Jlm Direct Funding Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Jlm Direct Funding Ltd 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jlm Direct Funding Ltd 9235 Katy Freeway Ste 160 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,669 |
| Total Mortgage Loan Application Amount | $275,459,000 |
| Average Mortgage Loan Application Amount | $174,852 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $81,323 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Jlm Direct Funding Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jlm Direct Funding Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Jlm Direct Funding Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jlm Direct Funding Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Jlm Direct Funding Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jlm Direct Funding Ltd's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON, TX | 369 | $ 54,138,000 | $ 146,000 | $ 77,000 |
| DALLAS, TX | 164 | $ 26,377,000 | $ 160,000 | $ 80,000 |
| AUSTIN-SAN MARCOS, TX | 134 | $ 20,402,000 | $ 152,000 | $ 100,000 |
| CHICAGO, IL | 86 | $ 19,378,000 | $ 225,000 | $ 93,000 |
| FORT WORTH-ARLINGTON, TX | 36 | $ 5,260,000 | $ 146,000 | $ 57,000 |
| ATLANTA, GA | 28 | $ 4,301,000 | $ 153,000 | $ 65,000 |
| MCALLEN-EDINBURG-MISSION, TX | 28 | $ 2,422,000 | $ 86,000 | $ 28,000 |
| FORT LAUDERDALE, FL | 27 | $ 4,219,000 | $ 156,000 | $ 53,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 5,910,000 | $ 218,000 | $ 102,000 |
| NEW ORLEANS, LA | 26 | $ 3,217,000 | $ 123,000 | $ 64,000 |
| SAN ANTONIO, TX | 25 | $ 4,398,000 | $ 175,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 3,071,000 | $ 127,000 | $ 54,000 |
| GALVESTON-TEXAS CITY, TX | 23 | $ 3,465,000 | $ 150,000 | $ 122,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 22 | $ 4,756,000 | $ 216,000 | $ 103,000 |
| BALTIMORE, MD | 21 | $ 6,258,000 | $ 298,000 | $ 111,000 |
| EL PASO, TX | 20 | $ 2,575,000 | $ 128,000 | $ 48,000 |
| ORLANDO, FL | 18 | $ 1,905,000 | $ 105,000 | $ 72,000 |
| DAYTONA BEACH, FL | 14 | $ 1,929,000 | $ 137,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON, FL | 12 | $ 1,727,000 | $ 143,000 | $ 58,000 |
| OKLAHOMA CITY, OK | 11 | $ 1,129,000 | $ 102,000 | $ 56,000 |
| BRAZORIA, TX | 9 | $ 1,563,000 | $ 173,000 | $ 66,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 969,000 | $ 121,000 | $ 62,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 8 | $ 1,182,000 | $ 147,000 | $ 44,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 7 | $ 1,118,000 | $ 159,000 | $ 69,000 |
| LAREDO, TX | 7 | $ 727,000 | $ 103,000 | $ 15,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 7 | $ 478,000 | $ 68,000 | $ 76,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 7 | $ 1,702,000 | $ 243,000 | $ 120,000 |
| TACOMA, WA | 7 | $ 1,563,000 | $ 223,000 | $ 94,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 6 | $ 1,522,000 | $ 253,000 | $ 67,000 |
| DENVER, CO | 6 | $ 1,320,000 | $ 220,000 | $ 37,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 6 | $ 1,255,000 | $ 209,000 | $ 67,000 |
| INDIANAPOLIS, IN | 6 | $ 611,000 | $ 101,000 | $ 53,000 |
| MILWAUKEE-WAUKESHA, WI | 6 | $ 1,494,000 | $ 249,000 | $ 162,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 5 | $ 450,000 | $ 90,000 | $ 55,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 1,099,000 | $ 219,000 | $ 134,000 |
