Kislak National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Kislak National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kislak National Bank 7900 Miami Lkaes Dr West Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,957 |
| Total Mortgage Loan Application Amount | $416,900,000 |
| Average Mortgage Loan Application Amount | $203,410 |
| Highest Mortgage Loan Application Amount | $1,491,000 |
| Average Applicant Income | $9,641 |
| Highest Applicant Income | $293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Kislak National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kislak National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Kislak National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kislak National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Kislak National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kislak National Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 329 | $ 66,529,000 | $ 202,000 | $ 0 |
| Miami-Dade County Florida | 169 | $ 29,732,000 | $ 175,000 | $ 48,000 |
| St. Lucie County Florida | 106 | $ 17,077,000 | $ 161,000 | $ 61,000 |
| Riverside County California | 101 | $ 24,060,000 | $ 238,000 | $ 20,000 |
| Queens County New York | 95 | $ 30,096,000 | $ 316,000 | $ 0 |
| Broward County Florida | 76 | $ 16,190,000 | $ 213,000 | $ 48,000 |
| Clark County Nevada | 73 | $ 13,376,000 | $ 183,000 | $ 24,000 |
| Maricopa County Arizona | 60 | $ 9,726,000 | $ 162,000 | $ 0 |
| Kings County New York | 55 | $ 16,865,000 | $ 306,000 | $ 0 |
| San Bernardino County California | 45 | $ 8,126,000 | $ 180,000 | $ 0 |
| San Diego County California | 41 | $ 11,612,000 | $ 283,000 | $ 0 |
| Palm Beach County Florida | 36 | $ 8,164,000 | $ 226,000 | $ 76,000 |
| Ventura County California | 35 | $ 12,406,000 | $ 354,000 | $ 0 |
| Suffolk County New York | 35 | $ 9,342,000 | $ 266,000 | $ 15,000 |
| Cook County Illinois | 32 | $ 2,657,000 | $ 83,000 | $ 0 |
| Kern County California | 31 | $ 3,260,000 | $ 105,000 | $ 0 |
| Yuba County California | 28 | $ 5,592,000 | $ 199,000 | $ 0 |
| Delaware County Ohio | 26 | $ 4,643,000 | $ 178,000 | $ 0 |
| Sacramento County California | 24 | $ 5,057,000 | $ 210,000 | $ 0 |
| Duval County Florida | 24 | $ 1,790,000 | $ 74,000 | $ 0 |
| Bergen County New Jersey | 24 | $ 5,205,000 | $ 216,000 | $ 28,000 |
| Fairfax County Virginia | 23 | $ 7,719,000 | $ 335,000 | $ 0 |
| Franklin County Ohio | 21 | $ 3,898,000 | $ 185,000 | $ 0 |
| Nassau County New York | 19 | $ 5,226,000 | $ 275,000 | $ 0 |
| Richmond County New York | 18 | $ 4,180,000 | $ 232,000 | $ 0 |
| Hillsborough County Florida | 16 | $ 2,592,000 | $ 162,000 | $ 0 |
| Bronx County New York | 15 | $ 4,493,000 | $ 299,000 | $ 0 |
| Orange County California | 14 | $ 7,082,000 | $ 505,000 | $ 0 |
| Orange County Florida | 13 | $ 3,128,000 | $ 240,000 | $ 43,000 |
| Essex County New Jersey | 13 | $ 3,570,000 | $ 274,000 | $ 11,000 |
| Honolulu County Hawaii | 12 | $ 5,609,000 | $ 467,000 | $ 0 |
| Atlantic County New Jersey | 12 | $ 2,005,000 | $ 167,000 | $ 15,000 |
| Mecklenburg County North Carolina | 12 | $ 1,318,000 | $ 109,000 | $ 0 |
| Cape May County New Jersey | 11 | $ 2,645,000 | $ 240,000 | $ 0 |
| Pinellas County Florida | 10 | $ 2,444,000 | $ 244,000 | $ 0 |
| Hudson County New Jersey | 10 | $ 2,097,000 | $ 209,000 | $ 0 |
| Loudoun County Virginia | 10 | $ 3,725,000 | $ 372,000 | $ 0 |
| Montgomery County Maryland | 9 | $ 2,646,000 | $ 294,000 | $ 0 |
| Passaic County New Jersey | 9 | $ 2,168,000 | $ 240,000 | $ 0 |
| Santa Barbara County California | 8 | $ 1,711,000 | $ 213,000 | $ 0 |
| Lee County Florida | 8 | $ 1,092,000 | $ 136,000 | $ 0 |
| Ocean County New Jersey | 7 | $ 1,608,000 | $ 229,000 | $ 0 |
| Prince William County Virginia | 7 | $ 2,081,000 | $ 297,000 | $ 0 |
| Salt Lake County Utah | 6 | $ 725,000 | $ 120,000 | $ 0 |
| Washington County Utah | 6 | $ 826,000 | $ 137,000 | $ 0 |
| Pima County Arizona | 5 | $ 627,000 | $ 125,000 | $ 119,000 |
| Will County Illinois | 5 | $ 453,000 | $ 90,000 | $ 0 |
| Burlington County New Jersey | 5 | $ 832,000 | $ 166,000 | $ 0 |
| Cumberland County New Jersey | 5 | $ 431,000 | $ 86,000 | $ 0 |
| Union County New Jersey | 5 | $ 983,000 | $ 196,000 | $ 0 |
| Orange County New York | 5 | $ 1,270,000 | $ 254,000 | $ 0 |
| Licking County Ohio | 5 | $ 800,000 | $ 160,000 | $ 0 |
| Stafford County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Pinal County Arizona | 4 | $ 264,000 | $ 66,000 | $ 0 |
| Gwinnett County Georgia | 4 | $ 498,000 | $ 124,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 1,132,000 | $ 283,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,504,000 | $ 376,000 | $ 0 |
| Camden County New Jersey | 4 | $ 756,000 | $ 189,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 782,000 | $ 195,000 | $ 0 |
| Westchester County New York | 4 | $ 1,156,000 | $ 289,000 | $ 0 |
| Davidson County Tennessee | 4 | $ 369,000 | $ 92,000 | $ 0 |
| Leon County Florida | 3 | $ 447,000 | $ 149,000 | $ 71,000 |
| Osceola County Florida | 3 | $ 397,000 | $ 132,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 1,032,000 | $ 344,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 1,101,000 | $ 367,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 1,067,000 | $ 355,000 | $ 0 |
| Morris County New Jersey | 3 | $ 910,000 | $ 303,000 | $ 0 |
| Iredell County North Carolina | 3 | $ 369,000 | $ 123,000 | $ 0 |
| Union County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 527,000 | $ 175,000 | $ 0 |
| Berkeley County South Carolina | 3 | $ 336,000 | $ 112,000 | $ 0 |
