Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Johnson Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,547 |
| Total Mortgage Loan Application Amount | $2,805,675,000 |
| Average Mortgage Loan Application Amount | $210,000 |
| Highest Mortgage Loan Application Amount | $24,105,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $9,278,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Racine County Wisconsin | 923 | $ 177,925,000 | $ 192,000 | $ 126,000 |
| Milwaukee County Wisconsin | 911 | $ 242,295,000 | $ 265,000 | $ 166,000 |
| Kenosha County Wisconsin | 848 | $ 179,150,000 | $ 211,000 | $ 144,000 |
| Rock County Wisconsin | 838 | $ 159,470,000 | $ 190,000 | $ 107,000 |
| Dane County Wisconsin | 813 | $ 321,335,000 | $ 395,000 | $ 197,000 |
| Maricopa County Arizona | 797 | $ 314,875,000 | $ 395,000 | $ 182,000 |
| Waukesha County Wisconsin | 672 | $ 199,350,000 | $ 296,000 | $ 186,000 |
| Brown County Wisconsin | 565 | $ 143,885,000 | $ 254,000 | $ 125,000 |
| Outagamie County Wisconsin | 308 | $ 71,240,000 | $ 231,000 | $ 140,000 |
| Sawyer County Wisconsin | 252 | $ 50,180,000 | $ 199,000 | $ 130,000 |
| Sheboygan County Wisconsin | 236 | $ 47,170,000 | $ 199,000 | $ 139,000 |
| Jefferson County Wisconsin | 197 | $ 36,465,000 | $ 185,000 | $ 94,000 |
| Barron County Wisconsin | 196 | $ 42,850,000 | $ 218,000 | $ 107,000 |
| Ozaukee County Wisconsin | 169 | $ 54,585,000 | $ 322,000 | $ 234,000 |
| Walworth County Wisconsin | 138 | $ 33,210,000 | $ 240,000 | $ 139,000 |
| Winnebago County Wisconsin | 125 | $ 34,435,000 | $ 275,000 | $ 175,000 |
| Washburn County Wisconsin | 98 | $ 16,530,000 | $ 168,000 | $ 118,000 |
| Washington County Wisconsin | 96 | $ 31,470,000 | $ 327,000 | $ 156,000 |
| Door County Wisconsin | 90 | $ 21,830,000 | $ 242,000 | $ 209,000 |
| Oconto County Wisconsin | 78 | $ 19,530,000 | $ 250,000 | $ 115,000 |
| Calumet County Wisconsin | 74 | $ 15,670,000 | $ 211,000 | $ 135,000 |
| Bayfield County Wisconsin | 57 | $ 14,725,000 | $ 258,000 | $ 140,000 |
| Manitowoc County Wisconsin | 47 | $ 7,795,000 | $ 165,000 | $ 120,000 |
| Lake County Illinois | 41 | $ 10,575,000 | $ 257,000 | $ 213,000 |
| Hennepin County Minnesota | 37 | $ 12,685,000 | $ 342,000 | $ 148,000 |
| Columbia County Wisconsin | 36 | $ 8,720,000 | $ 242,000 | $ 117,000 |
| Pinal County Arizona | 34 | $ 10,780,000 | $ 317,000 | $ 171,000 |
| Cook County Illinois | 33 | $ 10,375,000 | $ 314,000 | $ 250,000 |
| Vilas County Wisconsin | 29 | $ 13,265,000 | $ 457,000 | $ 297,000 |
| Dodge County Wisconsin | 27 | $ 5,145,000 | $ 190,000 | $ 118,000 |
| Navajo County Arizona | 26 | $ 7,790,000 | $ 299,000 | $ 199,000 |
| Pima County Arizona | 26 | $ 5,360,000 | $ 206,000 | $ 124,000 |
| Shawano County Wisconsin | 23 | $ 4,875,000 | $ 211,000 | $ 101,000 |
| Waupaca County Wisconsin | 22 | $ 4,430,000 | $ 201,000 | $ 124,000 |
| Oneida County Wisconsin | 21 | $ 5,285,000 | $ 251,000 | $ 189,000 |
| Burnett County Wisconsin | 20 | $ 3,860,000 | $ 193,000 | $ 159,000 |
| Sauk County Wisconsin | 20 | $ 8,540,000 | $ 427,000 | $ 172,000 |
| Coconino County Arizona | 17 | $ 8,905,000 | $ 523,000 | $ 247,000 |
| Ramsey County Minnesota | 17 | $ 4,165,000 | $ 245,000 | $ 114,000 |
| Kewaunee County Wisconsin | 17 | $ 4,355,000 | $ 256,000 | $ 120,000 |
| Adams County Wisconsin | 16 | $ 2,750,000 | $ 171,000 | $ 166,000 |
| Chippewa County Wisconsin | 15 | $ 3,105,000 | $ 207,000 | $ 97,000 |
| Mohave County Arizona | 14 | $ 5,620,000 | $ 401,000 | $ 175,000 |
| Fond du Lac County Wisconsin | 14 | $ 14,350,000 | $ 1,025,000 | $ 136,000 |
| Green County Wisconsin | 14 | $ 3,700,000 | $ 264,000 | $ 117,000 |
| Marinette County Wisconsin | 14 | $ 2,470,000 | $ 176,000 | $ 162,000 |
| Waushara County Wisconsin | 14 | $ 3,390,000 | $ 242,000 | $ 169,000 |
| DuPage County Illinois | 13 | $ 5,375,000 | $ 413,000 | $ 223,000 |
| Douglas County Wisconsin | 13 | $ 2,055,000 | $ 158,000 | $ 132,000 |
| Marathon County Wisconsin | 13 | $ 2,635,000 | $ 202,000 | $ 171,000 |
| Yavapai County Arizona | 12 | $ 4,620,000 | $ 385,000 | $ 151,000 |
| Winnebago County Illinois | 12 | $ 1,980,000 | $ 165,000 | $ 256,000 |
| Eau Claire County Wisconsin | 11 | $ 2,155,000 | $ 195,000 | $ 132,000 |
| McHenry County Illinois | 10 | $ 2,210,000 | $ 221,000 | $ 122,000 |
