Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Justice Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,380 |
| Total Mortgage Loan Application Amount | $262,730,000 |
| Average Mortgage Loan Application Amount | $128,400 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $2,640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 66 | $ 13,140,000 | $ 199,000 | $ 170,000 |
| Prince George's County Maryland | 42 | $ 7,330,000 | $ 174,000 | $ 136,000 |
| District of Columbia County District Of Columbia | 38 | $ 8,560,000 | $ 225,000 | $ 167,000 |
| Montgomery County Maryland | 32 | $ 7,600,000 | $ 237,000 | $ 159,000 |
| Prince William County Virginia | 30 | $ 5,980,000 | $ 199,000 | $ 147,000 |
| Arlington County Virginia | 23 | $ 5,365,000 | $ 233,000 | $ 186,000 |
| Harrison County West Virginia | 23 | $ 2,505,000 | $ 108,000 | $ 114,000 |
| Loudoun County Virginia | 22 | $ 3,170,000 | $ 144,000 | $ 164,000 |
| Los Angeles County California | 19 | $ 3,765,000 | $ 198,000 | $ 150,000 |
| Anne Arundel County Maryland | 18 | $ 1,590,000 | $ 88,000 | $ 179,000 |
| Broward County Florida | 17 | $ 2,245,000 | $ 132,000 | $ 116,000 |
| Cook County Illinois | 16 | $ 3,350,000 | $ 209,000 | $ 150,000 |
| Harris County Texas | 15 | $ 1,115,000 | $ 74,000 | $ 117,000 |
| Stafford County Virginia | 14 | $ 2,810,000 | $ 200,000 | $ 139,000 |
| Baltimore County Maryland | 13 | $ 2,005,000 | $ 154,000 | $ 141,000 |
| Palm Beach County Florida | 12 | $ 860,000 | $ 71,000 | $ 121,000 |
| Polk County Florida | 10 | $ 960,000 | $ 96,000 | $ 69,000 |
| Tarrant County Texas | 10 | $ 510,000 | $ 51,000 | $ 66,000 |
| Marion County West Virginia | 10 | $ 1,260,000 | $ 126,000 | $ 113,000 |
| Riverside County California | 9 | $ 1,435,000 | $ 159,000 | $ 135,000 |
| San Diego County California | 8 | $ 1,660,000 | $ 207,000 | $ 189,000 |
| Howard County Maryland | 8 | $ 1,290,000 | $ 161,000 | $ 166,000 |
| Montgomery County Texas | 8 | $ 1,230,000 | $ 153,000 | $ 86,000 |
| Spotsylvania County Virginia | 8 | $ 1,250,000 | $ 156,000 | $ 130,000 |
| Orange County Florida | 7 | $ 705,000 | $ 100,000 | $ 88,000 |
| Charles County Maryland | 7 | $ 1,185,000 | $ 169,000 | $ 118,000 |
| Fresno County California | 6 | $ 1,270,000 | $ 211,000 | $ 102,000 |
| Citrus County Florida | 6 | $ 410,000 | $ 68,000 | $ 59,000 |
| Pinellas County Florida | 6 | $ 340,000 | $ 56,000 | $ 64,000 |
| Nassau County New York | 6 | $ 1,120,000 | $ 186,000 | $ 152,000 |
| Travis County Texas | 6 | $ 800,000 | $ 133,000 | $ 90,000 |
| Alexandria County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 179,000 |
| San Bernardino County California | 5 | $ 335,000 | $ 67,000 | $ 193,000 |
| Frederick County Maryland | 5 | $ 845,000 | $ 169,000 | $ 82,000 |
| Atlantic County New Jersey | 5 | $ 645,000 | $ 129,000 | $ 171,000 |
| Burlington County New Jersey | 5 | $ 565,000 | $ 113,000 | $ 86,000 |
| Mecklenburg County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 101,000 |
| Dallas County Texas | 5 | $ 545,000 | $ 109,000 | $ 107,000 |
| Fort Bend County Texas | 5 | $ 655,000 | $ 131,000 | $ 179,000 |
| Lubbock County Texas | 5 | $ 315,000 | $ 63,000 | $ 69,000 |
| Frederick County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 152,000 |
| Orange County California | 4 | $ 510,000 | $ 127,000 | $ 187,000 |
| Fairfield County Connecticut | 4 | $ 440,000 | $ 110,000 | $ 144,000 |
| Hillsborough County Florida | 4 | $ 630,000 | $ 157,000 | $ 90,000 |
| Lake County Florida | 4 | $ 990,000 | $ 247,000 | $ 84,000 |
| Manatee County Florida | 4 | $ 720,000 | $ 180,000 | $ 78,000 |
| Marion County Florida | 4 | $ 250,000 | $ 62,000 | $ 77,000 |
| Miami-Dade County Florida | 4 | $ 650,000 | $ 162,000 | $ 115,000 |
| Pasco County Florida | 4 | $ 250,000 | $ 62,000 | $ 78,000 |
| Sarasota County Florida | 4 | $ 560,000 | $ 140,000 | $ 81,000 |
| Fulton County Georgia | 4 | $ 440,000 | $ 110,000 | $ 133,000 |
| Glynn County Georgia | 4 | $ 210,000 | $ 52,000 | $ 54,000 |
| Middlesex County Massachusetts | 4 | $ 870,000 | $ 217,000 | $ 376,000 |
| Clark County Nevada | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| Queens County New York | 4 | $ 1,580,000 | $ 395,000 | $ 140,000 |
| Westchester County New York | 4 | $ 840,000 | $ 210,000 | $ 154,000 |
| Durham County North Carolina | 4 | $ 640,000 | $ 160,000 | $ 87,000 |
| Wake County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 138,000 |
| El Paso County Texas | 4 | $ 370,000 | $ 92,000 | $ 59,000 |
| Smith County Texas | 4 | $ 180,000 | $ 45,000 | $ 64,000 |
| Caroline County Virginia | 4 | $ 310,000 | $ 77,000 | $ 93,000 |
| Contra Costa County California | 3 | $ 405,000 | $ 135,000 | $ 145,000 |
| Ventura County California | 3 | $ 815,000 | $ 271,000 | $ 290,000 |
| Columbia County Florida | 3 | $ 195,000 | $ 65,000 | $ 40,000 |
| Escambia County Florida | 3 | $ 585,000 | $ 195,000 | $ 144,000 |
| Suwannee County Florida | 3 | $ 275,000 | $ 91,000 | $ 58,000 |
| Cobb County Georgia | 3 | $ 295,000 | $ 98,000 | $ 114,000 |
| Will County Illinois | 3 | $ 95,000 | $ 31,000 | $ 124,000 |
| Calvert County Maryland | 3 | $ 685,000 | $ 228,000 | $ 190,000 |
| Camden County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 154,000 |
| Middlesex County New Jersey | 3 | $ 325,000 | $ 108,000 | $ 130,000 |
| Allegheny County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 191,000 |
| Bexar County Texas | 3 | $ 575,000 | $ 191,000 | $ 63,000 |
| Hardin County Texas | 3 | $ 195,000 | $ 65,000 | $ 75,000 |
| Johnson County Texas | 3 | $ 125,000 | $ 41,000 | $ 93,000 |
| Taylor County Texas | 3 | $ 175,000 | $ 58,000 | $ 32,000 |
| Fauquier County Virginia | 3 | $ 295,000 | $ 98,000 | $ 247,000 |
| Isle of Wight County Virginia | 3 | $ 295,000 | $ 98,000 | $ 88,000 |
| Louisa County Virginia | 3 | $ 465,000 | $ 155,000 | $ 145,000 |
