James B. Nutter & Co. Mortgage Lending & HMDA Data, 2004
In 2004, James B. Nutter & Co. of Kansas City, MO reported 9,300 mortgage applications totaling $1.1 billion, down 70% from 2003. The average application was for $118,695, and applicants reported an average income of $40,927. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Kansas City, MO-KS (2,043), Dallas-Plano-Irving, TX (473) and Atlanta-Sandy Springs-Marietta, GA (374) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Co. 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,300 |
| Total Mortgage Loan Application Amount | $1,103,866,000 |
| Average Mortgage Loan Application Amount | $118,695 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $40,927 |
| Highest Applicant Income | $606,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 2,043 | $ 231,516,000 | $ 113,321 | $ 52,000 |
| Dallas-Plano-Irving, TX | 473 | $ 53,559,000 | $ 113,232 | $ 46,000 |
| Atlanta-Sandy Springs-Marietta, GA | 374 | $ 48,142,000 | $ 128,721 | $ 37,000 |
| Houston-Baytown-Sugar Land, TX | 372 | $ 38,942,000 | $ 104,682 | $ 44,000 |
| Fort Worth-Arlington, TX | 254 | $ 26,890,000 | $ 105,866 | $ 53,000 |
| St. Louis, MO-IL | 187 | $ 19,216,000 | $ 102,759 | $ 39,000 |
| San Antonio, TX | 169 | $ 15,607,000 | $ 92,349 | $ 38,000 |
| Chicago-Naperville-Joliet, IL | 154 | $ 20,876,000 | $ 135,558 | $ 40,000 |
| Baltimore-Towson, MD | 146 | $ 17,503,000 | $ 119,883 | $ 49,000 |
| Austin-Round Rock, TX | 142 | $ 17,283,000 | $ 121,711 | $ 39,000 |
| Orlando, FL | 140 | $ 16,378,000 | $ 116,985 | $ 36,000 |
| Phoenix-Mesa-Scottsdale, AZ | 103 | $ 11,023,000 | $ 107,019 | $ 27,000 |
| Las Vegas-Paradise, NV | 101 | $ 14,565,000 | $ 144,207 | $ 24,000 |
| Tampa-St. Petersburg-Clearwater, FL | 100 | $ 11,464,000 | $ 114,640 | $ 34,000 |
| Philadelphia, PA | 95 | $ 10,904,000 | $ 114,778 | $ 39,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 90 | $ 12,484,000 | $ 138,711 | $ 35,000 |
| Miami-Miami Beach-Kendall, FL | 84 | $ 10,350,000 | $ 123,214 | $ 32,000 |
| Jacksonville, FL | 72 | $ 8,159,000 | $ 113,319 | $ 43,000 |
| Camden, NJ | 69 | $ 7,665,000 | $ 111,086 | $ 40,000 |
| Riverside-San Bernardino-Ontario, CA | 65 | $ 8,831,000 | $ 135,861 | $ 36,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 64 | $ 6,689,000 | $ 104,515 | $ 19,000 |
| Richmond, VA | 61 | $ 6,310,000 | $ 103,442 | $ 49,000 |
| Portland-Vancouver-Beaverton, OR-WA | 60 | $ 8,994,000 | $ 149,900 | $ 47,000 |
| Cleveland-Elyria-Mentor, OH | 56 | $ 5,808,000 | $ 103,714 | $ 28,000 |
| Charlotte-Gastonia-Concord, NC-SC | 55 | $ 6,743,000 | $ 122,600 | $ 37,000 |
| Albuquerque, NM | 53 | $ 6,560,000 | $ 123,773 | $ 39,000 |
| Columbus, OH | 53 | $ 6,448,000 | $ 121,660 | $ 28,000 |
| Newark-Union, NJ-PA | 47 | $ 7,735,000 | $ 164,574 | $ 39,000 |
| Denver-Aurora, CO | 45 | $ 6,578,000 | $ 146,177 | $ 49,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 45 | $ 6,185,000 | $ 137,444 | $ 34,000 |
| Bethesda-Frederick-Gaithersburg, MD | 44 | $ 6,365,000 | $ 144,659 | $ 41,000 |
| Bakersfield, CA | 42 | $ 4,607,000 | $ 109,690 | $ 26,000 |
| Nashville-Davidson--Murfreesboro, TN | 38 | $ 4,193,000 | $ 110,342 | $ 34,000 |
| Sarasota-Bradenton-Venice, FL | 38 | $ 4,448,000 | $ 117,052 | $ 47,000 |
| El Paso, TX | 37 | $ 2,819,000 | $ 76,189 | $ 25,000 |
