Landmark Credit Union Mortgage Lending & HMDA Data, 2019

In 2019, Landmark Credit Union of Brookfield, WI reported 11,697 mortgage applications totaling $1.5 billion, up 48% from 2018. The average application was for $131,146, and applicants reported an average income of $99,816. 75% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (9,023), Racine, WI (841) and Lake County-Kenosha County, IL-WI (183) (applications in parentheses).

Mortgage Company & Address Landmark Credit Union
5445 S. Westridge Dr.
Brookfield, WI 53005
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,697
Total Mortgage Loan Application Amount $1,534,015,000
Average Mortgage Loan Application Amount $131,146
Highest Mortgage Loan Application Amount $12,335,000
Average Applicant Income $99,816
Highest Applicant Income $2,445,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Waukesha, Wisconsin 3,783 $ 565,385,000 $ 149,454 $ 113,000
Milwaukee, Wisconsin 3,724 $ 418,030,000 $ 112,252 $ 86,000
Washington, Wisconsin 1,075 $ 150,015,000 $ 139,548 $ 104,000
Racine, Wisconsin 841 $ 99,035,000 $ 117,758 $ 87,000
Dodge, Wisconsin 463 $ 47,525,000 $ 102,645 $ 83,000
Ozaukee, Wisconsin 441 $ 64,675,000 $ 146,655 $ 134,000
Jefferson, Wisconsin 290 $ 32,240,000 $ 111,172 $ 90,000
Walworth, Wisconsin 242 $ 29,140,000 $ 120,413 $ 96,000
Kenosha, Wisconsin 173 $ 19,085,000 $ 110,317 $ 110,000
Dane, Wisconsin 80 $ 19,980,000 $ 249,750 $ 113,000
Fond du Lac, Wisconsin 77 $ 8,475,000 $ 110,064 $ 79,000
Sheboygan, Wisconsin 67 $ 8,245,000 $ 123,059 $ 90,000
Columbia, Wisconsin 43 $ 3,635,000 $ 84,534 $ 82,000
Rock, Wisconsin 25 $ 1,985,000 $ 79,400 $ 102,000
Marquette, Wisconsin 17 $ 1,445,000 $ 85,000 $ 75,000
Winnebago, Wisconsin 17 $ 6,455,000 $ 379,705 $ 80,000
Brown, Wisconsin 16 $ 4,140,000 $ 258,750 $ 105,000
Adams, Wisconsin 14 $ 1,910,000 $ 136,428 $ 111,000
Green Lake, Wisconsin 13 $ 905,000 $ 69,615 $ 67,000
Oneida, Wisconsin 12 $ 1,300,000 $ 108,333 $ 93,000
Sauk, Wisconsin 12 $ 15,380,000 $ 1,281,666 $ 337,000
Vilas, Wisconsin 12 $ 2,340,000 $ 195,000 $ 126,000
Marinette, Wisconsin 11 $ 945,000 $ 85,909 $ 129,000
Oconto, Wisconsin 11 $ 1,305,000 $ 118,636 $ 102,000
Waushara, Wisconsin 11 $ 1,125,000 $ 102,272 $ 99,000
Lake, Illinois 10 $ 970,000 $ 97,000 $ 106,000
Outagamie, Wisconsin 10 $ 7,640,000 $ 764,000 $ 111,000
Waupaca, Wisconsin 10 $ 1,300,000 $ 130,000 $ 86,000
McHenry, Illinois 9 $ 1,135,000 $ 126,111 $ 181,000
Calumet, Wisconsin 9 $ 2,125,000 $ 236,111 $ 455,000
Cook, Illinois 7 $ 295,000 $ 42,142 $ 195,000
Door, Wisconsin 7 $ 1,775,000 $ 253,571 $ 104,000
Juneau, Wisconsin 7 $ 885,000 $ 126,428 $ 103,000
Marathon, Wisconsin 6 $ 860,000 $ 143,333 $ 114,000
