Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Johnson Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,030 |
| Total Mortgage Loan Application Amount | $1,523,672,000 |
| Average Mortgage Loan Application Amount | $226,625 |
| Highest Mortgage Loan Application Amount | $2,401,000 |
| Average Applicant Income | $144,187 |
| Highest Applicant Income | $4,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Racine County Wisconsin | 2,107 | $ 264,337,000 | $ 125,000 | $ 101,000 |
| Rock County Wisconsin | 1,436 | $ 165,232,000 | $ 115,000 | $ 65,000 |
| Kenosha County Wisconsin | 1,340 | $ 171,671,000 | $ 128,000 | $ 85,000 |
| Dane County Wisconsin | 1,027 | $ 188,327,000 | $ 183,000 | $ 87,000 |
| Sheboygan County Wisconsin | 764 | $ 98,088,000 | $ 128,000 | $ 112,000 |
| Sawyer County Wisconsin | 725 | $ 98,706,000 | $ 136,000 | $ 119,000 |
| Barron County Wisconsin | 519 | $ 54,816,000 | $ 105,000 | $ 46,000 |
| Waukesha County Wisconsin | 507 | $ 95,570,000 | $ 188,000 | $ 102,000 |
| Washburn County Wisconsin | 435 | $ 52,825,000 | $ 121,000 | $ 92,000 |
| Milwaukee County Wisconsin | 395 | $ 66,226,000 | $ 167,000 | $ 116,000 |
| Jefferson County Wisconsin | 351 | $ 43,130,000 | $ 122,000 | $ 54,000 |
| Brown County Wisconsin | 307 | $ 45,227,000 | $ 147,000 | $ 105,000 |
| Walworth County Wisconsin | 134 | $ 22,546,000 | $ 168,000 | $ 193,000 |
| Bayfield County Wisconsin | 89 | $ 12,053,000 | $ 135,000 | $ 99,000 |
| Ozaukee County Wisconsin | 89 | $ 20,033,000 | $ 225,000 | $ 139,000 |
| Columbia County Wisconsin | 70 | $ 11,797,000 | $ 168,000 | $ 86,000 |
| Burnett County Wisconsin | 60 | $ 7,668,000 | $ 127,000 | $ 87,000 |
| Lake County Illinois | 58 | $ 9,882,000 | $ 170,000 | $ 99,000 |
| Washington County Wisconsin | 52 | $ 9,226,000 | $ 177,000 | $ 74,000 |
| Douglas County Wisconsin | 40 | $ 4,885,000 | $ 122,000 | $ 73,000 |
| Manitowoc County Wisconsin | 32 | $ 4,597,000 | $ 143,000 | $ 97,000 |
| Oconto County Wisconsin | 32 | $ 3,826,000 | $ 119,000 | $ 77,000 |
| Hennepin County Minnesota | 25 | $ 4,658,000 | $ 186,000 | $ 214,000 |
| Door County Wisconsin | 25 | $ 4,793,000 | $ 191,000 | $ 167,000 |
| Outagamie County Wisconsin | 25 | $ 3,011,000 | $ 120,000 | $ 36,000 |
| Vilas County Wisconsin | 23 | $ 5,324,000 | $ 231,000 | $ 382,000 |
| Rusk County Wisconsin | 22 | $ 2,304,000 | $ 104,000 | $ 69,000 |
| Winnebago County Illinois | 17 | $ 2,205,000 | $ 129,000 | $ 96,000 |
| Sauk County Wisconsin | 17 | $ 2,194,000 | $ 129,000 | $ 112,000 |
| Cook County Illinois | 16 | $ 3,206,000 | $ 200,000 | $ 160,000 |
| Green County Wisconsin | 16 | $ 2,135,000 | $ 133,000 | $ 114,000 |
| Dodge County Wisconsin | 15 | $ 2,663,000 | $ 177,000 | $ 97,000 |
| Oneida County Wisconsin | 14 | $ 2,330,000 | $ 166,000 | $ 100,000 |
| Polk County Wisconsin | 11 | $ 1,285,000 | $ 116,000 | $ 82,000 |
| Iowa County Wisconsin | 10 | $ 1,637,000 | $ 163,000 | $ 108,000 |
| Waupaca County Wisconsin | 10 | $ 3,739,000 | $ 373,000 | $ 177,000 |
| Washington County Minnesota | 9 | $ 1,324,000 | $ 147,000 | $ 116,000 |
| Chippewa County Wisconsin | 9 | $ 1,068,000 | $ 118,000 | $ 87,000 |
| Shawano County Wisconsin | 9 | $ 1,128,000 | $ 125,000 | $ 139,000 |
| Dakota County Minnesota | 8 | $ 1,442,000 | $ 180,000 | $ 171,000 |
| Adams County Wisconsin | 8 | $ 790,000 | $ 98,000 | $ 51,000 |