| Edison, NJ | 33 | $ 4,766,000 | $ 144,424 | $ 38,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 5,142,000 | $ 155,818 | $ 47,000 |
| Pittsburgh, PA | 33 | $ 3,443,000 | $ 104,333 | $ 66,000 |
| Wichita, KS | 32 | $ 2,954,000 | $ 92,312 | $ 34,000 |
| Birmingham-Hoover, AL | 31 | $ 2,969,000 | $ 95,774 | $ 26,000 |
| Cincinnati-Middletown, OH-KY-IN | 31 | $ 3,504,000 | $ 113,032 | $ 29,000 |
| Los Angeles-Long Beach-Glendale, CA | 31 | $ 4,891,000 | $ 157,774 | $ 50,000 |
| Memphis, TN-MS-AR | 31 | $ 3,320,000 | $ 107,096 | $ 21,000 |
| Milwaukee-Waukesha-West Allis, WI | 31 | $ 3,954,000 | $ 127,548 | $ 53,000 |
| Raleigh-Cary, NC | 30 | $ 3,893,000 | $ 129,766 | $ 29,000 |
| Anchorage, AK | 29 | $ 3,892,000 | $ 134,206 | $ 37,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 4,981,000 | $ 171,758 | $ 49,000 |
| Indianapolis, IN | 27 | $ 3,702,000 | $ 137,111 | $ 35,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 2,326,000 | $ 93,040 | $ 34,000 |
| Tucson, AZ | 25 | $ 2,420,000 | $ 96,800 | $ 25,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 2,249,000 | $ 93,708 | $ 20,000 |
| Lawrence, KS | 24 | $ 2,953,000 | $ 123,041 | $ 64,000 |
| Louisville, KY-IN | 24 | $ 2,646,000 | $ 110,250 | $ 45,000 |
| Reno-Sparks, NV | 22 | $ 2,822,000 | $ 128,272 | $ 31,000 |
| Wilmington, DE-MD-NJ | 22 | $ 3,124,000 | $ 142,000 | $ 32,000 |
| New Orleans-Metairie-Kenner, LA | 21 | $ 1,848,000 | $ 88,000 | $ 19,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 2,003,000 | $ 95,380 | $ 19,000 |
| Topeka, KS | 21 | $ 2,568,000 | $ 122,285 | $ 30,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 1,749,000 | $ 87,450 | $ 25,000 |
| Dayton, OH | 20 | $ 2,091,000 | $ 104,550 | $ 23,000 |
| Hartford-West Hartford-East Hartford, CT | 20 | $ 3,034,000 | $ 151,700 | $ 57,000 |
| York-Hanover, PA | 20 | $ 2,069,000 | $ 103,450 | $ 28,000 |
| Corpus Christi, TX | 19 | $ 1,670,000 | $ 87,894 | $ 30,000 |
| Boise City-Nampa, ID | 18 | $ 2,426,000 | $ 134,777 | $ 63,000 |
| Tacoma, WA | 18 | $ 2,457,000 | $ 136,500 | $ 30,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 18 | $ 3,193,000 | $ 177,388 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 1,766,000 | $ 103,882 | $ 42,000 |
| Tallahassee, FL | 17 | $ 1,715,000 | $ 100,882 | $ 33,000 |
| Columbia, SC | 16 | $ 2,159,000 | $ 134,937 | $ 34,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 1,925,000 | $ 120,312 | $ 42,000 |
| Greenville, SC | 15 | $ 1,415,000 | $ 94,333 | $ 21,000 |
| Lake County-Kenosha County, IL-WI | 15 | $ 1,888,000 | $ 125,866 | $ 51,000 |
| Providence-New Bedford-Fall River, RI-MA | 15 | $ 2,666,000 | $ 177,733 | $ 36,000 |
| Akron, OH | 14 | $ 1,708,000 | $ 122,000 | $ 28,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 1,656,000 | $ 118,285 | $ 33,000 |
| Greensboro-High Point, NC | 14 | $ 1,475,000 | $ 105,357 | $ 35,000 |
| Knoxville, TN | 14 | $ 1,192,000 | $ 85,142 | $ 18,000 |
| Amarillo, TX | 13 | $ 1,216,000 | $ 93,538 | $ 23,000 |
| Baton Rouge, LA | 13 | $ 1,310,000 | $ 100,769 | $ 24,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 2,766,000 | $ 212,769 | $ 55,000 |
| Fresno, CA | 13 | $ 1,269,000 | $ 97,615 | $ 34,000 |
| Lakeland, FL | 13 | $ 1,552,000 | $ 119,384 | $ 30,000 |
| Winston-Salem, NC | 13 | $ 1,471,000 | $ 113,153 | $ 19,000 |
| Colorado Springs, CO | 12 | $ 2,063,000 | $ 171,916 | $ 33,000 |
