Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Justice Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,259 |
| Total Mortgage Loan Application Amount | $146,634,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $1,249,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,317,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 88 | $ 4,507,000 | $ 51,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 63 | $ 8,830,000 | $ 140,000 | $ 141,000 |
| Fairfax County Virginia | 49 | $ 11,562,000 | $ 235,000 | $ 153,000 |
| Harrison County West Virginia | 44 | $ 2,043,000 | $ 46,000 | $ 90,000 |
| Harris County Texas | 37 | $ 3,743,000 | $ 101,000 | $ 111,000 |
| Prince William County Virginia | 27 | $ 1,748,000 | $ 64,000 | $ 134,000 |
| Stafford County Virginia | 22 | $ 1,351,000 | $ 61,000 | $ 126,000 |
| Los Angeles County California | 20 | $ 2,174,000 | $ 108,000 | $ 129,000 |
| Montgomery County Maryland | 19 | $ 2,695,000 | $ 141,000 | $ 133,000 |
| Marion County West Virginia | 17 | $ 1,538,000 | $ 90,000 | $ 84,000 |
| Anne Arundel County Maryland | 14 | $ 1,091,000 | $ 77,000 | $ 118,000 |
| Upshur County West Virginia | 14 | $ 965,000 | $ 68,000 | $ 91,000 |
| Charles County Maryland | 12 | $ 164,000 | $ 13,000 | $ 135,000 |
| Broward County Florida | 10 | $ 1,125,000 | $ 112,000 | $ 101,000 |
| Kings County New York | 10 | $ 112,000 | $ 11,000 | $ 89,000 |
| Arlington County Virginia | 9 | $ 1,522,000 | $ 169,000 | $ 169,000 |
| Frederick County Virginia | 9 | $ 342,000 | $ 38,000 | $ 109,000 |
| Baltimore County Maryland | 8 | $ 284,000 | $ 35,000 | $ 98,000 |
| Loudoun County Virginia | 8 | $ 1,746,000 | $ 218,000 | $ 148,000 |
| Spotsylvania County Virginia | 8 | $ 205,000 | $ 25,000 | $ 121,000 |
| Taylor County West Virginia | 8 | $ 551,000 | $ 68,000 | $ 105,000 |
| Baltimore City County Maryland | 7 | $ 252,000 | $ 36,000 | $ 71,000 |
| Alexandria County Virginia | 7 | $ 2,084,000 | $ 297,000 | $ 154,000 |
| Miami-Dade County Florida | 6 | $ 429,000 | $ 71,000 | $ 82,000 |
| Cook County Illinois | 6 | $ 841,000 | $ 140,000 | $ 110,000 |
| Howard County Maryland | 6 | $ 565,000 | $ 94,000 | $ 138,000 |
| Cumberland County North Carolina | 6 | $ 490,000 | $ 81,000 | $ 131,000 |
| Lewis County West Virginia | 6 | $ 268,000 | $ 44,000 | $ 74,000 |
| Fresno County California | 5 | $ 342,000 | $ 68,000 | $ 112,000 |
| Riverside County California | 5 | $ 301,000 | $ 60,000 | $ 138,000 |
| Polk County Florida | 5 | $ 125,000 | $ 25,000 | $ 60,000 |
| Fort Bend County Texas | 5 | $ 370,000 | $ 74,000 | $ 108,000 |
| Montgomery County Texas | 5 | $ 590,000 | $ 118,000 | $ 98,000 |
| Travis County Texas | 5 | $ 229,000 | $ 45,000 | $ 98,000 |
| Maricopa County Arizona | 4 | $ 547,000 | $ 136,000 | $ 90,000 |
| San Bernardino County California | 4 | $ 128,000 | $ 32,000 | $ 80,000 |
| Palm Beach County Florida | 4 | $ 1,232,000 | $ 308,000 | $ 185,000 |
| Pinellas County Florida | 4 | $ 155,000 | $ 38,000 | $ 51,000 |
| Butts County Georgia | 4 | $ 26,000 | $ 6,000 | $ 90,000 |
| Clayton County Georgia | 4 | $ 32,000 | $ 8,000 | $ 67,000 |
| Essex County New Jersey | 4 | $ 405,000 | $ 101,000 | $ 110,000 |
| Morris County New Jersey | 4 | $ 449,000 | $ 112,000 | $ 136,000 |
| Nassau County New York | 4 | $ 427,000 | $ 106,000 | $ 198,000 |
| Mecklenburg County North Carolina | 4 | $ 462,000 | $ 115,000 | $ 107,000 |
| Bexar County Texas | 4 | $ 271,000 | $ 67,000 | $ 80,000 |
| Hidalgo County Texas | 4 | $ 377,000 | $ 94,000 | $ 89,000 |
| Hunt County Texas | 4 | $ 299,000 | $ 74,000 | $ 67,000 |
| Webb County Texas | 4 | $ 380,000 | $ 95,000 | $ 65,000 |
| Preston County West Virginia | 4 | $ 387,000 | $ 96,000 | $ 62,000 |
| Madison County Alabama | 3 | $ 135,000 | $ 45,000 | $ 114,000 |
| San Diego County California | 3 | $ 490,000 | $ 163,000 | $ 103,000 |
| Baker County Florida | 3 | $ 218,000 | $ 72,000 | $ 58,000 |