| Dakota County Minnesota | 10 | $ 2,790,000 | $ 279,000 | $ 156,000 |
| Menominee County Wisconsin | 10 | $ 2,480,000 | $ 248,000 | $ 212,000 |
| Lee County Florida | 8 | $ 1,780,000 | $ 222,000 | $ 194,000 |
| Washington County Minnesota | 8 | $ 2,770,000 | $ 346,000 | $ 217,000 |
| Langlade County Wisconsin | 8 | $ 6,900,000 | $ 862,000 | $ 174,000 |
| Polk County Wisconsin | 8 | $ 1,170,000 | $ 146,000 | $ 74,000 |
| Portage County Wisconsin | 8 | $ 12,740,000 | $ 1,592,000 | $ 148,000 |
| Marquette County Wisconsin | 7 | $ 1,335,000 | $ 190,000 | $ 118,000 |
| Price County Wisconsin | 7 | $ 895,000 | $ 127,000 | $ 160,000 |
| Rusk County Wisconsin | 7 | $ 1,025,000 | $ 146,000 | $ 76,000 |
| Gila County Arizona | 6 | $ 2,300,000 | $ 383,000 | $ 199,000 |
| Sarasota County Florida | 6 | $ 1,960,000 | $ 326,000 | $ 252,000 |
| St. Croix County Wisconsin | 6 | $ 1,070,000 | $ 178,000 | $ 122,000 |
| Florence County Wisconsin | 5 | $ 625,000 | $ 125,000 | $ 87,000 |
| Yuma County Arizona | 4 | $ 1,000,000 | $ 250,000 | $ 133,000 |
| Collier County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 701,000 |
| Scott County Minnesota | 4 | $ 4,600,000 | $ 1,150,000 | $ 167,000 |
| Ashland County Wisconsin | 4 | $ 1,270,000 | $ 317,000 | $ 155,000 |
| Dunn County Wisconsin | 4 | $ 570,000 | $ 142,000 | $ 100,000 |
| Forest County Wisconsin | 4 | $ 690,000 | $ 172,000 | $ 342,000 |
| Green Lake County Wisconsin | 4 | $ 2,690,000 | $ 672,000 | $ 1,104,000 |
| Iron County Wisconsin | 4 | $ 800,000 | $ 200,000 | $ 303,000 |
| La Crosse County Wisconsin | 4 | $ 610,000 | $ 152,000 | $ 68,000 |
| Richland County Wisconsin | 4 | $ 990,000 | $ 247,000 | $ 86,000 |
| Volusia County Florida | 3 | $ 635,000 | $ 211,000 | $ 145,000 |
| Kane County Illinois | 3 | $ 1,045,000 | $ 348,000 | $ 176,000 |
| Anoka County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 132,000 |
| Carver County Minnesota | 3 | $ 1,215,000 | $ 405,000 | $ 194,000 |
| Cass County North Dakota | 3 | $ 23,165,000 | $ 7,721,000 | $ 0 |
| Iowa County Wisconsin | 3 | $ 925,000 | $ 308,000 | $ 107,000 |
| Juneau County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 125,000 |
| Vernon County Wisconsin | 3 | $ 605,000 | $ 201,000 | $ 302,000 |
| Hillsborough County Florida | 2 | $ 660,000 | $ 330,000 | $ 110,000 |
| Miami-Dade County Florida | 2 | $ 400,000 | $ 200,000 | $ 225,000 |
| DeKalb County Illinois | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| Will County Illinois | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Iron County Michigan | 2 | $ 180,000 | $ 90,000 | $ 97,000 |
| Chisago County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Mille Lacs County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 122,000 |
| Olmsted County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Sherburne County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 157,000 |
| St. Louis County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 409,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Boulder County Colorado | 1 | $ 85,000 | $ 85,000 | $ 499,000 |
| San Miguel County Colorado | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Escambia County Florida | 1 | $ 385,000 | $ 385,000 | $ 511,000 |
| Jackson County Florida | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Monroe County Florida | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Nassau County Florida | 1 | $ 355,000 | $ 355,000 | $ 288,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Pinellas County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Boone County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Peoria County Illinois | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Baraga County Michigan | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 464,000 |
| Clare County Michigan | 1 | $ 115,000 | $ 115,000 | $ 212,000 |
| Crawford County Michigan | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Dickinson County Michigan | 1 | $ 295,000 | $ 295,000 | $ 292,000 |
| Gogebic County Michigan | 1 | $ 125,000 | $ 125,000 | $ 230,000 |
| Marquette County Michigan | 1 | $ 245,000 | $ 245,000 | $ 964,000 |
| Menominee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Aitkin County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Cook County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 224,000 |
