La Capitol Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
La Capitol Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | La Capitol Federal Credit Union P.O. Box 3398 Baton Rouge, LA 70821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 480 |
| Total Mortgage Loan Application Amount | $52,730,000 |
| Average Mortgage Loan Application Amount | $89,166 |
| Highest Mortgage Loan Application Amount | $485,000 |
| Average Applicant Income | $82,833 |
| Highest Applicant Income | $1,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with La Capitol Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing La Capitol Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down La Capitol Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how La Capitol Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by La Capitol Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at La Capitol Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 118 | $ 13,500,000 | $ 114,000 | $ 90,000 |
| Orleans County Louisiana | 43 | $ 4,675,000 | $ 108,000 | $ 74,000 |
| Rapides County Louisiana | 33 | $ 2,935,000 | $ 88,000 | $ 69,000 |
| Livingston County Louisiana | 28 | $ 2,960,000 | $ 105,000 | $ 82,000 |
| Natchitoches County Louisiana | 27 | $ 2,655,000 | $ 98,000 | $ 68,000 |
| Tangipahoa County Louisiana | 25 | $ 2,725,000 | $ 109,000 | $ 86,000 |
| Jefferson County Louisiana | 22 | $ 1,970,000 | $ 89,000 | $ 77,000 |
| Terrebonne County Louisiana | 20 | $ 2,380,000 | $ 119,000 | $ 102,000 |
| Ouachita County Louisiana | 19 | $ 2,165,000 | $ 113,000 | $ 78,000 |
| Allen County Louisiana | 18 | $ 1,730,000 | $ 96,000 | $ 77,000 |
| Ascension County Louisiana | 14 | $ 1,430,000 | $ 102,000 | $ 83,000 |
| Pointe Coupee County Louisiana | 9 | $ 1,455,000 | $ 161,000 | $ 95,000 |
| West Baton Rouge County Louisiana | 9 | $ 675,000 | $ 75,000 | $ 115,000 |
| Lafourche County Louisiana | 8 | $ 1,310,000 | $ 163,000 | $ 117,000 |
| Lincoln County Louisiana | 8 | $ 740,000 | $ 92,000 | $ 81,000 |
| St. Tammany County Louisiana | 7 | $ 1,245,000 | $ 177,000 | $ 223,000 |
| Avoyelles County Louisiana | 6 | $ 310,000 | $ 51,000 | $ 107,000 |
| Lafayette County Louisiana | 6 | $ 730,000 | $ 121,000 | $ 67,000 |
| Calcasieu County Louisiana | 4 | $ 790,000 | $ 197,000 | $ 102,000 |
| Grant County Louisiana | 4 | $ 260,000 | $ 65,000 | $ 74,000 |
| Iberville County Louisiana | 4 | $ 340,000 | $ 85,000 | $ 96,000 |
| Bienville County Louisiana | 3 | $ 205,000 | $ 68,000 | $ 64,000 |
| St. Bernard County Louisiana | 3 | $ 335,000 | $ 111,000 | $ 84,000 |
| St. Charles County Louisiana | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| St. John the Baptist County Louisiana | 3 | $ 505,000 | $ 168,000 | $ 51,000 |
| St. Landry County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 114,000 |
| West Feliciana County Louisiana | 3 | $ 255,000 | $ 85,000 | $ 57,000 |
| Winn County Louisiana | 3 | $ 225,000 | $ 75,000 | $ 118,000 |
| East Feliciana County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Franklin County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Iberia County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 147,000 |
| Jefferson Davis County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Sabine County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 133,000 |
| St. James County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 153,000 |
| St. Martin County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 102,000 |
| St. Mary County Louisiana | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Benton County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Acadia County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Bossier County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| De Soto County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| Evangeline County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Plaquemines County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Richland County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| St. Helena County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Tensas County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Union County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Vernon County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for La Capitol Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 161 | $26,845,000 | $166,000 | $485,000 | $88,000 | $562,000 |
| Home Improvement | 87 | $3,995,000 | $45,000 | $255,000 | $87,000 | $300,000 |
| Other Purpose | 83 | $3,925,000 | $47,000 | $195,000 | $85,000 | $230,000 |
| Refinancing | 73 | $10,005,000 | $137,000 | $435,000 | $101,000 | $1,040,000 |
| Cash-out Refinancing | 72 | $7,830,000 | $108,000 | $335,000 | $73,000 | $175,000 |
| Not Applicable | 4 | $130,000 | $32,000 | $45,000 | $63,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 267 | $36,535,000 | $136,000 | $485,000 | $90,000 | $1,040,000 |
| White | 117 | $8,755,000 | $74,000 | $475,000 | $95,000 | $230,000 |
| Black or African American | 86 | $6,920,000 | $80,000 | $335,000 | $69,000 | $196,000 |
| Hispanic | 5 | $155,000 | $31,000 | $45,000 | $68,000 | $77,000 |
| American Indian or Alaskan Native | 2 | $250,000 | $125,000 | $235,000 | $115,000 | $149,000 |
| Not applicable | 2 | $100,000 | $50,000 | $65,000 | $52,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $30,000 | $30,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 467 | $51,125,000 | $109,000 | $485,000 | $88,000 | $1,040,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $635,000 | $127,000 | $185,000 | $48,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 4 | $670,000 | $167,000 | $245,000 | $74,000 | $108,000 |
| FHA-insured (Federal Housing Administration) | 4 | $300,000 | $75,000 | $185,000 | $52,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 208 | $28,900,000 | $138,000 | $485,000 | $93,000 | $554,000 |
| Application Denied By Financial Institution | 132 | $7,590,000 | $57,000 | $255,000 | $74,000 | $230,000 |
| Application Withdrawn By Applicant | 76 | $10,990,000 | $144,000 | $365,000 | $96,000 | $1,040,000 |
| Application Approved But Not Accepted | 50 | $3,470,000 | $69,000 | $245,000 | $83,000 | $300,000 |
| File Closed For Incompleteness | 14 | $1,780,000 | $127,000 | $205,000 | $80,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 348 | $45,140,000 | $129,000 | $485,000 | $91,000 | $1,040,000 |
| Debt-To-Income Ratio | 51 | $2,715,000 | $53,000 | $245,000 | $67,000 | $179,000 |
| Credit History | 40 | $1,790,000 | $44,000 | $255,000 | $63,000 | $196,000 |
| Collateral | 32 | $1,960,000 | $61,000 | $205,000 | $102,000 | $230,000 |
| Other | 7 | $805,000 | $115,000 | $235,000 | $66,000 | $80,000 |
| Credit Application Incomplete | 2 | $320,000 | $160,000 | $165,000 | $36,000 | $36,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into La Capitol Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess La Capitol Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.