Keesler
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Keesler 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keesler 2602 Pass Road Biloxi, MS 39531 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,007 |
| Total Mortgage Loan Application Amount | $452,675,000 |
| Average Mortgage Loan Application Amount | $149,400 |
| Highest Mortgage Loan Application Amount | $5,225,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,562,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Keesler. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keesler's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Keesler's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keesler serves its applicants.
Each category highlights the total number of mortgage applications processed by Keesler, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keesler's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harrison County Mississippi | 898 | $ 125,970,000 | $ 140,000 | $ 75,000 |
| Jackson County Mississippi | 502 | $ 64,070,000 | $ 127,000 | $ 79,000 |
| Hancock County Mississippi | 261 | $ 31,505,000 | $ 120,000 | $ 77,000 |
| St. Tammany County Louisiana | 198 | $ 30,210,000 | $ 152,000 | $ 94,000 |
| Pearl River County Mississippi | 166 | $ 20,660,000 | $ 124,000 | $ 73,000 |
| Mobile County Alabama | 100 | $ 15,160,000 | $ 151,000 | $ 70,000 |
| Rankin County Mississippi | 82 | $ 15,600,000 | $ 190,000 | $ 76,000 |
| Hinds County Mississippi | 79 | $ 9,805,000 | $ 124,000 | $ 67,000 |
| Stone County Mississippi | 76 | $ 8,220,000 | $ 108,000 | $ 82,000 |
| Orleans County Louisiana | 69 | $ 21,615,000 | $ 313,000 | $ 93,000 |
| Forrest County Mississippi | 69 | $ 15,315,000 | $ 221,000 | $ 75,000 |
| Madison County Mississippi | 64 | $ 9,870,000 | $ 154,000 | $ 104,000 |
| Lamar County Mississippi | 54 | $ 13,520,000 | $ 250,000 | $ 95,000 |
| Jefferson County Louisiana | 29 | $ 6,895,000 | $ 237,000 | $ 96,000 |
| George County Mississippi | 28 | $ 4,210,000 | $ 150,000 | $ 90,000 |
| Baldwin County Alabama | 26 | $ 4,130,000 | $ 158,000 | $ 107,000 |
| Jones County Mississippi | 17 | $ 4,135,000 | $ 243,000 | $ 66,000 |
| Perry County Mississippi | 15 | $ 1,095,000 | $ 73,000 | $ 56,000 |
| Marion County Mississippi | 12 | $ 1,240,000 | $ 103,000 | $ 75,000 |
| Tangipahoa County Louisiana | 11 | $ 2,145,000 | $ 195,000 | $ 100,000 |
| Covington County Mississippi | 11 | $ 1,415,000 | $ 128,000 | $ 73,000 |
| Santa Rosa County Florida | 10 | $ 1,630,000 | $ 163,000 | $ 129,000 |
| Washington County Louisiana | 10 | $ 1,240,000 | $ 124,000 | $ 67,000 |
| Simpson County Mississippi | 9 | $ 525,000 | $ 58,000 | $ 66,000 |
| Okaloosa County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 75,000 |
| St. Bernard County Louisiana | 8 | $ 790,000 | $ 98,000 | $ 62,000 |
| Lafayette County Mississippi | 8 | $ 2,090,000 | $ 261,000 | $ 98,000 |
| DeSoto County Mississippi | 7 | $ 1,105,000 | $ 157,000 | $ 116,000 |
| Lauderdale County Mississippi | 7 | $ 875,000 | $ 125,000 | $ 69,000 |
| Madison County Alabama | 6 | $ 1,090,000 | $ 181,000 | $ 109,000 |
| Greene County Mississippi | 6 | $ 980,000 | $ 163,000 | $ 73,000 |
| Scott County Mississippi | 6 | $ 980,000 | $ 163,000 | $ 86,000 |
| Escambia County Florida | 5 | $ 815,000 | $ 163,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 5 | $ 1,555,000 | $ 311,000 | $ 126,000 |
| Alcorn County Mississippi | 5 | $ 4,185,000 | $ 837,000 | $ 131,000 |
| Brevard County Florida | 4 | $ 560,000 | $ 140,000 | $ 95,000 |
| Bossier County Louisiana | 4 | $ 830,000 | $ 207,000 | $ 80,000 |
| Terrebonne County Louisiana | 4 | $ 830,000 | $ 207,000 | $ 44,000 |
| Attala County Mississippi | 4 | $ 580,000 | $ 145,000 | $ 45,000 |
| Copiah County Mississippi | 4 | $ 460,000 | $ 115,000 | $ 96,000 |
| Jefferson Davis County Mississippi | 4 | $ 370,000 | $ 92,000 | $ 42,000 |
| Lincoln County Mississippi | 4 | $ 1,200,000 | $ 300,000 | $ 150,000 |
| Yazoo County Mississippi | 4 | $ 850,000 | $ 212,000 | $ 115,000 |
| Shelby County Alabama | 3 | $ 885,000 | $ 295,000 | $ 137,000 |
| Broward County Florida | 3 | $ 565,000 | $ 188,000 | $ 88,000 |
| Hillsborough County Florida | 3 | $ 225,000 | $ 75,000 | $ 158,000 |
| Volusia County Florida | 3 | $ 485,000 | $ 161,000 | $ 320,000 |
| Walton County Florida | 3 | $ 1,305,000 | $ 435,000 | $ 95,000 |
| Ascension County Louisiana | 3 | $ 895,000 | $ 298,000 | $ 52,000 |
| Livingston County Louisiana | 3 | $ 1,155,000 | $ 385,000 | $ 142,000 |
| St. Charles County Louisiana | 3 | $ 695,000 | $ 231,000 | $ 69,000 |
| Lawrence County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 66,000 |
| Houston County Alabama | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Jefferson County Alabama | 2 | $ 680,000 | $ 340,000 | $ 53,000 |
| Collier County Florida | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Highlands County Florida | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Lake County Florida | 2 | $ 120,000 | $ 60,000 | $ 136,000 |
| Leon County Florida | 2 | $ 840,000 | $ 420,000 | $ 64,000 |
| Marion County Florida | 2 | $ 580,000 | $ 290,000 | $ 104,000 |
| Pasco County Florida | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| St. Lucie County Florida | 2 | $ 280,000 | $ 140,000 | $ 278,000 |
| Iberville County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Lafourche County Louisiana | 2 | $ 910,000 | $ 455,000 | $ 83,000 |
| Adams County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 146,000 |
| Choctaw County Mississippi | 2 | $ 30,000 | $ 15,000 | $ 1,000 |
| Jasper County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 17,000 |