Shawano, Wisconsin 6 $ 690,000 $ 115,000 $ 166,000
Kane, Illinois 5 $ 155,000 $ 31,000 $ 131,000
Lincoln, Wisconsin 5 $ 335,000 $ 67,000 $ 49,000
Portage, Wisconsin 5 $ 1,315,000 $ 263,000 $ 102,000
Price, Wisconsin 5 $ 315,000 $ 63,000 $ 110,000
Forest, Wisconsin 4 $ 140,000 $ 35,000 $ 51,000
Manitowoc, Wisconsin 4 $ 200,000 $ 50,000 $ 75,000
Winnebago, Illinois 3 $ 55,000 $ 18,333 $ 45,000
Iowa, Wisconsin 3 $ 495,000 $ 165,000 $ 91,000
DuPage, Illinois 2 $ 140,000 $ 70,000 $ 217,000
Whiteside, Illinois 2 $ 10,000 $ 5,000 $ 119,000
Eau Claire, Wisconsin 2 $ 170,000 $ 85,000 $ 63,000
Green, Wisconsin 2 $ 290,000 $ 145,000 $ 98,000
Iron, Wisconsin 2 $ 90,000 $ 45,000 $ 101,000
Pierce, Wisconsin 2 $ 200,000 $ 100,000 $ 132,000
Washburn, Wisconsin 2 $ 450,000 $ 225,000 $ 81,000
Wood, Wisconsin 2 $ 60,000 $ 30,000 $ 56,000
Contra Costa, California 1 $ 45,000 $ 45,000 $ 90,000
Los Angeles, California 1 $ 65,000 $ 65,000 $ 75,000
Lee, Florida 1 $ 105,000 $ 105,000 $ 92,000
Pasco, Florida 1 $ 25,000 $ 25,000 $ 17,000
Volusia, Florida 1 $ 255,000 $ 255,000 $ 249,000
Hamilton, Indiana 1 $ 125,000 $ 125,000 $ 315,000
LaPorte, Indiana 1 $ 5,000 $ 5,000 $ 0
Dubuque, Iowa 1 $ 5,000 $ 5,000 $ 2,078,000
Jones, Iowa 1 $ 5,000 $ 5,000 $ 9,000
Lee, Iowa 1 $ 15,000 $ 15,000 $ 36,000
Muscatine, Iowa 1 $ 5,000 $ 5,000 $ 14,000
Wapello, Iowa 1 $ 35,000 $ 35,000 $ 0
Bourbon, Kansas 1 $ 35,000 $ 35,000 $ 22,000
Garrett, Maryland 1 $ 5,000 $ 5,000 $ 61,000
Carver, Minnesota 1 $ 155,000 $ 155,000 $ 125,000
St. Louis, Minnesota 1 $ 75,000 $ 75,000 $ 45,000
Stearns, Minnesota 1 $ 45,000 $ 45,000 $ 50,000
Hall, Nebraska 1 $ 5,000 $ 5,000 $ 33,000
Clark, Nevada 1 $ 65,000 $ 65,000 $ 83,000
Washoe, Nevada 1 $ 45,000 $ 45,000 $ 34,000
Ocean, New Jersey 1 $ 45,000 $ 45,000 $ 160,000
Montgomery, Ohio 1 $ 25,000 $ 25,000 $ 138,000
Multnomah, Oregon 1 $ 145,000 $ 145,000 $ 319,000
Monroe, Pennsylvania 1 $ 15,000 $ 15,000 $ 75,000
Barceloneta, Puerto Rico 1 $ 25,000 $ 25,000 $ 48,000
Anderson, South Carolina 1 $ 75,000 $ 75,000 $ 3,000
Davidson, Tennessee 1 $ 5,000 $ 5,000 $ 11,000
Sumner, Tennessee 1 $ 35,000 $ 35,000 $ 70,000
Fairfax, Virginia 1 $ 5,000 $ 5,000 $ 90,000
Barron, Wisconsin 1 $ 115,000 $ 115,000 $ 102,000
Bayfield, Wisconsin 1 $ 105,000 $ 105,000 $ 82,000
Chippewa, Wisconsin 1 $ 485,000 $ 485,000 $ 142,000
Jackson, Wisconsin 1 $ 45,000 $ 45,000 $ 106,000
Kewaunee, Wisconsin 1 $ 105,000 $ 105,000 $ 72,000
La Crosse, Wisconsin 1 $ 85,000 $ 85,000 $ 91,000
Langlade, Wisconsin 1 $ 135,000 $ 135,000 $ 75,000
Menominee, Wisconsin 1 $ 265,000 $ 265,000 $ 113,000
Richland, Wisconsin 1 $ 5,000 $ 5,000 $ 21,000
St. Croix, Wisconsin 1 $ 45,000 $ 45,000 $ 94,000
Vernon, Wisconsin 1 $ 35,000 $ 35,000 $ 175,000

