Lake Michigan Credit Union
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Lake Michigan Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Lake Michigan Credit Union Po Box 2848 Grand Rapids, MI 49501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,249 |
| Total Mortgage Loan Application Amount | $3,021,777,000 |
| Average Mortgage Loan Application Amount | $160,666 |
| Highest Mortgage Loan Application Amount | $3,770,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $5,292,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 4,801 | $ 803,515,000 | $ 167,000 | $ 92,000 |
| Ottawa County Michigan | 2,091 | $ 376,819,000 | $ 180,000 | $ 92,000 |
| Oakland County Michigan | 1,297 | $ 413,491,000 | $ 318,000 | $ 158,000 |
| Kalamazoo County Michigan | 1,081 | $ 193,252,000 | $ 178,000 | $ 99,000 |
| Wayne County Michigan | 696 | $ 145,987,000 | $ 209,000 | $ 112,000 |
| Muskegon County Michigan | 689 | $ 102,369,000 | $ 148,000 | $ 82,000 |
| Allegan County Michigan | 527 | $ 88,318,000 | $ 167,000 | $ 86,000 |
| Macomb County Michigan | 399 | $ 97,440,000 | $ 244,000 | $ 111,000 |
| Grand Traverse County Michigan | 364 | $ 83,618,000 | $ 229,000 | $ 124,000 |
| Genesee County Michigan | 277 | $ 57,370,000 | $ 207,000 | $ 108,000 |
| Barry County Michigan | 227 | $ 42,207,000 | $ 185,000 | $ 91,000 |
| Collier County Florida | 224 | $ 84,683,000 | $ 378,000 | $ 218,000 |
| Livingston County Michigan | 195 | $ 58,574,000 | $ 300,000 | $ 127,000 |
| Lee County Florida | 192 | $ 51,578,000 | $ 268,000 | $ 176,000 |
| Van Buren County Michigan | 178 | $ 30,605,000 | $ 171,000 | $ 89,000 |
| Saginaw County Michigan | 176 | $ 21,167,000 | $ 120,000 | $ 69,000 |
| Leelanau County Michigan | 141 | $ 44,171,000 | $ 313,000 | $ 180,000 |
| Washtenaw County Michigan | 141 | $ 46,818,000 | $ 332,000 | $ 139,000 |
| Montcalm County Michigan | 116 | $ 14,771,000 | $ 127,000 | $ 78,000 |
| Newaygo County Michigan | 109 | $ 16,210,000 | $ 148,000 | $ 103,000 |
| Ionia County Michigan | 74 | $ 9,673,000 | $ 130,000 | $ 73,000 |
| Charlevoix County Michigan | 62 | $ 13,601,000 | $ 219,000 | $ 183,000 |
| Oceana County Michigan | 58 | $ 9,268,000 | $ 159,000 | $ 83,000 |
| Antrim County Michigan | 57 | $ 12,386,000 | $ 217,000 | $ 122,000 |
| Calhoun County Michigan | 51 | $ 8,482,000 | $ 166,000 | $ 104,000 |
| Ingham County Michigan | 48 | $ 7,158,000 | $ 149,000 | $ 91,000 |
| Lapeer County Michigan | 46 | $ 11,790,000 | $ 256,000 | $ 115,000 |
| Benzie County Michigan | 45 | $ 8,495,000 | $ 188,000 | $ 104,000 |
| Charlotte County Florida | 42 | $ 8,035,000 | $ 191,000 | $ 90,000 |
| Monroe County Michigan | 41 | $ 8,779,000 | $ 214,000 | $ 101,000 |
| Mecosta County Michigan | 40 | $ 5,323,000 | $ 133,000 | $ 103,000 |
| Bay County Michigan | 37 | $ 5,134,000 | $ 138,000 | $ 84,000 |
| Kalkaska County Michigan | 37 | $ 4,763,000 | $ 128,000 | $ 80,000 |
| St. Joseph County Michigan | 37 | $ 5,491,000 | $ 148,000 | $ 79,000 |
| Berrien County Michigan | 36 | $ 9,078,000 | $ 252,000 | $ 139,000 |
| Emmet County Michigan | 36 | $ 13,297,000 | $ 369,000 | $ 212,000 |
| Lake County Michigan | 30 | $ 3,040,000 | $ 101,000 | $ 84,000 |
| St. Clair County Michigan | 28 | $ 6,189,000 | $ 221,000 | $ 87,000 |
| Manistee County Michigan | 27 | $ 3,951,000 | $ 146,000 | $ 123,000 |
| Midland County Michigan | 25 | $ 2,859,000 | $ 114,000 | $ 65,000 |
