Ion Capital Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ion Capital Inc 485 Metro Place S Suite 300 Dublin, OH 43017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 819 |
| Total Mortgage Loan Application Amount | $149,610,000 |
| Average Mortgage Loan Application Amount | $156,666 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $634,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Ion Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ion Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Ion Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ion Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Ion Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ion Capital Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 56 | $ 7,457,000 | $ 133,000 | $ 71,000 |
| Marion County Indiana | 53 | $ 6,750,000 | $ 127,000 | $ 68,000 |
| Franklin County Ohio | 33 | $ 4,969,000 | $ 150,000 | $ 79,000 |
| Chesterfield County Virginia | 31 | $ 5,411,000 | $ 174,000 | $ 84,000 |
| Prince George's County Maryland | 29 | $ 9,130,000 | $ 314,000 | $ 137,000 |
| Richmond City County Virginia | 23 | $ 4,074,000 | $ 177,000 | $ 66,000 |
| Fairfax County Virginia | 21 | $ 7,332,000 | $ 349,000 | $ 121,000 |
| Henrico County Virginia | 21 | $ 4,421,000 | $ 210,000 | $ 80,000 |
| Lake County Indiana | 18 | $ 2,711,000 | $ 150,000 | $ 76,000 |
| Hendricks County Indiana | 17 | $ 2,565,000 | $ 150,000 | $ 94,000 |
| Prince William County Virginia | 17 | $ 5,068,000 | $ 298,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 15 | $ 2,162,000 | $ 144,000 | $ 87,000 |
| Johnson County Indiana | 12 | $ 1,497,000 | $ 124,000 | $ 83,000 |
| Jefferson County Kentucky | 12 | $ 1,376,000 | $ 114,000 | $ 74,000 |
| Hamilton County Indiana | 11 | $ 2,050,000 | $ 186,000 | $ 120,000 |
| Westmoreland County Pennsylvania | 11 | $ 1,767,000 | $ 160,000 | $ 74,000 |
| Stafford County Virginia | 11 | $ 3,611,000 | $ 328,000 | $ 135,000 |
| Roanoke City County Virginia | 10 | $ 1,169,000 | $ 116,000 | $ 77,000 |
| Porter County Indiana | 9 | $ 1,559,000 | $ 173,000 | $ 140,000 |
| Baltimore City County Maryland | 9 | $ 1,118,000 | $ 124,000 | $ 112,000 |
| Delaware County Ohio | 9 | $ 2,652,000 | $ 294,000 | $ 94,000 |
| Montgomery County Pennsylvania | 9 | $ 3,329,000 | $ 369,000 | $ 134,000 |
| Davidson County Tennessee | 8 | $ 1,668,000 | $ 208,000 | $ 86,000 |
| Newport News County Virginia | 8 | $ 1,688,000 | $ 211,000 | $ 70,000 |
| Montgomery County Maryland | 7 | $ 2,342,000 | $ 334,000 | $ 151,000 |
| Fairfield County Ohio | 7 | $ 1,319,000 | $ 188,000 | $ 82,000 |
| Montgomery County Ohio | 7 | $ 620,000 | $ 88,000 | $ 73,000 |
| Washington County Pennsylvania | 7 | $ 719,000 | $ 102,000 | $ 66,000 |
| Loudoun County Virginia | 7 | $ 2,596,000 | $ 370,000 | $ 84,000 |
| Rockingham County Virginia | 7 | $ 1,856,000 | $ 265,000 | $ 134,000 |
| Spotsylvania County Virginia | 7 | $ 1,982,000 | $ 283,000 | $ 96,000 |
| Hampton County Virginia | 6 | $ 997,000 | $ 166,000 | $ 82,000 |
| Shenandoah County Virginia | 6 | $ 1,515,000 | $ 252,000 | $ 106,000 |
| Lawrence County Indiana | 5 | $ 457,000 | $ 91,000 | $ 69,000 |
| Stark County Ohio | 5 | $ 623,000 | $ 124,000 | $ 61,000 |
| Bedford County Virginia | 5 | $ 1,063,000 | $ 212,000 | $ 119,000 |
| Allen County Indiana | 4 | $ 370,000 | $ 92,000 | $ 30,000 |
| Boone County Indiana | 4 | $ 888,000 | $ 222,000 | $ 153,000 |
| Hamilton County Ohio | 4 | $ 1,072,000 | $ 268,000 | $ 96,000 |
| Licking County Ohio | 4 | $ 776,000 | $ 194,000 | $ 95,000 |
| Lucas County Ohio | 4 | $ 639,000 | $ 159,000 | $ 91,000 |
| Beaver County Pennsylvania | 4 | $ 588,000 | $ 147,000 | $ 87,000 |
| Bucks County Pennsylvania | 4 | $ 473,000 | $ 118,000 | $ 108,000 |
| Carbon County Pennsylvania | 4 | $ 1,216,000 | $ 304,000 | $ 40,000 |
| York County Pennsylvania | 4 | $ 874,000 | $ 218,000 | $ 147,000 |
| Augusta County Virginia | 4 | $ 497,000 | $ 124,000 | $ 70,000 |
| Dickenson County Virginia | 4 | $ 560,000 | $ 140,000 | $ 31,000 |
| King William County Virginia | 4 | $ 589,000 | $ 147,000 | $ 104,000 |
| Virginia Beach County Virginia | 4 | $ 1,120,000 | $ 280,000 | $ 109,000 |
| Hillsborough County Florida | 3 | $ 635,000 | $ 211,000 | $ 152,000 |