| Hillsborough County Florida | 3 | $ 509,000 | $ 169,000 | $ 76,000 |
| Suwannee County Florida | 3 | $ 142,000 | $ 47,000 | $ 33,000 |
| Volusia County Florida | 3 | $ 105,000 | $ 35,000 | $ 46,000 |
| Cherokee County Georgia | 3 | $ 234,000 | $ 78,000 | $ 53,000 |
| Decatur County Georgia | 3 | $ 69,000 | $ 23,000 | $ 59,000 |
| Gilmer County Georgia | 3 | $ 145,000 | $ 48,000 | $ 46,000 |
| Monroe County Georgia | 3 | $ 65,000 | $ 21,000 | $ 98,000 |
| Newton County Georgia | 3 | $ 207,000 | $ 69,000 | $ 109,000 |
| Yazoo County Mississippi | 3 | $ 23,000 | $ 7,000 | $ 83,000 |
| Clark County Nevada | 3 | $ 570,000 | $ 190,000 | $ 59,000 |
| Monmouth County New Jersey | 3 | $ 256,000 | $ 85,000 | $ 123,000 |
| Bronx County New York | 3 | $ 208,000 | $ 69,000 | $ 77,000 |
| Vance County North Carolina | 3 | $ 144,000 | $ 48,000 | $ 70,000 |
| Wake County North Carolina | 3 | $ 377,000 | $ 125,000 | $ 88,000 |
| Anderson County Tennessee | 3 | $ 330,000 | $ 110,000 | $ 156,000 |
| Shelby County Tennessee | 3 | $ 44,000 | $ 14,000 | $ 114,000 |
| Freestone County Texas | 3 | $ 199,000 | $ 66,000 | $ 154,000 |
| Tarrant County Texas | 3 | $ 312,000 | $ 104,000 | $ 96,000 |
| Williamson County Texas | 3 | $ 207,000 | $ 69,000 | $ 36,000 |
| Culpeper County Virginia | 3 | $ 498,000 | $ 166,000 | $ 151,000 |
| Fredericksburg County Virginia | 3 | $ 380,000 | $ 126,000 | $ 145,000 |
| Berkeley County West Virginia | 3 | $ 194,000 | $ 64,000 | $ 99,000 |
| Monongalia County West Virginia | 3 | $ 280,000 | $ 93,000 | $ 66,000 |
| Washington County Arkansas | 2 | $ 312,000 | $ 156,000 | $ 74,000 |
| Sacramento County California | 2 | $ 302,000 | $ 151,000 | $ 124,000 |
| El Paso County Colorado | 2 | $ 43,000 | $ 21,000 | $ 155,000 |
| Fairfield County Connecticut | 2 | $ 447,000 | $ 223,000 | $ 194,000 |
| Citrus County Florida | 2 | $ 91,000 | $ 45,000 | $ 59,000 |
| Columbia County Florida | 2 | $ 198,000 | $ 99,000 | $ 83,000 |
| Duval County Florida | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Hernando County Florida | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| Leon County Florida | 2 | $ 152,000 | $ 76,000 | $ 35,000 |
| Marion County Florida | 2 | $ 45,000 | $ 22,000 | $ 87,000 |
| Pasco County Florida | 2 | $ 157,000 | $ 78,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 97,000 | $ 48,000 | $ 70,000 |
| Sarasota County Florida | 2 | $ 175,000 | $ 87,000 | $ 76,000 |
| Sumter County Florida | 2 | $ 94,000 | $ 47,000 | $ 64,000 |
| Bibb County Georgia | 2 | $ 18,000 | $ 9,000 | $ 122,000 |
| Bryan County Georgia | 2 | $ 82,000 | $ 41,000 | $ 81,000 |
| Coffee County Georgia | 2 | $ 77,000 | $ 38,000 | $ 61,000 |
| Coweta County Georgia | 2 | $ 56,000 | $ 28,000 | $ 74,000 |
| Forsyth County Georgia | 2 | $ 395,000 | $ 197,000 | $ 90,000 |
| Fulton County Georgia | 2 | $ 63,000 | $ 31,000 | $ 251,000 |
| Henry County Georgia | 2 | $ 78,000 | $ 39,000 | $ 42,000 |
| Lamar County Georgia | 2 | $ 17,000 | $ 8,000 | $ 39,000 |
| Rockdale County Georgia | 2 | $ 51,000 | $ 25,000 | $ 108,000 |
| Tift County Georgia | 2 | $ 39,000 | $ 19,000 | $ 48,000 |
| Will County Illinois | 2 | $ 30,000 | $ 15,000 | $ 144,000 |
| Jefferson County Louisiana | 2 | $ 121,000 | $ 60,000 | $ 104,000 |
| St. Tammany County Louisiana | 2 | $ 439,000 | $ 219,000 | $ 104,000 |
| Calvert County Maryland | 2 | $ 137,000 | $ 68,000 | $ 110,000 |
| Frederick County Maryland | 2 | $ 11,000 | $ 5,000 | $ 145,000 |
| St. Mary's County Maryland | 2 | $ 18,000 | $ 9,000 | $ 67,000 |
| Copiah County Mississippi | 2 | $ 19,000 | $ 9,000 | $ 33,000 |
| Rankin County Mississippi | 2 | $ 29,000 | $ 14,000 | $ 25,000 |
| St. Louis County Missouri | 2 | $ 355,000 | $ 177,000 | $ 152,000 |
| Coos County New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Middlesex County New Jersey | 2 | $ 471,000 | $ 235,000 | $ 100,000 |
| New York County New York | 2 | $ 26,000 | $ 13,000 | $ 80,000 |
| Queens County New York | 2 | $ 111,000 | $ 55,000 | $ 91,000 |
