Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Johnson Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,636 |
| Total Mortgage Loan Application Amount | $1,691,286,000 |
| Average Mortgage Loan Application Amount | $229,666 |
| Highest Mortgage Loan Application Amount | $16,800,000 |
| Average Applicant Income | $138,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 841 | $ 230,960,000 | $ 274,000 | $ 150,000 |
| Racine County Wisconsin | 835 | $ 134,161,000 | $ 160,000 | $ 106,000 |
| Milwaukee County Wisconsin | 732 | $ 156,628,000 | $ 213,000 | $ 144,000 |
| Kenosha County Wisconsin | 651 | $ 108,297,000 | $ 166,000 | $ 104,000 |
| Waukesha County Wisconsin | 600 | $ 169,550,000 | $ 282,000 | $ 150,000 |
| Maricopa County Arizona | 567 | $ 255,772,000 | $ 451,000 | $ 230,000 |
| Rock County Wisconsin | 552 | $ 71,111,000 | $ 128,000 | $ 82,000 |
| Brown County Wisconsin | 236 | $ 42,096,000 | $ 178,000 | $ 92,000 |
| Sawyer County Wisconsin | 218 | $ 34,892,000 | $ 160,000 | $ 120,000 |
| Outagamie County Wisconsin | 215 | $ 45,271,000 | $ 210,000 | $ 119,000 |
| Barron County Wisconsin | 212 | $ 29,286,000 | $ 138,000 | $ 73,000 |
| Sheboygan County Wisconsin | 162 | $ 25,561,000 | $ 157,000 | $ 112,000 |
| Washburn County Wisconsin | 134 | $ 22,245,000 | $ 166,000 | $ 92,000 |
| Jefferson County Wisconsin | 129 | $ 18,754,000 | $ 145,000 | $ 76,000 |
| Ozaukee County Wisconsin | 125 | $ 38,364,000 | $ 306,000 | $ 202,000 |
| Walworth County Wisconsin | 105 | $ 27,412,000 | $ 261,000 | $ 133,000 |
| Washington County Wisconsin | 81 | $ 17,497,000 | $ 216,000 | $ 109,000 |
| Door County Wisconsin | 77 | $ 17,445,000 | $ 226,000 | $ 194,000 |
| Winnebago County Wisconsin | 71 | $ 17,812,000 | $ 250,000 | $ 151,000 |
| Calumet County Wisconsin | 61 | $ 11,427,000 | $ 187,000 | $ 139,000 |
| Manitowoc County Wisconsin | 43 | $ 5,920,000 | $ 137,000 | $ 91,000 |
| Bayfield County Wisconsin | 37 | $ 6,690,000 | $ 180,000 | $ 148,000 |
| Columbia County Wisconsin | 37 | $ 7,032,000 | $ 190,000 | $ 136,000 |
| Oconto County Wisconsin | 37 | $ 8,355,000 | $ 225,000 | $ 85,000 |
| Lake County Illinois | 34 | $ 7,306,000 | $ 214,000 | $ 133,000 |
| Burnett County Wisconsin | 31 | $ 4,881,000 | $ 157,000 | $ 120,000 |
| Hennepin County Minnesota | 26 | $ 7,533,000 | $ 289,000 | $ 137,000 |
| Vilas County Wisconsin | 23 | $ 6,593,000 | $ 286,000 | $ 224,000 |
| Cook County Illinois | 22 | $ 6,962,000 | $ 316,000 | $ 133,000 |
| Waupaca County Wisconsin | 20 | $ 3,617,000 | $ 180,000 | $ 120,000 |
| Rusk County Wisconsin | 16 | $ 1,892,000 | $ 118,000 | $ 79,000 |
| Green County Wisconsin | 15 | $ 2,465,000 | $ 164,000 | $ 117,000 |
| Sauk County Wisconsin | 15 | $ 6,618,000 | $ 441,000 | $ 127,000 |
| Navajo County Arizona | 14 | $ 2,725,000 | $ 194,000 | $ 169,000 |
| Yavapai County Arizona | 14 | $ 5,824,000 | $ 416,000 | $ 149,000 |
| Eau Claire County Wisconsin | 14 | $ 1,935,000 | $ 138,000 | $ 71,000 |
| Adams County Wisconsin | 12 | $ 1,919,000 | $ 159,000 | $ 116,000 |
| Dodge County Wisconsin | 12 | $ 2,130,000 | $ 177,000 | $ 80,000 |
| Douglas County Wisconsin | 12 | $ 3,369,000 | $ 280,000 | $ 79,000 |
| Coconino County Arizona | 11 | $ 7,240,000 | $ 658,000 | $ 569,000 |
| Oneida County Wisconsin | 11 | $ 2,922,000 | $ 265,000 | $ 183,000 |
| Shawano County Wisconsin | 11 | $ 1,990,000 | $ 180,000 | $ 77,000 |
| Pinal County Arizona | 10 | $ 2,843,000 | $ 284,000 | $ 95,000 |
| Waushara County Wisconsin | 9 | $ 1,872,000 | $ 208,000 | $ 111,000 |
| Pima County Arizona | 8 | $ 1,485,000 | $ 185,000 | $ 101,000 |
| Winnebago County Illinois | 8 | $ 1,502,000 | $ 187,000 | $ 142,000 |
| Ramsey County Minnesota | 8 | $ 1,729,000 | $ 216,000 | $ 214,000 |
| Gila County Arizona | 7 | $ 1,942,000 | $ 277,000 | $ 137,000 |
| Collier County Florida | 7 | $ 1,688,000 | $ 241,000 | $ 271,000 |
| Washington County Minnesota | 7 | $ 1,446,000 | $ 206,000 | $ 226,000 |
| Chippewa County Wisconsin | 7 | $ 1,190,000 | $ 170,000 | $ 94,000 |
| Dunn County Wisconsin | 7 | $ 990,000 | $ 141,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 7 | $ 1,373,000 | $ 196,000 | $ 122,000 |
