Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Interstate Home Loan Center, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,067 |
| Total Mortgage Loan Application Amount | $387,515,000 |
| Average Mortgage Loan Application Amount | $360,666 |
| Highest Mortgage Loan Application Amount | $1,415,000 |
| Average Applicant Income | $128,333 |
| Highest Applicant Income | $1,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 264 | $ 92,920,000 | $ 351,000 | $ 121,000 |
| Nassau County New York | 197 | $ 75,895,000 | $ 385,000 | $ 132,000 |
| Queens County New York | 63 | $ 26,565,000 | $ 421,000 | $ 124,000 |
| Kings County New York | 37 | $ 20,845,000 | $ 563,000 | $ 139,000 |
| Westchester County New York | 26 | $ 10,490,000 | $ 403,000 | $ 141,000 |
| Bronx County New York | 23 | $ 10,715,000 | $ 465,000 | $ 105,000 |
| Yavapai County Arizona | 17 | $ 4,485,000 | $ 263,000 | $ 79,000 |
| Bergen County New Jersey | 17 | $ 5,995,000 | $ 352,000 | $ 146,000 |
| Orange County New York | 17 | $ 4,425,000 | $ 260,000 | $ 111,000 |
| Middlesex County New Jersey | 10 | $ 2,450,000 | $ 245,000 | $ 92,000 |
| Monmouth County New Jersey | 10 | $ 4,290,000 | $ 429,000 | $ 199,000 |
| Dutchess County New York | 10 | $ 2,800,000 | $ 280,000 | $ 125,000 |
| Fairfield County Connecticut | 9 | $ 3,255,000 | $ 361,000 | $ 144,000 |
| Orange County Florida | 9 | $ 2,915,000 | $ 323,000 | $ 122,000 |
| Essex County New Jersey | 9 | $ 2,735,000 | $ 303,000 | $ 108,000 |
| Richmond County New York | 9 | $ 3,625,000 | $ 402,000 | $ 119,000 |
| Palm Beach County Florida | 8 | $ 2,340,000 | $ 292,000 | $ 112,000 |
| Mecklenburg County North Carolina | 8 | $ 1,830,000 | $ 228,000 | $ 104,000 |
| Broward County Florida | 7 | $ 2,425,000 | $ 346,000 | $ 180,000 |
| Miami-Dade County Florida | 7 | $ 1,975,000 | $ 282,000 | $ 110,000 |
| Wake County North Carolina | 7 | $ 1,995,000 | $ 285,000 | $ 174,000 |
| Cook County Illinois | 6 | $ 1,030,000 | $ 171,000 | $ 78,000 |
| Morris County New Jersey | 6 | $ 2,610,000 | $ 435,000 | $ 151,000 |
| Putnam County New York | 6 | $ 2,060,000 | $ 343,000 | $ 141,000 |
| Los Angeles County California | 5 | $ 1,705,000 | $ 341,000 | $ 74,000 |
| Ocean County New Jersey | 5 | $ 1,505,000 | $ 301,000 | $ 146,000 |
| Orange County California | 4 | $ 1,670,000 | $ 417,000 | $ 133,000 |
| New Haven County Connecticut | 4 | $ 1,320,000 | $ 330,000 | $ 148,000 |
| Hillsborough County Florida | 4 | $ 950,000 | $ 237,000 | $ 154,000 |
| Somerset County New Jersey | 4 | $ 1,400,000 | $ 350,000 | $ 113,000 |
| Hartford County Connecticut | 3 | $ 675,000 | $ 225,000 | $ 123,000 |
| Manatee County Florida | 3 | $ 835,000 | $ 278,000 | $ 124,000 |
| Osceola County Florida | 3 | $ 735,000 | $ 245,000 | $ 134,000 |
| Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 124,000 |
| Seminole County Florida | 3 | $ 635,000 | $ 211,000 | $ 120,000 |
| Cobb County Georgia | 3 | $ 725,000 | $ 241,000 | $ 123,000 |
| Montgomery County Maryland | 3 | $ 1,145,000 | $ 381,000 | $ 109,000 |
| Camden County New Jersey | 3 | $ 785,000 | $ 261,000 | $ 143,000 |
| Hudson County New Jersey | 3 | $ 1,775,000 | $ 591,000 | $ 127,000 |
| Passaic County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 112,000 |
| Union County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 170,000 |
| Brevard County Florida | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| Collier County Florida | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Duval County Florida | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Pasco County Florida | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Sarasota County Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| St. Johns County Florida | 2 | $ 470,000 | $ 235,000 | $ 217,000 |
| Rockdale County Georgia | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Dallas County Iowa | 2 | $ 790,000 | $ 395,000 | $ 381,000 |
| Polk County Iowa | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Frederick County Maryland | 2 | $ 610,000 | $ 305,000 | $ 182,000 |
| Howard County Maryland | 2 | $ 800,000 | $ 400,000 | $ 94,000 |
| Queen Anne's County Maryland | 2 | $ 720,000 | $ 360,000 | $ 136,000 |
| Mercer County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 271,000 |
| New York County New York | 2 | $ 1,000,000 | $ 500,000 | $ 280,000 |
| Sullivan County New York | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Johnston County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 152,000 |
| Pike County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 356,000 |
| Maricopa County Arizona | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pima County Arizona | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Yuma County Arizona | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Riverside County California | 1 | $ 445,000 | $ 445,000 | $ 129,000 |
| Sacramento County California | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| San Bernardino County California | 1 | $ 515,000 | $ 515,000 | $ 201,000 |
