Intrust Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Intrust Bank, National Association 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intrust Bank, National Association 105 N Main St Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,477 |
| Total Mortgage Loan Application Amount | $169,600,000 |
| Average Mortgage Loan Application Amount | $79,333 |
| Highest Mortgage Loan Application Amount | $5,500,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $2,496,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Intrust Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intrust Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Intrust Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intrust Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Intrust Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intrust Bank, National Association's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 1,440 | $ 96,320,000 | $ 66,000 | $ 79,000 |
| Butler County Kansas | 290 | $ 20,140,000 | $ 69,000 | $ 78,000 |
| Johnson County Kansas | 102 | $ 9,064,000 | $ 88,000 | $ 107,000 |
| Oklahoma County Oklahoma | 99 | $ 5,607,000 | $ 56,000 | $ 65,000 |
| Cleveland County Oklahoma | 63 | $ 4,357,000 | $ 69,000 | $ 100,000 |
| Douglas County Kansas | 57 | $ 6,652,000 | $ 116,000 | $ 88,000 |
| Canadian County Oklahoma | 46 | $ 3,007,000 | $ 65,000 | $ 90,000 |
| Riley County Kansas | 30 | $ 2,581,000 | $ 86,000 | $ 83,000 |
| Jackson County Missouri | 26 | $ 3,126,000 | $ 120,000 | $ 57,000 |
| Sumner County Kansas | 25 | $ 1,425,000 | $ 57,000 | $ 69,000 |
| Geary County Kansas | 24 | $ 1,336,000 | $ 55,000 | $ 28,000 |
| Harvey County Kansas | 23 | $ 830,000 | $ 36,000 | $ 80,000 |
| Cowley County Kansas | 19 | $ 721,000 | $ 37,000 | $ 65,000 |
| Shawnee County Kansas | 12 | $ 529,000 | $ 44,000 | $ 151,000 |
| Pottawatomie County Kansas | 11 | $ 1,105,000 | $ 100,000 | $ 66,000 |
| Reno County Kansas | 11 | $ 244,000 | $ 22,000 | $ 71,000 |
| Wyandotte County Kansas | 9 | $ 467,000 | $ 51,000 | $ 47,000 |
| Clay County Missouri | 9 | $ 497,000 | $ 55,000 | $ 63,000 |
| Grady County Oklahoma | 8 | $ 374,000 | $ 46,000 | $ 74,000 |
| Miami County Kansas | 6 | $ 749,000 | $ 124,000 | $ 121,000 |
| Pratt County Kansas | 5 | $ 487,000 | $ 97,000 | $ 115,000 |
| McClain County Oklahoma | 5 | $ 432,000 | $ 86,000 | $ 114,000 |
| Greenwood County Kansas | 4 | $ 260,000 | $ 65,000 | $ 55,000 |
| Kingman County Kansas | 4 | $ 76,000 | $ 19,000 | $ 49,000 |
| Cass County Missouri | 4 | $ 72,000 | $ 18,000 | $ 43,000 |
| Carroll County Arkansas | 3 | $ 584,000 | $ 194,000 | $ 137,000 |
| Elk County Kansas | 3 | $ 82,000 | $ 27,000 | $ 52,000 |
| Leavenworth County Kansas | 3 | $ 422,000 | $ 140,000 | $ 39,000 |
| McPherson County Kansas | 3 | $ 92,000 | $ 30,000 | $ 67,000 |
| Morris County Kansas | 3 | $ 181,000 | $ 60,000 | $ 123,000 |
| Rice County Kansas | 3 | $ 130,000 | $ 43,000 | $ 69,000 |
| Clinton County Missouri | 3 | $ 48,000 | $ 16,000 | $ 58,000 |
| Delaware County Oklahoma | 3 | $ 677,000 | $ 225,000 | $ 542,000 |
| Kay County Oklahoma | 3 | $ 179,000 | $ 59,000 | $ 109,000 |
| Maricopa County Arizona | 2 | $ 470,000 | $ 235,000 | $ 539,000 |
| Benton County Arkansas | 2 | $ 152,000 | $ 76,000 | $ 119,000 |
| Hartford County Connecticut | 2 | $ 22,000 | $ 11,000 | $ 45,000 |
| Cook County Illinois | 2 | $ 30,000 | $ 15,000 | $ 93,000 |
| Dickinson County Kansas | 2 | $ 146,000 | $ 73,000 | $ 82,000 |
| Franklin County Kansas | 2 | $ 61,000 | $ 30,000 | $ 49,000 |
| Lyon County Kansas | 2 | $ 258,000 | $ 129,000 | $ 129,000 |
| Marion County Kansas | 2 | $ 39,000 | $ 19,000 | $ 15,000 |
| Saline County Kansas | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Johnson County Missouri | 2 | $ 27,000 | $ 13,000 | $ 67,000 |
| Stone County Missouri | 2 | $ 171,000 | $ 85,000 | $ 59,000 |
| Cherokee County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 195,000 |
| Logan County Oklahoma | 2 | $ 267,000 | $ 133,000 | $ 147,000 |
| Pottawatomie County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 46,000 |
| Tulsa County Oklahoma | 2 | $ 29,000 | $ 14,000 | $ 54,000 |
| Fayette County Pennsylvania | 2 | $ 16,000 | $ 8,000 | $ 18,000 |
| Coffee County Alabama | 1 | $ 3,000 | $ 3,000 | $ 9,000 |
| Macon County Alabama | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Logan County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Los Angeles County California | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Riverside County California | 1 | $ 3,000 | $ 3,000 | $ 84,000 |
| San Diego County California | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Solano County California | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Arapahoe County Colorado | 1 | $ 148,000 | $ 148,000 | $ 139,000 |
| Boulder County Colorado | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| El Paso County Colorado | 1 | $ 50,000 | $ 50,000 | $ 0 |
| La Plata County Colorado | 1 | $ 718,000 | $ 718,000 | $ 432,000 |
| Summit County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Charlotte County Florida | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Miami-Dade County Florida | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Bibb County Georgia | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Polk County Georgia | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Lake County Indiana | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Anderson County Kansas | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| Brown County Kansas | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Chase County Kansas | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Clay County Kansas | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Cloud County Kansas | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Edwards County Kansas | 1 | $ 4,000 | $ 4,000 | $ 47,000 |
| Ford County Kansas | 1 | $ 121,000 | $ 121,000 | $ 150,000 |
| Graham County Kansas | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Harper County Kansas | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Jefferson County Kansas | 1 | $ 20,000 | $ 20,000 | $ 108,000 |