| Marathon County Wisconsin | 7 | $ 1,184,000 | $ 169,000 | $ 146,000 |
| St. Croix County Wisconsin | 6 | $ 1,083,000 | $ 180,000 | $ 103,000 |
| San Diego County California | 5 | $ 4,531,000 | $ 906,000 | $ 2,650,000 |
| McHenry County Illinois | 5 | $ 1,114,000 | $ 222,000 | $ 109,000 |
| Iowa County Wisconsin | 5 | $ 1,046,000 | $ 209,000 | $ 83,000 |
| Sarasota County Florida | 4 | $ 1,116,000 | $ 279,000 | $ 250,000 |
| DuPage County Illinois | 4 | $ 1,417,000 | $ 354,000 | $ 272,000 |
| Mackinac County Michigan | 4 | $ 966,000 | $ 241,000 | $ 288,000 |
| Ashland County Wisconsin | 4 | $ 638,000 | $ 159,000 | $ 82,000 |
| Forest County Wisconsin | 4 | $ 555,000 | $ 138,000 | $ 76,000 |
| Langlade County Wisconsin | 4 | $ 458,000 | $ 114,000 | $ 86,000 |
| Marinette County Wisconsin | 4 | $ 386,000 | $ 96,000 | $ 69,000 |
| Marquette County Wisconsin | 4 | $ 553,000 | $ 138,000 | $ 86,000 |
| Lee County Florida | 3 | $ 678,000 | $ 226,000 | $ 259,000 |
| Sumter County Florida | 3 | $ 623,000 | $ 207,000 | $ 93,000 |
| Juneau County Wisconsin | 3 | $ 799,000 | $ 266,000 | $ 125,000 |
| La Crosse County Wisconsin | 3 | $ 876,000 | $ 292,000 | $ 225,000 |
| Menominee County Wisconsin | 3 | $ 505,000 | $ 168,000 | $ 208,000 |
| Price County Wisconsin | 3 | $ 377,000 | $ 125,000 | $ 173,000 |
| Charlotte County Florida | 2 | $ 305,000 | $ 152,000 | $ 158,000 |
| Monroe County Florida | 2 | $ 1,330,000 | $ 665,000 | $ 1,257,000 |
| Palm Beach County Florida | 2 | $ 375,000 | $ 187,000 | $ 251,000 |
| Pinellas County Florida | 2 | $ 812,000 | $ 406,000 | $ 397,000 |
| Ogle County Illinois | 2 | $ 147,000 | $ 73,000 | $ 59,000 |
| Gogebic County Michigan | 2 | $ 199,000 | $ 99,000 | $ 139,000 |
| Cass County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 152,000 |
| Dakota County Minnesota | 2 | $ 434,000 | $ 217,000 | $ 127,000 |
| Scott County Minnesota | 2 | $ 437,000 | $ 218,000 | $ 139,000 |
| Salt Lake County Utah | 2 | $ 803,000 | $ 401,000 | $ 251,000 |
| Crawford County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| Florence County Wisconsin | 2 | $ 322,000 | $ 161,000 | $ 118,000 |
| Grant County Wisconsin | 2 | $ 739,000 | $ 369,000 | $ 18,000 |
| Green Lake County Wisconsin | 2 | $ 541,000 | $ 270,000 | $ 170,000 |
| Lincoln County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 182,000 |
| Pepin County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 44,000 |
| Pierce County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 102,000 |
| Richland County Wisconsin | 2 | $ 266,000 | $ 133,000 | $ 109,000 |
| Baldwin County Alabama | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Cochise County Arizona | 1 | $ 250,000 | $ 250,000 | $ 202,000 |
| Mohave County Arizona | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Boulder County Colorado | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Garfield County Colorado | 1 | $ 420,000 | $ 420,000 | $ 1,777,000 |
| La Plata County Colorado | 1 | $ 396,000 | $ 396,000 | $ 72,000 |
| Duval County Florida | 1 | $ 356,000 | $ 356,000 | $ 139,000 |
| Marion County Florida | 1 | $ 48,000 | $ 48,000 | $ 99,000 |
| Walton County Florida | 1 | $ 242,000 | $ 242,000 | $ 229,000 |
| Boone County Illinois | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Effingham County Illinois | 1 | $ 223,000 | $ 223,000 | $ 266,000 |
| Kane County Illinois | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| McDonough County Illinois | 1 | $ 352,000 | $ 352,000 | $ 154,000 |
| Will County Illinois | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Iosco County Michigan | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Iron County Michigan | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Marquette County Michigan | 1 | $ 297,000 | $ 297,000 | $ 114,000 |
| Menominee County Michigan | 1 | $ 238,000 | $ 238,000 | $ 118,000 |
| Oakland County Michigan | 1 | $ 192,000 | $ 192,000 | $ 473,000 |
| Schoolcraft County Michigan | 1 | $ 163,000 | $ 163,000 | $ 126,000 |
| Anoka County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 122,000 |
