Kbhs Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Kbhs Home Loans, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kbhs Home Loans, Llc 8650 Freeport Parkway South, Suite 250 Wilmington, DE 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 13,599 |
| Total Mortgage Loan Application Amount | $4,299,795,000 |
| Average Mortgage Loan Application Amount | $375,250 |
| Highest Mortgage Loan Application Amount | $2,225,000 |
| Average Applicant Income | $148,500 |
| Highest Applicant Income | $5,664,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Kbhs Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kbhs Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Kbhs Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kbhs Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Kbhs Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kbhs Home Loans, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 1,583 | $ 474,555,000 | $ 299,000 | $ 106,000 |
| Bexar County Texas | 1,303 | $ 316,335,000 | $ 242,000 | $ 85,000 |
| Riverside County California | 931 | $ 367,085,000 | $ 394,000 | $ 120,000 |
| Harris County Texas | 830 | $ 174,950,000 | $ 210,000 | $ 82,000 |
| Maricopa County Arizona | 587 | $ 147,775,000 | $ 251,000 | $ 85,000 |
| Williamson County Texas | 546 | $ 156,440,000 | $ 286,000 | $ 103,000 |
| Travis County Texas | 543 | $ 140,995,000 | $ 259,000 | $ 95,000 |
| Duval County Florida | 499 | $ 127,435,000 | $ 255,000 | $ 85,000 |
| Los Angeles County California | 364 | $ 163,210,000 | $ 448,000 | $ 126,000 |
| Osceola County Florida | 348 | $ 93,930,000 | $ 269,000 | $ 75,000 |
| San Bernardino County California | 341 | $ 131,165,000 | $ 384,000 | $ 124,000 |
| Pima County Arizona | 299 | $ 63,725,000 | $ 213,000 | $ 74,000 |
| Polk County Florida | 297 | $ 72,995,000 | $ 245,000 | $ 71,000 |
| Douglas County Colorado | 255 | $ 93,595,000 | $ 367,000 | $ 114,000 |
| Montgomery County Texas | 248 | $ 51,460,000 | $ 207,000 | $ 82,000 |
| Santa Clara County California | 239 | $ 182,235,000 | $ 762,000 | $ 220,000 |
| Arapahoe County Colorado | 235 | $ 85,135,000 | $ 362,000 | $ 108,000 |
| San Diego County California | 226 | $ 116,380,000 | $ 514,000 | $ 133,000 |
| Placer County California | 211 | $ 88,555,000 | $ 419,000 | $ 135,000 |
| Lake County Florida | 209 | $ 54,845,000 | $ 262,000 | $ 81,000 |
| Fort Bend County Texas | 207 | $ 46,545,000 | $ 224,000 | $ 169,000 |
| Comal County Texas | 206 | $ 51,720,000 | $ 251,000 | $ 86,000 |
| San Joaquin County California | 187 | $ 68,295,000 | $ 365,000 | $ 110,000 |
| St. Johns County Florida | 187 | $ 42,775,000 | $ 228,000 | $ 74,000 |
| Sacramento County California | 168 | $ 60,410,000 | $ 359,000 | $ 120,000 |
| Hays County Texas | 161 | $ 37,935,000 | $ 235,000 | $ 89,000 |
| Adams County Colorado | 145 | $ 48,875,000 | $ 337,000 | $ 109,000 |
| Pinal County Arizona | 143 | $ 30,635,000 | $ 214,000 | $ 72,000 |
| Alameda County California | 132 | $ 110,540,000 | $ 837,000 | $ 226,000 |
| Denton County Texas | 121 | $ 30,765,000 | $ 254,000 | $ 110,000 |
| Hillsborough County Florida | 117 | $ 29,185,000 | $ 249,000 | $ 84,000 |
| Pierce County Washington | 109 | $ 43,785,000 | $ 401,000 | $ 105,000 |
| Orange County California | 103 | $ 80,625,000 | $ 782,000 | $ 210,000 |
| Ventura County California | 97 | $ 51,065,000 | $ 526,000 | $ 156,000 |
| Orange County Florida | 95 | $ 29,635,000 | $ 311,000 | $ 91,000 |
| Fresno County California | 94 | $ 27,450,000 | $ 292,000 | $ 88,000 |
| Guadalupe County Texas | 93 | $ 23,375,000 | $ 251,000 | $ 81,000 |
