Kislak National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Kislak National Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kislak National Bank 7900 Miami Lkaes Dr West Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,609 |
| Total Mortgage Loan Application Amount | $408,605,000 |
| Average Mortgage Loan Application Amount | $184,550 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Kislak National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kislak National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Kislak National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kislak National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Kislak National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kislak National Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 377 | $ 114,899,000 | $ 304,000 | $ 0 |
| Kings County New York | 215 | $ 64,931,000 | $ 302,000 | $ 0 |
| Suffolk County New York | 203 | $ 46,144,000 | $ 227,000 | $ 0 |
| Nassau County New York | 108 | $ 29,236,000 | $ 270,000 | $ 0 |
| Bronx County New York | 76 | $ 21,010,000 | $ 276,000 | $ 0 |
| Bergen County New Jersey | 42 | $ 12,255,000 | $ 291,000 | $ 0 |
| Richmond County New York | 40 | $ 9,721,000 | $ 243,000 | $ 0 |
| Essex County New Jersey | 33 | $ 9,378,000 | $ 284,000 | $ 0 |
| Passaic County New Jersey | 32 | $ 5,295,000 | $ 165,000 | $ 0 |
| Maricopa County Arizona | 30 | $ 5,724,000 | $ 190,000 | $ 0 |
| Union County New Jersey | 25 | $ 5,632,000 | $ 225,000 | $ 0 |
| Westchester County New York | 24 | $ 6,997,000 | $ 291,000 | $ 0 |
| Ocean County New Jersey | 21 | $ 3,276,000 | $ 156,000 | $ 0 |
| Morris County New Jersey | 19 | $ 4,672,000 | $ 245,000 | $ 0 |
| Broward County Florida | 17 | $ 2,736,000 | $ 160,000 | $ 0 |
| Middlesex County New Jersey | 17 | $ 3,587,000 | $ 211,000 | $ 0 |
| Hillsborough County Florida | 16 | $ 2,466,000 | $ 154,000 | $ 0 |
| Hudson County New Jersey | 15 | $ 3,729,000 | $ 248,000 | $ 0 |
| Fairfield County Connecticut | 11 | $ 2,418,000 | $ 219,000 | $ 0 |
| Pasco County Florida | 11 | $ 1,963,000 | $ 178,000 | $ 0 |
| Burlington County New Jersey | 11 | $ 2,087,000 | $ 189,000 | $ 0 |
| Somerset County New Jersey | 11 | $ 3,084,000 | $ 280,000 | $ 0 |
| Orange County Florida | 10 | $ 1,877,000 | $ 187,000 | $ 0 |
| Sacramento County California | 9 | $ 2,118,000 | $ 235,000 | $ 0 |
| Miami-Dade County Florida | 9 | $ 1,363,000 | $ 151,000 | $ 0 |
| Mercer County New Jersey | 9 | $ 1,873,000 | $ 208,000 | $ 0 |
| Monmouth County New Jersey | 9 | $ 2,095,000 | $ 232,000 | $ 0 |
| Los Angeles County California | 8 | $ 2,012,000 | $ 251,000 | $ 0 |
| Sussex County New Jersey | 8 | $ 1,415,000 | $ 176,000 | $ 0 |
| Dutchess County New York | 8 | $ 1,378,000 | $ 172,000 | $ 0 |
| Hartford County Connecticut | 7 | $ 975,000 | $ 139,000 | $ 0 |
| New Haven County Connecticut | 7 | $ 1,476,000 | $ 210,000 | $ 0 |
| New Castle County Delaware | 7 | $ 489,000 | $ 69,000 | $ 0 |
| Rockland County New York | 7 | $ 1,924,000 | $ 274,000 | $ 0 |
| Orange County New York | 6 | $ 872,000 | $ 145,000 | $ 0 |
| Yavapai County Arizona | 5 | $ 730,000 | $ 146,000 | $ 0 |
| Davidson County Tennessee | 5 | $ 809,000 | $ 161,000 | $ 0 |
| Litchfield County Connecticut | 4 | $ 714,000 | $ 178,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 864,000 | $ 216,000 | $ 0 |
| Pinellas County Florida | 4 | $ 711,000 | $ 177,000 | $ 0 |
| St. Johns County Florida | 4 | $ 823,000 | $ 205,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 726,000 | $ 181,000 | $ 0 |
| Warren County New Jersey | 4 | $ 851,000 | $ 212,000 | $ 0 |
| New Hanover County North Carolina | 4 | $ 361,000 | $ 90,000 | $ 0 |
| Collin County Texas | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Harris County Texas | 4 | $ 637,000 | $ 159,000 | $ 0 |
| Lee County Florida | 3 | $ 522,000 | $ 174,000 | $ 0 |
| Bristol County Massachusetts | 3 | $ 548,000 | $ 182,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 741,000 | $ 247,000 | $ 0 |
| Hunterdon County New Jersey | 3 | $ 926,000 | $ 308,000 | $ 0 |
| New York County New York | 3 | $ 987,000 | $ 329,000 | $ 0 |
| Denton County Texas | 3 | $ 522,000 | $ 174,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 516,000 | $ 172,000 | $ 0 |
| Douglas County Colorado | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Teller County Colorado | 2 | $ 402,000 | $ 201,000 | $ 0 |
| New London County Connecticut | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Osceola County Florida | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Fulton County Georgia | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 492,000 | $ 246,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 481,000 | $ 240,000 | $ 0 |
| Howard County Maryland | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Clark County Nevada | 2 | $ 445,000 | $ 222,000 | $ 0 |
| Camden County New Jersey | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 463,000 | $ 231,000 | $ 0 |
| Erie County New York | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Putnam County New York | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Schenectady County New York | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 511,000 | $ 255,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Horry County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Bexar County Texas | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Morgan County Alabama | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Alameda County California | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Fremont County Colorado | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Alachua County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Baker County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Collier County Florida | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Nassau County Florida | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Sarasota County Florida | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Volusia County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cobb County Georgia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Boone County Indiana | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cumberland County Maine | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Albany County New York | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Chautauqua County New York | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Columbia County New York | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Monroe County New York | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Rensselaer County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Wake County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Dallas County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Washington County Utah | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Rutland County Vermont | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Manassas County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yakima County Washington | 1 | $ 94,000 | $ 94,000 | $ 0 |
Mortgage Loan Application Detail Totals for Kislak National Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,212 | $315,140,000 | $177,851 | $1,600,000 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 388 | $91,188,000 | $188,777 | $678,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 5 | $1,200,000 | $224,000 | $349,000 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 4 | $1,077,000 | $216,500 | $500,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,608 | $408,105,000 | $175,642 | $1,600,000 | $0 | $0 |
| White | 1 | $500,000 | $500,000 | $500,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,257 | $318,351,000 | $176,750 | $1,600,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 352 | $90,254,000 | $186,250 | $438,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,605 | $407,485,000 | $175,571 | $1,600,000 | $0 | $0 |
| Loan Originated | 4 | $1,120,000 | $280,000 | $500,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kislak National Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kislak National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.