Mortgage Loan Application Detail Totals for Landmark Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,936 $624,320,000 $212,000 $12,335,000 $89,000 $2,078,000
Cash-out Refinancing 2,774 $301,600,000 $108,000 $4,905,000 $103,000 $1,144,000
Home Improvement 2,746 $152,060,000 $55,000 $805,000 $107,000 $1,320,000
Refinancing 2,271 $332,715,000 $146,000 $8,415,000 $102,000 $2,445,000
Other Purpose 970 $123,320,000 $127,000 $705,000 $98,000 $1,560,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,572 $1,167,070,000 $121,000 $1,955,000 $103,000 $2,445,000
Hispanic 847 $79,285,000 $93,000 $485,000 $68,000 $784,000
Not Provided 548 $83,060,000 $151,000 $1,295,000 $108,000 $1,170,000
Black or African American 294 $20,520,000 $69,000 $385,000 $73,000 $1,071,000
Asian 226 $35,780,000 $158,000 $1,405,000 $97,000 $603,000
Not applicable 124 $138,840,000 $1,119,000 $12,335,000 $0 $0
American Indian or Alaskan Native 45 $4,165,000 $92,000 $365,000 $74,000 $174,000
Native Hawaiian or Other Pacific Islander 3 $325,000 $108,000 $225,000 $93,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,693 $1,533,565,000 $131,000 $12,335,000 $100,000 $2,445,000
FHA-insured (Federal Housing Administration) 3 $295,000 $98,000 $115,000 $54,000 $59,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $155,000 $155,000 $155,000 $54,000 $54,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,743 $1,262,665,000 $144,000 $12,335,000 $103,000 $1,320,000
Application Denied By Financial Institution 1,987 $144,055,000 $72,000 $1,955,000 $87,000 $2,445,000
Application Approved But Not Accepted 773 $94,025,000 $121,000 $1,295,000 $105,000 $1,170,000
Application Withdrawn By Applicant 158 $30,020,000 $190,000 $4,905,000 $89,000 $532,000
Preapproval Approved but not Accepted 29 $2,825,000 $97,000 $205,000 $42,000 $71,000
File Closed For Incompleteness 6 $330,000 $55,000 $105,000 $94,000 $193,000
Preapproval Denied by Financial Institution 1 $95,000 $95,000 $95,000 $29,000 $29,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,709 $1,389,865,000 $143,000 $12,335,000 $103,000 $1,320,000
Collateral 681 $36,765,000 $53,000 $505,000 $103,000 $2,445,000
Other 445 $38,185,000 $85,000 $1,215,000 $103,000 $1,560,000
Debt-To-Income Ratio 414 $37,880,000 $91,000 $595,000 $51,000 $204,000
Credit History 411 $25,195,000 $61,000 $335,000 $80,000 $2,078,000
Unverifiable Information 20 $1,130,000 $56,000 $255,000 $58,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 11 $4,285,000 $389,000 $1,955,000 $48,000 $63,000
Employment History 6 $710,000 $118,000 $215,000 $59,000 $98,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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