Jlm Direct Funding Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Jlm Direct Funding Ltd 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jlm Direct Funding Ltd 9235 Katy Freeway Ste 160 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,669 |
| Total Mortgage Loan Application Amount | $275,459,000 |
| Average Mortgage Loan Application Amount | $174,852 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $81,323 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Jlm Direct Funding Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jlm Direct Funding Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Jlm Direct Funding Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jlm Direct Funding Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Jlm Direct Funding Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jlm Direct Funding Ltd's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 316 | $ 44,923,000 | $ 142,000 | $ 79,000 |
| Travis County Texas | 100 | $ 15,215,000 | $ 152,000 | $ 120,000 |
| Dallas County Texas | 97 | $ 14,748,000 | $ 152,000 | $ 79,000 |
| Fort Bend County Texas | 76 | $ 11,719,000 | $ 154,000 | $ 80,000 |
| Cook County Illinois | 62 | $ 11,957,000 | $ 192,000 | $ 76,000 |
| Collin County Texas | 35 | $ 6,397,000 | $ 182,000 | $ 87,000 |
| Tarrant County Texas | 34 | $ 4,882,000 | $ 143,000 | $ 55,000 |
| Montgomery County Texas | 33 | $ 5,583,000 | $ 169,000 | $ 87,000 |
| Broward County Florida | 28 | $ 4,401,000 | $ 157,000 | $ 59,000 |
| Denton County Texas | 28 | $ 5,419,000 | $ 193,000 | $ 97,000 |
| Hidalgo County Texas | 28 | $ 2,422,000 | $ 86,000 | $ 28,000 |
| Galveston County Texas | 25 | $ 3,873,000 | $ 154,000 | $ 120,000 |
| Williamson County Texas | 25 | $ 3,722,000 | $ 148,000 | $ 80,000 |
| Montgomery County Maryland | 24 | $ 6,277,000 | $ 261,000 | $ 148,000 |
| King County Washington | 23 | $ 5,273,000 | $ 229,000 | $ 100,000 |
| Bexar County Texas | 21 | $ 3,400,000 | $ 161,000 | $ 105,000 |
| El Paso County Texas | 21 | $ 3,070,000 | $ 146,000 | $ 63,000 |
| Mecklenburg County North Carolina | 18 | $ 3,932,000 | $ 218,000 | $ 103,000 |
| Fulton County Georgia | 16 | $ 2,534,000 | $ 158,000 | $ 81,000 |
| Orange County Florida | 15 | $ 1,541,000 | $ 102,000 | $ 66,000 |
| DuPage County Illinois | 15 | $ 4,746,000 | $ 316,000 | $ 107,000 |
| Jefferson County Louisiana | 14 | $ 1,715,000 | $ 122,000 | $ 58,000 |
| Brazoria County Texas | 14 | $ 2,235,000 | $ 159,000 | $ 79,000 |
| Palm Beach County Florida | 12 | $ 1,727,000 | $ 143,000 | $ 58,000 |
| Volusia County Florida | 12 | $ 1,224,000 | $ 102,000 | $ 65,000 |
| Hillsborough County Florida | 11 | $ 1,567,000 | $ 142,000 | $ 95,000 |
| Hays County Texas | 10 | $ 1,575,000 | $ 157,000 | $ 102,000 |
| DeKalb County Georgia | 9 | $ 1,242,000 | $ 138,000 | $ 23,000 |
| Orleans County Louisiana | 9 | $ 1,259,000 | $ 139,000 | $ 60,000 |
| Baltimore County Maryland | 9 | $ 2,480,000 | $ 275,000 | $ 119,000 |
| Wake County North Carolina | 9 | $ 1,932,000 | $ 214,000 | $ 106,000 |
| Pierce County Washington | 9 | $ 1,808,000 | $ 200,000 | $ 89,000 |
| Calvert County Maryland | 8 | $ 2,244,000 | $ 280,000 | $ 85,000 |
| Rockwall County Texas | 8 | $ 1,649,000 | $ 206,000 | $ 106,000 |
| Snohomish County Washington | 8 | $ 1,597,000 | $ 199,000 | $ 106,000 |
| Anne Arundel County Maryland | 7 | $ 1,980,000 | $ 282,000 | $ 114,000 |
| Prince George's County Maryland | 7 | $ 1,508,000 | $ 215,000 | $ 75,000 |
| Harrison County Mississippi | 7 | $ 1,522,000 | $ 217,000 | $ 58,000 |
| Kaufman County Texas | 7 | $ 1,029,000 | $ 147,000 | $ 65,000 |
| Webb County Texas | 7 | $ 727,000 | $ 103,000 | $ 15,000 |
| Pinellas County Florida | 6 | $ 731,000 | $ 121,000 | $ 36,000 |
| Will County Illinois | 6 | $ 1,412,000 | $ 235,000 | $ 52,000 |
| Oklahoma County Oklahoma | 6 | $ 621,000 | $ 103,000 | $ 57,000 |
| Cameron County Texas | 6 | $ 676,000 | $ 112,000 | $ 80,000 |
| Jefferson County Texas | 6 | $ 541,000 | $ 90,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 5 | $ 781,000 | $ 156,000 | $ 57,000 |
| Charlotte County Florida | 5 | $ 479,000 | $ 95,000 | $ 34,000 |
| Hernando County Florida | 5 | $ 784,000 | $ 156,000 | $ 12,000 |
| Miami-Dade County Florida | 5 | $ 1,438,000 | $ 287,000 | $ 123,000 |
| Johnson County Kansas | 5 | $ 574,000 | $ 114,000 | $ 159,000 |
| Frederick County Maryland | 5 | $ 1,190,000 | $ 238,000 | $ 92,000 |
| Howard County Maryland | 5 | $ 1,775,000 | $ 355,000 | $ 148,000 |
| Comal County Texas | 5 | $ 1,271,000 | $ 254,000 | $ 117,000 |