| Marinette County Wisconsin | 8 | $ 795,000 | $ 99,000 | $ 84,000 |
| Ramsey County Minnesota | 7 | $ 985,000 | $ 140,000 | $ 186,000 |
| Forest County Wisconsin | 7 | $ 1,269,000 | $ 181,000 | $ 153,000 |
| Juneau County Wisconsin | 7 | $ 1,205,000 | $ 172,000 | $ 191,000 |
| Waushara County Wisconsin | 7 | $ 1,476,000 | $ 210,000 | $ 96,000 |
| Maricopa County Arizona | 6 | $ 1,083,000 | $ 180,000 | $ 134,000 |
| DuPage County Illinois | 6 | $ 1,194,000 | $ 199,000 | $ 124,000 |
| Ashland County Wisconsin | 6 | $ 735,000 | $ 122,000 | $ 92,000 |
| Fond du Lac County Wisconsin | 6 | $ 712,000 | $ 118,000 | $ 76,000 |
| La Crosse County Wisconsin | 6 | $ 666,000 | $ 111,000 | $ 74,000 |
| Marathon County Wisconsin | 6 | $ 784,000 | $ 130,000 | $ 124,000 |
| Dunn County Wisconsin | 5 | $ 555,000 | $ 111,000 | $ 94,000 |
| Marquette County Wisconsin | 5 | $ 471,000 | $ 94,000 | $ 81,000 |
| Winnebago County Wisconsin | 5 | $ 512,000 | $ 102,000 | $ 92,000 |
| Gogebic County Michigan | 4 | $ 815,000 | $ 203,000 | $ 350,000 |
| Lincoln County Wisconsin | 4 | $ 360,000 | $ 90,000 | $ 67,000 |
| Menominee County Wisconsin | 4 | $ 646,000 | $ 161,000 | $ 159,000 |
| St. Croix County Wisconsin | 4 | $ 670,000 | $ 167,000 | $ 75,000 |
| McHenry County Illinois | 3 | $ 890,000 | $ 296,000 | $ 192,000 |
| Will County Illinois | 3 | $ 312,000 | $ 104,000 | $ 106,000 |
| Anoka County Minnesota | 3 | $ 672,000 | $ 224,000 | $ 106,000 |
| Dodge County Minnesota | 3 | $ 437,000 | $ 145,000 | $ 112,000 |
| St. Louis County Minnesota | 3 | $ 433,000 | $ 144,000 | $ 118,000 |
| Calumet County Wisconsin | 3 | $ 343,000 | $ 114,000 | $ 81,000 |
| Grant County Wisconsin | 3 | $ 583,000 | $ 194,000 | $ 19,000 |
| Iron County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 139,000 |
| Richland County Wisconsin | 3 | $ 409,000 | $ 136,000 | $ 41,000 |
| Berrien County Michigan | 2 | $ 135,000 | $ 67,000 | $ 53,000 |
| Cass County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Cook County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 450,000 |
| Scott County Minnesota | 2 | $ 453,000 | $ 226,000 | $ 76,000 |
| Buffalo County Wisconsin | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| Eau Claire County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 43,000 |
| Florence County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 144,000 |
| Kewaunee County Wisconsin | 2 | $ 426,000 | $ 213,000 | $ 95,000 |
| Langlade County Wisconsin | 2 | $ 213,000 | $ 106,000 | $ 58,000 |
| Pepin County Wisconsin | 2 | $ 184,000 | $ 92,000 | $ 52,000 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 217,000 |
| Napa County California | 1 | $ 319,000 | $ 319,000 | $ 115,000 |
| San Diego County California | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Boone County Illinois | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Jo Daviess County Illinois | 1 | $ 115,000 | $ 115,000 | $ 427,000 |
| Kane County Illinois | 1 | $ 154,000 | $ 154,000 | $ 140,000 |
| Ogle County Illinois | 1 | $ 92,000 | $ 92,000 | $ 72,000 |
| Polk County Iowa | 1 | $ 136,000 | $ 136,000 | $ 200,000 |
| Beltrami County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 85,000 |
| Blue Earth County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 113,000 |