| Carver County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 175,000 |
| Chisago County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 119,000 |
| Dodge County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 181,000 |
| Douglas County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Kanabec County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Mower County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 135,000 |
| Nicollet County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| Pope County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Rice County Minnesota | 1 | $ 560,000 | $ 560,000 | $ 250,000 |
| Wright County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 94,000 |
| Lancaster County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Spartanburg County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 98,000 |
| Summit County Utah | 1 | $ 93,000 | $ 93,000 | $ 150,000 |
| Jackson County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Kewaunee County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Monroe County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 118,000 |
| Portage County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Vernon County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Wood County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 369,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,472 | $892,799,000 | $199,000 | $6,640,000 | $125,000 | $9,999,000 |
| Home Purchase | 3,128 | $789,898,000 | $252,000 | $16,800,000 | $141,000 | $4,691,000 |
| Home Improvement | 36 | $8,589,000 | $238,000 | $1,440,000 | $150,000 | $654,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,119 | $1,505,979,000 | $211,000 | $4,000,000 | $131,000 | $9,999,000 |
| Asian | 139 | $44,607,000 | $320,000 | $3,250,000 | $199,000 | $2,385,000 |
| Hispanic | 137 | $30,908,000 | $225,000 | $2,418,000 | $118,000 | $1,451,000 |
| Not Provided | 81 | $27,161,000 | $335,000 | $1,600,000 | $164,000 | $1,500,000 |
| Black or African American | 79 | $15,623,000 | $197,000 | $1,216,000 | $132,000 | $1,275,000 |
| Not applicable | 57 | $63,273,000 | $1,110,000 | $16,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,140,000 | $133,000 | $385,000 | $70,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,595,000 | $199,000 | $400,000 | $131,000 | $332,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,636 | $1,691,286,000 | $221,000 | $16,800,000 | $132,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,698 | $1,226,312,000 | $215,000 | $16,800,000 | $132,000 | $4,691,000 |
| Application Denied By Financial Institution | 661 | $162,446,000 | $245,000 | $3,250,000 | $141,000 | $9,999,000 |
| Application Withdrawn By Applicant | 557 | $155,470,000 | $279,000 | $4,000,000 | $145,000 | $1,451,000 |
| Preapproval Denied by Financial Institution | 325 | $56,768,000 | $174,000 | $1,600,000 | $84,000 | $1,620,000 |
| Application Approved But Not Accepted | 275 | $63,174,000 | $229,000 | $1,388,000 | $134,000 | $1,840,000 |
| File Closed For Incompleteness | 83 | $22,412,000 | $270,000 | $2,000,000 | $129,000 | $600,000 |
| Loan Purchased By The Institution | 37 | $4,704,000 | $127,000 | $281,000 | $47,000 | $139,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 427 | $75,154,000 | $176,000 | $1,985,000 | $99,000 | $4,043,000 |
| Debt-To-Income Ratio | 253 | $58,958,000 | $233,000 | $1,730,000 | $74,000 | $477,000 |
| Collateral | 226 | $56,970,000 | $252,000 | $1,500,000 | $198,000 | $9,999,000 |
| Employment History | 27 | $5,827,000 | $215,000 | $750,000 | $85,000 | $407,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $14,643,000 | $585,000 | $3,250,000 | $329,000 | $2,385,000 |
| Other | 24 | $7,034,000 | $293,000 | $1,200,000 | $158,000 | $938,000 |
| Credit Application Incomplete | 2 | $405,000 | $202,000 | $238,000 | $107,000 | $134,000 |
| Unverifiable Information | 1 | $161,000 | $161,000 | $161,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 1 | $62,000 | $62,000 | $62,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.