Intrust Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Intrust Bank, National Association 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intrust Bank, National Association 105 N Main St Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,345 |
| Total Mortgage Loan Application Amount | $161,480,000 |
| Average Mortgage Loan Application Amount | $75,666 |
| Highest Mortgage Loan Application Amount | $2,578,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $3,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Intrust Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intrust Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Intrust Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intrust Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Intrust Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intrust Bank, National Association's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 1,443 | $ 93,295,000 | $ 64,000 | $ 78,000 |
| Butler County Kansas | 265 | $ 19,843,000 | $ 74,000 | $ 82,000 |
| Oklahoma County Oklahoma | 81 | $ 4,871,000 | $ 60,000 | $ 78,000 |
| Johnson County Kansas | 80 | $ 8,226,000 | $ 102,000 | $ 121,000 |
| Douglas County Kansas | 58 | $ 5,564,000 | $ 95,000 | $ 188,000 |
| Cleveland County Oklahoma | 58 | $ 4,130,000 | $ 71,000 | $ 69,000 |
| Canadian County Oklahoma | 55 | $ 2,603,000 | $ 47,000 | $ 75,000 |
| Sumner County Kansas | 26 | $ 1,318,000 | $ 50,000 | $ 69,000 |
| Jackson County Missouri | 22 | $ 1,266,000 | $ 57,000 | $ 50,000 |
| Riley County Kansas | 21 | $ 2,724,000 | $ 129,000 | $ 75,000 |
| Shawnee County Kansas | 19 | $ 451,000 | $ 23,000 | $ 70,000 |
| Cowley County Kansas | 15 | $ 668,000 | $ 44,000 | $ 88,000 |
| Harvey County Kansas | 13 | $ 752,000 | $ 57,000 | $ 127,000 |
| Reno County Kansas | 12 | $ 174,000 | $ 14,000 | $ 51,000 |
| McClain County Oklahoma | 10 | $ 705,000 | $ 70,000 | $ 50,000 |
| Clay County Missouri | 9 | $ 173,000 | $ 19,000 | $ 70,000 |
| Greenwood County Kansas | 7 | $ 425,000 | $ 60,000 | $ 53,000 |
| Elk County Kansas | 6 | $ 294,000 | $ 49,000 | $ 50,000 |
| Marion County Kansas | 6 | $ 261,000 | $ 43,000 | $ 40,000 |
| McPherson County Kansas | 6 | $ 140,000 | $ 23,000 | $ 43,000 |
| Pratt County Kansas | 6 | $ 690,000 | $ 115,000 | $ 165,000 |
| Allen County Kansas | 5 | $ 352,000 | $ 70,000 | $ 110,000 |
| Harper County Kansas | 5 | $ 234,000 | $ 46,000 | $ 104,000 |
| Pottawatomie County Kansas | 5 | $ 318,000 | $ 63,000 | $ 44,000 |
| Geary County Kansas | 4 | $ 241,000 | $ 60,000 | $ 51,000 |
| Leavenworth County Kansas | 4 | $ 345,000 | $ 86,000 | $ 97,000 |
| Wyandotte County Kansas | 4 | $ 248,000 | $ 62,000 | $ 48,000 |
| Barton County Kansas | 3 | $ 32,000 | $ 10,000 | $ 29,000 |
| Clay County Kansas | 3 | $ 143,000 | $ 47,000 | $ 87,000 |
| Crawford County Kansas | 3 | $ 256,000 | $ 85,000 | $ 105,000 |
| Franklin County Kansas | 3 | $ 94,000 | $ 31,000 | $ 63,000 |
| Kingman County Kansas | 3 | $ 30,000 | $ 10,000 | $ 38,000 |
| Saline County Kansas | 3 | $ 48,000 | $ 16,000 | $ 23,000 |
| Cass County Missouri | 3 | $ 428,000 | $ 142,000 | $ 106,000 |
| Delaware County Oklahoma | 3 | $ 1,103,000 | $ 367,000 | $ 563,000 |
| Logan County Oklahoma | 3 | $ 402,000 | $ 134,000 | $ 112,000 |
| Tulsa County Oklahoma | 3 | $ 172,000 | $ 57,000 | $ 116,000 |
| Barry County Missouri | 2 | $ 515,000 | $ 257,000 | $ 246,000 |
| Clark County Nevada | 2 | $ 413,000 | $ 206,000 | $ 82,000 |
| Caddo County Oklahoma | 2 | $ 10,000 | $ 5,000 | $ 4,000 |
| Marshall County Oklahoma | 2 | $ 517,000 | $ 258,000 | $ 209,000 |
| Pottawatomie County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| Collin County Texas | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Pima County Arizona | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 479,000 |
| Alameda County California | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Pitkin County Colorado | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Collier County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Duval County Florida | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Maui County Hawaii | 1 | $ 983,000 | $ 983,000 | $ 0 |
| Grant County Indiana | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Black Hawk County Iowa | 1 | $ 217,000 | $ 217,000 | $ 141,000 |
| Atchison County Kansas | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Chautauqua County Kansas | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Edwards County Kansas | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Ellis County Kansas | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Ford County Kansas | 1 | $ 13,000 | $ 13,000 | $ 108,000 |
| Gray County Kansas | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Jackson County Kansas | 1 | $ 31,000 | $ 31,000 | $ 86,000 |
| Kiowa County Kansas | 1 | $ 15,000 | $ 15,000 | $ 169,000 |
| Lincoln County Kansas | 1 | $ 28,000 | $ 28,000 | $ 63,000 |
| Linn County Kansas | 1 | $ 193,000 | $ 193,000 | $ 87,000 |
