Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Kinecta 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,041 |
| Total Mortgage Loan Application Amount | $3,150,572,000 |
| Average Mortgage Loan Application Amount | $386,333 |
| Highest Mortgage Loan Application Amount | $4,025,000 |
| Average Applicant Income | $135,666 |
| Highest Applicant Income | $5,467,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,465 | $ 970,581,000 | $ 393,000 | $ 140,000 |
| Orange County California | 1,102 | $ 494,986,000 | $ 449,000 | $ 161,000 |
| Riverside County California | 334 | $ 105,364,000 | $ 315,000 | $ 128,000 |
| Ventura County California | 291 | $ 118,432,000 | $ 406,000 | $ 144,000 |
| San Bernardino County California | 259 | $ 77,344,000 | $ 298,000 | $ 135,000 |
| San Diego County California | 250 | $ 109,777,000 | $ 439,000 | $ 160,000 |
| Santa Clara County California | 232 | $ 136,712,000 | $ 589,000 | $ 183,000 |
| Cook County Illinois | 214 | $ 64,751,000 | $ 302,000 | $ 142,000 |
| Alameda County California | 171 | $ 92,125,000 | $ 538,000 | $ 173,000 |
| Contra Costa County California | 119 | $ 60,627,000 | $ 509,000 | $ 161,000 |
| Sacramento County California | 99 | $ 32,854,000 | $ 331,000 | $ 129,000 |
| Santa Barbara County California | 97 | $ 39,771,000 | $ 410,000 | $ 149,000 |
| Queens County New York | 86 | $ 37,508,000 | $ 436,000 | $ 116,000 |
| San Mateo County California | 69 | $ 43,122,000 | $ 624,000 | $ 184,000 |
| Kings County New York | 69 | $ 31,470,000 | $ 456,000 | $ 136,000 |
| Will County Illinois | 67 | $ 18,500,000 | $ 276,000 | $ 127,000 |
| DuPage County Illinois | 65 | $ 18,773,000 | $ 288,000 | $ 126,000 |
| Nassau County New York | 58 | $ 23,923,000 | $ 412,000 | $ 154,000 |
| Lake County Illinois | 56 | $ 17,374,000 | $ 310,000 | $ 162,000 |
| San Francisco County California | 53 | $ 32,365,000 | $ 610,000 | $ 201,000 |
| Maricopa County Arizona | 49 | $ 15,371,000 | $ 313,000 | $ 152,000 |
| Denver County Colorado | 46 | $ 14,429,000 | $ 313,000 | $ 143,000 |
| Erie County New York | 46 | $ 7,008,000 | $ 152,000 | $ 77,000 |
| Hennepin County Minnesota | 45 | $ 10,632,000 | $ 236,000 | $ 93,000 |
| Suffolk County New York | 45 | $ 16,549,000 | $ 367,000 | $ 158,000 |
| Jefferson County Colorado | 42 | $ 10,200,000 | $ 242,000 | $ 94,000 |
| St. Johns County Florida | 42 | $ 8,033,000 | $ 191,000 | $ 138,000 |
| Placer County California | 41 | $ 13,969,000 | $ 340,000 | $ 158,000 |
| Douglas County Colorado | 39 | $ 13,172,000 | $ 337,000 | $ 137,000 |
| Arapahoe County Colorado | 38 | $ 9,736,000 | $ 256,000 | $ 93,000 |
| Dakota County Minnesota | 37 | $ 9,860,000 | $ 266,000 | $ 95,000 |
| Sonoma County California | 35 | $ 14,518,000 | $ 414,000 | $ 144,000 |
| Rockland County New York | 35 | $ 12,369,000 | $ 353,000 | $ 107,000 |
| Westchester County New York | 33 | $ 13,465,000 | $ 408,000 | $ 222,000 |
| Richmond County New York | 30 | $ 11,051,000 | $ 368,000 | $ 108,000 |
| Boulder County Colorado | 29 | $ 9,756,000 | $ 336,000 | $ 105,000 |
| King County Washington | 29 | $ 10,845,000 | $ 373,000 | $ 163,000 |
| El Dorado County California | 28 | $ 9,846,000 | $ 351,000 | $ 192,000 |
| Orange County Florida | 28 | $ 10,945,000 | $ 390,000 | $ 187,000 |
| San Luis Obispo County California | 25 | $ 10,445,000 | $ 417,000 | $ 178,000 |
| Kern County California | 24 | $ 7,240,000 | $ 301,000 | $ 94,000 |
| San Joaquin County California | 24 | $ 7,905,000 | $ 329,000 | $ 134,000 |
| Solano County California | 24 | $ 7,811,000 | $ 325,000 | $ 134,000 |
| Clark County Nevada | 24 | $ 4,630,000 | $ 192,000 | $ 97,000 |
| Marin County California | 23 | $ 14,788,000 | $ 642,000 | $ 205,000 |
| Broward County Florida | 23 | $ 8,630,000 | $ 375,000 | $ 208,000 |