| Lancaster, PA | 12 | $ 1,356,000 | $ 113,000 | $ 48,000 |
| Nassau-Suffolk, NY | 12 | $ 2,213,000 | $ 184,416 | $ 56,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 2,111,000 | $ 175,916 | $ 44,000 |
| Salem, OR | 12 | $ 1,360,000 | $ 113,333 | $ 36,000 |
| Springfield, MO | 12 | $ 1,201,000 | $ 100,083 | $ 50,000 |
| Charleston-North Charleston, SC | 11 | $ 1,400,000 | $ 127,272 | $ 19,000 |
| Lansing-East Lansing, MI | 11 | $ 1,148,000 | $ 104,363 | $ 21,000 |
| Montgomery, AL | 11 | $ 799,000 | $ 72,636 | $ 15,000 |
| Rockford, IL | 11 | $ 965,000 | $ 87,727 | $ 0 |
| Tulsa, OK | 11 | $ 920,000 | $ 83,636 | $ 43,000 |
| Gainesville, GA | 10 | $ 1,181,000 | $ 118,100 | $ 50,000 |
| Mobile, AL | 10 | $ 1,034,000 | $ 103,400 | $ 18,000 |
| New York-Wayne-White Plains, NY-NJ | 10 | $ 1,712,000 | $ 171,200 | $ 43,000 |
| Ocala, FL | 10 | $ 778,000 | $ 77,800 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 977,000 | $ 97,700 | $ 43,000 |
| Port St. Lucie-Fort Pierce, FL | 10 | $ 1,191,000 | $ 119,100 | $ 33,000 |
| St. Joseph, MO-KS | 10 | $ 739,000 | $ 73,900 | $ 33,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,049,000 | $ 116,555 | $ 19,000 |
| Eugene-Springfield, OR | 9 | $ 1,134,000 | $ 126,000 | $ 123,000 |
| Lincoln, NE | 9 | $ 1,092,000 | $ 121,333 | $ 41,000 |
| Little Rock-North Little Rock, AR | 9 | $ 803,000 | $ 89,222 | $ 18,000 |
| New Haven-Milford, CT | 9 | $ 1,045,000 | $ 116,111 | $ 28,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 663,000 | $ 73,666 | $ 10,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 718,000 | $ 79,777 | $ 0 |
| Atlantic City, NJ | 8 | $ 1,075,000 | $ 134,375 | $ 48,000 |
| Columbia, MO | 8 | $ 948,000 | $ 118,500 | $ 27,000 |
| Fort Collins-Loveland, CO | 8 | $ 1,190,000 | $ 148,750 | $ 68,000 |
| Gainesville, FL | 8 | $ 672,000 | $ 84,000 | $ 32,000 |
| Harrisburg-Carlisle, PA | 8 | $ 991,000 | $ 123,875 | $ 23,000 |
| Oklahoma City, OK | 8 | $ 611,000 | $ 76,375 | $ 36,000 |
| Portland-South Portland-Biddeford, ME | 8 | $ 895,000 | $ 111,875 | $ 117,000 |
| Reading, PA | 8 | $ 680,000 | $ 85,000 | $ 0 |
| Spokane, WA | 8 | $ 624,000 | $ 78,000 | $ 8,000 |
| Trenton-Ewing, NJ | 8 | $ 767,000 | $ 95,875 | $ 14,000 |
| Warren-Farmington Hills-Troy, MI | 8 | $ 1,200,000 | $ 150,000 | $ 50,000 |
| Worcester, MA | 8 | $ 1,637,000 | $ 204,625 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 7 | $ 891,000 | $ 127,285 | $ 82,000 |
| Visalia-Porterville, CA | 7 | $ 787,000 | $ 112,428 | $ 10,000 |
| Canton-Massillon, OH | 6 | $ 549,000 | $ 91,500 | $ 0 |
| Gulfport-Biloxi, MS | 6 | $ 514,000 | $ 85,666 | $ 12,000 |
| Jackson, MS | 6 | $ 647,000 | $ 107,833 | $ 20,000 |
| Olympia, WA | 6 | $ 708,000 | $ 118,000 | $ 0 |
| Yuma, AZ | 6 | $ 556,000 | $ 92,666 | $ 0 |
| Carson City, NV | 5 | $ 631,000 | $ 126,200 | $ 57,000 |
| Cedar Rapids, IA | 5 | $ 549,000 | $ 109,800 | $ 56,000 |
| Durham, NC | 5 | $ 568,000 | $ 113,600 | $ 16,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 519,000 | $ 103,800 | $ 18,000 |
| Panama City-Lynn Haven, FL | 5 | $ 783,000 | $ 156,600 | $ 34,000 |
| Peoria, IL | 5 | $ 528,000 | $ 105,600 | $ 0 |
| Pittsfield, MA | 5 | $ 409,000 | $ 81,800 | $ 94,000 |
| Punta Gorda, FL | 5 | $ 518,000 | $ 103,600 | $ 15,000 |
| Rochester, NY | 5 | $ 467,000 | $ 93,400 | $ 0 |
