Kleinbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Kleinbank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kleinbank 301 Chestnut St Chaska, MN 55318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,431 |
| Total Mortgage Loan Application Amount | $187,375,000 |
| Average Mortgage Loan Application Amount | $127,800 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $104,400 |
| Highest Applicant Income | $1,188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Kleinbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kleinbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Kleinbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kleinbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Kleinbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kleinbank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Carver County Minnesota | 351 | $ 45,525,000 | $ 129,000 | $ 109,000 |
| Hennepin County Minnesota | 204 | $ 33,230,000 | $ 162,000 | $ 137,000 |
| Scott County Minnesota | 198 | $ 23,590,000 | $ 119,000 | $ 107,000 |
| Wright County Minnesota | 163 | $ 21,875,000 | $ 134,000 | $ 99,000 |
| Sherburne County Minnesota | 89 | $ 9,925,000 | $ 111,000 | $ 92,000 |
| Dakota County Minnesota | 59 | $ 8,425,000 | $ 142,000 | $ 89,000 |
| Anoka County Minnesota | 53 | $ 6,005,000 | $ 113,000 | $ 92,000 |
| McLeod County Minnesota | 53 | $ 5,215,000 | $ 98,000 | $ 69,000 |
| Chippewa County Minnesota | 48 | $ 3,070,000 | $ 63,000 | $ 71,000 |
| Ramsey County Minnesota | 36 | $ 4,100,000 | $ 113,000 | $ 57,000 |
| Sibley County Minnesota | 21 | $ 1,725,000 | $ 82,000 | $ 68,000 |
| Lac qui Parle County Minnesota | 18 | $ 1,740,000 | $ 96,000 | $ 73,000 |
| Washington County Minnesota | 16 | $ 2,730,000 | $ 170,000 | $ 127,000 |
| Isanti County Minnesota | 9 | $ 1,695,000 | $ 188,000 | $ 103,000 |
| Le Sueur County Minnesota | 7 | $ 715,000 | $ 102,000 | $ 68,000 |
| Yellow Medicine County Minnesota | 7 | $ 355,000 | $ 50,000 | $ 73,000 |
| Cass County Minnesota | 6 | $ 1,420,000 | $ 236,000 | $ 409,000 |
| Kandiyohi County Minnesota | 6 | $ 440,000 | $ 73,000 | $ 103,000 |
| Meeker County Minnesota | 6 | $ 700,000 | $ 116,000 | $ 77,000 |
| Stearns County Minnesota | 6 | $ 1,100,000 | $ 183,000 | $ 97,000 |
| Crow Wing County Minnesota | 5 | $ 1,115,000 | $ 223,000 | $ 258,000 |
| Mille Lacs County Minnesota | 5 | $ 605,000 | $ 121,000 | $ 117,000 |
| Pope County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 122,000 |
| Todd County Minnesota | 4 | $ 380,000 | $ 95,000 | $ 103,000 |
| Aitkin County Minnesota | 3 | $ 895,000 | $ 298,000 | $ 155,000 |
| Chisago County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 86,000 |
| Kanabec County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 56,000 |
| Swift County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 24,000 |
| Maricopa County Arizona | 2 | $ 230,000 | $ 115,000 | $ 271,000 |
| Lyon County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 26,000 |
| Olmsted County Minnesota | 2 | $ 750,000 | $ 375,000 | $ 59,000 |
| Rice County Minnesota | 2 | $ 1,410,000 | $ 705,000 | $ 418,000 |
| St. Louis County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| Douglas County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Pierce County Wisconsin | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| St. Croix County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Lake County Indiana | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Chickasaw County Iowa | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Beltrami County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Benton County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Cook County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 204,000 |
| Douglas County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Hubbard County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Lake County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Martin County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Morrison County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Polk County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Redwood County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Renville County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 6,000 |
| Rock County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Steele County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Tulsa County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 396,000 |
| Adams County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Codington County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| Grant County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| La Crosse County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 168,000 |
| Washburn County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
Mortgage Loan Application Detail Totals for Kleinbank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 583 | $115,155,000 | $197,000 | $1,005,000 | $106,000 | $910,000 |
| Other Purpose | 346 | $19,340,000 | $55,000 | $505,000 | $103,000 | $768,000 |
| Home Improvement | 247 | $13,285,000 | $53,000 | $325,000 | $116,000 | $1,188,000 |
| Refinancing | 165 | $20,815,000 | $126,000 | $1,005,000 | $96,000 | $431,000 |
| Cash-out Refinancing | 90 | $18,780,000 | $208,000 | $655,000 | $101,000 | $426,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,107 | $150,655,000 | $136,000 | $1,005,000 | $102,000 | $987,000 |
| Not Provided | 169 | $14,545,000 | $86,000 | $595,000 | $116,000 | $1,188,000 |
| Black or African American | 53 | $6,525,000 | $123,000 | $415,000 | $83,000 | $805,000 |
| Not applicable | 47 | $8,955,000 | $190,000 | $505,000 | $0 | $0 |
| Hispanic | 29 | $3,065,000 | $105,000 | $235,000 | $62,000 | $147,000 |
| Asian | 14 | $1,940,000 | $138,000 | $435,000 | $147,000 | $885,000 |
| American Indian or Alaskan Native | 4 | $1,070,000 | $267,000 | $455,000 | $608,000 | $910,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $100,000 | $25,000 | $55,000 | $37,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,344 | $170,250,000 | $126,000 | $1,005,000 | $109,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 63 | $12,135,000 | $192,000 | $335,000 | $60,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,250,000 | $180,000 | $285,000 | $69,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,740,000 | $290,000 | $325,000 | $78,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 988 | $133,180,000 | $134,000 | $1,005,000 | $110,000 | $1,188,000 |
| Application Denied By Financial Institution | 189 | $15,815,000 | $83,000 | $415,000 | $84,000 | $768,000 |
| Application Withdrawn By Applicant | 183 | $26,765,000 | $146,000 | $1,005,000 | $107,000 | $805,000 |
| File Closed For Incompleteness | 39 | $4,305,000 | $110,000 | $445,000 | $97,000 | $586,000 |
| Application Approved But Not Accepted | 32 | $7,310,000 | $228,000 | $705,000 | $108,000 | $432,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $171,560,000 | $138,000 | $1,005,000 | $109,000 | $1,188,000 |
| Debt-To-Income Ratio | 83 | $6,635,000 | $79,000 | $415,000 | $64,000 | $241,000 |
| Credit History | 63 | $5,925,000 | $94,000 | $335,000 | $95,000 | $768,000 |
| Collateral | 27 | $2,025,000 | $75,000 | $355,000 | $97,000 | $431,000 |
| Credit Application Incomplete | 8 | $290,000 | $36,000 | $55,000 | $132,000 | $331,000 |
| Other | 5 | $205,000 | $41,000 | $75,000 | $108,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $735,000 | $245,000 | $285,000 | $132,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kleinbank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kleinbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.