Lake Forest Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Lake Forest Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Lake Forest Bank & Trust Co 727 N. Bank Lane Lake Forest, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,408 |
| Total Mortgage Loan Application Amount | $380,593,000 |
| Average Mortgage Loan Application Amount | $288,500 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $232,000 |
| Highest Applicant Income | $3,375,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Illinois | 952 | $ 257,319,000 | $ 270,000 | $ 200,000 |
| Cook County Illinois | 271 | $ 74,464,000 | $ 274,000 | $ 218,000 |
| DuPage County Illinois | 26 | $ 8,060,000 | $ 310,000 | $ 225,000 |
| McHenry County Illinois | 19 | $ 3,435,000 | $ 180,000 | $ 154,000 |
| Kenosha County Wisconsin | 13 | $ 2,658,000 | $ 204,000 | $ 98,000 |
| Kane County Illinois | 8 | $ 2,032,000 | $ 254,000 | $ 132,000 |
| Walworth County Wisconsin | 7 | $ 1,668,000 | $ 238,000 | $ 195,000 |
| Will County Illinois | 6 | $ 1,738,000 | $ 289,000 | $ 406,000 |
| Maricopa County Arizona | 5 | $ 1,029,000 | $ 205,000 | $ 428,000 |
| Berrien County Michigan | 5 | $ 913,000 | $ 182,000 | $ 374,000 |
| Eagle County Colorado | 4 | $ 1,491,000 | $ 372,000 | $ 453,000 |
| Lee County Florida | 4 | $ 856,000 | $ 214,000 | $ 434,000 |
| Pinellas County Florida | 4 | $ 1,352,000 | $ 338,000 | $ 581,000 |
| Door County Wisconsin | 4 | $ 930,000 | $ 232,000 | $ 195,000 |
| Middlesex County Massachusetts | 3 | $ 829,000 | $ 276,000 | $ 548,000 |
| Oneida County Wisconsin | 3 | $ 862,000 | $ 287,000 | $ 470,000 |
| Garfield County Colorado | 2 | $ 763,000 | $ 381,000 | $ 375,000 |
| Routt County Colorado | 2 | $ 579,000 | $ 289,000 | $ 472,000 |
| Collier County Florida | 2 | $ 385,000 | $ 192,000 | $ 286,000 |
| Palm Beach County Florida | 2 | $ 500,000 | $ 250,000 | $ 217,000 |
| Winnebago County Illinois | 2 | $ 559,000 | $ 279,000 | $ 89,000 |
| Alger County Michigan | 2 | $ 796,000 | $ 398,000 | $ 853,000 |
| Iron County Michigan | 2 | $ 725,000 | $ 362,000 | $ 277,000 |
| Van Buren County Michigan | 2 | $ 534,000 | $ 267,000 | $ 502,000 |
| St. Louis County Missouri | 2 | $ 541,000 | $ 270,000 | $ 150,000 |
| Milwaukee County Wisconsin | 2 | $ 312,000 | $ 156,000 | $ 90,000 |
| Racine County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 317,000 |
| Vilas County Wisconsin | 2 | $ 486,000 | $ 243,000 | $ 352,000 |
| Pima County Arizona | 1 | $ 194,000 | $ 194,000 | $ 107,000 |
| Los Angeles County California | 1 | $ 269,000 | $ 269,000 | $ 629,000 |
| Nevada County California | 1 | $ 285,000 | $ 285,000 | $ 394,000 |
| Riverside County California | 1 | $ 232,000 | $ 232,000 | $ 124,000 |
| San Diego County California | 1 | $ 540,000 | $ 540,000 | $ 485,000 |
| Santa Barbara County California | 1 | $ 730,000 | $ 730,000 | $ 271,000 |
| Boulder County Colorado | 1 | $ 333,000 | $ 333,000 | $ 527,000 |
| Fremont County Colorado | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Gunnison County Colorado | 1 | $ 184,000 | $ 184,000 | $ 511,000 |
| Pitkin County Colorado | 1 | $ 417,000 | $ 417,000 | $ 515,000 |
| Summit County Colorado | 1 | $ 283,000 | $ 283,000 | $ 119,000 |
| Hillsborough County Florida | 1 | $ 220,000 | $ 220,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 415,000 | $ 415,000 | $ 246,000 |
| Champaign County Illinois | 1 | $ 300,000 | $ 300,000 | $ 437,000 |
| Edgar County Illinois | 1 | $ 335,000 | $ 335,000 | $ 325,000 |
| Jefferson County Illinois | 1 | $ 260,000 | $ 260,000 | $ 333,000 |
| Jo Daviess County Illinois | 1 | $ 160,000 | $ 160,000 | $ 555,000 |
| Hamilton County Indiana | 1 | $ 300,000 | $ 300,000 | $ 203,000 |
| Marion County Indiana | 1 | $ 137,000 | $ 137,000 | $ 94,000 |
