Inwood National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Inwood National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inwood National Bank 7621 Inwood Rd Dallas, TX 75209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 856 |
| Total Mortgage Loan Application Amount | $335,590,000 |
| Average Mortgage Loan Application Amount | $323,800 |
| Highest Mortgage Loan Application Amount | $9,665,000 |
| Average Applicant Income | $209,400 |
| Highest Applicant Income | $3,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Inwood National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inwood National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Inwood National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inwood National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Inwood National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inwood National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 339 | $ 137,555,000 | $ 405,000 | $ 194,000 |
| Collin County Texas | 116 | $ 33,680,000 | $ 290,000 | $ 155,000 |
| Denton County Texas | 83 | $ 26,375,000 | $ 317,000 | $ 168,000 |
| Tarrant County Texas | 73 | $ 22,815,000 | $ 312,000 | $ 224,000 |
| Rockwall County Texas | 42 | $ 13,000,000 | $ 309,000 | $ 198,000 |
| Kaufman County Texas | 12 | $ 2,770,000 | $ 230,000 | $ 105,000 |
| Grayson County Texas | 11 | $ 2,655,000 | $ 241,000 | $ 144,000 |
| Parker County Texas | 11 | $ 3,805,000 | $ 345,000 | $ 171,000 |
| Wake County North Carolina | 9 | $ 2,575,000 | $ 286,000 | $ 275,000 |
| Travis County Texas | 9 | $ 3,655,000 | $ 406,000 | $ 244,000 |
| Ellis County Texas | 8 | $ 1,910,000 | $ 238,000 | $ 105,000 |
| Galveston County Texas | 8 | $ 2,220,000 | $ 277,000 | $ 152,000 |
| Harris County Texas | 8 | $ 5,180,000 | $ 647,000 | $ 226,000 |
| Hunt County Texas | 7 | $ 1,765,000 | $ 252,000 | $ 199,000 |
| Midland County Texas | 6 | $ 1,700,000 | $ 283,000 | $ 98,000 |
| Cooke County Texas | 5 | $ 1,565,000 | $ 313,000 | $ 151,000 |
| Bexar County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 96,000 |
| Fannin County Texas | 4 | $ 880,000 | $ 220,000 | $ 111,000 |
| Johnson County Texas | 4 | $ 690,000 | $ 172,000 | $ 78,000 |
| Van Zandt County Texas | 4 | $ 1,780,000 | $ 445,000 | $ 335,000 |
| Henderson County Texas | 3 | $ 1,765,000 | $ 588,000 | $ 293,000 |
| McLennan County Texas | 3 | $ 755,000 | $ 251,000 | $ 216,000 |
| Montgomery County Texas | 3 | $ 1,775,000 | $ 591,000 | $ 731,000 |
| Rains County Texas | 3 | $ 855,000 | $ 285,000 | $ 259,000 |
| Smith County Texas | 3 | $ 815,000 | $ 271,000 | $ 127,000 |
| Maricopa County Arizona | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Newton County Arkansas | 2 | $ 2,130,000 | $ 1,065,000 | $ 180,000 |
| Los Angeles County California | 2 | $ 1,850,000 | $ 925,000 | $ 280,000 |
| Douglas County Colorado | 2 | $ 590,000 | $ 295,000 | $ 143,000 |
| Summit County Colorado | 2 | $ 2,930,000 | $ 1,465,000 | $ 1,703,000 |
| Fulton County Georgia | 2 | $ 640,000 | $ 320,000 | $ 103,000 |
| Monroe County Illinois | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Orleans County Louisiana | 2 | $ 730,000 | $ 365,000 | $ 159,000 |
| Lafayette County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 316,000 |
| St. Louis County Missouri | 2 | $ 620,000 | $ 310,000 | $ 162,000 |
| Davidson County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 83,000 |
| Knox County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 284,000 |
| Shelby County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 101,000 |
| Gillespie County Texas | 2 | $ 730,000 | $ 365,000 | $ 191,000 |
| Hill County Texas | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Hood County Texas | 2 | $ 740,000 | $ 370,000 | $ 205,000 |
| Lubbock County Texas | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| Palo Pinto County Texas | 2 | $ 990,000 | $ 495,000 | $ 624,000 |
| Taylor County Texas | 2 | $ 220,000 | $ 110,000 | $ 24,000 |
| Wise County Texas | 2 | $ 330,000 | $ 165,000 | $ 96,000 |
| Wood County Texas | 2 | $ 920,000 | $ 460,000 | $ 194,000 |
| Faulkner County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Monterey County California | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Orange County California | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Sacramento County California | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| Pitkin County Colorado | 1 | $ 9,665,000 | $ 9,665,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Martin County Florida | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Okaloosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 752,000 |