| Mason County Michigan | 24 | $ 3,967,000 | $ 165,000 | $ 110,000 |
| Clinton County Michigan | 21 | $ 3,517,000 | $ 167,000 | $ 103,000 |
| Jackson County Michigan | 20 | $ 3,892,000 | $ 194,000 | $ 86,000 |
| Lake County Florida | 18 | $ 4,545,000 | $ 252,000 | $ 110,000 |
| Cass County Michigan | 17 | $ 2,860,000 | $ 168,000 | $ 111,000 |
| Eaton County Michigan | 17 | $ 2,196,000 | $ 129,000 | $ 80,000 |
| Wexford County Michigan | 17 | $ 2,214,000 | $ 130,000 | $ 117,000 |
| Sarasota County Florida | 16 | $ 4,633,000 | $ 289,000 | $ 156,000 |
| Cheboygan County Michigan | 15 | $ 3,286,000 | $ 219,000 | $ 209,000 |
| Roscommon County Michigan | 15 | $ 1,777,000 | $ 118,000 | $ 114,000 |
| Cook County Illinois | 14 | $ 4,032,000 | $ 288,000 | $ 160,000 |
| Shiawassee County Michigan | 13 | $ 1,642,000 | $ 126,000 | $ 83,000 |
| Branch County Michigan | 12 | $ 4,165,000 | $ 347,000 | $ 166,000 |
| Hillsborough County Florida | 9 | $ 2,042,000 | $ 226,000 | $ 102,000 |
| Isabella County Michigan | 9 | $ 1,210,000 | $ 134,000 | $ 60,000 |
| Pinellas County Florida | 8 | $ 3,061,000 | $ 382,000 | $ 189,000 |
| Iosco County Michigan | 8 | $ 538,000 | $ 67,000 | $ 74,000 |
| Osceola County Michigan | 8 | $ 1,037,000 | $ 129,000 | $ 124,000 |
| Otsego County Michigan | 8 | $ 1,232,000 | $ 154,000 | $ 107,000 |
| Manatee County Florida | 7 | $ 1,528,000 | $ 218,000 | $ 158,000 |
| Clare County Michigan | 7 | $ 615,000 | $ 87,000 | $ 65,000 |
| Oscoda County Michigan | 7 | $ 740,000 | $ 105,000 | $ 54,000 |
| Sanilac County Michigan | 7 | $ 1,080,000 | $ 154,000 | $ 109,000 |
| Tuscola County Michigan | 7 | $ 1,202,000 | $ 171,000 | $ 66,000 |
| Ogemaw County Michigan | 6 | $ 737,000 | $ 122,000 | $ 123,000 |
| Orange County Florida | 5 | $ 1,326,000 | $ 265,000 | $ 184,000 |
| Palm Beach County Florida | 5 | $ 952,000 | $ 190,000 | $ 102,000 |
| Gladwin County Michigan | 5 | $ 670,000 | $ 134,000 | $ 97,000 |
| Gratiot County Michigan | 5 | $ 505,000 | $ 101,000 | $ 68,000 |
| Lenawee County Michigan | 5 | $ 1,762,000 | $ 352,000 | $ 248,000 |
| Polk County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 185,000 |
| Seminole County Florida | 4 | $ 1,008,000 | $ 252,000 | $ 216,000 |
| DuPage County Illinois | 4 | $ 868,000 | $ 217,000 | $ 100,000 |
| Crawford County Michigan | 4 | $ 264,000 | $ 66,000 | $ 135,000 |
| Missaukee County Michigan | 4 | $ 492,000 | $ 123,000 | $ 102,000 |
| Cuyahoga County Ohio | 4 | $ 474,000 | $ 118,000 | $ 64,000 |
| Brevard County Florida | 3 | $ 1,650,000 | $ 550,000 | $ 182,000 |
| Pasco County Florida | 3 | $ 508,000 | $ 169,000 | $ 85,000 |
| St. Johns County Florida | 3 | $ 1,072,000 | $ 357,000 | $ 173,000 |
| Lake County Illinois | 3 | $ 881,000 | $ 293,000 | $ 137,000 |
| Allen County Indiana | 3 | $ 800,000 | $ 266,000 | $ 213,000 |
| Marion County Indiana | 3 | $ 324,000 | $ 108,000 | $ 52,000 |
| St. Joseph County Indiana | 3 | $ 516,000 | $ 172,000 | $ 88,000 |
| Alcona County Michigan | 3 | $ 162,000 | $ 54,000 | $ 59,000 |
| Huron County Michigan | 3 | $ 603,000 | $ 201,000 | $ 143,000 |
| Mackinac County Michigan | 3 | $ 306,000 | $ 102,000 | $ 118,000 |
| Marquette County Michigan | 3 | $ 789,000 | $ 263,000 | $ 179,000 |
| Montmorency County Michigan | 3 | $ 170,000 | $ 56,000 | $ 46,000 |
| Butler County Ohio | 3 | $ 591,000 | $ 197,000 | $ 64,000 |
| Lake County Ohio | 3 | $ 461,000 | $ 153,000 | $ 53,000 |
| Lucas County Ohio | 3 | $ 420,000 | $ 140,000 | $ 202,000 |
