Intrust Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Intrust Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intrust Bank, National Association 105 N Main St Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 942 |
| Total Mortgage Loan Application Amount | $170,200,000 |
| Average Mortgage Loan Application Amount | $178,400 |
| Highest Mortgage Loan Application Amount | $2,965,000 |
| Average Applicant Income | $110,800 |
| Highest Applicant Income | $952,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Intrust Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intrust Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Intrust Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intrust Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Intrust Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intrust Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 496 | $ 65,150,000 | $ 131,000 | $ 103,000 |
| Butler County Kansas | 93 | $ 11,535,000 | $ 124,000 | $ 86,000 |
| Harvey County Kansas | 78 | $ 9,030,000 | $ 115,000 | $ 83,000 |
| Johnson County Kansas | 49 | $ 17,225,000 | $ 351,000 | $ 184,000 |
| Oklahoma County Oklahoma | 19 | $ 3,725,000 | $ 196,000 | $ 90,000 |
| Cleveland County Oklahoma | 16 | $ 2,840,000 | $ 177,000 | $ 112,000 |
| Douglas County Kansas | 15 | $ 2,285,000 | $ 152,000 | $ 194,000 |
| Benton County Arkansas | 14 | $ 2,680,000 | $ 191,000 | $ 129,000 |
| Riley County Kansas | 14 | $ 2,600,000 | $ 185,000 | $ 126,000 |
| Travis County Texas | 11 | $ 10,755,000 | $ 977,000 | $ 0 |
| Geary County Kansas | 10 | $ 910,000 | $ 91,000 | $ 46,000 |
| Sumner County Kansas | 9 | $ 445,000 | $ 49,000 | $ 63,000 |
| Jackson County Missouri | 8 | $ 3,860,000 | $ 482,000 | $ 187,000 |
| Canadian County Oklahoma | 8 | $ 550,000 | $ 68,000 | $ 60,000 |
| Washington County Arkansas | 6 | $ 880,000 | $ 146,000 | $ 176,000 |
| Marion County Kansas | 5 | $ 365,000 | $ 73,000 | $ 74,000 |
| Cowley County Kansas | 4 | $ 580,000 | $ 145,000 | $ 92,000 |
| Miami County Kansas | 4 | $ 690,000 | $ 172,000 | $ 138,000 |
| Shawnee County Kansas | 4 | $ 280,000 | $ 70,000 | $ 40,000 |
| Stone County Missouri | 4 | $ 7,410,000 | $ 1,852,000 | $ 824,000 |
| Grady County Oklahoma | 4 | $ 430,000 | $ 107,000 | $ 59,000 |
| Denton County Texas | 4 | $ 3,420,000 | $ 855,000 | $ 0 |
| Leavenworth County Kansas | 3 | $ 685,000 | $ 228,000 | $ 508,000 |
| Pottawatomie County Kansas | 3 | $ 365,000 | $ 121,000 | $ 73,000 |
| Reno County Kansas | 3 | $ 185,000 | $ 61,000 | $ 67,000 |
| Wyandotte County Kansas | 3 | $ 245,000 | $ 81,000 | $ 213,000 |
| Dallas County Texas | 3 | $ 2,335,000 | $ 778,000 | $ 0 |
| Tarrant County Texas | 3 | $ 2,085,000 | $ 695,000 | $ 0 |
| Barton County Kansas | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Dickinson County Kansas | 2 | $ 110,000 | $ 55,000 | $ 67,000 |
| Franklin County Kansas | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Kingman County Kansas | 2 | $ 280,000 | $ 140,000 | $ 121,000 |
| Linn County Kansas | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Morris County Kansas | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Saline County Kansas | 2 | $ 320,000 | $ 160,000 | $ 151,000 |
| Wabaunsee County Kansas | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Barry County Missouri | 2 | $ 460,000 | $ 230,000 | $ 155,000 |
| Platte County Missouri | 2 | $ 240,000 | $ 120,000 | $ 183,000 |
| Ellis County Texas | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Clark County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Phillips County Kansas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Buchanan County Missouri | 1 | $ 85,000 | $ 85,000 | $ 540,000 |
| Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Montgomery County Ohio | 1 | $ 585,000 | $ 585,000 | $ 301,000 |
| Atoka County Oklahoma | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Dewey County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Kingfisher County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Logan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| McClain County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| McIntosh County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Collin County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Harris County Texas | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Hays County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Johnson County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Kendall County Texas | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Llano County Texas | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Montgomery County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Parker County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Rockwall County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Williamson County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intrust Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 317 | $93,845,000 | $296,000 | $2,965,000 | $108,000 | $855,000 |
| Home Improvement | 239 | $14,565,000 | $60,000 | $395,000 | $112,000 | $949,000 |
| Refinancing | 186 | $39,510,000 | $212,000 | $2,905,000 | $112,000 | $952,000 |
| Other Purpose | 165 | $13,825,000 | $83,000 | $755,000 | $102,000 | $628,000 |
| Cash-out Refinancing | 35 | $8,455,000 | $241,000 | $1,495,000 | $120,000 | $706,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 629 | $83,235,000 | $132,000 | $1,575,000 | $111,000 | $952,000 |
| Not applicable | 129 | $61,625,000 | $477,000 | $2,905,000 | $0 | $0 |
| Not Provided | 69 | $10,505,000 | $152,000 | $645,000 | $112,000 | $367,000 |
| Hispanic | 58 | $4,530,000 | $78,000 | $295,000 | $80,000 | $720,000 |
| Asian | 33 | $5,115,000 | $155,000 | $1,685,000 | $111,000 | $747,000 |
| Black or African American | 11 | $685,000 | $62,000 | $155,000 | $101,000 | $240,000 |
| American Indian or Alaskan Native | 10 | $1,160,000 | $116,000 | $375,000 | $88,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 922 | $166,050,000 | $180,000 | $2,965,000 | $110,000 | $952,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,670,000 | $222,000 | $455,000 | $76,000 | $153,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,480,000 | $185,000 | $295,000 | $66,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 562 | $103,730,000 | $184,000 | $2,965,000 | $125,000 | $949,000 |
| Application Denied By Financial Institution | 233 | $17,875,000 | $76,000 | $785,000 | $72,000 | $720,000 |
| Application Withdrawn By Applicant | 67 | $12,725,000 | $189,000 | $565,000 | $112,000 | $706,000 |
| Loan Purchased By The Institution | 39 | $32,075,000 | $822,000 | $1,565,000 | $0 | $0 |
| File Closed For Incompleteness | 21 | $1,395,000 | $66,000 | $175,000 | $105,000 | $216,000 |
| Application Approved But Not Accepted | 20 | $2,400,000 | $120,000 | $395,000 | $170,000 | $952,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 709 | $152,325,000 | $214,000 | $2,965,000 | $124,000 | $952,000 |
| Credit History | 99 | $5,625,000 | $56,000 | $305,000 | $72,000 | $720,000 |
| Debt-To-Income Ratio | 85 | $8,815,000 | $103,000 | $785,000 | $57,000 | $203,000 |
| Collateral | 27 | $1,745,000 | $64,000 | $305,000 | $112,000 | $308,000 |
| Other | 14 | $750,000 | $53,000 | $155,000 | $82,000 | $158,000 |
| Unverifiable Information | 5 | $715,000 | $143,000 | $415,000 | $38,000 | $56,000 |
| Employment History | 3 | $225,000 | $75,000 | $155,000 | $110,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intrust Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intrust Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.