| San Diego County California | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| San Francisco County California | 1 | $ 515,000 | $ 515,000 | $ 587,000 |
| Ventura County California | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Boulder County Colorado | 1 | $ 485,000 | $ 485,000 | $ 166,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Jefferson County Colorado | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Windham County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 289,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 239,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Leon County Florida | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| St. Lucie County Florida | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Forsyth County Georgia | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Harris County Georgia | 1 | $ 185,000 | $ 185,000 | $ 270,000 |
| Kendall County Illinois | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| McLean County Illinois | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Calvert County Maryland | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
| Prince George's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Burlington County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Hunterdon County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Madison County New York | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Onondaga County New York | 1 | $ 355,000 | $ 355,000 | $ 196,000 |
| Rockland County New York | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Saratoga County New York | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Schoharie County New York | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Ulster County New York | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Brunswick County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Gaston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Guilford County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 189,000 |
| Henderson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Onslow County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Orange County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Watauga County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Wayne County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Wilson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Bucks County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Monroe County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Oconee County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Blount County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Hamilton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Williamson County Texas | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Milwaukee County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 659,000 |
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 558 | $203,820,000 | $365,000 | $855,000 | $135,000 | $912,000 |
| Cash-out Refinancing | 305 | $112,195,000 | $367,000 | $1,415,000 | $135,000 | $1,392,000 |
| Home Purchase | 204 | $71,500,000 | $350,000 | $995,000 | $115,000 | $1,199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 697 | $246,925,000 | $354,000 | $1,415,000 | $135,000 | $1,392,000 |
| Hispanic | 165 | $60,755,000 | $368,000 | $735,000 | $112,000 | $774,000 |
| Black or African American | 122 | $46,180,000 | $378,000 | $755,000 | $113,000 | $306,000 |
| Asian | 52 | $21,740,000 | $418,000 | $805,000 | $161,000 | $912,000 |
| Not Provided | 27 | $10,705,000 | $396,000 | $995,000 | $130,000 | $500,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 947 | $342,705,000 | $361,000 | $1,415,000 | $135,000 | $1,392,000 |
| FHA-insured (Federal Housing Administration) | 118 | $44,050,000 | $373,000 | $715,000 | $98,000 | $312,000 |
| VA-guaranteed (Veterans Administration) | 2 | $760,000 | $380,000 | $525,000 | $102,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 541 | $198,165,000 | $366,000 | $985,000 | $125,000 | $587,000 |
| Application Withdrawn By Applicant | 442 | $160,550,000 | $363,000 | $1,415,000 | $141,000 | $1,392,000 |
| File Closed For Incompleteness | 54 | $18,930,000 | $350,000 | $805,000 | $120,000 | $306,000 |
| Application Denied By Financial Institution | 27 | $8,885,000 | $329,000 | $655,000 | $109,000 | $659,000 |
| Application Approved But Not Accepted | 3 | $985,000 | $328,000 | $455,000 | $126,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,040 | $378,630,000 | $364,000 | $1,415,000 | $132,000 | $1,392,000 |
| Debt-To-Income Ratio | 9 | $3,125,000 | $347,000 | $625,000 | $156,000 | $659,000 |
| Collateral | 7 | $2,195,000 | $313,000 | $445,000 | $98,000 | $207,000 |
| Employment History | 4 | $920,000 | $230,000 | $405,000 | $61,000 | $121,000 |
| Credit History | 3 | $675,000 | $225,000 | $395,000 | $22,000 | $67,000 |
| Other | 2 | $1,140,000 | $570,000 | $655,000 | $154,000 | $195,000 |
| Unverifiable Information | 2 | $830,000 | $415,000 | $475,000 | $121,000 | $165,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.