| Wake County North Carolina | 76 | $ 20,120,000 | $ 264,000 | $ 112,000 |
| Bastrop County Texas | 76 | $ 16,100,000 | $ 211,000 | $ 80,000 |
| Collin County Texas | 75 | $ 27,915,000 | $ 372,000 | $ 136,000 |
| Weld County Colorado | 74 | $ 26,360,000 | $ 356,000 | $ 113,000 |
| Larimer County Colorado | 61 | $ 20,945,000 | $ 343,000 | $ 108,000 |
| Contra Costa County California | 54 | $ 29,950,000 | $ 554,000 | $ 165,000 |
| Stanislaus County California | 50 | $ 15,500,000 | $ 310,000 | $ 97,000 |
| Denver County Colorado | 45 | $ 16,615,000 | $ 369,000 | $ 140,000 |
| Caldwell County Texas | 44 | $ 10,550,000 | $ 239,000 | $ 91,000 |
| Tarrant County Texas | 44 | $ 10,770,000 | $ 244,000 | $ 103,000 |
| Yolo County California | 42 | $ 18,600,000 | $ 442,000 | $ 130,000 |
| Manatee County Florida | 39 | $ 11,585,000 | $ 297,000 | $ 90,000 |
| Lee County Florida | 37 | $ 8,485,000 | $ 229,000 | $ 73,000 |
| Sonoma County California | 36 | $ 18,890,000 | $ 524,000 | $ 166,000 |
| Volusia County Florida | 35 | $ 6,125,000 | $ 175,000 | $ 62,000 |
| Harnett County North Carolina | 33 | $ 9,035,000 | $ 273,000 | $ 97,000 |
| Flagler County Florida | 32 | $ 9,510,000 | $ 297,000 | $ 118,000 |
| Brevard County Florida | 31 | $ 8,335,000 | $ 268,000 | $ 101,000 |
| Pinellas County Florida | 27 | $ 10,955,000 | $ 405,000 | $ 172,000 |
| San Mateo County California | 21 | $ 15,875,000 | $ 755,000 | $ 212,000 |
| King County Washington | 21 | $ 10,615,000 | $ 505,000 | $ 168,000 |
| Monterey County California | 19 | $ 10,335,000 | $ 543,000 | $ 116,000 |
| St. Lucie County Florida | 19 | $ 4,475,000 | $ 235,000 | $ 73,000 |
| Sutter County California | 18 | $ 3,900,000 | $ 216,000 | $ 96,000 |
| Brazoria County Texas | 17 | $ 4,125,000 | $ 242,000 | $ 100,000 |
| Seminole County Florida | 12 | $ 2,750,000 | $ 229,000 | $ 102,000 |
| Galveston County Texas | 12 | $ 2,410,000 | $ 200,000 | $ 111,000 |
| Boulder County Colorado | 11 | $ 5,415,000 | $ 492,000 | $ 158,000 |
| Thurston County Washington | 11 | $ 4,445,000 | $ 404,000 | $ 110,000 |
| Solano County California | 8 | $ 4,070,000 | $ 508,000 | $ 171,000 |
| Clay County Florida | 8 | $ 1,990,000 | $ 248,000 | $ 65,000 |
| Jefferson County Colorado | 4 | $ 1,590,000 | $ 397,000 | $ 107,000 |
| Kaufman County Texas | 4 | $ 730,000 | $ 182,000 | $ 80,000 |
| Butte County California | 3 | $ 915,000 | $ 305,000 | $ 80,000 |
| San Francisco County California | 3 | $ 1,545,000 | $ 515,000 | $ 112,000 |
| Broomfield County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 152,000 |
| Dallas County Texas | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Yavapai County Arizona | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Calaveras County California | 2 | $ 620,000 | $ 310,000 | $ 106,000 |
| Kings County California | 2 | $ 910,000 | $ 455,000 | $ 89,000 |
| Madera County California | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| Merced County California | 2 | $ 360,000 | $ 180,000 | $ 101,000 |
| Tuolumne County California | 2 | $ 760,000 | $ 380,000 | $ 134,000 |
| Alamance County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| El Dorado County California | 1 | $ 345,000 | $ 345,000 | $ 259,000 |
| Mendocino County California | 1 | $ 425,000 | $ 425,000 | $ 86,000 |
| Santa Cruz County California | 1 | $ 515,000 | $ 515,000 | $ 122,000 |
| Yuba County California | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Baker County Florida | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 625,000 | $ 625,000 | $ 173,000 |