| Richmond County New York | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| Franklin County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 78,000 |
| Granville County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Meigs County Ohio | 2 | $ 49,000 | $ 24,000 | $ 82,000 |
| Marion County Oregon | 2 | $ 292,000 | $ 146,000 | $ 101,000 |
| Richland County South Carolina | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Knox County Tennessee | 2 | $ 325,000 | $ 162,000 | $ 199,000 |
| Anderson County Texas | 2 | $ 96,000 | $ 48,000 | $ 94,000 |
| Atascosa County Texas | 2 | $ 177,000 | $ 88,000 | $ 82,000 |
| Bastrop County Texas | 2 | $ 125,000 | $ 62,000 | $ 61,000 |
| Brazoria County Texas | 2 | $ 113,000 | $ 56,000 | $ 76,000 |
| Cameron County Texas | 2 | $ 239,000 | $ 119,000 | $ 73,000 |
| Comal County Texas | 2 | $ 117,000 | $ 58,000 | $ 134,000 |
| El Paso County Texas | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Henderson County Texas | 2 | $ 71,000 | $ 35,000 | $ 23,000 |
| Jasper County Texas | 2 | $ 119,000 | $ 59,000 | $ 93,000 |
| Kaufman County Texas | 2 | $ 98,000 | $ 49,000 | $ 48,000 |
| Liberty County Texas | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Parker County Texas | 2 | $ 56,000 | $ 28,000 | $ 111,000 |
| Smith County Texas | 2 | $ 86,000 | $ 43,000 | $ 31,000 |
| Walker County Texas | 2 | $ 72,000 | $ 36,000 | $ 62,000 |
| Waller County Texas | 2 | $ 78,000 | $ 39,000 | $ 65,000 |
| Salt Lake County Utah | 2 | $ 14,000 | $ 7,000 | $ 94,000 |
| Brunswick County Virginia | 2 | $ 24,000 | $ 12,000 | $ 58,000 |
| King George County Virginia | 2 | $ 344,000 | $ 172,000 | $ 135,000 |
| Barbour County West Virginia | 2 | $ 197,000 | $ 98,000 | $ 148,000 |
| Hampshire County West Virginia | 2 | $ 20,000 | $ 10,000 | $ 118,000 |
| Randolph County West Virginia | 2 | $ 167,000 | $ 83,000 | $ 90,000 |
| Langlade County Wisconsin | 2 | $ 49,000 | $ 24,000 | $ 79,000 |
| Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Russell County Alabama | 1 | $ 16,000 | $ 16,000 | $ 98,000 |
| Kenai Peninsula County Alaska | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Pima County Arizona | 1 | $ 92,000 | $ 92,000 | $ 102,000 |
| Pinal County Arizona | 1 | $ 252,000 | $ 252,000 | $ 75,000 |
| Lonoke County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Alameda County California | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Orange County California | 1 | $ 404,000 | $ 404,000 | $ 86,000 |
| Placer County California | 1 | $ 380,000 | $ 380,000 | $ 167,000 |
| San Francisco County California | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Stanislaus County California | 1 | $ 283,000 | $ 283,000 | $ 260,000 |
| Ventura County California | 1 | $ 25,000 | $ 25,000 | $ 165,000 |
| Arapahoe County Colorado | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Douglas County Colorado | 1 | $ 30,000 | $ 30,000 | $ 257,000 |
| New Haven County Connecticut | 1 | $ 80,000 | $ 80,000 | $ 293,000 |
| New Castle County Delaware | 1 | $ 5,000 | $ 5,000 | $ 81,000 |
| Sussex County Delaware | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Bay County Florida | 1 | $ 20,000 | $ 20,000 | $ 150,000 |
| Brevard County Florida | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Calhoun County Florida | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Charlotte County Florida | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Clay County Florida | 1 | $ 68,000 | $ 68,000 | $ 16,000 |
| Collier County Florida | 1 | $ 52,000 | $ 52,000 | $ 82,000 |
| Dixie County Florida | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Gilchrist County Florida | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Gulf County Florida | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Hendry County Florida | 1 | $ 93,000 | $ 93,000 | $ 85,000 |
