Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Kinecta 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,724 |
| Total Mortgage Loan Application Amount | $786,060,000 |
| Average Mortgage Loan Application Amount | $390,250 |
| Highest Mortgage Loan Application Amount | $5,695,000 |
| Average Applicant Income | $126,250 |
| Highest Applicant Income | $1,707,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 732 | $ 346,310,000 | $ 473,000 | $ 132,000 |
| Orange County California | 252 | $ 132,870,000 | $ 527,000 | $ 186,000 |
| Riverside County California | 96 | $ 30,810,000 | $ 320,000 | $ 115,000 |
| San Bernardino County California | 69 | $ 22,365,000 | $ 324,000 | $ 116,000 |
| San Diego County California | 48 | $ 25,570,000 | $ 532,000 | $ 156,000 |
| Ventura County California | 41 | $ 23,655,000 | $ 576,000 | $ 159,000 |
| Santa Barbara County California | 33 | $ 13,055,000 | $ 395,000 | $ 121,000 |
| Maricopa County Arizona | 32 | $ 6,880,000 | $ 215,000 | $ 89,000 |
| Clark County Nevada | 20 | $ 5,780,000 | $ 289,000 | $ 175,000 |
| Santa Clara County California | 19 | $ 17,255,000 | $ 908,000 | $ 223,000 |
| Sonoma County California | 14 | $ 9,150,000 | $ 653,000 | $ 346,000 |
| Contra Costa County California | 13 | $ 7,285,000 | $ 560,000 | $ 152,000 |
| Mohave County Arizona | 9 | $ 1,825,000 | $ 202,000 | $ 118,000 |
| Fresno County California | 9 | $ 7,385,000 | $ 820,000 | $ 92,000 |
| Kern County California | 9 | $ 2,415,000 | $ 268,000 | $ 98,000 |
| Pima County Arizona | 8 | $ 1,410,000 | $ 176,000 | $ 91,000 |
| Placer County California | 8 | $ 3,720,000 | $ 465,000 | $ 141,000 |
| San Luis Obispo County California | 8 | $ 2,430,000 | $ 303,000 | $ 108,000 |
| Alameda County California | 7 | $ 5,705,000 | $ 815,000 | $ 358,000 |
| Sacramento County California | 7 | $ 1,895,000 | $ 270,000 | $ 110,000 |
| King County Washington | 6 | $ 2,990,000 | $ 498,000 | $ 162,000 |
| San Joaquin County California | 5 | $ 3,895,000 | $ 779,000 | $ 65,000 |
| San Mateo County California | 5 | $ 4,385,000 | $ 877,000 | $ 164,000 |
| Stanislaus County California | 5 | $ 1,455,000 | $ 291,000 | $ 86,000 |
| Palm Beach County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 91,000 |
| Pinal County Arizona | 4 | $ 550,000 | $ 137,000 | $ 80,000 |
| Yavapai County Arizona | 4 | $ 880,000 | $ 220,000 | $ 83,000 |
| Mendocino County California | 4 | $ 1,510,000 | $ 377,000 | $ 84,000 |
| Santa Cruz County California | 4 | $ 2,350,000 | $ 587,000 | $ 199,000 |
| Arapahoe County Colorado | 4 | $ 1,310,000 | $ 327,000 | $ 118,000 |
| Weld County Colorado | 4 | $ 1,090,000 | $ 272,000 | $ 84,000 |
| El Dorado County California | 3 | $ 925,000 | $ 308,000 | $ 109,000 |
| Marin County California | 3 | $ 2,985,000 | $ 995,000 | $ 227,000 |
| Merced County California | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| Monterey County California | 3 | $ 1,845,000 | $ 615,000 | $ 208,000 |
| Napa County California | 3 | $ 1,375,000 | $ 458,000 | $ 289,000 |
| Nevada County California | 3 | $ 1,185,000 | $ 395,000 | $ 106,000 |
| San Francisco County California | 3 | $ 1,805,000 | $ 601,000 | $ 348,000 |
| Tulare County California | 3 | $ 465,000 | $ 155,000 | $ 88,000 |
| Garfield County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 148,000 |
| Jefferson County Colorado | 3 | $ 2,035,000 | $ 678,000 | $ 167,000 |
| Mesa County Colorado | 3 | $ 895,000 | $ 298,000 | $ 110,000 |
| Broward County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 128,000 |
| Miami-Dade County Florida | 3 | $ 645,000 | $ 215,000 | $ 93,000 |
| Cook County Illinois | 3 | $ 1,985,000 | $ 661,000 | $ 336,000 |
| Montgomery County Maryland | 3 | $ 1,165,000 | $ 388,000 | $ 179,000 |
| Oakland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 148,000 |
| Douglas County Nevada | 3 | $ 1,535,000 | $ 511,000 | $ 209,000 |
| Coconino County Arizona | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Mono County California | 2 | $ 1,140,000 | $ 570,000 | $ 964,000 |
| San Benito County California | 2 | $ 1,180,000 | $ 590,000 | $ 154,000 |
| Solano County California | 2 | $ 750,000 | $ 375,000 | $ 157,000 |
| Adams County Colorado | 2 | $ 550,000 | $ 275,000 | $ 214,000 |
