Farmers-Merchants Bank Of Illinois
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Farmers-Merchants Bank Of Illinois 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers-Merchants Bank Of Illinois P.O. Box 217 Joy, IL 61260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2009 2008 |
| Total Number of Mortgage Applications | 274 |
| Total Mortgage Loan Application Amount | $51,070,000 |
| Average Mortgage Loan Application Amount | $117,600 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $83,800 |
| Highest Applicant Income | $300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Farmers-Merchants Bank Of Illinois. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers-Merchants Bank Of Illinois's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Farmers-Merchants Bank Of Illinois's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers-Merchants Bank Of Illinois serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers-Merchants Bank Of Illinois, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers-Merchants Bank Of Illinois's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ford County Illinois | 25 | $ 2,045,000 | $ 81,000 | $ 63,000 |
| Los Angeles County California | 24 | $ 8,600,000 | $ 358,000 | $ 100,000 |
| Mercer County Illinois | 21 | $ 1,375,000 | $ 65,000 | $ 63,000 |
| Maricopa County Arizona | 14 | $ 3,140,000 | $ 224,000 | $ 123,000 |
| Orange County California | 6 | $ 2,550,000 | $ 425,000 | $ 162,000 |
| San Bernardino County California | 5 | $ 1,105,000 | $ 221,000 | $ 92,000 |
| Pinellas County Florida | 4 | $ 570,000 | $ 142,000 | $ 57,000 |
| Harris County Texas | 4 | $ 570,000 | $ 142,000 | $ 122,000 |
| Fairfax County Virginia | 4 | $ 1,670,000 | $ 417,000 | $ 99,000 |
| King County Washington | 4 | $ 1,050,000 | $ 262,000 | $ 112,000 |
| Tulare County California | 3 | $ 435,000 | $ 145,000 | $ 86,000 |
| Sussex County Delaware | 3 | $ 345,000 | $ 115,000 | $ 105,000 |
| Henderson County Illinois | 3 | $ 125,000 | $ 41,000 | $ 76,000 |
| Iroquois County Illinois | 3 | $ 145,000 | $ 48,000 | $ 58,000 |
| Morgan County Indiana | 3 | $ 375,000 | $ 125,000 | $ 47,000 |
| Clark County Nevada | 3 | $ 365,000 | $ 121,000 | $ 59,000 |
| Tarrant County Texas | 3 | $ 425,000 | $ 141,000 | $ 99,000 |
| Pima County Arizona | 2 | $ 610,000 | $ 305,000 | $ 171,000 |
| Pinal County Arizona | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Alameda County California | 2 | $ 710,000 | $ 355,000 | $ 203,000 |
| Kern County California | 2 | $ 510,000 | $ 255,000 | $ 169,000 |
| Riverside County California | 2 | $ 560,000 | $ 280,000 | $ 60,000 |
| San Diego County California | 2 | $ 1,140,000 | $ 570,000 | $ 175,000 |
| Larimer County Colorado | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Fulton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Gwinnett County Georgia | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| Rock Island County Illinois | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Johnson County Indiana | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Muscatine County Iowa | 2 | $ 20,000 | $ 10,000 | $ 73,000 |
| Baltimore City County Maryland | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Frederick County Maryland | 2 | $ 370,000 | $ 185,000 | $ 135,000 |
| Kent County Michigan | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Mecklenburg County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| York County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Denton County Texas | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Chesterfield County Virginia | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Prince William County Virginia | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| Gila County Arizona | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Mohave County Arizona | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Kings County California | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Monterey County California | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Nevada County California | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Placer County California | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Sacramento County California | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Stanislaus County California | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Ventura County California | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Adams County Colorado | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Chaffee County Colorado | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Denver County Colorado | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| El Paso County Colorado | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Hillsborough County Florida | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Orange County Florida | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Palm Beach County Florida | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Banks County Georgia | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Clarke County Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Coffee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Champaign County Illinois | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Cook County Illinois | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Effingham County Illinois | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Henry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Knox County Illinois | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Vermilion County Illinois | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Warren County Illinois | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Will County Illinois | 1 | $ 275,000 | $ 275,000 | $ 212,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Hendricks County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Marion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Black Hawk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 214,000 |
| Louisa County Iowa | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Anne Arundel County Maryland | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Harford County Maryland | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Montgomery County Maryland | 1 | $ 425,000 | $ 425,000 | $ 168,000 |
| Worcester County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Macomb County Michigan | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Ottawa County Michigan | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Ramsey County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Essex County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 261,000 |
| Ocean County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 181,000 |
| Sussex County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Santa Fe County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Rowan County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Greene County Ohio | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Warren County Ohio | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Washita County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Clackamas County Oregon | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Columbia County Oregon | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Lane County Oregon | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Marion County Oregon | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Multnomah County Oregon | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Polk County Oregon | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Washington County Oregon | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Lehigh County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| Lycoming County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Beaufort County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Jasper County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Robertson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Sumner County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| White County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Williamson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Angelina County Texas | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Collin County Texas | 1 | $ 145,000 | $ 145,000 | $ 156,000 |
| Dallas County Texas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Guadalupe County Texas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Moore County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Orange County Texas | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Randall County Texas | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Williamson County Texas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Davis County Utah | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Garfield County Utah | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Salt Lake County Utah | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Bedford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Fauquier County Virginia | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Loudoun County Virginia | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Montgomery County Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Clark County Washington | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Milwaukee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| St. Croix County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Farmers-Merchants Bank Of Illinois in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 163 | $36,145,000 | $221,000 | $635,000 | $92,000 | $300,000 |
| Home Purchase | 71 | $9,255,000 | $130,000 | $675,000 | $79,000 | $261,000 |
| Refinancing | 36 | $5,500,000 | $152,000 | $645,000 | $83,000 | $197,000 |
| Other Purpose | 2 | $120,000 | $60,000 | $105,000 | $134,000 | $214,000 |
| Home Improvement | 2 | $50,000 | $25,000 | $35,000 | $31,000 | $47,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 168 | $25,440,000 | $151,000 | $675,000 | $80,000 | $261,000 |
| Not Provided | 49 | $12,235,000 | $249,000 | $645,000 | $105,000 | $243,000 |
| Hispanic | 30 | $6,870,000 | $229,000 | $455,000 | $86,000 | $153,000 |
| Asian | 18 | $4,760,000 | $264,000 | $605,000 | $110,000 | $300,000 |
| Black or African American | 7 | $1,555,000 | $222,000 | $635,000 | $79,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $57,000 | $57,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 273 | $51,025,000 | $186,000 | $675,000 | $87,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $45,000 | $45,000 | $45,000 | $31,000 | $31,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 210 | $46,610,000 | $221,000 | $675,000 | $94,000 | $300,000 |
| Loan Originated | 33 | $2,615,000 | $79,000 | $275,000 | $70,000 | $149,000 |
| Application Denied By Financial Institution | 20 | $930,000 | $46,000 | $145,000 | $62,000 | $214,000 |
| Application Withdrawn By Applicant | 6 | $730,000 | $121,000 | $225,000 | $54,000 | $145,000 |
| Application Approved But Not Accepted | 3 | $75,000 | $25,000 | $35,000 | $44,000 | $58,000 |
| File Closed For Incompleteness | 2 | $110,000 | $55,000 | $95,000 | $76,000 | $136,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 274 | $51,070,000 | $186,000 | $675,000 | $87,000 | $300,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers-Merchants Bank Of Illinois's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers-Merchants Bank Of Illinois's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.