| Henry County Indiana | 3 | $ 258,000 | $ 86,000 | $ 52,000 |
| LaPorte County Indiana | 3 | $ 274,000 | $ 91,000 | $ 108,000 |
| Putnam County Indiana | 3 | $ 456,000 | $ 152,000 | $ 58,000 |
| Shelby County Indiana | 3 | $ 335,000 | $ 111,000 | $ 74,000 |
| Russell County Kentucky | 3 | $ 257,000 | $ 85,000 | $ 88,000 |
| Harford County Maryland | 3 | $ 1,193,000 | $ 397,000 | $ 159,000 |
| Cuyahoga County Ohio | 3 | $ 310,000 | $ 103,000 | $ 44,000 |
| Marion County Ohio | 3 | $ 231,000 | $ 77,000 | $ 114,000 |
| Pickaway County Ohio | 3 | $ 394,000 | $ 131,000 | $ 83,000 |
| Mercer County Pennsylvania | 3 | $ 290,000 | $ 96,000 | $ 52,000 |
| Rutherford County Tennessee | 3 | $ 450,000 | $ 150,000 | $ 63,000 |
| Isle of Wight County Virginia | 3 | $ 1,297,000 | $ 432,000 | $ 121,000 |
| Louisa County Virginia | 3 | $ 422,000 | $ 140,000 | $ 22,000 |
| Petersburg County Virginia | 3 | $ 273,000 | $ 91,000 | $ 56,000 |
| Roanoke County Virginia | 3 | $ 479,000 | $ 159,000 | $ 66,000 |
| Manatee County Florida | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Clark County Indiana | 2 | $ 394,000 | $ 197,000 | $ 74,000 |
| Dearborn County Indiana | 2 | $ 475,000 | $ 237,000 | $ 92,000 |
| Decatur County Indiana | 2 | $ 189,000 | $ 94,000 | $ 54,000 |
| Elkhart County Indiana | 2 | $ 208,000 | $ 104,000 | $ 61,000 |
| Hancock County Indiana | 2 | $ 330,000 | $ 165,000 | $ 133,000 |
| Jackson County Indiana | 2 | $ 159,000 | $ 79,000 | $ 55,000 |
| Jasper County Indiana | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| Jay County Indiana | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| Montgomery County Indiana | 2 | $ 97,000 | $ 48,000 | $ 31,000 |
| Morgan County Indiana | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Randolph County Indiana | 2 | $ 182,000 | $ 91,000 | $ 98,000 |
| Starke County Indiana | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Vigo County Indiana | 2 | $ 127,000 | $ 63,000 | $ 40,000 |
| Wayne County Indiana | 2 | $ 187,000 | $ 93,000 | $ 51,000 |
| Howard County Maryland | 2 | $ 515,000 | $ 257,000 | $ 210,000 |
| Queen Anne's County Maryland | 2 | $ 261,000 | $ 130,000 | $ 78,000 |
| Crawford County Ohio | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Greene County Ohio | 2 | $ 175,000 | $ 87,000 | $ 33,000 |
| Huron County Ohio | 2 | $ 208,000 | $ 104,000 | $ 98,000 |
| Mercer County Ohio | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Summit County Ohio | 2 | $ 366,000 | $ 183,000 | $ 57,000 |
| Warren County Ohio | 2 | $ 187,000 | $ 93,000 | $ 89,000 |
| Wayne County Ohio | 2 | $ 208,000 | $ 104,000 | $ 65,000 |
| Butler County Pennsylvania | 2 | $ 311,000 | $ 155,000 | $ 85,000 |
| Cambria County Pennsylvania | 2 | $ 392,000 | $ 196,000 | $ 129,000 |
| Chester County Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 70,000 |
| Huntingdon County Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 52,000 |
| Indiana County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 36,000 |
| Northampton County Pennsylvania | 2 | $ 955,000 | $ 477,000 | $ 144,000 |
| Northumberland County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
| Perry County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 58,000 |
| Warren County Pennsylvania | 2 | $ 171,000 | $ 85,000 | $ 40,000 |
| Cheatham County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 72,000 |
| Maury County Tennessee | 2 | $ 219,000 | $ 109,000 | $ 76,000 |
| Arlington County Virginia | 2 | $ 512,000 | $ 256,000 | $ 108,000 |
| Caroline County Virginia | 2 | $ 379,000 | $ 189,000 | $ 60,000 |
| Clarke County Virginia | 2 | $ 646,000 | $ 323,000 | $ 548,000 |
| Dinwiddie County Virginia | 2 | $ 217,000 | $ 108,000 | $ 48,000 |
| Essex County Virginia | 2 | $ 484,000 | $ 242,000 | $ 163,000 |
| Frederick County Virginia | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| Gloucester County Virginia | 2 | $ 950,000 | $ 475,000 | $ 240,000 |
| Hanover County Virginia | 2 | $ 569,000 | $ 284,000 | $ 97,000 |
| Henry County Virginia | 2 | $ 217,000 | $ 108,000 | $ 38,000 |
| Lancaster County Virginia | 2 | $ 221,000 | $ 110,000 | $ 160,000 |
