Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank 1403 S. Roosevelt Wapello, IA 52601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 274 |
| Total Mortgage Loan Application Amount | $33,385,000 |
| Average Mortgage Loan Application Amount | $119,333 |
| Highest Mortgage Loan Application Amount | $1,020,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $758,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Des Moines County Iowa | 106 | $ 9,488,000 | $ 89,000 | $ 58,000 |
| Polk County Iowa | 26 | $ 3,316,000 | $ 127,000 | $ 213,000 |
| Louisa County Iowa | 22 | $ 1,895,000 | $ 86,000 | $ 56,000 |
| Aitkin County Minnesota | 16 | $ 2,534,000 | $ 158,000 | $ 112,000 |
| Clarke County Iowa | 11 | $ 1,129,000 | $ 102,000 | $ 59,000 |
| Lee County Iowa | 8 | $ 744,000 | $ 93,000 | $ 71,000 |
| Henderson County Illinois | 7 | $ 397,000 | $ 56,000 | $ 68,000 |
| Johnson County Iowa | 7 | $ 1,126,000 | $ 160,000 | $ 49,000 |
| Linn County Iowa | 5 | $ 466,000 | $ 93,000 | $ 66,000 |
| Henry County Iowa | 4 | $ 382,000 | $ 95,000 | $ 72,000 |
| Iowa County Iowa | 4 | $ 580,000 | $ 145,000 | $ 41,000 |
| El Paso County Colorado | 3 | $ 1,167,000 | $ 389,000 | $ 148,000 |
| Bureau County Illinois | 3 | $ 289,000 | $ 96,000 | $ 103,000 |
| Jefferson County Iowa | 3 | $ 316,000 | $ 105,000 | $ 63,000 |
| Warren County Iowa | 3 | $ 687,000 | $ 229,000 | $ 198,000 |
| Woodbury County Iowa | 3 | $ 1,046,000 | $ 348,000 | $ 33,000 |
| Black Hawk County Iowa | 2 | $ 219,000 | $ 109,000 | $ 40,000 |
| Cedar County Iowa | 2 | $ 345,000 | $ 172,000 | $ 114,000 |
| Dallas County Iowa | 2 | $ 254,000 | $ 127,000 | $ 319,000 |
| Decatur County Iowa | 2 | $ 129,000 | $ 64,000 | $ 17,000 |
| Story County Iowa | 2 | $ 278,000 | $ 139,000 | $ 57,000 |
| Anoka County Minnesota | 2 | $ 592,000 | $ 296,000 | $ 148,000 |
| Cook County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| Multnomah County Oregon | 2 | $ 2,040,000 | $ 1,020,000 | $ 758,000 |
| Maricopa County Arizona | 1 | $ 347,000 | $ 347,000 | $ 67,000 |
| Bent County Colorado | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Kiowa County Colorado | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Otero County Colorado | 1 | $ 312,000 | $ 312,000 | $ 650,000 |
| Hancock County Illinois | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| LaSalle County Illinois | 1 | $ 128,000 | $ 128,000 | $ 196,000 |
| Schuyler County Illinois | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Warren County Illinois | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Benton County Iowa | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Jasper County Iowa | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Madison County Iowa | 1 | $ 131,000 | $ 131,000 | $ 120,000 |
| Mahaska County Iowa | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Muscatine County Iowa | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Pottawattamie County Iowa | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Scott County Iowa | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Wapello County Iowa | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Wayne County Iowa | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Coffey County Kansas | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Carver County Minnesota | 1 | $ 322,000 | $ 322,000 | $ 86,000 |
| Crow Wing County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Lake County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Mille Lacs County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Stearns County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Mercer County North Dakota | 1 | $ 336,000 | $ 336,000 | $ 134,000 |
| Washington County Oregon | 1 | $ 337,000 | $ 337,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 143 | $18,560,000 | $129,000 | $1,020,000 | $72,000 | $758,000 |
| Refinancing | 113 | $12,716,000 | $112,000 | $1,020,000 | $116,000 | $758,000 |
| Home Improvement | 18 | $2,109,000 | $117,000 | $675,000 | $67,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 238 | $29,568,000 | $124,000 | $1,020,000 | $99,000 | $758,000 |
| Not applicable | 18 | $1,825,000 | $101,000 | $675,000 | $0 | $0 |
| Not Provided | 10 | $1,381,000 | $138,000 | $417,000 | $55,000 | $168,000 |
| Hispanic | 4 | $388,000 | $97,000 | $132,000 | $48,000 | $75,000 |
| Asian | 2 | $99,000 | $49,000 | $68,000 | $80,000 | $82,000 |
| Black or African American | 1 | $15,000 | $15,000 | $15,000 | $78,000 | $78,000 |
| American Indian or Alaskan Native | 1 | $109,000 | $109,000 | $109,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 274 | $33,385,000 | $121,000 | $1,020,000 | $90,000 | $758,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 186 | $23,925,000 | $128,000 | $1,020,000 | $104,000 | $758,000 |
| Application Denied By Financial Institution | 38 | $3,596,000 | $94,000 | $393,000 | $51,000 | $180,000 |
| Application Withdrawn By Applicant | 17 | $2,331,000 | $137,000 | $417,000 | $63,000 | $168,000 |
| File Closed For Incompleteness | 17 | $1,693,000 | $99,000 | $220,000 | $57,000 | $170,000 |
| Application Approved But Not Accepted | 16 | $1,840,000 | $115,000 | $350,000 | $77,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.