| Springfield, MA | 5 | $ 504,000 | $ 100,800 | $ 20,000 |
| Ann Arbor, MI | 4 | $ 600,000 | $ 150,000 | $ 47,000 |
| Billings, MT | 4 | $ 446,000 | $ 111,500 | $ 1,000 |
| Boston-Quincy, MA | 4 | $ 681,000 | $ 170,250 | $ 53,000 |
| Bremerton-Silverdale, WA | 4 | $ 350,000 | $ 87,500 | $ 26,000 |
| Champaign-Urbana, IL | 4 | $ 406,000 | $ 101,500 | $ 14,000 |
| Chattanooga, TN-GA | 4 | $ 317,000 | $ 79,250 | $ 22,000 |
| Greeley, CO | 4 | $ 476,000 | $ 119,000 | $ 46,000 |
| Greenville, NC | 4 | $ 650,000 | $ 162,500 | $ 37,000 |
| Joplin, MO | 4 | $ 136,000 | $ 34,000 | $ 23,000 |
| Lubbock, TX | 4 | $ 392,000 | $ 98,000 | $ 16,000 |
| Medford, OR | 4 | $ 521,000 | $ 130,250 | $ 36,000 |
| Modesto, CA | 4 | $ 669,000 | $ 167,250 | $ 13,000 |
| Naples-Marco Island, FL | 4 | $ 528,000 | $ 132,000 | $ 29,000 |
| Sherman-Denison, TX | 4 | $ 517,000 | $ 129,250 | $ 66,000 |
| Springfield, IL | 4 | $ 328,000 | $ 82,000 | $ 0 |
| Springfield, OH | 4 | $ 425,000 | $ 106,250 | $ 0 |
| Toledo, OH | 4 | $ 451,000 | $ 112,750 | $ 18,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 265,000 | $ 66,250 | $ 0 |
| Boulder, CO | 3 | $ 475,000 | $ 158,333 | $ 66,000 |
| Burlington, NC | 3 | $ 394,000 | $ 131,333 | $ 28,000 |
| Cheyenne, WY | 3 | $ 271,000 | $ 90,333 | $ 31,000 |
| Chico, CA | 3 | $ 430,000 | $ 143,333 | $ 27,000 |
| Des Moines, IA | 3 | $ 302,000 | $ 100,666 | $ 81,000 |
| Fargo, ND-MN | 3 | $ 222,000 | $ 74,000 | $ 3,000 |
| Fort Walton Beach-Crestview-Destin, FL | 3 | $ 320,000 | $ 106,666 | $ 3,000 |
| Fort Wayne, IN | 3 | $ 240,000 | $ 80,000 | $ 58,000 |
| Gary, IN | 3 | $ 242,000 | $ 80,666 | $ 44,000 |
| Grand Junction, CO | 3 | $ 409,000 | $ 136,333 | $ 43,000 |
| Lafayette, LA | 3 | $ 264,000 | $ 88,000 | $ 2,000 |
| Manchester-Nashua, NH | 3 | $ 657,000 | $ 219,000 | $ 43,000 |
| McAllen-Edinburg-Pharr, TX | 3 | $ 208,000 | $ 69,333 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 182,000 | $ 60,666 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 370,000 | $ 123,333 | $ 17,000 |
| Santa Fe, NM | 3 | $ 340,000 | $ 113,333 | $ 39,000 |
| Stockton, CA | 3 | $ 807,000 | $ 269,000 | $ 40,000 |
| Syracuse, NY | 3 | $ 277,000 | $ 92,333 | $ 27,000 |
| Asheville, NC | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| Athens-Clarke County, GA | 2 | $ 256,000 | $ 128,000 | $ 63,000 |
| Beaumont-Port Arthur, TX | 2 | $ 206,000 | $ 103,000 | $ 59,000 |
| Bellingham, WA | 2 | $ 168,000 | $ 84,000 | $ 36,000 |
| Brownsville-Harlingen, TX | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 418,000 | $ 209,000 | $ 60,000 |
| Casper, WY | 2 | $ 128,000 | $ 64,000 | $ 9,000 |
| Cleveland, TN | 2 | $ 193,000 | $ 96,500 | $ 95,000 |
| Cumberland, MD-WV | 2 | $ 261,000 | $ 130,500 | $ 5,000 |
| El Centro, CA | 2 | $ 196,000 | $ 98,000 | $ 86,000 |
| Elkhart-Goshen, IN | 2 | $ 115,000 | $ 57,500 | $ 0 |
| Erie, PA | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Essex County, MA | 2 | $ 301,000 | $ 150,500 | $ 62,000 |
| Green Bay, WI | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 219,000 | $ 109,500 | $ 50,000 |
| Holland-Grand Haven, MI | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Honolulu, HI | 2 | $ 228,000 | $ 114,000 | $ 74,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 171,000 | $ 85,500 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 131,000 | $ 65,500 | $ 0 |
