Landmark National Bank Mortgage Lending & HMDA Data, 2015

In 2015, Landmark National Bank of Manhattan, KS reported 2,522 mortgage applications totaling $388.4 million, up 22% from 2014. The average application was for $153,989, and applicants reported an average income of $82,933. 80% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Kansas City, MO-KS (919), Topeka, KS (647) and Manhattan, KS (192) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,522
Total Mortgage Loan Application Amount $388,362,000
Average Mortgage Loan Application Amount $153,989
Highest Mortgage Loan Application Amount $1,268,000
Average Applicant Income $82,933
Highest Applicant Income $2,935,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 583 $ 119,817,000 $ 205,518 $ 101,000
Shawnee, Kansas 549 $ 75,925,000 $ 138,296 $ 73,000
Riley, Kansas 149 $ 23,682,000 $ 158,939 $ 101,000
Ford, Kansas 131 $ 14,128,000 $ 107,847 $ 58,000
Barton, Kansas 115 $ 12,043,000 $ 104,721 $ 67,000
Douglas, Kansas 110 $ 20,091,000 $ 182,645 $ 99,000
Miami, Kansas 85 $ 10,580,000 $ 124,470 $ 64,000
Jackson, Missouri 79 $ 15,628,000 $ 197,822 $ 92,000
Wyandotte, Kansas 62 $ 8,335,000 $ 134,435 $ 58,000
Finney, Kansas 48 $ 5,646,000 $ 117,625 $ 70,000
Pottawatomie, Kansas 43 $ 7,375,000 $ 171,511 $ 75,000
Bourbon, Kansas 37 $ 2,253,000 $ 60,891 $ 53,000
Leavenworth, Kansas 37 $ 6,658,000 $ 179,945 $ 82,000
Osage, Kansas 36 $ 3,741,000 $ 103,916 $ 69,000
Allen, Kansas 31 $ 2,076,000 $ 66,967 $ 56,000
Geary, Kansas 31 $ 3,822,000 $ 123,290 $ 49,000
Crawford, Kansas 30 $ 1,616,000 $ 53,866 $ 50,000
Franklin, Kansas 29 $ 3,033,000 $ 104,586 $ 72,000
Jefferson, Kansas 28 $ 3,730,000 $ 133,214 $ 81,000
Clay, Missouri 28 $ 4,338,000 $ 154,928 $ 64,000
Jackson, Kansas 24 $ 2,732,000 $ 113,833 $ 61,000
Cass, Missouri 22 $ 3,330,000 $ 151,363 $ 80,000
Pawnee, Kansas 16 $ 1,969,000 $ 123,062 $ 63,000
Dickinson, Kansas 15 $ 1,767,000 $ 117,800 $ 49,000
Neosho, Kansas 13 $ 1,280,000 $ 98,461 $ 55,000
Linn, Kansas 11 $ 852,000 $ 77,454 $ 50,000
Wabaunsee, Kansas 10 $ 1,239,000 $ 123,900 $ 68,000
Platte, Missouri 10 $ 2,162,000 $ 216,200 $ 93,000
Sedgwick, Kansas 9 $ 1,527,000 $ 169,666 $ 72,000
Gray, Kansas 7 $ 745,000 $ 106,428 $ 82,000
Lyon, Kansas 7 $ 636,000 $ 90,857 $ 50,000
Anderson, Kansas 6 $ 649,000 $ 108,166 $ 40,000
Ellis, Kansas 5 $ 464,000 $ 92,800 $ 84,000
Stafford, Kansas 5 $ 406,000 $ 81,200 $ 44,000
Clark, Kansas 4 $ 534,000 $ 133,500 $ 199,000
Woodson, Kansas 4 $ 431,000 $ 107,750 $ 69,000
Camden, Missouri 4 $ 1,043,000 $ 260,750 $ 363,000
Douglas, Nebraska 4 $ 766,000 $ 191,500 $ 99,000
Hillsborough, Florida 3 $ 572,000 $ 190,666 $ 40,000
Orange, Florida 3 $ 3,000,000 $ 1,000,000 $ 2,141,000
Coffey, Kansas 3 $ 288,000 $ 96,000 $ 52,000
Marshall, Kansas 3 $ 436,000 $ 145,333 $ 61,000
Meade, Kansas 3 $ 228,000 $ 76,000 $ 56,000
Pratt, Kansas 3 $ 321,000 $ 107,000 $ 67,000
Reno, Kansas 3 $ 178,000 $ 59,333 $ 29,000