| McLennan County Texas | 5 | $ 806,000 | $ 161,000 | $ 138,000 |
| Arapahoe County Colorado | 4 | $ 813,000 | $ 203,000 | $ 56,000 |
| Leon County Florida | 4 | $ 539,000 | $ 134,000 | $ 64,000 |
| Ramsey County Minnesota | 4 | $ 390,000 | $ 97,000 | $ 42,000 |
| Forsyth County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 116,000 |
| Bastrop County Texas | 4 | $ 809,000 | $ 202,000 | $ 64,000 |
| Bell County Texas | 4 | $ 369,000 | $ 92,000 | $ 88,000 |
| Ellis County Texas | 4 | $ 554,000 | $ 138,000 | $ 60,000 |
| Nueces County Texas | 4 | $ 290,000 | $ 72,000 | $ 57,000 |
| Loudoun County Virginia | 4 | $ 924,000 | $ 231,000 | $ 23,000 |
| Portsmouth County Virginia | 4 | $ 277,000 | $ 69,000 | $ 73,000 |
| Clark County Washington | 4 | $ 1,132,000 | $ 283,000 | $ 192,000 |
| Ozaukee County Wisconsin | 4 | $ 968,000 | $ 242,000 | $ 156,000 |
| Los Angeles County California | 3 | $ 1,269,000 | $ 423,000 | $ 160,000 |
| Ventura County California | 3 | $ 821,000 | $ 273,000 | $ 62,000 |
| New Castle County Delaware | 3 | $ 378,000 | $ 126,000 | $ 21,000 |
| Collier County Florida | 3 | $ 607,000 | $ 202,000 | $ 127,000 |
| Flagler County Florida | 3 | $ 930,000 | $ 310,000 | $ 278,000 |
| Martin County Florida | 3 | $ 885,000 | $ 295,000 | $ 74,000 |
| Pasco County Florida | 3 | $ 234,000 | $ 78,000 | $ 56,000 |
| Sarasota County Florida | 3 | $ 468,000 | $ 156,000 | $ 63,000 |
| St. Lucie County Florida | 3 | $ 370,000 | $ 123,000 | $ 60,000 |
| Cobb County Georgia | 3 | $ 606,000 | $ 202,000 | $ 92,000 |
| Kane County Illinois | 3 | $ 1,140,000 | $ 380,000 | $ 98,000 |
| Lake County Illinois | 3 | $ 1,019,000 | $ 339,000 | $ 204,000 |
| Marion County Indiana | 3 | $ 254,000 | $ 84,000 | $ 15,000 |
| Vigo County Indiana | 3 | $ 173,000 | $ 57,000 | $ 121,000 |
| Queen Anne's County Maryland | 3 | $ 734,000 | $ 244,000 | $ 151,000 |
| Dakota County Minnesota | 3 | $ 666,000 | $ 222,000 | $ 36,000 |
| Forrest County Mississippi | 3 | $ 271,000 | $ 90,000 | $ 47,000 |
| Jackson County Missouri | 3 | $ 183,000 | $ 61,000 | $ 36,000 |
| Pitt County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 87,000 |
| Cleveland County Oklahoma | 3 | $ 305,000 | $ 101,000 | $ 74,000 |
| Tulsa County Oklahoma | 3 | $ 382,000 | $ 127,000 | $ 37,000 |
| Hamilton County Tennessee | 3 | $ 346,000 | $ 115,000 | $ 74,000 |
| Brazos County Texas | 3 | $ 442,000 | $ 147,000 | $ 101,000 |
| Grayson County Texas | 3 | $ 345,000 | $ 115,000 | $ 33,000 |
| Llano County Texas | 3 | $ 492,000 | $ 164,000 | $ 78,000 |
| Upshur County Texas | 3 | $ 276,000 | $ 92,000 | $ 282,000 |
| Fairfax County Virginia | 3 | $ 654,000 | $ 218,000 | $ 115,000 |
| Kitsap County Washington | 3 | $ 647,000 | $ 215,000 | $ 40,000 |
| Racine County Wisconsin | 3 | $ 493,000 | $ 164,000 | $ 83,000 |
| Maricopa County Arizona | 2 | $ 336,000 | $ 168,000 | $ 72,000 |
| San Diego County California | 2 | $ 1,037,000 | $ 518,000 | $ 169,000 |
| Jefferson County Colorado | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Bay County Florida | 2 | $ 183,000 | $ 91,000 | $ 98,000 |
| Duval County Florida | 2 | $ 378,000 | $ 189,000 | $ 93,000 |
| Lake County Florida | 2 | $ 252,000 | $ 126,000 | $ 59,000 |
| Seminole County Florida | 2 | $ 224,000 | $ 112,000 | $ 115,000 |
| Honolulu County Hawaii | 2 | $ 348,000 | $ 174,000 | $ 96,000 |
| McHenry County Illinois | 2 | $ 488,000 | $ 244,000 | $ 66,000 |
| Winnebago County Illinois | 2 | $ 231,000 | $ 115,000 | $ 26,000 |
| Sagadahoc County Maine | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 276,000 | $ 138,000 | $ 93,000 |
| Charles County Maryland | 2 | $ 313,000 | $ 156,000 | $ 102,000 |
| St. Mary's County Maryland | 2 | $ 509,000 | $ 254,000 | $ 144,000 |
| Grand Traverse County Michigan | 2 | $ 765,000 | $ 382,000 | $ 216,000 |
| Leelanau County Michigan | 2 | $ 344,000 | $ 172,000 | $ 74,000 |
| Greene County Missouri | 2 | $ 188,000 | $ 94,000 | $ 163,000 |
| Rockingham County New Hampshire | 2 | $ 270,000 | $ 135,000 | $ 110,000 |
| Santa Fe County New Mexico | 2 | $ 391,000 | $ 195,000 | $ 51,000 |
| Guilford County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 24,000 |
| Lincoln County North Carolina | 2 | $ 494,000 | $ 247,000 | $ 168,000 |
| Wilson County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 180,000 |
| Franklin County Ohio | 2 | $ 146,000 | $ 73,000 | $ 64,000 |
| Lake County Ohio | 2 | $ 224,000 | $ 112,000 | $ 33,000 |
| Lucas County Ohio | 2 | $ 156,000 | $ 78,000 | $ 29,000 |
| Canadian County Oklahoma | 2 | $ 248,000 | $ 124,000 | $ 30,000 |
| Kingfisher County Oklahoma | 2 | $ 106,000 | $ 53,000 | $ 45,000 |