| Manassas County Virginia | 3 | $ 145,000 | $ 48,000 | $ 96,000 |
| Lewis County West Virginia | 3 | $ 495,000 | $ 165,000 | $ 167,000 |
| Taylor County West Virginia | 3 | $ 455,000 | $ 151,000 | $ 149,000 |
| Madison County Alabama | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Maricopa County Arizona | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| Sacramento County California | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Santa Clara County California | 2 | $ 320,000 | $ 160,000 | $ 167,000 |
| Bay County Florida | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Brevard County Florida | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Collier County Florida | 2 | $ 130,000 | $ 65,000 | $ 49,000 |
| Flagler County Florida | 2 | $ 150,000 | $ 75,000 | $ 187,000 |
| Glades County Florida | 2 | $ 110,000 | $ 55,000 | $ 95,000 |
| Hernando County Florida | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Holmes County Florida | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| St. Lucie County Florida | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Charlton County Georgia | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Coweta County Georgia | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| DeKalb County Georgia | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Forsyth County Georgia | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| Gwinnett County Georgia | 2 | $ 90,000 | $ 45,000 | $ 78,000 |
| Hart County Georgia | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| Henry County Georgia | 2 | $ 300,000 | $ 150,000 | $ 91,000 |
| Lake County Indiana | 2 | $ 560,000 | $ 280,000 | $ 68,000 |
| McCreary County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Carroll County Maryland | 2 | $ 560,000 | $ 280,000 | $ 103,000 |
| Garrett County Maryland | 2 | $ 970,000 | $ 485,000 | $ 111,000 |
| Wayne County Michigan | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Essex County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 187,000 |
| Ocean County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 145,000 |
| Passaic County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Sussex County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 121,000 |
| Union County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 165,000 |
| Bronx County New York | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Kings County New York | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Niagara County New York | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Richmond County New York | 2 | $ 440,000 | $ 220,000 | $ 153,000 |
| Buncombe County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Carteret County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 112,000 |
| Currituck County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 232,000 |
| Guilford County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Franklin County Ohio | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Bucks County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 176,000 |
| Horry County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Brazoria County Texas | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Cass County Texas | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| Collin County Texas | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Gonzales County Texas | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Hays County Texas | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Henderson County Texas | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Hopkins County Texas | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
| Jefferson County Texas | 2 | $ 110,000 | $ 55,000 | $ 97,000 |
| Lamar County Texas | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Liberty County Texas | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Medina County Texas | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Parker County Texas | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Van Zandt County Texas | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Williamson County Texas | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Zapata County Texas | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Chesapeake County Virginia | 2 | $ 440,000 | $ 220,000 | $ 165,000 |
| Fairfax City County Virginia | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Henrico County Virginia | 2 | $ 160,000 | $ 80,000 | $ 139,000 |
| Richmond City County Virginia | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Roanoke County Virginia | 2 | $ 120,000 | $ 60,000 | $ 154,000 |
| Kanawha County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Monongalia County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Preston County West Virginia | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Raleigh County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Sumter County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Benton County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Alameda County California | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Imperial County California | 1 | $ 35,000 | $ 35,000 | $ 318,000 |
| Marin County California | 1 | $ 165,000 | $ 165,000 | $ 246,000 |
| San Luis Obispo County California | 1 | $ 105,000 | $ 105,000 | $ 241,000 |