| Denver County Colorado | 2 | $ 940,000 | $ 470,000 | $ 97,000 |
| Douglas County Colorado | 2 | $ 860,000 | $ 430,000 | $ 253,000 |
| El Paso County Colorado | 2 | $ 810,000 | $ 405,000 | $ 124,000 |
| Highlands County Florida | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Indian River County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 527,000 |
| Lee County Florida | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Leon County Florida | 2 | $ 600,000 | $ 300,000 | $ 74,000 |
| Manatee County Florida | 2 | $ 420,000 | $ 210,000 | $ 85,000 |
| Marion County Florida | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Sarasota County Florida | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| St. Johns County Florida | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Bartholomew County Indiana | 2 | $ 410,000 | $ 205,000 | $ 146,000 |
| Barnstable County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Middlesex County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 90,000 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Lake County Ohio | 2 | $ 110,000 | $ 55,000 | $ 202,000 |
| Jackson County Oregon | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Lincoln County Oregon | 2 | $ 250,000 | $ 125,000 | $ 142,000 |
| Washington County Oregon | 2 | $ 860,000 | $ 430,000 | $ 196,000 |
| Utah County Utah | 2 | $ 640,000 | $ 320,000 | $ 108,000 |
| Apache County Arizona | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Cochise County Arizona | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Yuma County Arizona | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
| Butte County California | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Madera County California | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Plumas County California | 1 | $ 405,000 | $ 405,000 | $ 996,000 |
| Shasta County California | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Sutter County California | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Yolo County California | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Yuba County California | 1 | $ 455,000 | $ 455,000 | $ 16,000 |
| Archuleta County Colorado | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Boulder County Colorado | 1 | $ 545,000 | $ 545,000 | $ 319,000 |
| Larimer County Colorado | 1 | $ 365,000 | $ 365,000 | $ 178,000 |
| Park County Colorado | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Fairfield County Connecticut | 1 | $ 1,065,000 | $ 1,065,000 | $ 335,000 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Charlotte County Florida | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Holmes County Florida | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Orange County Florida | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Santa Rosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Walton County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Boone County Illinois | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Lake County Illinois | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Madison County Illinois | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Rock Island County Illinois | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Will County Illinois | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Allen County Indiana | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Montgomery County Indiana | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Johnson County Kansas | 1 | $ 395,000 | $ 395,000 | $ 187,000 |
| Baltimore County Maryland | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Harford County Maryland | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Essex County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Norfolk County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Suffolk County Massachusetts | 1 | $ 875,000 | $ 875,000 | $ 307,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Christian County Missouri | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Platte County Missouri | 1 | $ 165,000 | $ 165,000 | $ 247,000 |
| Washoe County Nevada | 1 | $ 1,615,000 | $ 1,615,000 | $ 516,000 |
| Butler County Ohio | 1 | $ 355,000 | $ 355,000 | $ 229,000 |
