomery, New York 2 $ 500,000 $ 250,000 $ 80,000
Onondaga, New York 2 $ 378,000 $ 189,000 $ 87,000
Rensselaer, New York 2 $ 284,000 $ 142,000 $ 36,000
Schenectady, New York 2 $ 432,000 $ 216,000 $ 120,000
Mecklenburg, North Carolina 2 $ 419,000 $ 209,500 $ 85,000
Franklin, Ohio 2 $ 343,000 $ 171,500 $ 71,000
Wayne, Ohio 2 $ 563,000 $ 281,500 $ 171,000
Morrow, Oregon 2 $ 446,000 $ 223,000 $ 0
Bell, Texas 2 $ 327,000 $ 163,500 $ 27,000
Bexar, Texas 2 $ 409,000 $ 204,500 $ 41,000
Fort Bend, Texas 2 $ 504,000 $ 252,000 $ 60,000
Midland, Texas 2 $ 576,000 $ 288,000 $ 85,000
Montgomery, Texas 2 $ 677,000 $ 338,500 $ 124,000
Tarrant, Texas 2 $ 527,000 $ 263,500 $ 56,000
Williamson, Texas 2 $ 499,000 $ 249,500 $ 0
Spokane, Washington 2 $ 430,000 $ 215,000 $ 28,000
Monterey, California 1 $ 361,000 $ 361,000 $ 114,000
Napa, California 1 $ 333,000 $ 333,000 $ 0
Orange, California 1 $ 622,000 $ 622,000 $ 0
Solano, California 1 $ 329,000 $ 329,000 $ 0
Ventura, California 1 $ 396,000 $ 396,000 $ 88,000
Yuba, California 1 $ 108,000 $ 108,000 $ 22,000
Adams, Colorado 1 $ 280,000 $ 280,000 $ 126,000
Grand, Colorado 1 $ 120,000 $ 120,000 $ 132,000
Litchfield, Connecticut 1 $ 251,000 $ 251,000 $ 88,000
Charlotte, Florida 1 $ 200,000 $ 200,000 $ 171,000
Hernando, Florida 1 $ 124,000 $ 124,000 $ 65,000
Leon, Florida 1 $ 233,000 $ 233,000 $ 0
Seminole, Florida 1 $ 166,000 $ 166,000 $ 161,000
St. Johns, Florida 1 $ 222,000 $ 222,000 $ 0
Clarke, Georgia 1 $ 78,000 $ 78,000 $ 24,000
DeKalb, Georgia 1 $ 115,000 $ 115,000 $ 34,000
Douglas, Georgia 1 $ 129,000 $ 129,000 $ 69,000
Forsyth, Georgia 1 $ 175,000 $ 175,000 $ 101,000
Gwinnett, Georgia 1 $ 176,000 $ 176,000 $ 62,000
Henry, Georgia 1 $ 340,000 $ 340,000 $ 324,000
Pike, Georgia 1 $ 316,000 $ 316,000 $ 172,000
DuPage, Illinois 1 $ 288,000 $ 288,000 $ 86,000
Kendall, Illinois 1 $ 246,000 $ 246,000 $ 0
Madison, Illinois 1 $ 160,000 $ 160,000 $ 97,000
Winnebago, Illinois 1 $ 84,000 $ 84,000 $ 19,000
Anne Arundel, Maryland 1 $ 316,000 $ 316,000 $ 84,000
Calvert, Maryland 1 $ 198,000 $ 198,000 $ 42,000
Cecil, Maryland 1 $ 235,000 $ 235,000 $ 0
Howard, Maryland 1 $ 182,000 $ 182,000 $ 44,000
Genesee, Michigan 1 $ 90,000 $ 90,000 $ 40,000
Macomb, Michigan 1 $ 93,000 $ 93,000 $ 59,000
Sussex, New Jersey 1 $ 301,000 $ 301,000 $ 70,000
Chautauqua, New York 1 $ 136,000 $ 136,000 $ 93,000
Chemung, New York 1 $ 139,000 $ 139,000 $ 45,000
Ontario, New York 1 $ 322,000 $ 322,000 $ 189,000
Sullivan, New York 1 $ 239,000 $ 239,000 $ 180,000
Alexander, North Carolina 1 $ 99,000 $ 99,000 $ 61,000
Burke, North Carolina 1 $ 100,000 $ 100,000 $ 26,000
Carteret, North Carolina 1 $ 250,000 $ 250,000 $ 88,000
Pender, North Carolina 1 $ 90,000 $ 90,000 $ 85,000
Randolph, North Carolina 1 $ 118,000 $ 118,000 $ 47,000
Wake, North Carolina 1 $ 331,000 $ 331,000 $ 172,000
Butler, Ohio 1 $ 256,000 $ 256,000 $ 89,000
Cuyahoga, Ohio 1 $ 143,000 $ 143,000 $ 44,000
Greene, Ohio 1 $ 72,000 $ 72,000 $ 21,000
Washington, Ohio 1 $ 91,000 $ 91,000 $ 84,000
Clackamas, Oregon 1 $ 301,000 $ 301,000 $ 0
Curry, Oregon 1 $ 195,000 $ 195,000 $ 78,000