| Newton County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Warren County Mississippi | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Cleburne County Alabama | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| DeKalb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Elmore County Alabama | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Escambia County Alabama | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Monroe County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Randolph County Alabama | 1 | $ 465,000 | $ 465,000 | $ 189,000 |
| Winston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Flagler County Florida | 1 | $ 55,000 | $ 55,000 | $ 272,000 |
| Manatee County Florida | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Miami-Dade County Florida | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 234,000 |
| Palm Beach County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Johns County Florida | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Assumption County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Caddo County Louisiana | 1 | $ 495,000 | $ 495,000 | $ 148,000 |
| Calcasieu County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 158,000 |
| Lafayette County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Pointe Coupee County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 340,000 |
| Rapides County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Richland County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| St. Martin County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| St. Mary County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Vernon County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 242,000 |
| West Baton Rouge County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| West Carroll County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarke County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Coahoma County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Kemper County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Leake County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 221,000 |
| Lee County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Lowndes County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Monroe County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Neshoba County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Pike County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Tallahatchie County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Tippah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Walthall County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Keesler in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,675 | $189,405,000 | $113,000 | $5,225,000 | $84,000 | $1,224,000 |
| Home Purchase | 813 | $191,885,000 | $236,000 | $2,285,000 | $91,000 | $1,562,000 |
| Refinancing | 324 | $59,540,000 | $183,000 | $4,705,000 | $61,000 | $528,000 |
| Other Purpose | 194 | $11,690,000 | $60,000 | $175,000 | $33,000 | $665,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $121,000 | $121,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,984 | $266,900,000 | $134,000 | $1,285,000 | $83,000 | $1,562,000 |
| Black or African American | 396 | $44,720,000 | $112,000 | $635,000 | $65,000 | $449,000 |
| Not Provided | 288 | $40,740,000 | $141,000 | $885,000 | $89,000 | $1,224,000 |
| Not applicable | 119 | $70,695,000 | $594,000 | $5,225,000 | $0 | $0 |
| Hispanic | 104 | $12,620,000 | $121,000 | $505,000 | $66,000 | $340,000 |
| Asian | 66 | $9,860,000 | $149,000 | $435,000 | $87,000 | $350,000 |
| American Indian or Alaskan Native | 33 | $3,895,000 | $118,000 | $475,000 | $56,000 | $259,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $185,000 | $61,000 | $85,000 | $13,000 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,589 | $364,365,000 | $140,000 | $5,225,000 | $80,000 | $1,562,000 |
| FHA-insured (Federal Housing Administration) | 217 | $41,325,000 | $190,000 | $425,000 | $74,000 | $1,224,000 |
| VA-guaranteed (Veterans Administration) | 200 | $46,910,000 | $234,000 | $575,000 | $87,000 | $338,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $75,000 | $75,000 | $75,000 | $8,000 | $8,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,275 | $218,325,000 | $171,000 | $5,225,000 | $101,000 | $1,562,000 |
| Application Denied By Financial Institution | 1,014 | $122,570,000 | $120,000 | $1,685,000 | $66,000 | $665,000 |
| Application Withdrawn By Applicant | 696 | $103,630,000 | $148,000 | $2,755,000 | $63,000 | $1,224,000 |
| Application Approved But Not Accepted | 21 | $8,095,000 | $385,000 | $4,705,000 | $87,000 | $231,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $75,000 | $75,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,993 | $330,105,000 | $165,000 | $5,225,000 | $88,000 | $1,562,000 |
| Credit Application Incomplete | 442 | $56,890,000 | $128,000 | $655,000 | $73,000 | $495,000 |
| Other | 236 | $20,020,000 | $84,000 | $605,000 | $52,000 | $665,000 |
| Debt-To-Income Ratio | 171 | $25,395,000 | $148,000 | $1,685,000 | $58,000 | $285,000 |
| Credit History | 100 | $12,860,000 | $128,000 | $505,000 | $76,000 | $240,000 |
| Collateral | 40 | $4,350,000 | $108,000 | $395,000 | $106,000 | $350,000 |
| Employment History | 14 | $1,130,000 | $80,000 | $265,000 | $46,000 | $182,000 |
| Unverifiable Information | 6 | $510,000 | $85,000 | $155,000 | $25,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,415,000 | $283,000 | $815,000 | $69,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keesler's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keesler's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.