| Alachua County Florida | 2 | $ 670,000 | $ 335,000 | $ 449,000 |
| Marion County Florida | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Sumter County Florida | 2 | $ 546,000 | $ 273,000 | $ 98,000 |
| Elkhart County Indiana | 2 | $ 545,000 | $ 272,000 | $ 107,000 |
| Kosciusko County Indiana | 2 | $ 98,000 | $ 49,000 | $ 85,000 |
| Alger County Michigan | 2 | $ 368,000 | $ 184,000 | $ 132,000 |
| Arenac County Michigan | 2 | $ 232,000 | $ 116,000 | $ 141,000 |
| Houghton County Michigan | 2 | $ 101,000 | $ 50,000 | $ 116,000 |
| Delaware County Ohio | 2 | $ 1,154,000 | $ 577,000 | $ 240,000 |
| Fairfield County Ohio | 2 | $ 420,000 | $ 210,000 | $ 700,000 |
| Milwaukee County Wisconsin | 2 | $ 386,000 | $ 193,000 | $ 140,000 |
| Broward County Florida | 1 | $ 333,000 | $ 333,000 | $ 117,000 |
| Citrus County Florida | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| DeSoto County Florida | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Flagler County Florida | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Gulf County Florida | 1 | $ 476,000 | $ 476,000 | $ 123,000 |
| Hendry County Florida | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Highlands County Florida | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Martin County Florida | 1 | $ 1,815,000 | $ 1,815,000 | $ 3,237,000 |
| Okaloosa County Florida | 1 | $ 380,000 | $ 380,000 | $ 98,000 |
| Kendall County Illinois | 1 | $ 200,000 | $ 200,000 | $ 172,000 |
| McHenry County Illinois | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Ogle County Illinois | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Will County Illinois | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Delaware County Indiana | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Hendricks County Indiana | 1 | $ 183,000 | $ 183,000 | $ 79,000 |
| Huntington County Indiana | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Johnson County Indiana | 1 | $ 88,000 | $ 88,000 | $ 150,000 |
| Lake County Indiana | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Steuben County Indiana | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| White County Indiana | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Whitley County Indiana | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Kennebec County Maine | 1 | $ 386,000 | $ 386,000 | $ 1,583,000 |
| Alpena County Michigan | 1 | $ 1,150,000 | $ 1,150,000 | $ 913,000 |
| Chippewa County Michigan | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Delta County Michigan | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Dickinson County Michigan | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Hillsdale County Michigan | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Schoolcraft County Michigan | 1 | $ 81,000 | $ 81,000 | $ 90,000 |
| Athens County Ohio | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Clermont County Ohio | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Defiance County Ohio | 1 | $ 58,000 | $ 58,000 | $ 114,000 |
| Licking County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Logan County Ohio | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Miami County Ohio | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| Montgomery County Ohio | 1 | $ 184,000 | $ 184,000 | $ 110,000 |
| Stark County Ohio | 1 | $ 152,000 | $ 152,000 | $ 139,000 |