| Jackson County Florida | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Lee County Florida | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Levy County Florida | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Madison County Florida | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Monroe County Florida | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Nassau County Florida | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
| Okaloosa County Florida | 1 | $ 52,000 | $ 52,000 | $ 15,000 |
| Orange County Florida | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Santa Rosa County Florida | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Seminole County Florida | 1 | $ 270,000 | $ 270,000 | $ 107,000 |
| St. Johns County Florida | 1 | $ 34,000 | $ 34,000 | $ 173,000 |
| Union County Florida | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
| Bartow County Georgia | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Bulloch County Georgia | 1 | $ 21,000 | $ 21,000 | $ 22,000 |
| Burke County Georgia | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| Carroll County Georgia | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| Chatham County Georgia | 1 | $ 10,000 | $ 10,000 | $ 116,000 |
| Clay County Georgia | 1 | $ 124,000 | $ 124,000 | $ 90,000 |
| Dade County Georgia | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| DeKalb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Dodge County Georgia | 1 | $ 51,000 | $ 51,000 | $ 103,000 |
| Dougherty County Georgia | 1 | $ 1,000 | $ 1,000 | $ 49,000 |
| Effingham County Georgia | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| Gordon County Georgia | 1 | $ 80,000 | $ 80,000 | $ 120,000 |
| Grady County Georgia | 1 | $ 39,000 | $ 39,000 | $ 51,000 |
| Gwinnett County Georgia | 1 | $ 370,000 | $ 370,000 | $ 199,000 |
| Hall County Georgia | 1 | $ 87,000 | $ 87,000 | $ 176,000 |
| Jones County Georgia | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Madison County Georgia | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Murray County Georgia | 1 | $ 14,000 | $ 14,000 | $ 43,000 |
| Paulding County Georgia | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Pickens County Georgia | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Pierce County Georgia | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Polk County Georgia | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Putnam County Georgia | 1 | $ 61,000 | $ 61,000 | $ 134,000 |
| Quitman County Georgia | 1 | $ 4,000 | $ 4,000 | $ 57,000 |
| Schley County Georgia | 1 | $ 69,000 | $ 69,000 | $ 62,000 |
| Sumter County Georgia | 1 | $ 9,000 | $ 9,000 | $ 39,000 |
| Towns County Georgia | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Upson County Georgia | 1 | $ 29,000 | $ 29,000 | $ 89,000 |
| Walton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Wayne County Georgia | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Webster County Georgia | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Whitfield County Georgia | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Kootenai County Idaho | 1 | $ 139,000 | $ 139,000 | $ 195,000 |
| DuPage County Illinois | 1 | $ 11,000 | $ 11,000 | $ 100,000 |
| Hamilton County Indiana | 1 | $ 200,000 | $ 200,000 | $ 259,000 |
| Lake County Indiana | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| Steuben County Indiana | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Vigo County Indiana | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Story County Iowa | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Johnson County Kansas | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Osage County Kansas | 1 | $ 20,000 | $ 20,000 | $ 135,000 |
| Campbell County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 20,000 |
| Floyd County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 77,000 |
| Johnson County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 56,000 |