| Santa Barbara County California | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Yolo County California | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| New Haven County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| New Castle County Delaware | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Bradford County Florida | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Duval County Florida | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Hamilton County Florida | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Leon County Florida | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Putnam County Florida | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Sumter County Florida | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Walton County Florida | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Washington County Florida | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Banks County Georgia | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Bulloch County Georgia | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Butts County Georgia | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Chatham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Coffee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Columbia County Georgia | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Effingham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Fannin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Gilmer County Georgia | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Gordon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Hall County Georgia | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Hancock County Georgia | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Jeff Davis County Georgia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Paulding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Pike County Georgia | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Polk County Georgia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Rockdale County Georgia | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Spalding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Walker County Georgia | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Ware County Georgia | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Wayne County Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Wilcox County Georgia | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Adams County Idaho | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Lafayette County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Orleans County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Baltimore City County Maryland | 1 | $ 45,000 | $ 45,000 | $ 162,000 |
| Harford County Maryland | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Kent County Maryland | 1 | $ 265,000 | $ 265,000 | $ 221,000 |
| St. Mary's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 243,000 |
| Washington County Maryland | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Barnstable County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Essex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Hampden County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 149,000 |
| Le Sueur County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Wright County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| DeSoto County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Hinds County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Jefferson Davis County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lincoln County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Clay County Missouri | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Greene County Missouri | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| Platte County Missouri | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| St. Charles County Missouri | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Cape May County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Monmouth County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Somerset County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
| Santa Fe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Clinton County New York | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Erie County New York | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Chatham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Cleveland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Lincoln County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| New Hanover County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Orange County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
| Robeson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Lake County Ohio | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Lucas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Morrow County Ohio | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Scioto County Ohio | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| Oklahoma County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 201,000 |
| Clackamas County Oregon | 1 | $ 415,000 | $ 415,000 | $ 253,000 |
| Lane County Oregon | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Beaver County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Greene County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Wayne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Charleston County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 145,000 |
| Georgetown County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 279,000 |
| Lancaster County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Lexington County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 178,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 182,000 |