| Hampton County Virginia | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Door County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Marinette County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Oneida County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 183,000 |
| Outagamie County Wisconsin | 1 | $ 309,000 | $ 309,000 | $ 163,000 |
| Washington County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Waukesha County Wisconsin | 1 | $ 520,000 | $ 520,000 | $ 245,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lake Michigan Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,421 | $2,316,136,000 | $222,000 | $3,770,000 | $108,000 | $5,292,000 |
| Refinancing | 3,237 | $571,227,000 | $176,000 | $3,000,000 | $106,000 | $2,638,000 |
| Home Improvement | 1,591 | $134,414,000 | $84,000 | $1,000,000 | $96,000 | $753,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,468 | $2,451,939,000 | $196,000 | $3,000,000 | $105,000 | $5,292,000 |
| Not Provided | 1,735 | $367,331,000 | $211,000 | $3,770,000 | $127,000 | $2,583,000 |
| Asian | 351 | $86,379,000 | $246,000 | $1,500,000 | $119,000 | $1,018,000 |
| Hispanic | 319 | $50,395,000 | $157,000 | $875,000 | $78,000 | $492,000 |
| Black or African American | 286 | $46,911,000 | $164,000 | $1,125,000 | $80,000 | $600,000 |
| American Indian or Alaskan Native | 37 | $4,827,000 | $130,000 | $328,000 | $83,000 | $339,000 |
| Not applicable | 36 | $11,227,000 | $311,000 | $2,245,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,768,000 | $162,000 | $416,000 | $79,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,044 | $2,841,857,000 | $202,000 | $3,770,000 | $110,000 | $5,292,000 |
| FHA-insured (Federal Housing Administration) | 861 | $118,745,000 | $137,000 | $430,000 | $56,000 | $333,000 |
| VA-guaranteed (Veterans Administration) | 220 | $44,425,000 | $201,000 | $867,000 | $72,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 124 | $16,750,000 | $135,000 | $319,000 | $46,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,871 | $2,355,378,000 | $198,000 | $2,250,000 | $105,000 | $3,237,000 |
| Application Withdrawn By Applicant | 1,483 | $320,792,000 | $216,000 | $2,000,000 | $125,000 | $2,583,000 |
| Application Denied By Financial Institution | 926 | $157,295,000 | $169,000 | $3,770,000 | $87,000 | $1,887,000 |
| Application Approved But Not Accepted | 762 | $150,660,000 | $197,000 | $3,000,000 | $116,000 | $5,292,000 |
| File Closed For Incompleteness | 195 | $35,582,000 | $182,000 | $1,995,000 | $124,000 | $1,458,000 |
| Loan Purchased By The Institution | 12 | $2,070,000 | $172,000 | $254,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 347 | $61,412,000 | $176,000 | $1,220,000 | $101,000 | $855,000 |
| Debt-To-Income Ratio | 274 | $42,044,000 | $153,000 | $1,140,000 | $59,000 | $275,000 |
| Credit History | 184 | $29,442,000 | $160,000 | $875,000 | $97,000 | $1,887,000 |
| Other | 51 | $12,878,000 | $252,000 | $3,770,000 | $125,000 | $1,031,000 |
| Employment History | 38 | $6,601,000 | $173,000 | $710,000 | $58,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,705,000 | $161,000 | $424,000 | $73,000 | $283,000 |
| Unverifiable Information | 5 | $493,000 | $98,000 | $189,000 | $53,000 | $97,000 |
| Credit Application Incomplete | 3 | $400,000 | $133,000 | $237,000 | $169,000 | $228,000 |
| Mortgage Insurance Denied | 1 | $320,000 | $320,000 | $320,000 | $76,000 | $76,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.