Keesler
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Keesler 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keesler 2602 Pass Road Biloxi, MS 39531 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,079 |
| Total Mortgage Loan Application Amount | $748,065,000 |
| Average Mortgage Loan Application Amount | $217,800 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $101,600 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Keesler. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keesler's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Keesler's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keesler serves its applicants.
Each category highlights the total number of mortgage applications processed by Keesler, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keesler's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harrison County Mississippi | 1,127 | $ 204,955,000 | $ 181,000 | $ 99,000 |
| Jackson County Mississippi | 666 | $ 106,440,000 | $ 159,000 | $ 93,000 |
| Hancock County Mississippi | 311 | $ 48,365,000 | $ 155,000 | $ 98,000 |
| St. Tammany County Louisiana | 310 | $ 65,220,000 | $ 210,000 | $ 111,000 |
| Pearl River County Mississippi | 271 | $ 39,995,000 | $ 147,000 | $ 91,000 |
| Lamar County Mississippi | 137 | $ 26,495,000 | $ 193,000 | $ 102,000 |
| Mobile County Alabama | 115 | $ 20,335,000 | $ 176,000 | $ 90,000 |
| Forrest County Mississippi | 111 | $ 17,195,000 | $ 154,000 | $ 96,000 |
| Stone County Mississippi | 102 | $ 13,700,000 | $ 134,000 | $ 77,000 |
| Orleans County Louisiana | 93 | $ 25,405,000 | $ 273,000 | $ 135,000 |
| Jefferson County Louisiana | 87 | $ 19,985,000 | $ 229,000 | $ 118,000 |
| Madison County Mississippi | 80 | $ 20,370,000 | $ 254,000 | $ 137,000 |
| Rankin County Mississippi | 68 | $ 14,660,000 | $ 215,000 | $ 115,000 |
| Hinds County Mississippi | 53 | $ 7,365,000 | $ 138,000 | $ 84,000 |
| Baldwin County Alabama | 52 | $ 12,450,000 | $ 239,000 | $ 115,000 |
| East Baton Rouge County Louisiana | 35 | $ 15,335,000 | $ 438,000 | $ 251,000 |
| Jones County Mississippi | 34 | $ 4,760,000 | $ 140,000 | $ 90,000 |
| George County Mississippi | 24 | $ 3,230,000 | $ 134,000 | $ 80,000 |
| Perry County Mississippi | 20 | $ 2,090,000 | $ 104,000 | $ 110,000 |
| Tangipahoa County Louisiana | 19 | $ 3,705,000 | $ 195,000 | $ 89,000 |
| Washington County Louisiana | 17 | $ 2,615,000 | $ 153,000 | $ 75,000 |
| Greene County Mississippi | 16 | $ 1,900,000 | $ 118,000 | $ 101,000 |
| Covington County Mississippi | 14 | $ 1,890,000 | $ 135,000 | $ 85,000 |
| Santa Rosa County Florida | 12 | $ 3,350,000 | $ 279,000 | $ 145,000 |
| Escambia County Florida | 11 | $ 2,315,000 | $ 210,000 | $ 120,000 |
| DeSoto County Mississippi | 11 | $ 2,365,000 | $ 215,000 | $ 76,000 |
| St. Bernard County Louisiana | 10 | $ 1,290,000 | $ 129,000 | $ 77,000 |
| Brevard County Florida | 9 | $ 1,895,000 | $ 210,000 | $ 91,000 |
| Ascension County Louisiana | 9 | $ 3,425,000 | $ 380,000 | $ 126,000 |
| Simpson County Mississippi | 9 | $ 1,205,000 | $ 133,000 | $ 64,000 |
| Livingston County Louisiana | 8 | $ 2,430,000 | $ 303,000 | $ 128,000 |
| Marion County Mississippi | 8 | $ 1,090,000 | $ 136,000 | $ 66,000 |
| Smith County Mississippi | 7 | $ 715,000 | $ 102,000 | $ 97,000 |
| Jefferson County Alabama | 6 | $ 1,270,000 | $ 211,000 | $ 116,000 |
| Shelby County Alabama | 6 | $ 1,730,000 | $ 288,000 | $ 149,000 |
| Hillsborough County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 85,000 |
| Lauderdale County Mississippi | 6 | $ 1,770,000 | $ 295,000 | $ 63,000 |
| Lafayette County Louisiana | 5 | $ 1,235,000 | $ 247,000 | $ 143,000 |
| Plaquemines County Louisiana | 5 | $ 1,305,000 | $ 261,000 | $ 269,000 |
| St. Charles County Louisiana | 5 | $ 1,605,000 | $ 321,000 | $ 129,000 |
| Jefferson Davis County Mississippi | 5 | $ 535,000 | $ 107,000 | $ 66,000 |
| Pike County Mississippi | 5 | $ 935,000 | $ 187,000 | $ 95,000 |
| Wayne County Mississippi | 5 | $ 425,000 | $ 85,000 | $ 104,000 |
| Okaloosa County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 219,000 |
| Volusia County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 143,000 |
| Scott County Mississippi | 4 | $ 600,000 | $ 150,000 | $ 120,000 |
| Walthall County Mississippi | 4 | $ 370,000 | $ 92,000 | $ 130,000 |
| Montgomery County Alabama | 3 | $ 625,000 | $ 208,000 | $ 74,000 |
| Broward County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 135,000 |
| Holmes County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Lafayette County Mississippi | 3 | $ 755,000 | $ 251,000 | $ 116,000 |
| Lincoln County Mississippi | 3 | $ 1,355,000 | $ 451,000 | $ 159,000 |
| Monroe County Mississippi | 3 | $ 485,000 | $ 161,000 | $ 93,000 |
| Neshoba County Mississippi | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Choctaw County Alabama | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Etowah County Alabama | 2 | $ 550,000 | $ 275,000 | $ 102,000 |
| Madison County Alabama | 2 | $ 330,000 | $ 165,000 | $ 160,000 |
| Walker County Alabama | 2 | $ 610,000 | $ 305,000 | $ 282,000 |
| Lafayette County Florida | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Lake County Florida | 2 | $ 770,000 | $ 385,000 | $ 162,000 |
| Leon County Florida | 2 | $ 290,000 | $ 145,000 | $ 148,000 |
| Pasco County Florida | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Pinellas County Florida | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Sarasota County Florida | 2 | $ 740,000 | $ 370,000 | $ 185,000 |
| Walton County Florida | 2 | $ 2,110,000 | $ 1,055,000 | $ 408,000 |
| Calcasieu County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Lafourche County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 141,000 |
| West Baton Rouge County Louisiana | 2 | $ 1,720,000 | $ 860,000 | $ 194,000 |
| Clarke County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 169,000 |
| Grenada County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Lee County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 165,000 |