| Snohomish County Washington | 23 | $ 6,993,000 | $ 304,000 | $ 98,000 |
| Miami-Dade County Florida | 21 | $ 6,024,000 | $ 286,000 | $ 172,000 |
| Adams County Colorado | 19 | $ 5,223,000 | $ 274,000 | $ 108,000 |
| Norfolk County Massachusetts | 18 | $ 5,045,000 | $ 280,000 | $ 137,000 |
| Monterey County California | 17 | $ 8,758,000 | $ 515,000 | $ 164,000 |
| Middlesex County Massachusetts | 17 | $ 6,735,000 | $ 396,000 | $ 137,000 |
| Washington County Minnesota | 16 | $ 3,979,000 | $ 248,000 | $ 107,000 |
| Palm Beach County Florida | 14 | $ 3,816,000 | $ 272,000 | $ 192,000 |
| Anoka County Minnesota | 13 | $ 2,819,000 | $ 216,000 | $ 71,000 |
| Fresno County California | 12 | $ 2,900,000 | $ 241,000 | $ 168,000 |
| Nevada County California | 12 | $ 4,829,000 | $ 402,000 | $ 266,000 |
| Santa Cruz County California | 12 | $ 6,614,000 | $ 551,000 | $ 188,000 |
| McHenry County Illinois | 12 | $ 3,165,000 | $ 263,000 | $ 130,000 |
| Plymouth County Massachusetts | 12 | $ 3,536,000 | $ 294,000 | $ 115,000 |
| Ramsey County Minnesota | 12 | $ 2,902,000 | $ 241,000 | $ 106,000 |
| Seminole County Florida | 11 | $ 3,343,000 | $ 303,000 | $ 127,000 |
| Bergen County New Jersey | 11 | $ 4,172,000 | $ 379,000 | $ 153,000 |
| Weld County Colorado | 10 | $ 2,525,000 | $ 252,000 | $ 102,000 |
| Scott County Minnesota | 10 | $ 3,012,000 | $ 301,000 | $ 125,000 |
| Larimer County Colorado | 9 | $ 4,012,000 | $ 445,000 | $ 89,000 |
| Kane County Illinois | 9 | $ 2,413,000 | $ 268,000 | $ 111,000 |
| Carver County Minnesota | 9 | $ 2,297,000 | $ 255,000 | $ 92,000 |
| Multnomah County Oregon | 9 | $ 3,184,000 | $ 353,000 | $ 190,000 |
| Yavapai County Arizona | 8 | $ 1,726,000 | $ 215,000 | $ 124,000 |
| Essex County Massachusetts | 8 | $ 2,655,000 | $ 331,000 | $ 112,000 |
| Suffolk County Massachusetts | 8 | $ 2,479,000 | $ 309,000 | $ 115,000 |
| Putnam County New York | 8 | $ 1,954,000 | $ 244,000 | $ 115,000 |
| El Paso County Colorado | 7 | $ 1,848,000 | $ 264,000 | $ 134,000 |
| New Haven County Connecticut | 7 | $ 2,274,000 | $ 324,000 | $ 170,000 |
| Kendall County Illinois | 7 | $ 1,937,000 | $ 276,000 | $ 138,000 |
| Worcester County Massachusetts | 7 | $ 1,984,000 | $ 283,000 | $ 155,000 |
| Montgomery County Pennsylvania | 7 | $ 2,259,000 | $ 322,000 | $ 145,000 |
| Yolo County California | 6 | $ 2,164,000 | $ 360,000 | $ 182,000 |
| Fairfield County Connecticut | 6 | $ 1,914,000 | $ 319,000 | $ 109,000 |
| Osceola County Florida | 6 | $ 2,549,000 | $ 424,000 | $ 150,000 |
| St. Louis County Missouri | 6 | $ 1,268,000 | $ 211,000 | $ 111,000 |
| Burlington County New Jersey | 6 | $ 1,496,000 | $ 249,000 | $ 143,000 |
| Schenectady County New York | 6 | $ 913,000 | $ 152,000 | $ 81,000 |
| Chester County Pennsylvania | 6 | $ 1,361,000 | $ 226,000 | $ 90,000 |
| Flagler County Florida | 5 | $ 982,000 | $ 196,000 | $ 143,000 |
| Salt Lake County Utah | 5 | $ 1,751,000 | $ 350,000 | $ 121,000 |
| Napa County California | 4 | $ 1,591,000 | $ 397,000 | $ 117,000 |
| Stanislaus County California | 4 | $ 719,000 | $ 179,000 | $ 97,000 |
| Tulare County California | 4 | $ 872,000 | $ 218,000 | $ 166,000 |
| Eagle County Colorado | 4 | $ 1,707,000 | $ 426,000 | $ 122,000 |
| Bristol County Massachusetts | 4 | $ 795,000 | $ 198,000 | $ 99,000 |
| St. Louis County Minnesota | 4 | $ 622,000 | $ 155,000 | $ 113,000 |
| Wright County Minnesota | 4 | $ 1,207,000 | $ 301,000 | $ 129,000 |
| Atlantic County New Jersey | 4 | $ 1,469,000 | $ 367,000 | $ 187,000 |
| Middlesex County New Jersey | 4 | $ 1,244,000 | $ 311,000 | $ 104,000 |
| Broome County New York | 4 | $ 983,000 | $ 245,000 | $ 370,000 |
| Saratoga County New York | 4 | $ 1,323,000 | $ 330,000 | $ 112,000 |
| Bucks County Pennsylvania | 4 | $ 1,147,000 | $ 286,000 | $ 125,000 |