| Johnson County Iowa | 1 | $ 190,000 | $ 190,000 | $ 296,000 |
| Baltimore City County Maryland | 1 | $ 272,000 | $ 272,000 | $ 801,000 |
| Barnstable County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 211,000 |
| Norfolk County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 185,000 |
| Cheboygan County Michigan | 1 | $ 160,000 | $ 160,000 | $ 328,000 |
| Leelanau County Michigan | 1 | $ 342,000 | $ 342,000 | $ 501,000 |
| Ottawa County Michigan | 1 | $ 414,000 | $ 414,000 | $ 843,000 |
| Hennepin County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 316,000 |
| Gallatin County Montana | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Jefferson County Montana | 1 | $ 350,000 | $ 350,000 | $ 1,200,000 |
| Clark County Nevada | 1 | $ 84,000 | $ 84,000 | $ 108,000 |
| Ocean County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Colfax County New Mexico | 1 | $ 218,000 | $ 218,000 | $ 277,000 |
| Monroe County New York | 1 | $ 160,000 | $ 160,000 | $ 255,000 |
| New York County New York | 1 | $ 417,000 | $ 417,000 | $ 1,355,000 |
| Guilford County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Lincoln County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Charleston County South Carolina | 1 | $ 1,590,000 | $ 1,590,000 | $ 504,000 |
| Greenville County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 333,000 |
| Brazos County Texas | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
| Montgomery County Texas | 1 | $ 159,000 | $ 159,000 | $ 161,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Adams County Wisconsin | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 416,000 | $ 416,000 | $ 212,000 |
| Forest County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 158,000 |
| Marinette County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Sheboygan County Wisconsin | 1 | $ 386,000 | $ 386,000 | $ 285,000 |
| Waukesha County Wisconsin | 1 | $ 257,000 | $ 257,000 | $ 250,000 |
| Waushara County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 203,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lake Forest Bank & Trust Co in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,245 | $329,568,000 | $264,000 | $1,590,000 | $209,000 | $3,189,000 |
| Home Purchase | 163 | $51,025,000 | $313,000 | $2,625,000 | $255,000 | $3,375,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,248 | $338,127,000 | $270,000 | $2,625,000 | $212,000 | $3,375,000 |
| Not Provided | 84 | $26,931,000 | $320,000 | $1,590,000 | $317,000 | $3,189,000 |
| Hispanic | 36 | $6,348,000 | $176,000 | $417,000 | $87,000 | $255,000 |
| Asian | 22 | $5,537,000 | $251,000 | $437,000 | $211,000 | $1,355,000 |
| Black or African American | 15 | $1,505,000 | $100,000 | $288,000 | $177,000 | $1,022,000 |
| Not applicable | 2 | $1,833,000 | $916,000 | $1,183,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $312,000 | $312,000 | $312,000 | $120,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,408 | $380,593,000 | $270,000 | $2,625,000 | $215,000 | $3,375,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,390 | $377,024,000 | $271,000 | $2,625,000 | $217,000 | $3,375,000 |
| Application Denied By Financial Institution | 12 | $1,962,000 | $163,000 | $285,000 | $42,000 | $83,000 |
| Loan Purchased By The Institution | 4 | $814,000 | $203,000 | $254,000 | $59,000 | $67,000 |
| Application Approved But Not Accepted | 2 | $793,000 | $396,000 | $417,000 | $159,000 | $191,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $829,000 | $165,000 | $216,000 | $33,000 | $61,000 |
| Debt-To-Income Ratio | 4 | $824,000 | $206,000 | $285,000 | $57,000 | $83,000 |
| Credit History | 3 | $309,000 | $103,000 | $190,000 | $39,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.