Vernon, Missouri 3 $ 386,000 $ 128,666 $ 76,000
Maricopa, Arizona 2 $ 422,000 $ 211,000 $ 155,000
Haskell, Kansas 2 $ 179,000 $ 89,500 $ 57,000
Rush, Kansas 2 $ 106,000 $ 53,000 $ 33,000
Saline, Kansas 2 $ 194,000 $ 97,000 $ 36,000
Johnson, Missouri 2 $ 379,000 $ 189,500 $ 80,000
St. Charles, Missouri 2 $ 788,000 $ 394,000 $ 105,000
Bexar, Texas 2 $ 799,000 $ 399,500 $ 141,000
Harris, Texas 2 $ 842,000 $ 421,000 $ 231,000
Pinal, Arizona 1 $ 145,000 $ 145,000 $ 209,000
Yuma, Arizona 1 $ 116,000 $ 116,000 $ 0
Los Angeles, California 1 $ 334,000 $ 334,000 $ 63,000
Adams, Colorado 1 $ 223,000 $ 223,000 $ 52,000
El Paso, Colorado 1 $ 365,000 $ 365,000 $ 132,000
Weld, Colorado 1 $ 347,000 $ 347,000 $ 98,000
Lake, Florida 1 $ 110,000 $ 110,000 $ 42,000
Chatham, Georgia 1 $ 138,000 $ 138,000 $ 0
Fulton, Georgia 1 $ 273,000 $ 273,000 $ 74,000
Canyon, Idaho 1 $ 98,000 $ 98,000 $ 113,000
Will, Illinois 1 $ 275,000 $ 275,000 $ 117,000
Huntington, Indiana 1 $ 126,000 $ 126,000 $ 53,000
Barber, Kansas 1 $ 93,000 $ 93,000 $ 102,000
Butler, Kansas 1 $ 106,000 $ 106,000 $ 58,000
Chase, Kansas 1 $ 174,000 $ 174,000 $ 150,000
Cherokee, Kansas 1 $ 12,000 $ 12,000 $ 61,000
Comanche, Kansas 1 $ 48,000 $ 48,000 $ 40,000
Edwards, Kansas 1 $ 67,000 $ 67,000 $ 51,000
Hamilton, Kansas 1 $ 73,000 $ 73,000 $ 36,000
Hodgeman, Kansas 1 $ 56,000 $ 56,000 $ 17,000
Kearny, Kansas 1 $ 74,000 $ 74,000 $ 59,000
Kiowa, Kansas 1 $ 89,000 $ 89,000 $ 27,000
Labette, Kansas 1 $ 68,000 $ 68,000 $ 28,000
Marion, Kansas 1 $ 56,000 $ 56,000 $ 41,000
McPherson, Kansas 1 $ 333,000 $ 333,000 $ 80,000
Morris, Kansas 1 $ 144,000 $ 144,000 $ 86,000
Phillips, Kansas 1 $ 144,000 $ 144,000 $ 112,000
Rice, Kansas 1 $ 27,000 $ 27,000 $ 45,000
Stevens, Kansas 1 $ 25,000 $ 25,000 $ 0
Washington, Kansas 1 $ 34,000 $ 34,000 $ 34,000
Warren, Kentucky 1 $ 350,000 $ 350,000 $ 125,000
Anoka, Minnesota 1 $ 192,000 $ 192,000 $ 94,000
Barton, Missouri 1 $ 58,000 $ 58,000 $ 95,000
Bates, Missouri 1 $ 43,000 $ 43,000 $ 42,000
Buchanan, Missouri 1 $ 75,000 $ 75,000 $ 84,000
Butler, Missouri 1 $ 140,000 $ 140,000 $ 83,000
Cole, Missouri 1 $ 272,000 $ 272,000 $ 101,000
Dallas, Missouri 1 $ 139,000 $ 139,000 $ 201,000
Gentry, Missouri 1 $ 377,000 $ 377,000 $ 98,000
Greene, Missouri 1 $ 113,000 $ 113,000 $ 41,000
Jasper, Missouri 1 $ 88,000 $ 88,000 $ 50,000
Mercer, Missouri 1 $ 260,000 $ 260,000 $ 144,000
Morgan, Missouri 1 $ 228,000 $ 228,000 $ 136,000
Newton, Missouri 1 $ 59,000 $ 59,000 $ 29,000
Pettis, Missouri 1 $ 225,000 $ 225,000 $ 193,000
Ray, Missouri 1 $ 72,000 $ 72,000 $ 33,000
Sarpy, Nebraska 1 $ 272,000 $ 272,000 $ 90,000
Bergen, New Jersey 1 $ 449,000 $ 449,000 $ 109,000
Essex, New Jersey 1 $ 356,000 $ 356,000 $ 91,000
Somerset, New Jersey 1 $ 300,000 $ 300,000 $ 140,000
Cabarrus, North Carolina 1 $ 298,000 $ 298,000 $ 89,000
Durham, North Carolina 1 $ 149,000 $ 149,000 $ 31,000