| Greenville County South Carolina | 2 | $ 238,000 | $ 119,000 | $ 69,000 |
| Richland County South Carolina | 2 | $ 344,000 | $ 172,000 | $ 72,000 |
| Washington County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Angelina County Texas | 2 | $ 193,000 | $ 96,000 | $ 26,000 |
| Blanco County Texas | 2 | $ 563,000 | $ 281,000 | $ 67,000 |
| Caldwell County Texas | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Chambers County Texas | 2 | $ 326,000 | $ 163,000 | $ 59,000 |
| Guadalupe County Texas | 2 | $ 281,000 | $ 140,000 | $ 92,000 |
| Hood County Texas | 2 | $ 423,000 | $ 211,000 | $ 84,000 |
| Lubbock County Texas | 2 | $ 190,000 | $ 95,000 | $ 117,000 |
| Midland County Texas | 2 | $ 212,000 | $ 106,000 | $ 51,000 |
| Chesapeake County Virginia | 2 | $ 460,000 | $ 230,000 | $ 35,000 |
| Norfolk County Virginia | 2 | $ 141,000 | $ 70,000 | $ 90,000 |
| Spotsylvania County Virginia | 2 | $ 238,000 | $ 119,000 | $ 74,000 |
| Spokane County Washington | 2 | $ 411,000 | $ 205,000 | $ 85,000 |
| Vilas County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 129,000 |
| Lee County Alabama | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| Columbia County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fresno County California | 1 | $ 214,000 | $ 214,000 | $ 126,000 |
| Humboldt County California | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Monterey County California | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Orange County California | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Plumas County California | 1 | $ 252,000 | $ 252,000 | $ 717,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Santa Clara County California | 1 | $ 413,000 | $ 413,000 | $ 101,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Douglas County Colorado | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Montrose County Colorado | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Summit County Colorado | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Sussex County Delaware | 1 | $ 228,000 | $ 228,000 | $ 169,000 |
| Bradford County Florida | 1 | $ 302,000 | $ 302,000 | $ 150,000 |
| Brevard County Florida | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Clay County Florida | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| DeSoto County Florida | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
| Indian River County Florida | 1 | $ 288,000 | $ 288,000 | $ 96,000 |
| Lee County Florida | 1 | $ 323,000 | $ 323,000 | $ 157,000 |
| Madison County Florida | 1 | $ 391,000 | $ 391,000 | $ 252,000 |
| Okaloosa County Florida | 1 | $ 650,000 | $ 650,000 | $ 819,000 |
| Osceola County Florida | 1 | $ 111,000 | $ 111,000 | $ 106,000 |
| Polk County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bibb County Georgia | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Clayton County Georgia | 1 | $ 119,000 | $ 119,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Jackson County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Blaine County Idaho | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Henry County Illinois | 1 | $ 226,000 | $ 226,000 | $ 184,000 |
| Kendall County Illinois | 1 | $ 268,000 | $ 268,000 | $ 149,000 |
| Marshall County Illinois | 1 | $ 213,000 | $ 213,000 | $ 34,000 |
| Randolph County Illinois | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Hamilton County Indiana | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Hancock County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Jennings County Indiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Morgan County Indiana | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| St. Joseph County Indiana | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Boone County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 246,000 |
| East Baton Rouge County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| St. Charles County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| St. John the Baptist County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| St. Tammany County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 101,000 |
| Tangipahoa County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 51,000 |
| Garrett County Maryland | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| Harford County Maryland | 1 | $ 291,000 | $ 291,000 | $ 70,000 |
| Washington County Maryland | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| Worcester County Maryland | 1 | $ 256,000 | $ 256,000 | $ 82,000 |