| Manassas Park County Virginia | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| New Kent County Virginia | 2 | $ 450,000 | $ 225,000 | $ 114,000 |
| Orange County Virginia | 2 | $ 237,000 | $ 118,000 | $ 102,000 |
| Page County Virginia | 2 | $ 227,000 | $ 113,000 | $ 45,000 |
| Patrick County Virginia | 2 | $ 495,000 | $ 247,000 | $ 138,000 |
| Warren County Virginia | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Suwannee County Florida | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Cook County Illinois | 1 | $ 214,000 | $ 214,000 | $ 115,000 |
| Bartholomew County Indiana | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Benton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Fayette County Indiana | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Floyd County Indiana | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Grant County Indiana | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Jennings County Indiana | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Kosciusko County Indiana | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Madison County Indiana | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Miami County Indiana | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Monroe County Indiana | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Sullivan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Tippecanoe County Indiana | 1 | $ 116,000 | $ 116,000 | $ 112,000 |
| Boyle County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Bullitt County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Franklin County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Oldham County Kentucky | 1 | $ 760,000 | $ 760,000 | $ 396,000 |
| Cecil County Maryland | 1 | $ 212,000 | $ 212,000 | $ 67,000 |
| Charles County Maryland | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Frederick County Maryland | 1 | $ 320,000 | $ 320,000 | $ 106,000 |
| Genesee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Macomb County Michigan | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Oakland County Michigan | 1 | $ 194,000 | $ 194,000 | $ 82,000 |
| Allen County Ohio | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Ashland County Ohio | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Athens County Ohio | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Belmont County Ohio | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Brown County Ohio | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 261,000 | $ 261,000 | $ 114,000 |
| Fulton County Ohio | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Geauga County Ohio | 1 | $ 201,000 | $ 201,000 | $ 76,000 |
| Hancock County Ohio | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Highland County Ohio | 1 | $ 64,000 | $ 64,000 | $ 81,000 |
| Hocking County Ohio | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Jefferson County Ohio | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Lake County Ohio | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Logan County Ohio | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Lorain County Ohio | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Madison County Ohio | 1 | $ 132,000 | $ 132,000 | $ 180,000 |
| Noble County Ohio | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Ottawa County Ohio | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Pike County Ohio | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Portage County Ohio | 1 | $ 64,000 | $ 64,000 | $ 120,000 |
| Richland County Ohio | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Armstrong County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 141,000 |
| Bedford County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 24,000 |
| Cumberland County Pennsylvania | 1 | $ 975,000 | $ 975,000 | $ 256,000 |
| Fayette County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 110,000 |
| Lawrence County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 108,000 |
| Lebanon County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lycoming County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Pike County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 56,000 |