| Okaloosa County Florida | 1 | $ 795,000 | $ 795,000 | $ 600,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Sarasota County Florida | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Franklin County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Atascosa County Texas | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Ellis County Texas | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Grayson County Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| McLennan County Texas | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Kbhs Home Loans, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,248 | $4,162,260,000 | $314,000 | $1,605,000 | $104,000 | $5,664,000 |
| Refinancing | 270 | $112,430,000 | $416,000 | $2,225,000 | $145,000 | $870,000 |
| Cash-out Refinancing | 79 | $24,175,000 | $306,000 | $765,000 | $116,000 | $672,000 |
| Home Improvement | 2 | $930,000 | $465,000 | $675,000 | $229,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,326 | $1,338,220,000 | $309,000 | $1,565,000 | $105,000 | $1,600,000 |
| Hispanic | 3,519 | $978,175,000 | $277,000 | $1,225,000 | $86,000 | $606,000 |
| Not Provided | 2,133 | $676,405,000 | $317,000 | $2,225,000 | $114,000 | $5,664,000 |
| Asian | 1,694 | $681,390,000 | $402,000 | $1,505,000 | $134,000 | $1,645,000 |
| Black or African American | 1,408 | $414,050,000 | $294,000 | $1,205,000 | $90,000 | $323,000 |
| American Indian or Alaskan Native | 39 | $12,725,000 | $326,000 | $675,000 | $97,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $11,730,000 | $345,000 | $765,000 | $102,000 | $392,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,559 | $2,440,035,000 | $322,000 | $2,225,000 | $120,000 | $5,664,000 |
| FHA-insured (Federal Housing Administration) | 4,036 | $1,187,580,000 | $294,000 | $765,000 | $83,000 | $358,000 |
| VA-guaranteed (Veterans Administration) | 1,834 | $629,210,000 | $343,000 | $1,205,000 | $91,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 170 | $42,970,000 | $252,000 | $415,000 | $72,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,082 | $2,529,940,000 | $313,000 | $1,415,000 | $107,000 | $5,664,000 |
| Application Denied By Financial Institution | 4,525 | $1,470,555,000 | $324,000 | $1,605,000 | $101,000 | $1,600,000 |
| Application Withdrawn By Applicant | 905 | $276,275,000 | $305,000 | $2,225,000 | $104,000 | $1,645,000 |
| Application Approved But Not Accepted | 87 | $23,025,000 | $264,000 | $765,000 | $118,000 | $568,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,074 | $2,829,240,000 | $311,000 | $2,225,000 | $106,000 | $5,664,000 |
| Unverifiable Information | 2,359 | $791,075,000 | $335,000 | $1,605,000 | $111,000 | $1,600,000 |
| Debt-To-Income Ratio | 832 | $265,500,000 | $319,000 | $1,425,000 | $75,000 | $745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 719 | $223,415,000 | $310,000 | $1,505,000 | $99,000 | $407,000 |
| Credit History | 192 | $63,100,000 | $328,000 | $1,325,000 | $95,000 | $523,000 |
| Other | 176 | $54,300,000 | $308,000 | $1,275,000 | $115,000 | $638,000 |
| Credit Application Incomplete | 143 | $39,195,000 | $274,000 | $915,000 | $90,000 | $263,000 |
| Employment History | 70 | $21,630,000 | $309,000 | $795,000 | $89,000 | $306,000 |
| Collateral | 34 | $12,340,000 | $362,000 | $1,315,000 | $120,000 | $765,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kbhs Home Loans, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kbhs Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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