| Delaware County Pennsylvania | 4 | $ 1,247,000 | $ 311,000 | $ 185,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,128,000 | $ 282,000 | $ 120,000 |
| Pinal County Arizona | 3 | $ 334,000 | $ 111,000 | $ 93,000 |
| Butte County California | 3 | $ 919,000 | $ 306,000 | $ 77,000 |
| Mono County California | 3 | $ 866,000 | $ 288,000 | $ 247,000 |
| Elbert County Colorado | 3 | $ 742,000 | $ 247,000 | $ 90,000 |
| Hillsborough County Florida | 3 | $ 635,000 | $ 211,000 | $ 112,000 |
| Pinellas County Florida | 3 | $ 569,000 | $ 189,000 | $ 148,000 |
| Volusia County Florida | 3 | $ 358,000 | $ 119,000 | $ 68,000 |
| Polk County Iowa | 3 | $ 393,000 | $ 131,000 | $ 56,000 |
| Anne Arundel County Maryland | 3 | $ 865,000 | $ 288,000 | $ 105,000 |
| Frederick County Maryland | 3 | $ 1,110,000 | $ 370,000 | $ 174,000 |
| Howard County Maryland | 3 | $ 1,568,000 | $ 522,000 | $ 254,000 |
| Montgomery County Maryland | 3 | $ 807,000 | $ 269,000 | $ 182,000 |
| Sherburne County Minnesota | 3 | $ 639,000 | $ 213,000 | $ 62,000 |
| Boone County Missouri | 3 | $ 532,000 | $ 177,000 | $ 80,000 |
| Jackson County Missouri | 3 | $ 396,000 | $ 132,000 | $ 192,000 |
| St. Charles County Missouri | 3 | $ 708,000 | $ 236,000 | $ 98,000 |
| Camden County New Jersey | 3 | $ 939,000 | $ 313,000 | $ 208,000 |
| Essex County New Jersey | 3 | $ 1,668,000 | $ 556,000 | $ 251,000 |
| Hudson County New Jersey | 3 | $ 1,046,000 | $ 348,000 | $ 192,000 |
| Ocean County New Jersey | 3 | $ 1,450,000 | $ 483,000 | $ 403,000 |
| Dutchess County New York | 3 | $ 690,000 | $ 230,000 | $ 233,000 |
| New York County New York | 3 | $ 1,716,000 | $ 572,000 | $ 224,000 |
| Wyoming County New York | 3 | $ 520,000 | $ 173,000 | $ 85,000 |
| Lucas County Ohio | 3 | $ 310,000 | $ 103,000 | $ 53,000 |
| Deschutes County Oregon | 3 | $ 590,000 | $ 196,000 | $ 140,000 |
| Newport County Rhode Island | 3 | $ 1,008,000 | $ 336,000 | $ 115,000 |
| Washington County Utah | 3 | $ 1,159,000 | $ 386,000 | $ 400,000 |
| Fairfax County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 213,000 |
| Coconino County Arizona | 2 | $ 853,000 | $ 426,000 | $ 152,000 |
| Pima County Arizona | 2 | $ 512,000 | $ 256,000 | $ 120,000 |
| Calaveras County California | 2 | $ 585,000 | $ 292,000 | $ 239,000 |
| Madera County California | 2 | $ 245,000 | $ 122,000 | $ 83,000 |
| Mendocino County California | 2 | $ 716,000 | $ 358,000 | $ 81,000 |
| Tuolumne County California | 2 | $ 433,000 | $ 216,000 | $ 117,000 |
| Broomfield County Colorado | 2 | $ 629,000 | $ 314,000 | $ 74,000 |
| Custer County Colorado | 2 | $ 417,000 | $ 208,000 | $ 46,000 |
| Fremont County Colorado | 2 | $ 479,000 | $ 239,000 | $ 111,000 |
| La Plata County Colorado | 2 | $ 660,000 | $ 330,000 | $ 159,000 |
| Pitkin County Colorado | 2 | $ 625,000 | $ 312,000 | $ 95,000 |
| Summit County Colorado | 2 | $ 1,051,000 | $ 525,000 | $ 253,000 |
| Hartford County Connecticut | 2 | $ 823,000 | $ 411,000 | $ 176,000 |
| Collier County Florida | 2 | $ 355,000 | $ 177,000 | $ 207,000 |
| Lake County Florida | 2 | $ 157,000 | $ 78,000 | $ 45,000 |
| Pasco County Florida | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Santa Rosa County Florida | 2 | $ 837,000 | $ 418,000 | $ 98,000 |
| Sarasota County Florida | 2 | $ 384,000 | $ 192,000 | $ 143,000 |
| Walton County Florida | 2 | $ 266,000 | $ 133,000 | $ 60,000 |
| Prince George's County Maryland | 2 | $ 544,000 | $ 272,000 | $ 120,000 |
| Hampden County Massachusetts | 2 | $ 311,000 | $ 155,000 | $ 116,000 |
| Chisago County Minnesota | 2 | $ 494,000 | $ 247,000 | $ 120,000 |
| Rice County Minnesota | 2 | $ 505,000 | $ 252,000 | $ 90,000 |
| Lincoln County Missouri | 2 | $ 494,000 | $ 247,000 | $ 209,000 |
| Douglas County Nevada | 2 | $ 660,000 | $ 330,000 | $ 204,000 |
| Nye County Nevada | 2 | $ 296,000 | $ 148,000 | $ 67,000 |