| Schuylkill County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Somerset County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Union County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Venango County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Hamilton County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Shelby County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Wilson County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Accomack County Virginia | 1 | $ 90,000 | $ 90,000 | $ 210,000 |
| Botetourt County Virginia | 1 | $ 206,000 | $ 206,000 | $ 118,000 |
| Campbell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Charlottesville County Virginia | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
| Culpeper County Virginia | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Falls Church County Virginia | 1 | $ 558,000 | $ 558,000 | $ 333,000 |
| Fauquier County Virginia | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Floyd County Virginia | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Goochland County Virginia | 1 | $ 203,000 | $ 203,000 | $ 63,000 |
| Grayson County Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Greensville County Virginia | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Lynchburg County Virginia | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Manassas County Virginia | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Martinsville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Norfolk County Virginia | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
| Northumberland County Virginia | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Portsmouth County Virginia | 1 | $ 142,000 | $ 142,000 | $ 83,000 |
| Prince George County Virginia | 1 | $ 149,000 | $ 149,000 | $ 95,000 |
| Salem County Virginia | 1 | $ 216,000 | $ 216,000 | $ 150,000 |
| Staunton County Virginia | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Suffolk County Virginia | 1 | $ 349,000 | $ 349,000 | $ 144,000 |
| Washington County Virginia | 1 | $ 396,000 | $ 396,000 | $ 144,000 |
| Waynesboro County Virginia | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Wythe County Virginia | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 414 | $79,515,000 | $192,000 | $1,400,000 | $89,000 | $634,000 |
| Home Purchase | 403 | $69,884,000 | $173,000 | $750,000 | $89,000 | $330,000 |
| Home Improvement | 2 | $211,000 | $105,000 | $146,000 | $54,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 480 | $75,695,000 | $157,000 | $975,000 | $84,000 | $634,000 |
| Black or African American | 142 | $27,448,000 | $193,000 | $750,000 | $85,000 | $269,000 |
| Not Provided | 120 | $25,597,000 | $213,000 | $713,000 | $103,000 | $480,000 |
| Hispanic | 59 | $15,478,000 | $262,000 | $711,000 | $92,000 | $330,000 |
| Asian | 15 | $5,085,000 | $339,000 | $1,400,000 | $167,000 | $503,000 |
| American Indian or Alaskan Native | 2 | $217,000 | $108,000 | $183,000 | $48,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $90,000 | $90,000 | $90,000 | $41,000 | $41,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 818 | $149,540,000 | $182,000 | $1,400,000 | $89,000 | $634,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $70,000 | $70,000 | $70,000 | $138,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 309 | $58,710,000 | $190,000 | $975,000 | $94,000 | $634,000 |
| Application Withdrawn By Applicant | 281 | $53,103,000 | $188,000 | $1,400,000 | $91,000 | $503,000 |
| Loan Originated | 208 | $33,669,000 | $161,000 | $750,000 | $80,000 | $188,000 |
| File Closed For Incompleteness | 21 | $4,128,000 | $196,000 | $417,000 | $85,000 | $216,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 205 | $39,032,000 | $190,000 | $713,000 | $92,000 | $480,000 |
| Credit History | 49 | $10,749,000 | $219,000 | $975,000 | $83,000 | $256,000 |
| Debt-To-Income Ratio | 30 | $4,518,000 | $150,000 | $485,000 | $79,000 | $288,000 |
| Collateral | 21 | $3,954,000 | $188,000 | $482,000 | $154,000 | $634,000 |
| Unverifiable Information | 2 | $316,000 | $158,000 | $210,000 | $132,000 | $171,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ion Capital Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ion Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.