| Williamson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Angelina County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Brazos County Texas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Brewster County Texas | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Brown County Texas | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Burnet County Texas | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Callahan County Texas | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Cameron County Texas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Dallam County Texas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Edwards County Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Gaines County Texas | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Gillespie County Texas | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Hamilton County Texas | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Hunt County Texas | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Jasper County Texas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Kaufman County Texas | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Kendall County Texas | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| Leon County Texas | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Maverick County Texas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Midland County Texas | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Polk County Texas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Robertson County Texas | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Rockwall County Texas | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Shackelford County Texas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Terry County Texas | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Yoakum County Texas | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Albemarle County Virginia | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Augusta County Virginia | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Chesterfield County Virginia | 1 | $ 95,000 | $ 95,000 | $ 273,000 |
| Clarke County Virginia | 1 | $ 85,000 | $ 85,000 | $ 298,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Hanover County Virginia | 1 | $ 425,000 | $ 425,000 | $ 249,000 |
| King George County Virginia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Lee County Virginia | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Mecklenburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Page County Virginia | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Tazewell County Virginia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Waynesboro County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Winchester County Virginia | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Benton County Washington | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Thurston County Washington | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Barbour County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Braxton County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Doddridge County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Fayette County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Hampshire County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Hancock County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Marshall County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Monroe County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Randolph County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Upshur County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Wetzel County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Ozaukee County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 814 | $186,200,000 | $228,000 | $975,000 | $116,000 | $2,640,000 |
| Refinancing | 258 | $55,770,000 | $216,000 | $675,000 | $127,000 | $521,000 |
| Home Improvement | 167 | $12,205,000 | $73,000 | $255,000 | $164,000 | $413,000 |
| Other Purpose | 140 | $8,490,000 | $60,000 | $255,000 | $124,000 | $465,000 |
| Cash-out Refinancing | 1 | $65,000 | $65,000 | $65,000 | $109,000 | $109,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 730 | $132,020,000 | $180,000 | $975,000 | $121,000 | $657,000 |
| Not Provided | 283 | $57,705,000 | $203,000 | $685,000 | $142,000 | $696,000 |
| Black or African American | 208 | $39,880,000 | $191,000 | $655,000 | $109,000 | $357,000 |
| Hispanic | 97 | $17,655,000 | $182,000 | $635,000 | $132,000 | $2,640,000 |
| Asian | 39 | $8,765,000 | $224,000 | $965,000 | $117,000 | $348,000 |
| American Indian or Alaskan Native | 14 | $3,590,000 | $256,000 | $945,000 | $115,000 | $334,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,045,000 | $348,000 | $545,000 | $129,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,380 | $262,730,000 | $190,000 | $975,000 | $125,000 | $2,640,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 476 | $79,400,000 | $166,000 | $975,000 | $144,000 | $429,000 |
| Preapproval Approved but not Accepted | 259 | $78,765,000 | $304,000 | $965,000 | $124,000 | $696,000 |
| Application Approved But Not Accepted | 181 | $34,045,000 | $188,000 | $675,000 | $146,000 | $657,000 |
| Loan Purchased By The Institution | 155 | $9,365,000 | $60,000 | $135,000 | $62,000 | $284,000 |
| Preapproval Denied by Financial Institution | 123 | $31,565,000 | $256,000 | $675,000 | $109,000 | $2,640,000 |
| Application Withdrawn By Applicant | 108 | $16,960,000 | $157,000 | $675,000 | $129,000 | $374,000 |
| Application Denied By Financial Institution | 78 | $12,630,000 | $161,000 | $675,000 | $109,000 | $521,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,179 | $218,535,000 | $185,000 | $975,000 | $128,000 | $696,000 |
| Credit History | 90 | $16,940,000 | $188,000 | $675,000 | $143,000 | $2,640,000 |
| Debt-To-Income Ratio | 76 | $20,070,000 | $264,000 | $675,000 | $75,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,945,000 | $267,000 | $505,000 | $97,000 | $163,000 |
| Other | 10 | $1,040,000 | $104,000 | $255,000 | $118,000 | $249,000 |
| Collateral | 6 | $960,000 | $160,000 | $285,000 | $73,000 | $126,000 |
| Credit Application Incomplete | 5 | $1,795,000 | $359,000 | $625,000 | $101,000 | $160,000 |
| Employment History | 3 | $445,000 | $148,000 | $255,000 | $80,000 | $134,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.