Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Johnson Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,903 |
| Total Mortgage Loan Application Amount | $1,497,795,000 |
| Average Mortgage Loan Application Amount | $185,600 |
| Highest Mortgage Loan Application Amount | $11,805,000 |
| Average Applicant Income | $146,000 |
| Highest Applicant Income | $8,507,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Racine County Wisconsin | 730 | $ 121,870,000 | $ 166,000 | $ 130,000 |
| Kenosha County Wisconsin | 677 | $ 118,685,000 | $ 175,000 | $ 128,000 |
| Rock County Wisconsin | 508 | $ 72,150,000 | $ 142,000 | $ 97,000 |
| Milwaukee County Wisconsin | 492 | $ 109,190,000 | $ 221,000 | $ 183,000 |
| Dane County Wisconsin | 480 | $ 122,170,000 | $ 254,000 | $ 194,000 |
| Maricopa County Arizona | 433 | $ 184,135,000 | $ 425,000 | $ 227,000 |
| Waukesha County Wisconsin | 405 | $ 106,435,000 | $ 262,000 | $ 201,000 |
| Brown County Wisconsin | 312 | $ 59,600,000 | $ 191,000 | $ 147,000 |
| Sawyer County Wisconsin | 199 | $ 31,295,000 | $ 157,000 | $ 105,000 |
| Outagamie County Wisconsin | 192 | $ 40,820,000 | $ 212,000 | $ 145,000 |
| Sheboygan County Wisconsin | 126 | $ 21,460,000 | $ 170,000 | $ 117,000 |
| Barron County Wisconsin | 124 | $ 14,510,000 | $ 117,000 | $ 87,000 |
| Jefferson County Wisconsin | 108 | $ 16,440,000 | $ 152,000 | $ 75,000 |
| Walworth County Wisconsin | 96 | $ 19,990,000 | $ 208,000 | $ 130,000 |
| Washburn County Wisconsin | 88 | $ 11,230,000 | $ 127,000 | $ 76,000 |
| Ozaukee County Wisconsin | 78 | $ 20,820,000 | $ 266,000 | $ 187,000 |
| Door County Wisconsin | 69 | $ 16,645,000 | $ 241,000 | $ 234,000 |
| Winnebago County Wisconsin | 69 | $ 13,525,000 | $ 196,000 | $ 141,000 |
| Washington County Wisconsin | 64 | $ 15,740,000 | $ 245,000 | $ 165,000 |
| Oconto County Wisconsin | 57 | $ 13,045,000 | $ 228,000 | $ 126,000 |
| Pinal County Arizona | 35 | $ 11,665,000 | $ 333,000 | $ 139,000 |
| Manitowoc County Wisconsin | 33 | $ 5,655,000 | $ 171,000 | $ 105,000 |
| Cook County Illinois | 28 | $ 7,910,000 | $ 282,000 | $ 217,000 |
| Columbia County Wisconsin | 28 | $ 5,330,000 | $ 190,000 | $ 195,000 |
| Calumet County Wisconsin | 27 | $ 5,095,000 | $ 188,000 | $ 145,000 |
| Bayfield County Wisconsin | 26 | $ 3,510,000 | $ 135,000 | $ 80,000 |
| Lake County Illinois | 25 | $ 6,995,000 | $ 279,000 | $ 226,000 |
| Burnett County Wisconsin | 23 | $ 3,685,000 | $ 160,000 | $ 123,000 |
| Vilas County Wisconsin | 21 | $ 9,505,000 | $ 452,000 | $ 420,000 |
| Marinette County Wisconsin | 20 | $ 3,530,000 | $ 176,000 | $ 110,000 |
| Yavapai County Arizona | 19 | $ 6,465,000 | $ 340,000 | $ 150,000 |
| Oneida County Wisconsin | 19 | $ 3,545,000 | $ 186,000 | $ 180,000 |
| Shawano County Wisconsin | 16 | $ 2,870,000 | $ 179,000 | $ 125,000 |
| Waupaca County Wisconsin | 16 | $ 3,610,000 | $ 225,000 | $ 129,000 |
| Chippewa County Wisconsin | 13 | $ 1,855,000 | $ 142,000 | $ 81,000 |
| Douglas County Wisconsin | 13 | $ 1,815,000 | $ 139,000 | $ 137,000 |
| Green County Wisconsin | 13 | $ 2,685,000 | $ 206,000 | $ 145,000 |
| Sauk County Wisconsin | 12 | $ 3,620,000 | $ 301,000 | $ 292,000 |
| Hennepin County Minnesota | 11 | $ 4,605,000 | $ 418,000 | $ 244,000 |
| Dodge County Wisconsin | 10 | $ 1,130,000 | $ 113,000 | $ 125,000 |
| Pima County Arizona | 9 | $ 2,155,000 | $ 239,000 | $ 143,000 |
| Kewaunee County Wisconsin | 9 | $ 2,145,000 | $ 238,000 | $ 103,000 |
| Coconino County Arizona | 8 | $ 3,880,000 | $ 485,000 | $ 498,000 |
| Winnebago County Illinois | 8 | $ 810,000 | $ 101,000 | $ 141,000 |
| Adams County Wisconsin | 8 | $ 2,100,000 | $ 262,000 | $ 317,000 |
| Washington County Minnesota | 7 | $ 2,255,000 | $ 322,000 | $ 226,000 |
| Eau Claire County Wisconsin | 7 | $ 795,000 | $ 113,000 | $ 137,000 |
| Langlade County Wisconsin | 7 | $ 1,325,000 | $ 189,000 | $ 180,000 |
| Gila County Arizona | 6 | $ 1,690,000 | $ 281,000 | $ 253,000 |
| Mohave County Arizona | 6 | $ 1,880,000 | $ 313,000 | $ 112,000 |
| Navajo County Arizona | 6 | $ 1,750,000 | $ 291,000 | $ 179,000 |
| Pinellas County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 328,000 |