| Palm Beach County Florida | 1 | $ 485,000 | $ 485,000 | $ 245,000 |
| Walton County Florida | 1 | $ 4,655,000 | $ 4,655,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Glynn County Georgia | 1 | $ 1,795,000 | $ 1,795,000 | $ 0 |
| Madison County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Montgomery County Maryland | 1 | $ 205,000 | $ 205,000 | $ 195,000 |
| Lincoln County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Gallatin County Montana | 1 | $ 545,000 | $ 545,000 | $ 476,000 |
| Colfax County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 1,269,000 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 271,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Hamilton County Ohio | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Delaware County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 247,000 |
| McCurtain County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 1,560,000 |
| Oklahoma County Oklahoma | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Woodward County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Beaufort County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Bosque County Texas | 1 | $ 725,000 | $ 725,000 | $ 929,000 |
| Cameron County Texas | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Eastland County Texas | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Freestone County Texas | 1 | $ 655,000 | $ 655,000 | $ 638,000 |
| Lamar County Texas | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Navarro County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Nueces County Texas | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Presidio County Texas | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Wichita County Texas | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Summit County Utah | 1 | $ 1,885,000 | $ 1,885,000 | $ 1,498,000 |
| Kitsap County Washington | 1 | $ 2,585,000 | $ 2,585,000 | $ 1,950,000 |
Mortgage Loan Application Detail Totals for Inwood National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 338 | $176,190,000 | $521,000 | $9,665,000 | $223,000 | $2,279,000 |
| Refinancing | 285 | $91,615,000 | $321,000 | $2,505,000 | $187,000 | $3,954,000 |
| Cash-out Refinancing | 194 | $58,410,000 | $301,000 | $1,065,000 | $171,000 | $1,658,000 |
| Other Purpose | 20 | $6,360,000 | $318,000 | $2,585,000 | $289,000 | $1,950,000 |
| Home Improvement | 19 | $3,015,000 | $158,000 | $555,000 | $177,000 | $681,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 506 | $182,610,000 | $360,000 | $2,585,000 | $185,000 | $1,950,000 |
| White | 260 | $95,860,000 | $368,000 | $3,005,000 | $242,000 | $3,954,000 |
| Not applicable | 31 | $41,045,000 | $1,324,000 | $9,665,000 | $0 | $0 |
| Hispanic | 31 | $8,195,000 | $264,000 | $1,575,000 | $92,000 | $482,000 |
| Asian | 16 | $5,820,000 | $363,000 | $555,000 | $256,000 | $681,000 |
| Black or African American | 11 | $1,915,000 | $174,000 | $385,000 | $91,000 | $374,000 |
| American Indian or Alaskan Native | 1 | $145,000 | $145,000 | $145,000 | $99,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 848 | $332,050,000 | $391,000 | $9,665,000 | $200,000 | $3,954,000 |
| VA-guaranteed (Veterans Administration) | 6 | $3,000,000 | $500,000 | $1,055,000 | $160,000 | $267,000 |
| FHA-insured (Federal Housing Administration) | 2 | $540,000 | $270,000 | $365,000 | $128,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 675 | $275,815,000 | $408,000 | $9,665,000 | $205,000 | $2,279,000 |
| Application Withdrawn By Applicant | 95 | $30,485,000 | $320,000 | $1,055,000 | $167,000 | $1,241,000 |
| Application Denied By Financial Institution | 70 | $24,020,000 | $343,000 | $2,505,000 | $131,000 | $644,000 |
| Application Approved But Not Accepted | 11 | $3,725,000 | $338,000 | $1,195,000 | $615,000 | $3,954,000 |
| File Closed For Incompleteness | 5 | $1,545,000 | $309,000 | $515,000 | $163,000 | $411,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 786 | $311,570,000 | $396,000 | $9,665,000 | $206,000 | $3,954,000 |
| Collateral | 28 | $7,880,000 | $281,000 | $725,000 | $142,000 | $600,000 |
| Debt-To-Income Ratio | 27 | $12,015,000 | $445,000 | $2,505,000 | $132,000 | $644,000 |
| Credit History | 9 | $2,325,000 | $258,000 | $545,000 | $115,000 | $347,000 |
| Employment History | 3 | $1,115,000 | $371,000 | $545,000 | $90,000 | $103,000 |
| Other | 3 | $685,000 | $228,000 | $275,000 | $93,000 | $160,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inwood National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inwood National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.