| Lowndes County Mississippi | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Marshall County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Newton County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Oktibbeha County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Panola County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Sunflower County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 63,000 |
| Yazoo County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 63,000 |
| Autauga County Alabama | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Calhoun County Alabama | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Clarke County Alabama | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Coffee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Dale County Alabama | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Escambia County Alabama | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 585,000 | $ 585,000 | $ 150,000 |
| Morgan County Alabama | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Washington County Alabama | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Winston County Alabama | 1 | $ 185,000 | $ 185,000 | $ 228,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Columbia County Florida | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Lee County Florida | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Palm Beach County Florida | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 395,000 | $ 395,000 | $ 119,000 |
| Assumption County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Caddo County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Madison County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Rapides County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Richland County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| St. Helena County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| St. John the Baptist County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| St. Martin County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Terrebonne County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Adams County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Attala County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Bolivar County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Copiah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Franklin County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Itawamba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Lawrence County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Montgomery County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Prentiss County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Union County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Webster County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Winston County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Yalobusha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for Keesler in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,475 | $283,285,000 | $192,000 | $1,705,000 | $111,000 | $837,000 |
| Home Purchase | 1,286 | $247,520,000 | $192,000 | $1,695,000 | $93,000 | $1,218,000 |
| Cash-out Refinancing | 1,236 | $204,100,000 | $165,000 | $1,055,000 | $100,000 | $1,500,000 |
| Home Improvement | 77 | $11,185,000 | $145,000 | $415,000 | $80,000 | $248,000 |
| Other Purpose | 5 | $1,975,000 | $395,000 | $1,465,000 | $124,000 | $171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,984 | $549,840,000 | $184,000 | $1,695,000 | $104,000 | $1,500,000 |
| Black or African American | 449 | $69,305,000 | $154,000 | $805,000 | $82,000 | $1,025,000 |
| Not Provided | 352 | $68,400,000 | $194,000 | $1,195,000 | $113,000 | $652,000 |
| Hispanic | 96 | $15,800,000 | $164,000 | $485,000 | $79,000 | $246,000 |
| Asian | 92 | $17,130,000 | $186,000 | $525,000 | $95,000 | $378,000 |
| Not applicable | 61 | $18,455,000 | $302,000 | $1,705,000 | $106,000 | $112,000 |
| American Indian or Alaskan Native | 30 | $5,290,000 | $176,000 | $525,000 | $99,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,136 | $577,170,000 | $184,000 | $1,705,000 | $107,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 477 | $100,675,000 | $211,000 | $775,000 | $98,000 | $466,000 |
| FHA-insured (Federal Housing Administration) | 283 | $45,125,000 | $159,000 | $325,000 | $75,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $25,095,000 | $137,000 | $295,000 | $56,000 | $197,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,872 | $369,020,000 | $197,000 | $1,695,000 | $104,000 | $1,223,000 |
| Application Denied By Financial Institution | 1,476 | $249,220,000 | $168,000 | $1,705,000 | $98,000 | $1,218,000 |
| Application Approved But Not Accepted | 401 | $72,295,000 | $180,000 | $1,235,000 | $102,000 | $837,000 |
| Application Withdrawn By Applicant | 328 | $57,360,000 | $174,000 | $1,055,000 | $103,000 | $1,500,000 |
| File Closed For Incompleteness | 2 | $170,000 | $85,000 | $125,000 | $100,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,603 | $498,845,000 | $191,000 | $1,695,000 | $104,000 | $1,500,000 |
| Credit Application Incomplete | 913 | $160,775,000 | $176,000 | $1,375,000 | $111,000 | $1,218,000 |
| Credit History | 202 | $27,410,000 | $135,000 | $825,000 | $80,000 | $648,000 |
| Debt-To-Income Ratio | 197 | $32,965,000 | $167,000 | $1,705,000 | $59,000 | $329,000 |
| Other | 99 | $16,395,000 | $165,000 | $575,000 | $86,000 | $263,000 |
| Collateral | 29 | $4,795,000 | $165,000 | $365,000 | $91,000 | $244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,925,000 | $153,000 | $295,000 | $77,000 | $179,000 |
| Employment History | 10 | $1,790,000 | $179,000 | $355,000 | $80,000 | $312,000 |
| Unverifiable Information | 6 | $2,020,000 | $336,000 | $805,000 | $108,000 | $222,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $168,000 | $168,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keesler's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keesler's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.