| Houston County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 440,000 |
| Isanti County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 488,000 |
| Le Sueur County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Nicollet County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Nobles County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Wright County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 256,000 |
| Beaufort County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Minnehaha County South Dakota | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Travis County Texas | 1 | $ 5,005,000 | $ 5,005,000 | $ 1,110,000 |
| Summit County Utah | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Clark County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Crawford County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 298,000 |
| Grant County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Lincoln County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 187,000 |
| Pepin County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Taylor County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,099 | $1,263,805,000 | $308,000 | $24,105,000 | $137,000 | $3,653,000 |
| Refinancing | 3,694 | $1,075,740,000 | $291,000 | $17,505,000 | $160,000 | $9,278,000 |
| Cash-out Refinancing | 1,283 | $305,905,000 | $238,000 | $2,005,000 | $133,000 | $1,756,000 |
| Other Purpose | 966 | $109,530,000 | $113,000 | $5,005,000 | $161,000 | $1,383,000 |
| Home Improvement | 505 | $50,695,000 | $100,000 | $695,000 | $151,000 | $1,398,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,968 | $2,195,750,000 | $244,000 | $5,005,000 | $153,000 | $9,278,000 |
| Hispanic | 642 | $123,100,000 | $191,000 | $1,505,000 | $81,000 | $782,000 |
| Not Provided | 295 | $90,475,000 | $306,000 | $1,585,000 | $161,000 | $1,200,000 |
| Asian | 281 | $77,925,000 | $277,000 | $1,245,000 | $157,000 | $2,100,000 |
| Black or African American | 217 | $38,295,000 | $176,000 | $1,165,000 | $95,000 | $846,000 |
| Not applicable | 101 | $268,435,000 | $2,657,000 | $24,105,000 | $94,000 | $143,000 |
| American Indian or Alaskan Native | 37 | $9,705,000 | $262,000 | $805,000 | $115,000 | $708,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,990,000 | $331,000 | $885,000 | $171,000 | $308,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,538 | $2,803,950,000 | $266,000 | $24,105,000 | $148,000 | $9,278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,725,000 | $191,000 | $335,000 | $58,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,269 | $1,984,375,000 | $272,000 | $24,105,000 | $157,000 | $9,278,000 |
| Application Denied By Financial Institution | 756 | $169,800,000 | $224,000 | $2,005,000 | $119,000 | $6,613,000 |
| Application Withdrawn By Applicant | 735 | $201,305,000 | $273,000 | $1,475,000 | $149,000 | $1,756,000 |
| Preapproval Approved but not Accepted | 633 | $164,135,000 | $259,000 | $1,305,000 | $117,000 | $3,653,000 |
| Application Approved But Not Accepted | 537 | $153,335,000 | $285,000 | $1,355,000 | $162,000 | $2,111,000 |
| Preapproval Denied by Financial Institution | 510 | $104,860,000 | $205,000 | $1,205,000 | $81,000 | $1,798,000 |
| File Closed For Incompleteness | 107 | $27,865,000 | $260,000 | $1,355,000 | $142,000 | $1,409,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,281 | $2,531,015,000 | $272,000 | $24,105,000 | $153,000 | $9,278,000 |
| Credit History | 672 | $130,090,000 | $193,000 | $1,105,000 | $93,000 | $1,798,000 |
| Debt-To-Income Ratio | 327 | $77,415,000 | $236,000 | $2,005,000 | $74,000 | $434,000 |
| Collateral | 129 | $26,605,000 | $206,000 | $2,005,000 | $153,000 | $1,708,000 |
| Credit Application Incomplete | 48 | $13,860,000 | $288,000 | $1,495,000 | $248,000 | $6,613,000 |
| Unverifiable Information | 42 | $12,580,000 | $299,000 | $955,000 | $124,000 | $512,000 |
| Other | 17 | $5,495,000 | $323,000 | $1,505,000 | $162,000 | $782,000 |
| Employment History | 17 | $4,055,000 | $238,000 | $1,015,000 | $91,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,560,000 | $325,000 | $855,000 | $180,000 | $896,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.