Harnett, North Carolina 1 $ 165,000 $ 165,000 $ 123,000
Hamilton, Ohio 1 $ 1,268,000 $ 1,268,000 $ 241,000
Oklahoma, Oklahoma 1 $ 227,000 $ 227,000 $ 108,000
Rogers, Oklahoma 1 $ 89,000 $ 89,000 $ 24,000
Deschutes, Oregon 1 $ 316,000 $ 316,000 $ 81,000
Schuylkill, Pennsylvania 1 $ 105,000 $ 105,000 $ 58,000
Bell, Texas 1 $ 51,000 $ 51,000 $ 27,000
Parker, Texas 1 $ 261,000 $ 261,000 $ 113,000
Tarrant, Texas 1 $ 179,000 $ 179,000 $ 0
Pierce, Washington 1 $ 334,000 $ 334,000 $ 143,000
Waukesha, Wisconsin 1 $ 231,000 $ 231,000 $ 77,000
Fremont, Wyoming 1 $ 280,000 $ 280,000 $ 73,000

Mortgage Loan Application Detail Totals for Landmark National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,744 $272,701,000 $156,000 $1,268,000 $79,000 $2,935,000
Refinancing 619 $101,950,000 $164,000 $1,000,000 $94,000 $2,935,000
Home Improvement 159 $13,711,000 $86,000 $417,000 $83,000 $592,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,202 $343,175,000 $155,000 $1,268,000 $86,000 $2,935,000
Hispanic 164 $19,851,000 $121,000 $373,000 $56,000 $401,000
Asian 54 $9,920,000 $183,000 $529,000 $99,000 $468,000
Black or African American 49 $8,211,000 $167,000 $414,000 $73,000 $244,000
Not applicable 37 $5,576,000 $150,000 $365,000 $0 $0
American Indian or Alaskan Native 8 $1,330,000 $166,000 $360,000 $95,000 $185,000
Not Provided 6 $27,000 $4,000 $15,000 $37,000 $67,000
Native Hawaiian or Other Pacific Islander 2 $272,000 $136,000 $142,000 $76,000 $107,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,679 $270,193,000 $160,000 $1,268,000 $95,000 $2,935,000
FHA-insured (Federal Housing Administration) 557 $73,564,000 $132,000 $334,000 $58,000 $846,000
VA-guaranteed (Veterans Administration) 157 $29,840,000 $190,000 $645,000 $74,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $14,765,000 $114,000 $266,000 $48,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,025 $318,910,000 $157,000 $1,268,000 $82,000 $846,000
Application Approved But Not Accepted 183 $27,195,000 $148,000 $1,000,000 $101,000 $2,935,000
Application Denied By Financial Institution 173 $17,590,000 $101,000 $417,000 $54,000 $255,000
Application Withdrawn By Applicant 139 $24,596,000 $176,000 $1,000,000 $106,000 $2,935,000
File Closed For Incompleteness 2 $71,000 $35,000 $65,000 $29,000 $59,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 96 $9,483,000 $98,000 $370,000 $57,000 $149,000
Debt-To-Income Ratio 53 $6,006,000 $113,000 $417,000 $54,000 $255,000
Collateral 9 $726,000 $80,000 $152,000 $45,000 $90,000
Unverifiable Information 5 $816,000 $163,000 $215,000 $23,000 $38,000
Other 3 $215,000 $71,000 $118,000 $55,000 $96,000
Employment History 3 $100,000 $33,000 $92,000 $32,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 3 $174,000 $58,000 $67,000 $48,000 $66,000
Credit Application Incomplete 1 $70,000 $70,000 $70,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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