| Juneau County Wisconsin | 6 | $ 930,000 | $ 155,000 | $ 330,000 |
| Marathon County Wisconsin | 6 | $ 950,000 | $ 158,000 | $ 154,000 |
| Portage County Wisconsin | 6 | $ 670,000 | $ 111,000 | $ 127,000 |
| St. Croix County Wisconsin | 6 | $ 910,000 | $ 151,000 | $ 208,000 |
| Ramsey County Minnesota | 5 | $ 935,000 | $ 187,000 | $ 186,000 |
| St. Louis County Minnesota | 5 | $ 3,175,000 | $ 635,000 | $ 124,000 |
| Dunn County Wisconsin | 5 | $ 1,065,000 | $ 213,000 | $ 125,000 |
| Fond du Lac County Wisconsin | 5 | $ 1,225,000 | $ 245,000 | $ 40,000 |
| Polk County Wisconsin | 5 | $ 735,000 | $ 147,000 | $ 61,000 |
| Rusk County Wisconsin | 5 | $ 465,000 | $ 93,000 | $ 63,000 |
| DuPage County Illinois | 4 | $ 930,000 | $ 232,000 | $ 190,000 |
| Dakota County Minnesota | 4 | $ 1,000,000 | $ 250,000 | $ 196,000 |
| Buffalo County Wisconsin | 4 | $ 180,000 | $ 45,000 | $ 57,000 |
| Florence County Wisconsin | 4 | $ 580,000 | $ 145,000 | $ 82,000 |
| Lincoln County Wisconsin | 4 | $ 480,000 | $ 120,000 | $ 83,000 |
| Price County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 60,000 |
| Waushara County Wisconsin | 4 | $ 380,000 | $ 95,000 | $ 96,000 |
| Bay County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Sarasota County Florida | 3 | $ 2,225,000 | $ 741,000 | $ 676,000 |
| McHenry County Illinois | 3 | $ 285,000 | $ 95,000 | $ 204,000 |
| Dickinson County Michigan | 3 | $ 165,000 | $ 55,000 | $ 81,000 |
| Menominee County Michigan | 3 | $ 125,000 | $ 41,000 | $ 36,000 |
| Stearns County Minnesota | 3 | $ 2,295,000 | $ 765,000 | $ 229,000 |
| Wright County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 95,000 |
| Forest County Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 118,000 |
| Marquette County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 90,000 |
| Menominee County Wisconsin | 3 | $ 715,000 | $ 238,000 | $ 155,000 |
| Monroe County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 140,000 |
| Taylor County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 84,000 |
| Apache County Arizona | 2 | $ 520,000 | $ 260,000 | $ 156,000 |
| Charlotte County Florida | 2 | $ 1,510,000 | $ 755,000 | $ 1,779,000 |
| Orange County Florida | 2 | $ 400,000 | $ 200,000 | $ 163,000 |
| Boone County Illinois | 2 | $ 500,000 | $ 250,000 | $ 372,000 |
| Monroe County Illinois | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Gogebic County Michigan | 2 | $ 230,000 | $ 115,000 | $ 252,000 |
| Iron County Michigan | 2 | $ 80,000 | $ 40,000 | $ 176,000 |
| Luce County Michigan | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Anoka County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Olmsted County Minnesota | 2 | $ 4,180,000 | $ 2,090,000 | $ 35,000 |
| Ashland County Wisconsin | 2 | $ 60,000 | $ 30,000 | $ 97,000 |
| Clark County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| Grant County Wisconsin | 2 | $ 12,040,000 | $ 6,020,000 | $ 326,000 |
| Iron County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 138,000 |
| Wood County Wisconsin | 2 | $ 1,380,000 | $ 690,000 | $ 52,000 |
| Santa Cruz County Arizona | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| Yuma County Arizona | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| Eagle County Colorado | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Garfield County Colorado | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Collier County Florida | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 290,000 |
| Hillsborough County Florida | 1 | $ 95,000 | $ 95,000 | $ 300,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Lee County Florida | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 455,000 | $ 455,000 | $ 329,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Kane County Illinois | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| McDonough County Illinois | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Iosco County Michigan | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Montcalm County Michigan | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Oakland County Michigan | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Aitkin County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Carver County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 4,299,000 |