| Kennewick-Richland-Pasco, WA | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 196,000 | $ 98,000 | $ 14,000 |
| Laredo, TX | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Las Cruces, NM | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 79,000 | $ 39,500 | $ 0 |
| Lima, OH | 2 | $ 81,000 | $ 40,500 | $ 0 |
| Longview, TX | 2 | $ 199,000 | $ 99,500 | $ 40,000 |
| Mansfield, OH | 2 | $ 219,000 | $ 109,500 | $ 29,000 |
| Merced, CA | 2 | $ 322,000 | $ 161,000 | $ 267,000 |
| Midland, TX | 2 | $ 159,000 | $ 79,500 | $ 43,000 |
| Monroe, LA | 2 | $ 123,000 | $ 61,500 | $ 25,000 |
| Monroe, MI | 2 | $ 345,000 | $ 172,500 | $ 49,000 |
| Niles-Benton Harbor, MI | 2 | $ 169,000 | $ 84,500 | $ 0 |
| Oakland-Fremont-Hayward, CA | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Prescott, AZ | 2 | $ 205,000 | $ 102,500 | $ 30,000 |
| Salisbury, MD | 2 | $ 224,000 | $ 112,000 | $ 25,000 |
| San Angelo, TX | 2 | $ 168,000 | $ 84,000 | $ 48,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 473,000 | $ 236,500 | $ 65,000 |
| Shreveport-Bossier City, LA | 2 | $ 156,000 | $ 78,000 | $ 55,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 154,000 | $ 77,000 | $ 55,000 |
| Tuscaloosa, AL | 2 | $ 341,000 | $ 170,500 | $ 37,000 |
| Waco, TX | 2 | $ 324,000 | $ 162,000 | $ 65,000 |
| Winchester, VA-WV | 2 | $ 339,000 | $ 169,500 | $ 175,000 |
| Yuba City, CA | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Alexandria, LA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Anderson, IN | 1 | $ 114,000 | $ 114,000 | $ 88,000 |
| Anderson, SC | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Appleton, WI | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Bangor, ME | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Battle Creek, MI | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Bend, OR | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Binghamton, NY | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Coeur D'Alene, ID | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| College Station-Bryan, TX | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Columbus, GA-AL | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Corvallis, OR | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Decatur, AL | 1 | $ 97,000 | $ 97,000 | $ 3,000 |
| Fairbanks, AK | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Goldsboro, NC | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Hot Springs, AR | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Jefferson City, MO | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Johnstown, PA | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kingston, NY | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lafayette, IN | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Lewiston-Auburn, ME | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Madera, CA | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Missoula, MT | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Morristown, TN | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Norwich-New London, CT | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Pascagoula, MS | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Pueblo, CO | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Redding, CA | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Rocky Mount, NC | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Sandusky, OH | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 486,000 | $ 486,000 | $ 180,000 |