| Lawrence County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Whitley County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 75,000 |
| Calcasieu County Louisiana | 1 | $ 12,000 | $ 12,000 | $ 181,000 |
| East Baton Rouge County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 69,000 |
| Lincoln County Louisiana | 1 | $ 331,000 | $ 331,000 | $ 179,000 |
| Orleans County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 273,000 |
| St. James County Louisiana | 1 | $ 218,000 | $ 218,000 | $ 103,000 |
| Carroll County Maryland | 1 | $ 18,000 | $ 18,000 | $ 178,000 |
| Harford County Maryland | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Hampden County Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 124,000 |
| Hampshire County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Suffolk County Massachusetts | 1 | $ 387,000 | $ 387,000 | $ 177,000 |
| Wayne County Michigan | 1 | $ 172,000 | $ 172,000 | $ 107,000 |
| Anoka County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 97,000 |
| Ramsey County Minnesota | 1 | $ 343,000 | $ 343,000 | $ 125,000 |
| Hinds County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 159,000 |
| Holmes County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Lafayette County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Leflore County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Warren County Mississippi | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Washington County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Cape Girardeau County Missouri | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Clay County Missouri | 1 | $ 14,000 | $ 14,000 | $ 68,000 |
| Platte County Missouri | 1 | $ 332,000 | $ 332,000 | $ 209,000 |
| Shannon County Missouri | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Washoe County Nevada | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Bergen County New Jersey | 1 | $ 510,000 | $ 510,000 | $ 117,000 |
| Hudson County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 130,000 |
| Mercer County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Erie County New York | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Orange County New York | 1 | $ 240,000 | $ 240,000 | $ 116,000 |
| Oswego County New York | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Saratoga County New York | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Suffolk County New York | 1 | $ 40,000 | $ 40,000 | $ 155,000 |
| Beaufort County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 89,000 |
| Chatham County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 124,000 |
| Currituck County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 275,000 |
| Dare County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
| Halifax County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| Martin County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 190,000 |
| Moore County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 103,000 |
| Lorain County Ohio | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Lucas County Ohio | 1 | $ 295,000 | $ 295,000 | $ 197,000 |
| Mahoning County Ohio | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Shelby County Ohio | 1 | $ 2,000 | $ 2,000 | $ 47,000 |
| Delaware County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Polk County Oregon | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| Blair County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Chester County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Fayette County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Monroe County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 132,000 |
| Northampton County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 141,000 |
| Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Pike County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 79,000 |
