Interstate Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Interstate Home Loan Center, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 383 |
| Total Mortgage Loan Application Amount | $168,405,000 |
| Average Mortgage Loan Application Amount | $408,333 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Interstate Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interstate Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Interstate Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interstate Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Interstate Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interstate Home Loan Center, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 95 | $ 45,725,000 | $ 481,000 | $ 178,000 |
| Nassau County New York | 56 | $ 29,740,000 | $ 531,000 | $ 203,000 |
| Queens County New York | 38 | $ 22,280,000 | $ 586,000 | $ 188,000 |
| Hartford County Connecticut | 11 | $ 2,575,000 | $ 234,000 | $ 95,000 |
| Bergen County New Jersey | 8 | $ 4,600,000 | $ 575,000 | $ 194,000 |
| Bronx County New York | 8 | $ 4,700,000 | $ 587,000 | $ 131,000 |
| New Haven County Connecticut | 7 | $ 1,775,000 | $ 253,000 | $ 63,000 |
| Broward County Florida | 7 | $ 4,155,000 | $ 593,000 | $ 196,000 |
| Palm Beach County Florida | 6 | $ 2,090,000 | $ 348,000 | $ 220,000 |
| Richmond County New York | 6 | $ 2,090,000 | $ 348,000 | $ 77,000 |
| Miami-Dade County Florida | 5 | $ 3,565,000 | $ 713,000 | $ 185,000 |
| Orange County Florida | 5 | $ 1,965,000 | $ 393,000 | $ 146,000 |
| Broome County New York | 5 | $ 975,000 | $ 195,000 | $ 110,000 |
| Fairfield County Connecticut | 4 | $ 1,070,000 | $ 267,000 | $ 49,000 |
| Monmouth County New Jersey | 4 | $ 1,630,000 | $ 407,000 | $ 296,000 |
| Dutchess County New York | 4 | $ 1,180,000 | $ 295,000 | $ 165,000 |
| Kings County New York | 4 | $ 2,300,000 | $ 575,000 | $ 99,000 |
| Westchester County New York | 4 | $ 1,720,000 | $ 430,000 | $ 106,000 |
| Wake County North Carolina | 4 | $ 1,780,000 | $ 445,000 | $ 124,000 |
| Duval County Florida | 3 | $ 845,000 | $ 281,000 | $ 190,000 |
| Hillsborough County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 170,000 |
| Osceola County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 131,000 |
| Gwinnett County Georgia | 3 | $ 1,235,000 | $ 411,000 | $ 131,000 |
| Passaic County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 203,000 |
| Albany County New York | 3 | $ 445,000 | $ 148,000 | $ 38,000 |
| Tompkins County New York | 3 | $ 735,000 | $ 245,000 | $ 93,000 |
| Montgomery County Ohio | 3 | $ 385,000 | $ 128,000 | $ 29,000 |
| Philadelphia County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Providence County Rhode Island | 3 | $ 1,075,000 | $ 358,000 | $ 20,000 |
| Middlesex County Connecticut | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Cobb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Penobscot County Maine | 2 | $ 310,000 | $ 155,000 | $ 1,000 |
| Montgomery County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 227,000 |
| Burlington County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 230,000 |
| Essex County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 78,000 |
| Middlesex County New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 178,000 |
| Luzerne County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Los Angeles County California | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| New London County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Collier County Florida | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Polk County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Sumter County Florida | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Cherokee County Georgia | 1 | $ 595,000 | $ 595,000 | $ 138,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Henry County Georgia | 1 | $ 655,000 | $ 655,000 | $ 192,000 |
| Franklin County Maine | 1 | $ 105,000 | $ 105,000 | $ 2,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Howard County Maryland | 1 | $ 545,000 | $ 545,000 | $ 144,000 |
| Prince George's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 88,000 |
| Kent County Michigan | 1 | $ 395,000 | $ 395,000 | $ 331,000 |
| Lenawee County Michigan | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Atlantic County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Hudson County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Union County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 133,000 |
| Cayuga County New York | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Fulton County New York | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Greene County New York | 1 | $ 535,000 | $ 535,000 | $ 4,000 |
| Hamilton County New York | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Montgomery County New York | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| New York County New York | 1 | $ 285,000 | $ 285,000 | $ 441,000 |
| Orange County New York | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Putnam County New York | 1 | $ 465,000 | $ 465,000 | $ 286,000 |
| Schenectady County New York | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Cumberland County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Mecklenburg County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 10,000 |
| Auglaize County Ohio | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Cuyahoga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 417,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 26,000 |
| Summit County Ohio | 1 | $ 725,000 | $ 725,000 | $ 309,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Susquehanna County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Wyoming County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Dillon County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| Richland County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Benton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Rutherford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Bexar County Texas | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Dallas County Texas | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 54,000 |
| Tarrant County Texas | 1 | $ 365,000 | $ 365,000 | $ 554,000 |
| King County Washington | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 282 | $125,980,000 | $446,000 | $2,005,000 | $164,000 | $1,800,000 |
| Cash-out Refinancing | 86 | $37,210,000 | $432,000 | $1,955,000 | $146,000 | $600,000 |
| Refinancing | 15 | $5,215,000 | $347,000 | $655,000 | $110,000 | $240,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $53,215,000 | $419,000 | $1,955,000 | $157,000 | $997,000 |
| Asian | 121 | $53,235,000 | $439,000 | $1,895,000 | $171,000 | $1,277,000 |
| Hispanic | 80 | $38,250,000 | $478,000 | $2,005,000 | $157,000 | $1,800,000 |
| Black or African American | 42 | $18,250,000 | $434,000 | $1,405,000 | $126,000 | $415,000 |
| Not Provided | 11 | $4,435,000 | $403,000 | $1,165,000 | $144,000 | $441,000 |
| American Indian or Alaskan Native | 1 | $595,000 | $595,000 | $595,000 | $138,000 | $138,000 |
| Not applicable | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 274 | $122,190,000 | $445,000 | $2,005,000 | $174,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 102 | $42,740,000 | $419,000 | $1,165,000 | $116,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 7 | $3,475,000 | $496,000 | $675,000 | $117,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 220 | $93,300,000 | $424,000 | $1,895,000 | $163,000 | $1,800,000 |
| Application Withdrawn By Applicant | 121 | $49,585,000 | $409,000 | $1,405,000 | $154,000 | $1,277,000 |
| Application Denied By Financial Institution | 25 | $14,685,000 | $587,000 | $2,005,000 | $159,000 | $681,000 |
| File Closed For Incompleteness | 10 | $8,170,000 | $817,000 | $1,955,000 | $128,000 | $600,000 |
| Application Approved But Not Accepted | 7 | $2,665,000 | $380,000 | $605,000 | $96,000 | $345,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 358 | $153,720,000 | $429,000 | $1,955,000 | $157,000 | $1,800,000 |
| Debt-To-Income Ratio | 9 | $4,675,000 | $519,000 | $925,000 | $125,000 | $295,000 |
| Collateral | 6 | $3,500,000 | $583,000 | $2,005,000 | $275,000 | $681,000 |
| Credit History | 3 | $2,385,000 | $795,000 | $1,635,000 | $65,000 | $195,000 |
| Unverifiable Information | 3 | $1,625,000 | $541,000 | $705,000 | $98,000 | $192,000 |
| Other | 2 | $1,520,000 | $760,000 | $865,000 | $226,000 | $243,000 |
| Employment History | 2 | $980,000 | $490,000 | $495,000 | $127,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interstate Home Loan Center, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interstate Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.