Deschutes, Oregon 1 $ 195,000 $ 195,000 $ 36,000
Jackson, Oregon 1 $ 216,000 $ 216,000 $ 71,000
Klamath, Oregon 1 $ 178,000 $ 178,000 $ 115,000
Linn, Oregon 1 $ 183,000 $ 183,000 $ 0
Bradford, Pennsylvania 1 $ 280,000 $ 280,000 $ 65,000
Lehigh, Pennsylvania 1 $ 408,000 $ 408,000 $ 77,000
Monroe, Pennsylvania 1 $ 195,000 $ 195,000 $ 64,000
Pike, Pennsylvania 1 $ 59,000 $ 59,000 $ 20,000
Davidson, Tennessee 1 $ 166,000 $ 166,000 $ 41,000
Henry, Tennessee 1 $ 231,000 $ 231,000 $ 70,000
Dallas, Texas 1 $ 223,000 $ 223,000 $ 61,000
Denton, Texas 1 $ 186,000 $ 186,000 $ 52,000
Gregg, Texas 1 $ 219,000 $ 219,000 $ 0
Hidalgo, Texas 1 $ 154,000 $ 154,000 $ 66,000
Kaufman, Texas 1 $ 204,000 $ 204,000 $ 66,000
Rockwall, Texas 1 $ 148,000 $ 148,000 $ 58,000
San Patricio, Texas 1 $ 120,000 $ 120,000 $ 48,000
Travis, Texas 1 $ 277,000 $ 277,000 $ 0
Chelan, Washington 1 $ 287,000 $ 287,000 $ 0
Cowlitz, Washington 1 $ 313,000 $ 313,000 $ 95,000
Franklin, Washington 1 $ 147,000 $ 147,000 $ 89,000
Island, Washington 1 $ 242,000 $ 242,000 $ 0
Kittitas, Washington 1 $ 272,000 $ 272,000 $ 0
Stevens, Washington 1 $ 236,000 $ 236,000 $ 80,000
Green, Wisconsin 1 $ 135,000 $ 135,000 $ 35,000

Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 665 $213,199,000 $320,000 $1,040,000 $96,000 $1,750,000
Home Purchase 629 $201,655,000 $320,000 $810,000 $112,000 $1,701,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 749 $237,912,000 $317,000 $1,000,000 $104,000 $1,701,000
Hispanic 235 $74,284,000 $316,000 $800,000 $97,000 $1,750,000
Black or African American 195 $62,603,000 $321,000 $830,000 $104,000 $960,000
Asian 88 $31,339,000 $356,000 $810,000 $113,000 $517,000
Not Provided 21 $7,266,000 $346,000 $1,040,000 $114,000 $393,000
Native Hawaiian or Other Pacific Islander 3 $880,000 $293,000 $549,000 $68,000 $93,000
American Indian or Alaskan Native 2 $230,000 $115,000 $137,000 $41,000 $49,000
Not applicable 1 $340,000 $340,000 $340,000 $324,000 $324,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 627 $200,799,000 $320,000 $729,000 $81,000 $1,750,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 626 $201,039,000 $321,000 $1,040,000 $128,000 $1,701,000
VA-guaranteed (Veterans Administration) 41 $13,016,000 $317,000 $707,000 $87,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 500 $159,841,000 $319,000 $1,000,000 $100,000 $960,000
Loan Originated 468 $151,356,000 $323,000 $715,000 $100,000 $1,701,000
File Closed For Incompleteness 232 $75,102,000 $323,000 $1,040,000 $117,000 $534,000
Application Denied By Financial Institution 64 $18,825,000 $294,000 $682,000 $126,000 $1,750,000
Application Approved But Not Accepted 30 $9,730,000 $324,000 $697,000 $75,000 $156,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $325,000 $162,000 $207,000 $73,000 $100,000
Other 2 $691,000 $345,000 $646,000 $127,000 $242,000
Collateral 1 $131,000 $131,000 $131,000 $109,000 $109,000
Debt-To-Income Ratio 1 $181,000 $181,000 $181,000 $34,000 $34,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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