| Crow Wing County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 13,000 |
| Kandiyohi County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Todd County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Traverse County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Camden County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Green Lake County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 416,000 |
| Pierce County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Portage County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 86,000 |
| Price County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 66,000 |
| Taylor County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Trempealeau County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Wood County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,849 | $1,156,226,000 | $130,857 | $1,790,000 | $126,571 | $4,250,000 |
| Home Purchase (one-to-four family) | 2,096 | $348,334,000 | $238,666 | $1,594,000 | $227,166 | $1,276,000 |
| Home Improvement (one-to-four family) | 55 | $3,149,000 | $57,000 | $377,000 | $58,000 | $148,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 30 | $15,963,000 | $610,500 | $2,401,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,564 | $1,446,272,000 | $217,285 | $1,940,000 | $112,714 | $4,250,000 |
| Hispanic | 131 | $15,461,000 | $133,500 | $300,000 | $69,500 | $513,000 |
| Asian or Pacific Islander | 128 | $20,341,000 | $167,000 | $650,000 | $140,000 | $480,000 |
| Black | 70 | $9,898,000 | $223,500 | $560,000 | $135,000 | $644,000 |
| Information not provided by applicant in mail or telephone application | 56 | $10,114,000 | $180,500 | $645,000 | $151,000 | $607,000 |
| Other | 36 | $6,087,000 | $169,000 | $645,000 | $134,000 | $428,000 |
| Not applicable | 26 | $13,192,000 | $394,250 | $2,401,000 | $281,250 | $661,000 |
| American Indian or Alaskan Native | 19 | $2,307,000 | $121,000 | $323,000 | $82,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,030 | $1,523,672,000 | $189,875 | $2,401,000 | $145,375 | $4,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,896 | $1,366,085,000 | $176,428 | $2,401,000 | $159,142 | $4,250,000 |
| Application Withdrawn By Applicant | 430 | $65,576,000 | $155,200 | $1,594,000 | $120,400 | $1,800,000 |
| Application Denied By Financial Institution | 398 | $50,231,000 | $258,800 | $975,000 | $106,600 | $744,000 |
| File Closed For Incompleteness | 170 | $24,312,000 | $201,000 | $650,000 | $192,500 | $515,000 |
| Application Approved But Not Accepted | 136 | $17,468,000 | $188,000 | $417,000 | $126,500 | $530,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 205 | $22,804,000 | $145,750 | $395,000 | $134,250 | $744,000 |
| Debt-To-Income Ratio | 115 | $15,965,000 | $337,666 | $695,000 | $31,333 | $230,000 |
| Collateral | 40 | $5,523,000 | $138,000 | $860,000 | $114,000 | $600,000 |
| Other | 24 | $3,598,000 | $219,500 | $650,000 | $108,000 | $268,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,520,000 | $253,000 | $975,000 | $101,000 | $280,000 |
| Employment History | 5 | $540,000 | $108,000 | $174,000 | $48,000 | $80,000 |
| Unverifiable Information | 2 | $191,000 | $95,000 | $128,000 | $27,000 | $38,000 |
| Credit Application Incomplete | 1 | $90,000 | $90,000 | $90,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.