Landmark National Bank Mortgage Lending & HMDA Data, 2015

In 2015, Landmark National Bank of Manhattan, KS reported 2,522 mortgage applications totaling $388.4 million, up 22% from 2014. The average application was for $153,989, and applicants reported an average income of $82,933. 80% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Kansas City, MO-KS (919), Topeka, KS (647) and Manhattan, KS (192) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,522
Total Mortgage Loan Application Amount $388,362,000
Average Mortgage Loan Application Amount $153,989
Highest Mortgage Loan Application Amount $1,268,000
Average Applicant Income $82,933
Highest Applicant Income $2,935,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Kansas City, MO-KS 919 $ 171,815,000 $ 186,958 $ 90,772
Topeka, KS 647 $ 87,367,000 $ 135,034 $ 73,000
Manhattan, KS 192 $ 31,057,000 $ 161,755 $ 95,000
Lawrence, KS 110 $ 20,091,000 $ 182,645 $ 99,000
Wichita, KS 10 $ 1,633,000 $ 163,300 $ 71,000
Omaha-Council Bluffs, NE-IA 5 $ 1,038,000 $ 207,600 $ 97,000
Orlando-Kissimmee-Sanford, FL 4 $ 3,110,000 $ 777,500 $ 1,616,000
Phoenix-Mesa-Scottsdale, AZ 3 $ 567,000 $ 189,000 $ 173,000
Tampa-St. Petersburg-Clearwater, FL 3 $ 572,000 $ 190,666 $ 40,000
Fort Worth-Arlington, TX 2 $ 440,000 $ 220,000 $ 56,000
Houston-The Woodlands-Sugar Land, TX 2 $ 842,000 $ 421,000 $ 231,000
Joplin, MO 2 $ 147,000 $ 73,500 $ 39,000
Newark, NJ-PA 2 $ 656,000 $ 328,000 $ 115,000
San Antonio-New Braunfels, TX 2 $ 799,000 $ 399,500 $ 141,000
Springfield, MO 2 $ 252,000 $ 126,000 $ 121,000
St. Louis, MO-IL 2 $ 788,000 $ 394,000 $ 105,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 273,000 $ 273,000 $ 74,000
Bend-Redmond, OR 1 $ 316,000 $ 316,000 $ 81,000
Boise City, ID 1 $ 98,000 $ 98,000 $ 113,000
Bowling Green, KY 1 $ 350,000 $ 350,000 $ 125,000
Charlotte-Concord-Gastonia, NC-SC 1 $ 298,000 $ 298,000 $ 89,000
Chicago-Naperville-Arlington Heights, IL 1 $ 275,000 $ 275,000 $ 117,000
Cincinnati, OH-KY-IN 1 $ 1,268,000 $ 1,268,000 $ 241,000
Colorado Springs, CO 1 $ 365,000 $ 365,000 $ 132,000
Denver-Aurora-Lakewood, CO 1 $ 223,000 $ 223,000 $ 52,000
Durham-Chapel Hill, NC 1 $ 149,000 $ 149,000 $ 31,000
Greeley, CO 1 $ 347,000 $ 347,000 $ 98,000
Jefferson City, MO 1 $ 272,000 $ 272,000 $ 101,000
Killeen-Temple, TX 1 $ 51,000 $ 51,000 $ 27,000
Los Angeles-Long Beach-Glendale, CA 1 $ 334,000 $ 334,000 $ 63,000
Milwaukee-Waukesha-West Allis, WI 1 $ 231,000 $ 231,000 $ 77,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 192,000 $ 192,000 $ 94,000
New York-Jersey City-White Plains, NY-NJ 1 $ 449,000 $ 449,000 $ 109,000
Oklahoma City, OK 1 $ 227,000 $ 227,000 $ 108,000
Savannah, GA 1 $ 138,000 $ 138,000 $ 0
St. Joseph, MO-KS 1 $ 75,000 $ 75,000 $ 84,000
Tacoma-Lakewood, WA 1 $ 334,000 $ 334,000 $ 143,000
Tulsa, OK 1 $ 89,000 $ 89,000 $ 24,000
Yuma, AZ 1 $ 116,000 $ 116,000 $ 0

Mortgage Loan Application Detail Totals for Landmark National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,744 $272,701,000 $156,000 $1,268,000 $79,000 $2,935,000
Refinancing 619 $101,950,000 $164,000 $1,000,000 $94,000 $2,935,000
Home Improvement 159 $13,711,000 $86,000 $417,000 $83,000 $592,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,202 $343,175,000 $155,000 $1,268,000 $86,000 $2,935,000
Hispanic 164 $19,851,000 $121,000 $373,000 $56,000 $401,000
Asian 54 $9,920,000 $183,000 $529,000 $99,000 $468,000
Black or African American 49 $8,211,000 $167,000 $414,000 $73,000 $244,000
Not applicable 37 $5,576,000 $150,000 $365,000 $0 $0
American Indian or Alaskan Native 8 $1,330,000 $166,000 $360,000 $95,000 $185,000
Not Provided 6 $27,000 $4,000 $15,000 $37,000 $67,000
Native Hawaiian or Other Pacific Islander 2 $272,000 $136,000 $142,000 $76,000 $107,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,679 $270,193,000 $160,000 $1,268,000 $95,000 $2,935,000
FHA-insured (Federal Housing Administration) 557 $73,564,000 $132,000 $334,000 $58,000 $846,000
VA-guaranteed (Veterans Administration) 157 $29,840,000 $190,000 $645,000 $74,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $14,765,000 $114,000 $266,000 $48,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,025 $318,910,000 $157,000 $1,268,000 $82,000 $846,000
Application Approved But Not Accepted 183 $27,195,000 $148,000 $1,000,000 $101,000 $2,935,000
Application Denied By Financial Institution 173 $17,590,000 $101,000 $417,000 $54,000 $255,000
Application Withdrawn By Applicant 139 $24,596,000 $176,000 $1,000,000 $106,000 $2,935,000
File Closed For Incompleteness 2 $71,000 $35,000 $65,000 $29,000 $59,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 96 $9,483,000 $98,000 $370,000 $57,000 $149,000
Debt-To-Income Ratio 53 $6,006,000 $113,000 $417,000 $54,000 $255,000
Collateral 9 $726,000 $80,000 $152,000 $45,000 $90,000
Unverifiable Information 5 $816,000 $163,000 $215,000 $23,000 $38,000
Other 3 $215,000 $71,000 $118,000 $55,000 $96,000
Employment History 3 $100,000 $33,000 $92,000 $32,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 3 $174,000 $58,000 $67,000 $48,000 $66,000
Credit Application Incomplete 1 $70,000 $70,000 $70,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List