| Cass County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 277,000 |
| Chisago County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Fillmore County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Kandiyohi County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| McLeod County Minnesota | 1 | $ 4,755,000 | $ 4,755,000 | $ 0 |
| Steele County Minnesota | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 198,000 |
| Crawford County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Green Lake County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 211,000 |
| Iowa County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| La Crosse County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 346,000 |
| Pierce County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Richland County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,925 | $1,020,445,000 | $259,000 | $2,345,000 | $142,000 | $4,299,000 |
| Other Purpose | 1,210 | $124,480,000 | $102,000 | $1,165,000 | $150,000 | $1,287,000 |
| Refinancing | 797 | $210,195,000 | $263,000 | $11,805,000 | $170,000 | $8,507,000 |
| Home Improvement | 544 | $58,780,000 | $108,000 | $2,205,000 | $151,000 | $3,556,000 |
| Cash-out Refinancing | 427 | $83,895,000 | $196,000 | $2,125,000 | $117,000 | $896,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,186 | $1,309,100,000 | $211,000 | $2,345,000 | $149,000 | $8,507,000 |
| Hispanic | 238 | $39,210,000 | $164,000 | $985,000 | $93,000 | $1,200,000 |
| Asian | 159 | $37,855,000 | $238,000 | $1,205,000 | $142,000 | $1,000,000 |
| Not Provided | 111 | $27,205,000 | $245,000 | $1,285,000 | $127,000 | $750,000 |
| Black or African American | 107 | $21,015,000 | $196,000 | $1,255,000 | $123,000 | $1,500,000 |
| Not applicable | 71 | $57,305,000 | $807,000 | $11,805,000 | $133,000 | $133,000 |
| American Indian or Alaskan Native | 23 | $4,095,000 | $178,000 | $665,000 | $94,000 | $659,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,180,000 | $295,000 | $625,000 | $191,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,887 | $1,495,455,000 | $217,000 | $11,805,000 | $146,000 | $8,507,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,340,000 | $146,000 | $335,000 | $57,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,655 | $1,021,835,000 | $219,000 | $11,805,000 | $161,000 | $8,507,000 |
| Application Denied By Financial Institution | 665 | $113,785,000 | $171,000 | $2,345,000 | $105,000 | $2,335,000 |
| Preapproval Approved but not Accepted | 528 | $123,950,000 | $234,000 | $1,205,000 | $105,000 | $644,000 |
| Preapproval Denied by Financial Institution | 388 | $65,640,000 | $169,000 | $1,305,000 | $77,000 | $1,200,000 |
| Application Withdrawn By Applicant | 341 | $95,615,000 | $280,000 | $1,685,000 | $156,000 | $1,500,000 |
| Application Approved But Not Accepted | 258 | $61,100,000 | $236,000 | $1,165,000 | $137,000 | $897,000 |
| File Closed For Incompleteness | 68 | $15,870,000 | $233,000 | $2,005,000 | $193,000 | $1,083,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,850 | $1,318,370,000 | $225,000 | $11,805,000 | $155,000 | $8,507,000 |
| Credit History | 500 | $72,490,000 | $144,000 | $1,285,000 | $94,000 | $2,335,000 |
| Debt-To-Income Ratio | 351 | $72,755,000 | $207,000 | $2,125,000 | $70,000 | $453,000 |
| Collateral | 162 | $19,290,000 | $119,000 | $905,000 | $125,000 | $700,000 |
| Employment History | 12 | $3,620,000 | $301,000 | $725,000 | $133,000 | $292,000 |
| Unverifiable Information | 11 | $3,655,000 | $332,000 | $1,245,000 | $224,000 | $1,253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $4,455,000 | $636,000 | $2,345,000 | $259,000 | $900,000 |
| Credit Application Incomplete | 5 | $795,000 | $159,000 | $425,000 | $93,000 | $228,000 |
| Other | 4 | $2,110,000 | $527,000 | $1,605,000 | $263,000 | $854,000 |
| Mortgage Insurance Denied | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.