| Wayne County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Beaufort County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 132,000 |
| Lexington County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 128,000 |
| Hawkins County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| Loudon County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| Rutherford County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Sumner County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Austin County Texas | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Bandera County Texas | 1 | $ 89,000 | $ 89,000 | $ 122,000 |
| Bee County Texas | 1 | $ 83,000 | $ 83,000 | $ 93,000 |
| Brazos County Texas | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| Caldwell County Texas | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Chambers County Texas | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Cherokee County Texas | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Collin County Texas | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Coryell County Texas | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Dallas County Texas | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Delta County Texas | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Ector County Texas | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Fayette County Texas | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Frio County Texas | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Gaines County Texas | 1 | $ 27,000 | $ 27,000 | $ 21,000 |
| Garza County Texas | 1 | $ 49,000 | $ 49,000 | $ 170,000 |
| Gregg County Texas | 1 | $ 37,000 | $ 37,000 | $ 54,000 |
| Grimes County Texas | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Haskell County Texas | 1 | $ 59,000 | $ 59,000 | $ 149,000 |
| Jefferson County Texas | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Johnson County Texas | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| Karnes County Texas | 1 | $ 58,000 | $ 58,000 | $ 53,000 |
| Kinney County Texas | 1 | $ 31,000 | $ 31,000 | $ 19,000 |
| Lampasas County Texas | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Limestone County Texas | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Matagorda County Texas | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Midland County Texas | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Milam County Texas | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Refugio County Texas | 1 | $ 46,000 | $ 46,000 | $ 48,000 |
| Roberts County Texas | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Rusk County Texas | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| San Jacinto County Texas | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| San Patricio County Texas | 1 | $ 190,000 | $ 190,000 | $ 160,000 |
| Starr County Texas | 1 | $ 29,000 | $ 29,000 | $ 44,000 |
| Trinity County Texas | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Tyler County Texas | 1 | $ 68,000 | $ 68,000 | $ 93,000 |
| Ward County Texas | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Wharton County Texas | 1 | $ 21,000 | $ 21,000 | $ 69,000 |
| Wilson County Texas | 1 | $ 254,000 | $ 254,000 | $ 218,000 |
| Wise County Texas | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Young County Texas | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Zapata County Texas | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Caroline County Virginia | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| Charlottesville County Virginia | 1 | $ 40,000 | $ 40,000 | $ 131,000 |
| Chesterfield County Virginia | 1 | $ 12,000 | $ 12,000 | $ 56,000 |
| Clarke County Virginia | 1 | $ 250,000 | $ 250,000 | $ 137,000 |
| Dinwiddie County Virginia | 1 | $ 1,000 | $ 1,000 | $ 117,000 |
| Fauquier County Virginia | 1 | $ 400,000 | $ 400,000 | $ 1,100,000 |
| Hopewell County Virginia | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Lancaster County Virginia | 1 | $ 22,000 | $ 22,000 | $ 159,000 |