| Anoka County Minnesota | 1 | $ 253,000 | $ 253,000 | $ 78,000 |
| Hennepin County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Lamar County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| Buchanan County Missouri | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Cass County Missouri | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Dona Ana County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 556,000 | $ 556,000 | $ 336,000 |
| Bronx County New York | 1 | $ 252,000 | $ 252,000 | $ 127,000 |
| Brunswick County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 205,000 |
| Cabarrus County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 146,000 |
| Davie County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Haywood County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 82,000 |
| Hertford County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Macon County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 97,000 |
| Onslow County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 172,000 |
| Pender County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
| Randolph County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 67,000 |
| Union County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Cuyahoga County Ohio | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Delaware County Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Greene County Ohio | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
| Portage County Ohio | 1 | $ 292,000 | $ 292,000 | $ 2,000 |
| Le Flore County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 71,000 |
| Logan County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Lincoln County Oregon | 1 | $ 234,000 | $ 234,000 | $ 113,000 |
| Tillamook County Oregon | 1 | $ 248,000 | $ 248,000 | $ 147,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Meade County South Dakota | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Pennington County South Dakota | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Carter County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Madison County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Sullivan County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Anderson County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Andrews County Texas | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Aransas County Texas | 1 | $ 176,000 | $ 176,000 | $ 94,000 |
| Austin County Texas | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Burnet County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Calhoun County Texas | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Colorado County Texas | 1 | $ 57,000 | $ 57,000 | $ 95,000 |
| Cooke County Texas | 1 | $ 194,000 | $ 194,000 | $ 142,000 |
| Coryell County Texas | 1 | $ 730,000 | $ 730,000 | $ 321,000 |
| Dawson County Texas | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Deaf Smith County Texas | 1 | $ 62,000 | $ 62,000 | $ 47,000 |
| Gregg County Texas | 1 | $ 204,000 | $ 204,000 | $ 109,000 |
| Hardin County Texas | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Henderson County Texas | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Johnson County Texas | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Kendall County Texas | 1 | $ 236,000 | $ 236,000 | $ 104,000 |
| Kerr County Texas | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Lampasas County Texas | 1 | $ 52,000 | $ 52,000 | $ 180,000 |
| Liberty County Texas | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Limestone County Texas | 1 | $ 74,000 | $ 74,000 | $ 71,000 |
| Matagorda County Texas | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Navarro County Texas | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Orange County Texas | 1 | $ 268,000 | $ 268,000 | $ 124,000 |
| Randall County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Robertson County Texas | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Runnels County Texas | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Rusk County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Smith County Texas | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Somervell County Texas | 1 | $ 223,000 | $ 223,000 | $ 131,000 |
| Starr County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Taylor County Texas | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Van Zandt County Texas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Victoria County Texas | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Walker County Texas | 1 | $ 107,000 | $ 107,000 | $ 157,000 |