| Savannah, GA | 1 | $ 157,000 | $ 157,000 | $ 125,000 |
| Spartanburg, SC | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Sumter, SC | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Tyler, TX | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Utica-Rome, NY | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| Vallejo-Fairfield, CA | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Vero Beach, FL | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Victoria, TX | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Wilmington, NC | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Yakima, WA | 1 | $ 90,000 | $ 90,000 | $ 0 |
Mortgage Loan Application Detail Totals for James B. Nutter & Co. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,718 | $1,012,007,000 | $120,708 | $499,000 | $39,562 | $606,000 |
| Home Purchase | 582 | $91,859,000 | $174,151 | $720,000 | $67,515 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,527 | $897,227,000 | $121,387 | $720,000 | $44,020 | $606,000 |
| Black or African American | 829 | $89,385,000 | $108,171 | $326,000 | $16,742 | $233,000 |
| Hispanic | 425 | $51,071,000 | $131,129 | $342,000 | $32,580 | $503,000 |
| Not Provided | 237 | $34,177,000 | $144,800 | $330,000 | $49,971 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $12,991,000 | $95,956 | $440,000 | $5,086 | $107,000 |
| Asian | 116 | $15,298,000 | $143,095 | $312,000 | $55,380 | $300,000 |
| American Indian or Alaskan Native | 32 | $3,717,000 | $115,090 | $191,000 | $39,727 | $112,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,046 | $689,796,000 | $140,081 | $720,000 | $63,530 | $606,000 |
| FHA-insured (Federal Housing Administration) | 4,111 | $400,798,000 | $96,422 | $300,000 | $1,244 | $180,000 |
| VA-guaranteed (Veterans Administration) | 143 | $13,272,000 | $100,571 | $264,000 | $2,095 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,255 | $946,655,000 | $115,938 | $720,000 | $39,918 | $606,000 |
| Application Withdrawn By Applicant | 757 | $116,166,000 | $155,888 | $600,000 | $52,266 | $300,000 |
| Application Denied By Financial Institution | 286 | $40,664,000 | $144,081 | $374,000 | $36,972 | $276,000 |
| Application Approved But Not Accepted | 1 | $134,000 | $134,000 | $134,000 | $4,000 | $4,000 |
| File Closed For Incompleteness | 1 | $247,000 | $247,000 | $247,000 | $64,000 | $64,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 112 | $15,347,000 | $142,285 | $300,000 | $35,428 | $213,000 |
| Debt-To-Income Ratio | 68 | $10,518,000 | $157,130 | $374,000 | $28,086 | $108,000 |
| Collateral | 46 | $7,436,000 | $167,000 | $349,000 | $61,888 | $276,000 |
| Other | 41 | $5,229,000 | $131,000 | $246,000 | $42,166 | $151,000 |
| Employment History | 13 | $1,364,000 | $103,000 | $272,000 | $19,800 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $342,000 | $79,666 | $137,000 | $53,333 | $77,000 |
| Unverifiable Information | 2 | $428,000 | $214,000 | $228,000 | $7,500 | $11,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Co.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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