| WASHINGTON, DC-MD-VA-WV | 5 | $ 781,000 | $ 156,000 | $ 57,000 |
| CORPUS CHRISTI, TX | 4 | $ 290,000 | $ 72,000 | $ 57,000 |
| HATTIESBURG, MS | 4 | $ 344,000 | $ 86,000 | $ 43,000 |
| LONGVIEW-MARSHALL, TX | 4 | $ 480,000 | $ 120,000 | $ 224,000 |
| TALLAHASSEE, FL | 4 | $ 539,000 | $ 134,000 | $ 64,000 |
| BRYAN-COLLEGE STATION, TX | 3 | $ 442,000 | $ 147,000 | $ 101,000 |
| CHATTANOOGA, TN-GA | 3 | $ 346,000 | $ 115,000 | $ 74,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 3 | $ 333,000 | $ 111,000 | $ 33,000 |
| COLUMBIA, SC | 3 | $ 509,000 | $ 169,000 | $ 68,000 |
| COLUMBUS, OH | 3 | $ 317,000 | $ 105,000 | $ 43,000 |
| GREENVILLE, NC | 3 | $ 504,000 | $ 168,000 | $ 87,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 3 | $ 400,000 | $ 133,000 | $ 22,000 |
| KANSAS CITY, MO-KS | 3 | $ 448,000 | $ 149,000 | $ 114,000 |
| MIAMI, FL | 3 | $ 1,137,000 | $ 379,000 | $ 164,000 |
| NAPLES, FL | 3 | $ 607,000 | $ 202,000 | $ 127,000 |
| PUNTA GORDA, FL | 3 | $ 285,000 | $ 95,000 | $ 30,000 |
| RACINE, WI | 3 | $ 493,000 | $ 164,000 | $ 83,000 |
| SARASOTA-BRADENTON, FL | 3 | $ 468,000 | $ 156,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 3 | $ 345,000 | $ 115,000 | $ 33,000 |
| TERRE HAUTE, IN | 3 | $ 173,000 | $ 57,000 | $ 121,000 |
| TULSA, OK | 3 | $ 382,000 | $ 127,000 | $ 37,000 |
| BREMERTON, WA | 2 | $ 409,000 | $ 204,000 | $ 60,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 2 | $ 238,000 | $ 119,000 | $ 69,000 |
| HONOLULU, HI | 2 | $ 348,000 | $ 174,000 | $ 96,000 |
| JACKSONVILLE, FL | 2 | $ 272,000 | $ 136,000 | $ 45,000 |
| LOS ANGELES-LONG BEACH, CA | 2 | $ 779,000 | $ 389,000 | $ 158,000 |
| LUBBOCK, TX | 2 | $ 190,000 | $ 95,000 | $ 117,000 |
| ODESSA-MIDLAND, TX | 2 | $ 212,000 | $ 106,000 | $ 51,000 |
| PANAMA CITY, FL | 2 | $ 183,000 | $ 91,000 | $ 98,000 |
| PHOENIX-MESA, AZ | 2 | $ 336,000 | $ 168,000 | $ 72,000 |
| ROCKFORD, IL | 2 | $ 231,000 | $ 115,000 | $ 26,000 |
| SAN DIEGO, CA | 2 | $ 1,037,000 | $ 518,000 | $ 169,000 |
| SANTA FE, NM | 2 | $ 391,000 | $ 195,000 | $ 51,000 |
| SPOKANE, WA | 2 | $ 411,000 | $ 205,000 | $ 85,000 |
| SPRINGFIELD, MO | 2 | $ 188,000 | $ 94,000 | $ 163,000 |
| TOLEDO, OH | 2 | $ 156,000 | $ 78,000 | $ 29,000 |
| WACO, TX | 2 | $ 409,000 | $ 204,000 | $ 174,000 |
| WILMINGTON-NEWARK, DE-MD | 2 | $ 185,000 | $ 92,000 | $ 19,000 |
| ABILENE, TX | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| AKRON, OH | 1 | $ 292,000 | $ 292,000 | $ 2,000 |
| AMARILLO, TX | 1 | $ 92,000 | $ 92,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| BATON ROUGE, LA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| DAYTON-SPRINGFIELD, OH | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
| FORT MYERS-CAPE CORAL, FL | 1 | $ 323,000 | $ 323,000 | $ 157,000 |
| FORT WALTON BEACH, FL | 1 | $ 650,000 | $ 650,000 | $ 819,000 |
| GREEN BAY, WI | 1 | $ 248,000 | $ 248,000 | $ 23,000 |
| HAGERSTOWN, MD | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| HOUMA, LA | 1 | $ 93,000 | $ 93,000 | $ 51,000 |
| JACKSON, TN | 1 | $ 122,000 | $ 122,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 309,000 | $ 309,000 | $ 172,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 212,000 | $ 212,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 190,000 | $ 190,000 | $ 0 |