| Linn County Kansas | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Montgomery County Kansas | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Osage County Kansas | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Wabaunsee County Kansas | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Jefferson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Lincoln County Maine | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 355,000 |
| Berrien County Michigan | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Kent County Michigan | 1 | $ 10,000 | $ 10,000 | $ 98,000 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Big Stone County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Barry County Missouri | 1 | $ 400,000 | $ 400,000 | $ 173,000 |
| Buchanan County Missouri | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Callaway County Missouri | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Christian County Missouri | 1 | $ 10,000 | $ 10,000 | $ 204,000 |
| Greene County Missouri | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Platte County Missouri | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Ray County Missouri | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Scott County Missouri | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Lancaster County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 66,000 |
| Monmouth County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 420,000 |
| Union County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Valencia County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Bronx County New York | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Nassau County New York | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| Orange County New York | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Henderson County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 60,000 |
| Mecklenburg County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Wake County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 240,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Alfalfa County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 1,020,000 |
| Blaine County Oklahoma | 1 | $ 9,000 | $ 9,000 | $ 26,000 |
| Comanche County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Lincoln County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Love County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Okfuskee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Rogers County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Woodward County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Berks County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| Monroe County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Bell County Texas | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Bexar County Texas | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Collin County Texas | 1 | $ 50,000 | $ 50,000 | $ 672,000 |
| Denton County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Lampasas County Texas | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Newton County Texas | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Smith County Texas | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| Utah County Utah | 1 | $ 157,000 | $ 157,000 | $ 225,000 |
| Roanoke City County Virginia | 1 | $ 11,000 | $ 11,000 | $ 37,000 |
| Benton County Washington | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Snohomish County Washington | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Brown County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Marathon County Wisconsin | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Intrust Bank, National Association in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,188 | $36,020,000 | $30,000 | $5,500,000 | $73,000 | $1,440,000 |
| Refinancing | 665 | $55,379,000 | $83,000 | $2,500,000 | $89,000 | $1,443,000 |
| Home Purchase | 624 | $78,201,000 | $125,000 | $2,034,000 | $88,000 | $2,496,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,882 | $118,760,000 | $63,000 | $2,500,000 | $86,000 | $2,496,000 |
| Not Provided | 193 | $17,101,000 | $88,000 | $1,000,000 | $104,000 | $1,207,000 |
| Hispanic | 142 | $5,495,000 | $38,000 | $248,000 | $56,000 | $414,000 |
| Black or African American | 84 | $4,256,000 | $50,000 | $1,350,000 | $61,000 | $355,000 |
| Asian | 79 | $4,470,000 | $56,000 | $416,000 | $66,000 | $608,000 |
| Not applicable | 77 | $18,470,000 | $239,000 | $5,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $964,000 | $56,000 | $265,000 | $58,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $84,000 | $28,000 | $58,000 | $73,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,467 | $168,129,000 | $68,000 | $5,500,000 | $81,000 | $2,496,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,099,000 | $157,000 | $265,000 | $50,000 | $110,000 |
| FHA-insured (Federal Housing Administration) | 3 | $372,000 | $124,000 | $190,000 | $53,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,681 | $120,534,000 | $71,000 | $5,500,000 | $88,000 | $1,443,000 |
| Application Denied By Financial Institution | 471 | $20,267,000 | $43,000 | $960,000 | $53,000 | $672,000 |
| Application Approved But Not Accepted | 224 | $19,494,000 | $87,000 | $1,350,000 | $82,000 | $407,000 |
| Application Withdrawn By Applicant | 88 | $8,200,000 | $93,000 | $380,000 | $96,000 | $2,496,000 |
| File Closed For Incompleteness | 9 | $819,000 | $91,000 | $276,000 | $75,000 | $210,000 |
| Loan Purchased By The Institution | 4 | $286,000 | $71,000 | $85,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 197 | $7,174,000 | $36,000 | $440,000 | $50,000 | $617,000 |
| Debt-To-Income Ratio | 132 | $7,834,000 | $59,000 | $960,000 | $45,000 | $204,000 |
| Collateral | 96 | $3,624,000 | $37,000 | $375,000 | $62,000 | $226,000 |
| Other | 25 | $684,000 | $27,000 | $200,000 | $109,000 | $672,000 |
| Unverifiable Information | 9 | $629,000 | $69,000 | $97,000 | $50,000 | $90,000 |
| Employment History | 8 | $85,000 | $10,000 | $35,000 | $32,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $237,000 | $59,000 | $121,000 | $14,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intrust Bank, National Association's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intrust Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.