Jefferson Davis Parish, LA Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,011 mortgage applications in Jefferson Davis Parish, LA totaling $140.9 million, down 3% from 2018. The average application was for $139,000, and applicants reported an average income of $80,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was The Bank, with 112 applications, followed by 21st Mortgage and Jd Bank.

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Total Number of Mortgage Applications 1,011
Total Mortgage Loan Application Amount $140,915,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $2,805,000
Average Applicant Income $80,000
Highest Applicant Income $737,000
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Top Mortgage Lenders in Jefferson Davis Parish, LA (2019)

Ranked by the number of mortgage applications each lender reported in Jefferson Davis Parish, LA in 2019.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 The Bank
Jennings, LA
112 $11,730,000 $104,000 $103,000
2 21st Mortgage
Knoxville, TN
65 $4,935,000 $75,000 $59,000
3 Jd Bank
Jennings, LA
56 $3,820,000 $68,000 $75,000
4 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
35 $2,665,000 $76,000 $48,000
5 Gmfs, LLC
Baton Rouge, LA
31 $6,435,000 $207,000 $88,000
6 Citizens Bank, NA
Providence, RI
28 $5,830,000 $208,000 $89,000
7 Triad Financial Services, Inc.
Jacksonville, FL
28 $2,170,000 $77,000 $54,000
8 Home Point Financial Corporation
Ann Arbor, MI
26 $4,130,000 $158,000 $68,000
9 Wells Fargo Bank NA
Minneapolis, MN
25 $4,285,000 $171,000 $116,000
10 Amerihome Mortgage Company, LLC
Thousand Oaks, CA
23 $4,415,000 $191,000 $90,000

See every lender active in Jefferson Davis Parish, LA in 2019 »

The tables below break down 2019 mortgage applications in Jefferson Davis Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson Davis Parish, LA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 569 $79,485,000 $139,000 $2,805,000 $73,000 $737,000
Refinancing 239 $37,345,000 $156,000 $485,000 $99,000 $540,000
Cash-out Refinancing 126 $19,160,000 $152,000 $655,000 $82,000 $509,000
Home Improvement 43 $2,235,000 $51,000 $155,000 $78,000 $177,000
Other Purpose 29 $2,225,000 $76,000 $265,000 $80,000 $266,000
Not Applicable 5 $465,000 $93,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 740 $96,180,000 $129,000 $655,000 $83,000 $737,000
Not applicable 99 $21,075,000 $212,000 $2,805,000 $98,000 $234,000
Black or African American 87 $10,535,000 $121,000 $315,000 $59,000 $234,000
Not Provided 62 $9,190,000 $148,000 $455,000 $75,000 $268,000
Hispanic 14 $2,100,000 $150,000 $255,000 $69,000 $127,000
American Indian or Alaskan Native 7 $1,635,000 $233,000 $435,000 $121,000 $242,000
Asian 1 $135,000 $135,000 $135,000 $40,000 $40,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 704 $92,480,000 $131,000 $2,805,000 $86,000 $737,000
FHA-insured (Federal Housing Administration) 178 $24,840,000 $139,000 $315,000 $66,000 $185,000
VA-guaranteed (Veterans Administration) 81 $16,995,000 $209,000 $655,000 $80,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $6,600,000 $137,000 $285,000 $49,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 570 $80,610,000 $141,000 $1,045,000 $85,000 $509,000
Application Denied By Financial Institution 178 $17,510,000 $98,000 $465,000 $63,000 $737,000
Loan Purchased By The Institution 90 $17,470,000 $194,000 $655,000 $102,000 $242,000
Application Withdrawn By Applicant 84 $15,830,000 $188,000 $2,805,000 $73,000 $189,000
File Closed For Incompleteness 47 $4,625,000 $98,000 $245,000 $71,000 $540,000
Application Approved But Not Accepted 42 $4,870,000 $115,000 $425,000 $99,000 $424,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 774 $114,260,000 $147,000 $2,805,000 $83,000 $540,000
Debt-To-Income Ratio 113 $14,145,000 $125,000 $405,000 $76,000 $509,000
Credit History 62 $4,410,000 $71,000 $195,000 $55,000 $360,000
Collateral 26 $4,150,000 $159,000 $465,000 $123,000 $737,000
Other 12 $1,360,000 $113,000 $225,000 $44,000 $111,000
Credit Application Incomplete 10 $1,390,000 $139,000 $355,000 $92,000 $188,000
Unverifiable Information 9 $765,000 $85,000 $245,000 $56,000 $126,000
Employment History 4 $410,000 $102,000 $145,000 $128,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 1 $25,000 $25,000 $25,000 $99,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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