| Manassas Park County Virginia | 1 | $ 17,000 | $ 17,000 | $ 108,000 |
| Northumberland County Virginia | 1 | $ 7,000 | $ 7,000 | $ 79,000 |
| Orange County Virginia | 1 | $ 5,000 | $ 5,000 | $ 114,000 |
| Page County Virginia | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Petersburg County Virginia | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Rappahannock County Virginia | 1 | $ 307,000 | $ 307,000 | $ 103,000 |
| Rockingham County Virginia | 1 | $ 350,000 | $ 350,000 | $ 159,000 |
| Tazewell County Virginia | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Virginia Beach County Virginia | 1 | $ 9,000 | $ 9,000 | $ 80,000 |
| Doddridge County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Greenbrier County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 76,000 |
| Jefferson County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| McDowell County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 47,000 |
| Nicholas County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Raleigh County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| La Crosse County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| Ozaukee County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 650,000 |
| Goshen County Wyoming | 1 | $ 28,000 | $ 28,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 574 | $12,648,000 | $22,000 | $250,000 | $106,000 | $1,070,000 |
| Home Purchase | 468 | $85,926,000 | $183,000 | $1,249,000 | $95,000 | $350,000 |
| Refinancing | 217 | $48,060,000 | $221,000 | $893,000 | $135,000 | $1,317,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 629 | $81,435,000 | $129,000 | $1,249,000 | $110,000 | $1,100,000 |
| Not Provided | 259 | $28,608,000 | $110,000 | $680,000 | $107,000 | $385,000 |
| Black or African American | 256 | $21,254,000 | $83,000 | $600,000 | $97,000 | $1,317,000 |
| Hispanic | 76 | $8,708,000 | $114,000 | $513,000 | $99,000 | $326,000 |
| Asian | 20 | $4,446,000 | $222,000 | $530,000 | $155,000 | $740,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,145,000 | $104,000 | $336,000 | $118,000 | $260,000 |
| American Indian or Alaskan Native | 8 | $1,038,000 | $129,000 | $417,000 | $102,000 | $272,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,259 | $146,634,000 | $116,000 | $1,249,000 | $107,000 | $1,317,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 434 | $32,779,000 | $75,000 | $885,000 | $116,000 | $650,000 |
| Application Denied By Financial Institution | 187 | $18,322,000 | $97,000 | $700,000 | $94,000 | $360,000 |
| Loan Purchased By The Institution | 172 | $9,937,000 | $57,000 | $145,000 | $59,000 | $200,000 |
| Application Withdrawn By Applicant | 139 | $15,649,000 | $112,000 | $893,000 | $129,000 | $1,317,000 |
| Preapproval Approved but not Accepted | 113 | $31,984,000 | $283,000 | $700,000 | $124,000 | $308,000 |
| Preapproval Denied by Financial Institution | 88 | $19,103,000 | $217,000 | $600,000 | $90,000 | $251,000 |
| File Closed For Incompleteness | 68 | $4,273,000 | $62,000 | $711,000 | $101,000 | $740,000 |
| Application Approved But Not Accepted | 58 | $14,587,000 | $251,000 | $1,249,000 | $161,000 | $1,100,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $17,898,000 | $120,000 | $700,000 | $95,000 | $360,000 |
| Debt-To-Income Ratio | 86 | $14,022,000 | $163,000 | $600,000 | $89,000 | $233,000 |
| Other | 18 | $504,000 | $28,000 | $80,000 | $77,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,009,000 | $273,000 | $480,000 | $91,000 | $146,000 |
| Collateral | 6 | $1,412,000 | $235,000 | $343,000 | $156,000 | $209,000 |
| Employment History | 2 | $245,000 | $122,000 | $220,000 | $36,000 | $52,000 |
| Mortgage Insurance Denied | 2 | $260,000 | $130,000 | $181,000 | $85,000 | $94,000 |
| Unverifiable Information | 2 | $75,000 | $37,000 | $50,000 | $125,000 | $150,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.