| Waller County Texas | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Washington County Texas | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Winkler County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Wise County Texas | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Wood County Texas | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Lamoille County Vermont | 1 | $ 350,000 | $ 350,000 | $ 220,000 |
| Alexandria County Virginia | 1 | $ 322,000 | $ 322,000 | $ 88,000 |
| Colonial Heights County Virginia | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Culpeper County Virginia | 1 | $ 383,000 | $ 383,000 | $ 180,000 |
| Fauquier County Virginia | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Giles County Virginia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Stafford County Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 317,000 | $ 317,000 | $ 121,000 |
| Island County Washington | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Lincoln County Washington | 1 | $ 211,000 | $ 211,000 | $ 152,000 |
| Skagit County Washington | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Fayette County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Morgan County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Brown County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 23,000 |
| Dane County Wisconsin | 1 | $ 452,000 | $ 452,000 | $ 236,000 |
| Florence County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Green County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 237,000 |
| Jefferson County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 68,000 |
| Kenosha County Wisconsin | 1 | $ 276,000 | $ 276,000 | $ 176,000 |
| Marinette County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 78,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Rusk County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 223,000 |
| Walworth County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 125,000 |
| Waukesha County Wisconsin | 1 | $ 381,000 | $ 381,000 | $ 282,000 |
Mortgage Loan Application Detail Totals for Jlm Direct Funding Ltd in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 972 | $146,195,000 | $174,971 | $990,000 | $83,657 | $780,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 693 | $128,626,000 | $176,827 | $949,000 | $85,586 | $900,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $404,000 | $134,666 | $204,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 1 | $234,000 | $234,000 | $234,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 884 | $162,679,000 | $199,393 | $990,000 | $99,060 | $819,000 |
| Hispanic | 252 | $30,437,000 | $151,333 | $640,000 | $75,933 | $717,000 |
| Black | 235 | $32,601,000 | $132,000 | $650,000 | $55,736 | $900,000 |
| Information not provided by applicant in mail or telephone application | 193 | $34,273,000 | $147,941 | $644,000 | $70,529 | $648,000 |
| Asian or Pacific Islander | 83 | $11,956,000 | $223,444 | $490,000 | $80,333 | $521,000 |
| Other | 14 | $2,495,000 | $213,500 | $413,000 | $45,500 | $305,000 |
| American Indian or Alaskan Native | 8 | $1,018,000 | $172,000 | $323,000 | $97,333 | $166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,669 | $275,459,000 | $178,473 | $990,000 | $87,526 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 880 | $153,357,000 | $185,464 | $949,000 | $81,642 | $717,000 |
| Application Withdrawn By Applicant | 454 | $72,159,000 | $163,000 | $990,000 | $75,000 | $900,000 |
| Application Denied By Financial Institution | 181 | $25,817,000 | $186,708 | $605,000 | $92,500 | $565,000 |
| Application Approved But Not Accepted | 144 | $22,226,000 | $165,666 | $592,000 | $83,000 | $648,000 |
| File Closed For Incompleteness | 10 | $1,900,000 | $244,250 | $677,000 | $143,750 | $315,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 16 | $2,609,000 | $223,666 | $400,000 | $91,000 | $282,000 |
| Employment History | 5 | $469,000 | $112,000 | $146,000 | $48,500 | $120,000 |
| Collateral | 5 | $820,000 | $167,750 | $322,000 | $61,250 | $117,000 |
| Credit History | 2 | $179,000 | $89,500 | $105,000 | $58,500 | $117,000 |
| Debt-To-Income Ratio | 2 | $679,000 | $339,500 | $499,000 | $103,500 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $90,000 | $90,000 | $90,000 | $0 | $0 |
| Unverifiable Information | 1 | $315,000 | $315,000 | $315,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jlm Direct Funding Ltd's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jlm Direct Funding Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.