| Hamilton County Ohio | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lucas County Ohio | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Medina County Ohio | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Ottawa County Ohio | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Deschutes County Oregon | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Klamath County Oregon | 1 | $ 415,000 | $ 415,000 | $ 75,000 |
| Lane County Oregon | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Polk County Oregon | 1 | $ 375,000 | $ 375,000 | $ 164,000 |
| Bucks County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 228,000 |
| Davis County Utah | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Salt Lake County Utah | 1 | $ 595,000 | $ 595,000 | $ 220,000 |
| Fairfax City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| James City County Virginia | 1 | $ 585,000 | $ 585,000 | $ 86,000 |
| Chelan County Washington | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Clark County Washington | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Douglas County Washington | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Grant County Washington | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| San Juan County Washington | 1 | $ 355,000 | $ 355,000 | $ 171,000 |
| Snohomish County Washington | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 774 | $296,690,000 | $383,000 | $5,695,000 | $121,000 | $1,343,000 |
| Home Purchase | 636 | $313,680,000 | $493,000 | $5,605,000 | $161,000 | $1,383,000 |
| Refinancing | 313 | $175,565,000 | $560,000 | $3,945,000 | $171,000 | $1,707,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $52,000 | $52,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 715 | $335,285,000 | $468,000 | $5,605,000 | $152,000 | $1,383,000 |
| Hispanic | 328 | $106,360,000 | $324,000 | $1,385,000 | $97,000 | $465,000 |
| Not Provided | 306 | $137,250,000 | $448,000 | $2,845,000 | $157,000 | $1,707,000 |
| Asian | 216 | $128,740,000 | $596,000 | $2,465,000 | $205,000 | $939,000 |
| Black or African American | 128 | $45,550,000 | $355,000 | $1,505,000 | $103,000 | $492,000 |
| Not applicable | 16 | $28,400,000 | $1,775,000 | $5,695,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,750,000 | $218,000 | $325,000 | $75,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,725,000 | $389,000 | $515,000 | $139,000 | $260,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,543 | $723,185,000 | $468,000 | $5,695,000 | $151,000 | $1,707,000 |
| FHA-insured (Federal Housing Administration) | 177 | $60,835,000 | $343,000 | $885,000 | $95,000 | $287,000 |
| VA-guaranteed (Veterans Administration) | 4 | $2,040,000 | $510,000 | $725,000 | $79,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 981 | $454,465,000 | $463,000 | $5,695,000 | $149,000 | $1,707,000 |
| Application Withdrawn By Applicant | 396 | $176,670,000 | $446,000 | $5,605,000 | $152,000 | $1,343,000 |
| Application Denied By Financial Institution | 163 | $71,795,000 | $440,000 | $3,655,000 | $109,000 | $469,000 |
| File Closed For Incompleteness | 106 | $40,330,000 | $380,000 | $1,655,000 | $140,000 | $996,000 |
| Preapproval Approved but not Accepted | 43 | $24,425,000 | $568,000 | $2,405,000 | $151,000 | $527,000 |
| Preapproval Denied by Financial Institution | 25 | $14,935,000 | $597,000 | $1,505,000 | $146,000 | $343,000 |
| Application Approved But Not Accepted | 10 | $3,440,000 | $344,000 | $975,000 | $129,000 | $329,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,536 | $699,330,000 | $455,000 | $5,695,000 | $149,000 | $1,707,000 |
| Debt-To-Income Ratio | 79 | $44,135,000 | $558,000 | $3,655,000 | $110,000 | $469,000 |
| Unverifiable Information | 36 | $14,020,000 | $389,000 | $855,000 | $112,000 | $280,000 |
| Credit History | 27 | $10,565,000 | $391,000 | $915,000 | $104,000 | $200,000 |
| Collateral | 22 | $7,780,000 | $353,000 | $735,000 | $116,000 | $301,000 |
| Credit Application Incomplete | 13 | $5,015,000 | $385,000 | $1,005,000 | $118,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,355,000 | $471,000 | $675,000 | $128,000 | $247,000 |
| Other | 4 | $1,990,000 | $497,000 | $805,000 | $255,000 | $400,000 |
| Employment History | 2 | $870,000 | $435,000 | $525,000 | $113,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.