| MACON, GA | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| MADISON, WI | 1 | $ 452,000 | $ 452,000 | $ 236,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| MEMPHIS, TN-AR-MS | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| NEW YORK, NY | 1 | $ 252,000 | $ 252,000 | $ 127,000 |
| RAPID CITY, SD | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| RICHMOND-PETERSBURG, VA | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| SACRAMENTO, CA | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| SALINAS, CA | 1 | $ 322,000 | $ 322,000 | $ 0 |
| SOUTH BEND, IN | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| ST. JOSEPH, MO | 1 | $ 94,000 | $ 94,000 | $ 0 |
| TYLER, TX | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| VENTURA, CA | 1 | $ 347,000 | $ 347,000 | $ 0 |
| VICTORIA, TX | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| WILMINGTON, NC | 1 | $ 288,000 | $ 288,000 | $ 205,000 |
Mortgage Loan Application Detail Totals for Jlm Direct Funding Ltd in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 972 | $146,195,000 | $174,971 | $990,000 | $83,657 | $780,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 693 | $128,626,000 | $176,827 | $949,000 | $85,586 | $900,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $404,000 | $134,666 | $204,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 1 | $234,000 | $234,000 | $234,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 884 | $162,679,000 | $199,393 | $990,000 | $99,060 | $819,000 |
| Hispanic | 252 | $30,437,000 | $151,333 | $640,000 | $75,933 | $717,000 |
| Black | 235 | $32,601,000 | $132,000 | $650,000 | $55,736 | $900,000 |
| Information not provided by applicant in mail or telephone application | 193 | $34,273,000 | $147,941 | $644,000 | $70,529 | $648,000 |
| Asian or Pacific Islander | 83 | $11,956,000 | $223,444 | $490,000 | $80,333 | $521,000 |
| Other | 14 | $2,495,000 | $213,500 | $413,000 | $45,500 | $305,000 |
| American Indian or Alaskan Native | 8 | $1,018,000 | $172,000 | $323,000 | $97,333 | $166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,669 | $275,459,000 | $178,473 | $990,000 | $87,526 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 880 | $153,357,000 | $185,464 | $949,000 | $81,642 | $717,000 |
| Application Withdrawn By Applicant | 454 | $72,159,000 | $163,000 | $990,000 | $75,000 | $900,000 |
| Application Denied By Financial Institution | 181 | $25,817,000 | $186,708 | $605,000 | $92,500 | $565,000 |
| Application Approved But Not Accepted | 144 | $22,226,000 | $165,666 | $592,000 | $83,000 | $648,000 |
| File Closed For Incompleteness | 10 | $1,900,000 | $244,250 | $677,000 | $143,750 | $315,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 16 | $2,609,000 | $223,666 | $400,000 | $91,000 | $282,000 |
| Employment History | 5 | $469,000 | $112,000 | $146,000 | $48,500 | $120,000 |
| Collateral | 5 | $820,000 | $167,750 | $322,000 | $61,250 | $117,000 |
| Credit History | 2 | $179,000 | $89,500 | $105,000 | $58,500 | $117,000 |
| Debt-To-Income Ratio | 2 | $679,000 | $339,500 | $499,000 | $103,500 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $90,000 | $90,000 | $90,000 | $0 | $0 |
| Unverifiable Information | 1 | $315,000 | $315,000 | $315,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jlm Direct Funding Ltd's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jlm Direct Funding Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.