| Washoe County Nevada | 2 | $ 1,200,000 | $ 600,000 | $ 294,000 |
| Monmouth County New Jersey | 2 | $ 553,000 | $ 276,000 | $ 91,000 |
| Union County New Jersey | 2 | $ 462,000 | $ 231,000 | $ 77,000 |
| Greene County New York | 2 | $ 453,000 | $ 226,000 | $ 152,000 |
| Niagara County New York | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| Orange County New York | 2 | $ 329,000 | $ 164,000 | $ 75,000 |
| Sullivan County New York | 2 | $ 405,000 | $ 202,000 | $ 209,000 |
| Cuyahoga County Ohio | 2 | $ 306,000 | $ 153,000 | $ 129,000 |
| Delaware County Ohio | 2 | $ 549,000 | $ 274,000 | $ 96,000 |
| Jackson County Oregon | 2 | $ 526,000 | $ 263,000 | $ 148,000 |
| Washington County Oregon | 2 | $ 393,000 | $ 196,000 | $ 46,000 |
| Lancaster County Pennsylvania | 2 | $ 586,000 | $ 293,000 | $ 142,000 |
| Lebanon County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Washington County Rhode Island | 2 | $ 834,000 | $ 417,000 | $ 167,000 |
| Clallam County Washington | 2 | $ 325,000 | $ 162,000 | $ 74,000 |
| Clark County Washington | 2 | $ 588,000 | $ 294,000 | $ 147,000 |
| Island County Washington | 2 | $ 419,000 | $ 209,000 | $ 164,000 |
| Pierce County Washington | 2 | $ 472,000 | $ 236,000 | $ 96,000 |
| Thurston County Washington | 2 | $ 515,000 | $ 257,000 | $ 146,000 |
| Whatcom County Washington | 2 | $ 745,000 | $ 372,000 | $ 213,000 |
| Cochise County Arizona | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Mohave County Arizona | 1 | $ 189,000 | $ 189,000 | $ 192,000 |
| Santa Cruz County Arizona | 1 | $ 219,000 | $ 219,000 | $ 170,000 |
| Yuma County Arizona | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Del Norte County California | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Lake County California | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Merced County California | 1 | $ 274,000 | $ 274,000 | $ 87,000 |
| Shasta County California | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Sierra County California | 1 | $ 217,000 | $ 217,000 | $ 114,000 |
| Sutter County California | 1 | $ 267,000 | $ 267,000 | $ 56,000 |
| Trinity County California | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Yuba County California | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Mesa County Colorado | 1 | $ 107,000 | $ 107,000 | $ 68,000 |
| Montrose County Colorado | 1 | $ 140,000 | $ 140,000 | $ 288,000 |
| Park County Colorado | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Pueblo County Colorado | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Middlesex County Connecticut | 1 | $ 316,000 | $ 316,000 | $ 111,000 |
| New London County Connecticut | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Alachua County Florida | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Brevard County Florida | 1 | $ 352,000 | $ 352,000 | $ 178,000 |
| Duval County Florida | 1 | $ 396,000 | $ 396,000 | $ 81,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Marion County Florida | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Martin County Florida | 1 | $ 161,000 | $ 161,000 | $ 135,000 |
| Monroe County Florida | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Okaloosa County Florida | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Polk County Florida | 1 | $ 139,000 | $ 139,000 | $ 87,000 |
| Putnam County Florida | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Carroll County Illinois | 1 | $ 91,000 | $ 91,000 | $ 144,000 |
| Clark County Illinois | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| Henry County Illinois | 1 | $ 224,000 | $ 224,000 | $ 69,000 |
| Peoria County Illinois | 1 | $ 146,000 | $ 146,000 | $ 118,000 |
