Iq Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Iq Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iq Credit Union 1313 Main Street Vancouver, WA 98660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,773 |
| Total Mortgage Loan Application Amount | $449,045,000 |
| Average Mortgage Loan Application Amount | $257,600 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $131,600 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Iq Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iq Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Iq Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iq Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Iq Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iq Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Washington | 2,149 | $ 308,755,000 | $ 143,000 | $ 133,000 |
| Multnomah County Oregon | 121 | $ 30,475,000 | $ 251,000 | $ 157,000 |
| Cowlitz County Washington | 118 | $ 14,720,000 | $ 124,000 | $ 112,000 |
| Skamania County Washington | 68 | $ 8,460,000 | $ 124,000 | $ 118,000 |
| Clackamas County Oregon | 54 | $ 12,490,000 | $ 231,000 | $ 189,000 |
| Washington County Oregon | 48 | $ 9,810,000 | $ 204,000 | $ 137,000 |
| Pacific County Washington | 18 | $ 2,520,000 | $ 140,000 | $ 96,000 |
| Pierce County Washington | 15 | $ 3,155,000 | $ 210,000 | $ 177,000 |
| Marion County Oregon | 14 | $ 25,400,000 | $ 1,814,000 | $ 97,000 |
| Lewis County Washington | 14 | $ 2,390,000 | $ 170,000 | $ 114,000 |
| Deschutes County Oregon | 12 | $ 2,470,000 | $ 205,000 | $ 149,000 |
| Snohomish County Washington | 11 | $ 1,755,000 | $ 159,000 | $ 142,000 |
| Clatsop County Oregon | 8 | $ 1,350,000 | $ 168,000 | $ 182,000 |
| King County Washington | 8 | $ 1,610,000 | $ 201,000 | $ 181,000 |
| Spokane County Washington | 8 | $ 870,000 | $ 108,000 | $ 147,000 |
| Lane County Oregon | 7 | $ 415,000 | $ 59,000 | $ 139,000 |
| Columbia County Oregon | 6 | $ 420,000 | $ 70,000 | $ 155,000 |
| Klickitat County Washington | 6 | $ 2,650,000 | $ 441,000 | $ 151,000 |
| Benton County Washington | 5 | $ 4,205,000 | $ 841,000 | $ 124,000 |
| Grays Harbor County Washington | 5 | $ 1,475,000 | $ 295,000 | $ 110,000 |
| Kitsap County Washington | 5 | $ 1,105,000 | $ 221,000 | $ 91,000 |
| Lincoln County Oregon | 4 | $ 590,000 | $ 147,000 | $ 115,000 |
| Linn County Oregon | 4 | $ 660,000 | $ 165,000 | $ 137,000 |
| Tillamook County Oregon | 4 | $ 550,000 | $ 137,000 | $ 110,000 |
| Skagit County Washington | 4 | $ 1,030,000 | $ 257,000 | $ 190,000 |
| Thurston County Washington | 4 | $ 920,000 | $ 230,000 | $ 121,000 |
| Hood River County Oregon | 3 | $ 365,000 | $ 121,000 | $ 93,000 |
| Josephine County Oregon | 3 | $ 715,000 | $ 238,000 | $ 321,000 |
| Clallam County Washington | 3 | $ 145,000 | $ 48,000 | $ 72,000 |
| Jefferson County Washington | 3 | $ 375,000 | $ 125,000 | $ 70,000 |
| Baker County Oregon | 2 | $ 150,000 | $ 75,000 | $ 124,000 |
| Coos County Oregon | 2 | $ 150,000 | $ 75,000 | $ 83,000 |
| Jackson County Oregon | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Polk County Oregon | 2 | $ 630,000 | $ 315,000 | $ 18,000 |
| Yamhill County Oregon | 2 | $ 120,000 | $ 60,000 | $ 119,000 |
| Island County Washington | 2 | $ 50,000 | $ 25,000 | $ 138,000 |
| Yakima County Washington | 2 | $ 430,000 | $ 215,000 | $ 190,000 |
| Benton County Oregon | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Crook County Oregon | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Douglas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Jefferson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Klamath County Oregon | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Sherman County Oregon | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Umatilla County Oregon | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Wasco County Oregon | 1 | $ 2,745,000 | $ 2,745,000 | $ 0 |
| Chelan County Washington | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Franklin County Washington | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Grant County Washington | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Kittitas County Washington | 1 | $ 435,000 | $ 435,000 | $ 236,000 |
| Lincoln County Washington | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Mason County Washington | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Okanogan County Washington | 1 | $ 55,000 | $ 55,000 | $ 274,000 |
| Pend Oreille County Washington | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Stevens County Washington | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Wahkiakum County Washington | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Walla Walla County Washington | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Iq Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,355 | $138,225,000 | $102,000 | $625,000 | $136,000 | $1,026,000 |
| Other Purpose | 817 | $80,555,000 | $98,000 | $705,000 | $129,000 | $1,920,000 |
| Home Purchase | 300 | $131,760,000 | $439,000 | $8,905,000 | $148,000 | $840,000 |
| Cash-out Refinancing | 154 | $64,790,000 | $420,000 | $16,005,000 | $113,000 | $394,000 |
| Refinancing | 147 | $33,715,000 | $229,000 | $2,755,000 | $132,000 | $464,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,150 | $301,040,000 | $140,000 | $1,015,000 | $133,000 | $1,800,000 |
| Not Provided | 260 | $35,660,000 | $137,000 | $965,000 | $145,000 | $1,920,000 |
| Hispanic | 148 | $20,070,000 | $135,000 | $585,000 | $123,000 | $502,000 |
| Asian | 83 | $15,205,000 | $183,000 | $905,000 | $131,000 | $375,000 |
| Black or African American | 47 | $5,575,000 | $118,000 | $605,000 | $140,000 | $464,000 |
| American Indian or Alaskan Native | 32 | $4,450,000 | $139,000 | $505,000 | $112,000 | $332,000 |
| Not applicable | 22 | $63,720,000 | $2,896,000 | $16,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $1,015,000 | $59,000 | $185,000 | $100,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,773 | $449,045,000 | $161,000 | $16,005,000 | $134,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,020 | $345,200,000 | $170,000 | $16,005,000 | $139,000 | $1,800,000 |
| Application Withdrawn By Applicant | 366 | $44,290,000 | $121,000 | $645,000 | $131,000 | $840,000 |
| Application Denied By Financial Institution | 303 | $39,785,000 | $131,000 | $905,000 | $106,000 | $1,920,000 |
| Application Approved But Not Accepted | 84 | $19,770,000 | $235,000 | $2,745,000 | $128,000 | $569,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,470 | $409,260,000 | $165,000 | $16,005,000 | $137,000 | $1,800,000 |
| Debt-To-Income Ratio | 139 | $20,775,000 | $149,000 | $905,000 | $78,000 | $394,000 |
| Other | 58 | $7,170,000 | $123,000 | $645,000 | $113,000 | $546,000 |
| Collateral | 46 | $5,250,000 | $114,000 | $645,000 | $144,000 | $358,000 |
| Credit History | 35 | $2,305,000 | $65,000 | $205,000 | $94,000 | $204,000 |
| Unverifiable Information | 22 | $3,690,000 | $167,000 | $625,000 | $199,000 | $1,920,000 |
| Credit Application Incomplete | 3 | $595,000 | $198,000 | $325,000 | $78,000 | $122,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iq Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iq Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.