| Richland County South Carolina | 3 | $ 201,000 | $ 67,000 | $ 0 |
| York County South Carolina | 3 | $ 269,000 | $ 89,000 | $ 0 |
| Alexandria County Virginia | 3 | $ 993,000 | $ 331,000 | $ 0 |
| Fresno County California | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Imperial County California | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Nevada County California | 2 | $ 581,000 | $ 290,000 | $ 0 |
| San Mateo County California | 2 | $ 732,000 | $ 366,000 | $ 0 |
| Santa Clara County California | 2 | $ 635,000 | $ 317,000 | $ 0 |
| Sutter County California | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Denver County Colorado | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Brevard County Florida | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Collier County Florida | 2 | $ 435,000 | $ 217,000 | $ 44,000 |
| Lake County Florida | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Seminole County Florida | 2 | $ 434,000 | $ 217,000 | $ 0 |
| St. Johns County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Volusia County Florida | 2 | $ 384,000 | $ 192,000 | $ 0 |
| DuPage County Illinois | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Charles County Maryland | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Frederick County Maryland | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Wake County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Summit County Ohio | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Union County Ohio | 2 | $ 353,000 | $ 176,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Maury County Tennessee | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Davis County Utah | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Weber County Utah | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 765,000 | $ 382,000 | $ 0 |
| Lake County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Tulare County California | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Larimer County Colorado | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Highlands County Florida | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Chatham County Georgia | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Henry County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Calvert County Maryland | 1 | $ 262,000 | $ 262,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| St. Charles County Missouri | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Salem County New Jersey | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Clinton County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Oneida County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Onondaga County New York | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Rockland County New York | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Sullivan County New York | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Ulster County New York | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Washington County New York | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Gaston County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Warren County Ohio | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Linn County Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Tarrant County Texas | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Fairfax City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Franklin County Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Henrico County Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Orange County Virginia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 228,000 | $ 228,000 | $ 0 |
Mortgage Loan Application Detail Totals for Kislak National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,660 | $347,284,000 | $197,565 | $1,491,000 | $7,043 | $293,000 |
| Refinancing | 296 | $69,575,000 | $223,200 | $660,000 | $9,866 | $242,000 |
| Home Improvement | 1 | $41,000 | $41,000 | $41,000 | $66,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,717 | $373,068,000 | $205,625 | $1,491,000 | $0 | $0 |
| White | 138 | $26,529,000 | $196,125 | $1,238,000 | $98,000 | $293,000 |
| Hispanic | 66 | $11,555,000 | $147,666 | $542,000 | $58,333 | $240,000 |
| Black or African American | 22 | $3,247,000 | $124,500 | $268,000 | $67,500 | $130,000 |
| Asian | 8 | $1,393,000 | $174,000 | $262,000 | $68,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $667,000 | $222,333 | $335,000 | $18,000 | $54,000 |
| Not Provided | 3 | $441,000 | $147,000 | $175,000 | $78,000 | $96,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,912 | $405,040,000 | $198,560 | $1,491,000 | $9,120 | $293,000 |
| FHA-insured (Federal Housing Administration) | 45 | $11,860,000 | $226,000 | $416,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,717 | $372,450,000 | $205,458 | $1,491,000 | $0 | $0 |
| Loan Originated | 215 | $39,904,000 | $172,500 | $1,238,000 | $87,100 | $293,000 |
| Application Withdrawn By Applicant | 20 | $3,655,000 | $190,500 | $262,000 | $70,000 | $137,000 |
| Application Denied By Financial Institution | 4 | $718,000 | $179,000 | $244,000 | $62,000 | $96,000 |
| Application Approved But Not Accepted | 1 | $173,000 | $173,000 | $173,000 | $96,000 | $96,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $388,000 | $194,000 | $244,000 | $48,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $202,000 | $76,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kislak National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kislak National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.