| Sangamon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Decatur County Indiana | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Kosciusko County Indiana | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Monroe County Indiana | 1 | $ 60,000 | $ 60,000 | $ 172,000 |
| Linn County Iowa | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Johnson County Kansas | 1 | $ 407,000 | $ 407,000 | $ 206,000 |
| Sedgwick County Kansas | 1 | $ 112,000 | $ 112,000 | $ 139,000 |
| Harford County Maryland | 1 | $ 216,000 | $ 216,000 | $ 452,000 |
| Hampshire County Massachusetts | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Nantucket County Massachusetts | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| Allegan County Michigan | 1 | $ 128,000 | $ 128,000 | $ 192,000 |
| Cass County Michigan | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Cheboygan County Michigan | 1 | $ 216,000 | $ 216,000 | $ 98,000 |
| Becker County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Blue Earth County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| Brown County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 34,000 |
| Crow Wing County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 73,000 |
| Isanti County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Lake County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Le Sueur County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Lyon County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 208,000 |
| Murray County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Otter Tail County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 101,000 |
| Stearns County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Waseca County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Franklin County Missouri | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Jasper County Missouri | 1 | $ 157,000 | $ 157,000 | $ 106,000 |
| Jefferson County Missouri | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Laclede County Missouri | 1 | $ 356,000 | $ 356,000 | $ 73,000 |
| St. Louis City County Missouri | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Taney County Missouri | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Carson City County Nevada | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Cape May County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 242,000 |
| Gloucester County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| Mercer County New Jersey | 1 | $ 619,000 | $ 619,000 | $ 255,000 |
| Morris County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Passaic County New Jersey | 1 | $ 117,000 | $ 117,000 | $ 18,000 |
| Albany County New York | 1 | $ 416,000 | $ 416,000 | $ 250,000 |
| Bronx County New York | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Monroe County New York | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Oneida County New York | 1 | $ 224,000 | $ 224,000 | $ 53,000 |
| Otsego County New York | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Rensselaer County New York | 1 | $ 184,000 | $ 184,000 | $ 99,000 |
| Schoharie County New York | 1 | $ 112,000 | $ 112,000 | $ 271,000 |
| Warren County New York | 1 | $ 298,000 | $ 298,000 | $ 120,000 |
| Washington County New York | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Yates County New York | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Franklin County Ohio | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Warren County Ohio | 1 | $ 153,000 | $ 153,000 | $ 91,000 |
| Wood County Ohio | 1 | $ 81,000 | $ 81,000 | $ 79,000 |
| Tulsa County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 201,000 |
| Benton County Oregon | 1 | $ 256,000 | $ 256,000 | $ 123,000 |
| Curry County Oregon | 1 | $ 250,000 | $ 250,000 | $ 129,000 |
| Josephine County Oregon | 1 | $ 417,000 | $ 417,000 | $ 83,000 |
| Lincoln County Oregon | 1 | $ 232,000 | $ 232,000 | $ 243,000 |