| Lyon County Kansas | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Marshall County Kansas | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Russell County Kansas | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Stafford County Kansas | 1 | $ 71,000 | $ 71,000 | $ 131,000 |
| Wabaunsee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Woodson County Kansas | 1 | $ 24,000 | $ 24,000 | $ 94,000 |
| Kent County Michigan | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Tuscola County Michigan | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| Boone County Missouri | 1 | $ 176,000 | $ 176,000 | $ 356,000 |
| Buchanan County Missouri | 1 | $ 14,000 | $ 14,000 | $ 80,000 |
| Camden County Missouri | 1 | $ 218,000 | $ 218,000 | $ 86,000 |
| DeKalb County Missouri | 1 | $ 11,000 | $ 11,000 | $ 19,000 |
| Lafayette County Missouri | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Platte County Missouri | 1 | $ 12,000 | $ 12,000 | $ 59,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Oneida County New York | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Suffolk County New York | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
| Belmont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Huron County Ohio | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Comanche County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Custer County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Garfield County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 24,000 |
| Garvin County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 13,000 |
| Grady County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 84,000 |
| Lincoln County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Ottawa County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 170,000 |
| Payne County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Rogers County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Woods County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 122,000 |
| Crawford County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 35,000 |
| Schuylkill County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Bradley County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| Llano County Texas | 1 | $ 155,000 | $ 155,000 | $ 350,000 |
| Tarrant County Texas | 1 | $ 20,000 | $ 20,000 | $ 101,000 |
| Windham County Vermont | 1 | $ 20,000 | $ 20,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Intrust Bank, National Association in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,014 | $33,608,000 | $33,000 | $2,500,000 | $77,000 | $3,320,000 |
| Refinancing | 722 | $58,445,000 | $80,000 | $2,500,000 | $79,000 | $3,320,000 |
| Home Purchase | 609 | $69,427,000 | $114,000 | $2,578,000 | $97,000 | $2,211,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,839 | $121,048,000 | $65,000 | $2,500,000 | $88,000 | $3,320,000 |
| Not Provided | 158 | $13,820,000 | $87,000 | $900,000 | $104,000 | $2,516,000 |
| Hispanic | 125 | $4,723,000 | $37,000 | $304,000 | $55,000 | $262,000 |
| Not applicable | 78 | $15,439,000 | $197,000 | $2,578,000 | $0 | $0 |
| Asian | 66 | $3,211,000 | $48,000 | $180,000 | $57,000 | $192,000 |
| Black or African American | 57 | $2,327,000 | $40,000 | $327,000 | $61,000 | $210,000 |
| American Indian or Alaskan Native | 19 | $641,000 | $33,000 | $221,000 | $57,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $271,000 | $90,000 | $158,000 | $92,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,330 | $159,715,000 | $68,000 | $2,578,000 | $83,000 | $3,320,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,444,000 | $131,000 | $250,000 | $66,000 | $129,000 |
| FHA-insured (Federal Housing Administration) | 3 | $314,000 | $104,000 | $126,000 | $52,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $7,000 | $7,000 | $7,000 | $41,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,718 | $123,658,000 | $71,000 | $2,578,000 | $89,000 | $3,320,000 |
| Application Denied By Financial Institution | 378 | $16,614,000 | $43,000 | $350,000 | $55,000 | $528,000 |
| Application Approved But Not Accepted | 187 | $14,339,000 | $76,000 | $625,000 | $78,000 | $792,000 |
| Application Withdrawn By Applicant | 50 | $6,169,000 | $123,000 | $559,000 | $94,000 | $462,000 |
| File Closed For Incompleteness | 8 | $465,000 | $58,000 | $120,000 | $48,000 | $96,000 |
| Loan Purchased By The Institution | 4 | $235,000 | $58,000 | $70,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 182 | $8,401,000 | $46,000 | $350,000 | $53,000 | $528,000 |
| Debt-To-Income Ratio | 108 | $5,004,000 | $46,000 | $340,000 | $51,000 | $192,000 |
| Collateral | 69 | $2,137,000 | $30,000 | $250,000 | $64,000 | $202,000 |
| Other | 8 | $452,000 | $56,000 | $125,000 | $74,000 | $160,000 |
| Unverifiable Information | 6 | $221,000 | $36,000 | $76,000 | $32,000 | $61,000 |
| Employment History | 4 | $272,000 | $68,000 | $146,000 | $68,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $127,000 | $127,000 | $127,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intrust Bank, National Association's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intrust Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.