| Polk County Oregon | 1 | $ 400,000 | $ 400,000 | $ 223,000 |
| Monroe County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Kent County Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Providence County Rhode Island | 1 | $ 396,000 | $ 396,000 | $ 132,000 |
| Utah County Utah | 1 | $ 398,000 | $ 398,000 | $ 110,000 |
| Adams County Washington | 1 | $ 342,000 | $ 342,000 | $ 100,000 |
| Franklin County Washington | 1 | $ 116,000 | $ 116,000 | $ 106,000 |
| San Juan County Washington | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Brown County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 119,000 |
| Milwaukee County Wisconsin | 1 | $ 394,000 | $ 394,000 | $ 104,000 |
| Walworth County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
| Waukesha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Winnebago County Wisconsin | 1 | $ 278,000 | $ 278,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,650 | $1,716,612,000 | $369,000 | $4,025,000 | $136,000 | $4,990,000 |
| Home Purchase | 3,340 | $1,415,219,000 | $423,000 | $2,994,000 | $158,000 | $5,467,000 |
| Home Improvement | 51 | $18,741,000 | $367,000 | $2,720,000 | $113,000 | $498,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,884 | $1,541,537,000 | $396,000 | $2,994,000 | $155,000 | $5,467,000 |
| Not Provided | 1,921 | $719,153,000 | $374,000 | $2,800,000 | $141,000 | $2,809,000 |
| Asian | 1,190 | $513,542,000 | $431,000 | $2,954,000 | $151,000 | $1,284,000 |
| Hispanic | 737 | $241,974,000 | $328,000 | $2,275,000 | $111,000 | $2,029,000 |
| Black or African American | 208 | $70,611,000 | $339,000 | $1,200,000 | $118,000 | $620,000 |
| Native Hawaiian or Other Pacific Islander | 62 | $22,308,000 | $359,000 | $626,000 | $119,000 | $243,000 |
| American Indian or Alaskan Native | 21 | $6,656,000 | $316,000 | $495,000 | $113,000 | $292,000 |
| Not applicable | 18 | $34,791,000 | $1,932,000 | $4,025,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,715 | $3,039,579,000 | $393,000 | $4,025,000 | $147,000 | $5,467,000 |
| FHA-insured (Federal Housing Administration) | 326 | $110,993,000 | $340,000 | $794,000 | $96,000 | $727,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,575 | $2,142,146,000 | $384,000 | $4,025,000 | $146,000 | $5,467,000 |
| Application Denied By Financial Institution | 1,567 | $635,019,000 | $405,000 | $2,994,000 | $144,000 | $4,990,000 |
| Application Withdrawn By Applicant | 410 | $152,073,000 | $370,000 | $2,720,000 | $136,000 | $1,284,000 |
| Preapproval Denied by Financial Institution | 236 | $122,815,000 | $520,000 | $2,500,000 | $159,000 | $1,116,000 |
| File Closed For Incompleteness | 170 | $64,079,000 | $376,000 | $1,666,000 | $138,000 | $1,014,000 |
| Application Approved But Not Accepted | 79 | $32,867,000 | $416,000 | $1,800,000 | $140,000 | $570,000 |
| Preapproval Approved but not Accepted | 4 | $1,573,000 | $393,000 | $417,000 | $102,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 751 | $323,144,000 | $430,000 | $2,994,000 | $162,000 | $2,029,000 |
| Debt-To-Income Ratio | 371 | $168,353,000 | $453,000 | $2,800,000 | $102,000 | $614,000 |
| Collateral | 256 | $91,700,000 | $358,000 | $962,000 | $140,000 | $726,000 |
| Credit History | 211 | $86,356,000 | $409,000 | $1,500,000 | $147,000 | $811,000 |
| Other | 84 | $31,436,000 | $374,000 | $1,013,000 | $205,000 | $4,990,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $23,335,000 | $432,000 | $1,850,000 | $135,000 | $308,000 |
| Employment History | 51 | $19,885,000 | $389,000 | $900,000 | $136,000 | $404,000 |
| Credit Application Incomplete | 24 | $13,435,000 | $559,000 | $2,500,000 | $184,000 | $777,000 |
| Mortgage Insurance Denied | 1 | $190,000 | $190,000 | $190,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.